Stax

JANUARY 23, 2025

The merchant underwriting process is a critical step that payment processors and financial institutions use to assess the risk associated with onboarding new businesses. Merchant account underwriting is the evaluation process payment processors use to assess whether a business meets the criteria for accepting credit card payments.

Underwriting 68

Underwriting PCI DSS Money Laundering Processors 68

Cardfellow

JULY 21, 2025

Clover Equipment There are currently five choices for Clover credit card processing equipment: Go, Flex, Mini, Station, and Station 2018. The Standard and Advanced plans also offer a customer database to tie in with loyalty programs, and can support gift cards. All transactions will be “card-not-present” and charged accordingly.

Database 52

Database Transactions Processors Credit Cards 52

The Fintech Times

FEBRUARY 19, 2025

There is a huge price to be paid by organisations when AI and machine learning (ML) fail in the financial decision-making process. While AI can process vast amounts of financial data and identify patterns that humans might miss, treating it as infallible is dangerous. This creates a false sense of security.

AI 64

AI Monetary Loss Risk Automation 64

Fi911

JUNE 20, 2025

These regulations focus on verifying that provided information matches databases, not whether the identity represents a real person. Cross-referencing SSNs with names and addresses across databases can reveal mismatches indicating synthetic identities. Integration with existing systems and processes determines implementation success.

Identity Theft 52

Identity Theft Verification Database Authentication 52

Nanonets

APRIL 24, 2025

For one of India’s biggest private insurers, which prided itself on a high claim settlement ratio, this meant finding new ways to streamline its back-office processes and reduce manual errors. The team would meticulously review each line item and part number to ensure accuracy before the claim could be further processed and approved.

Automation 52

Automation Settlement Assessments Database 52

Fi911

MAY 14, 2025

Encryption is the process of converting plain text data into an unreadable format (ciphertext) using algorithms and encryption keys. databases). Database Protection : Securing databases that house customer information and transaction records. Database Security : Protecting customer information stored in financial systems.

Encryption 89

Encryption PCI DSS Online and Mobile Banking Database 89

The Paypers

JUNE 17, 2025

Subscribe News | Interviews | Voice of the Industry | Watch & Learn | Reports | Cross Border Ecommerce Research | Company Database | Events News Unzer rolls out with Wero from EPI Tuesday 17 June 2025 13:22 CET | News Unzer , a payment platform for SMEs in Germany, Austria, and beyond, has partnered with the European Payments Initiative (EPI).

CBDC 36

CBDC Financial Crimes Digital Currency Central Bank 36

The Payments Association

MAY 28, 2025

The process replaces your 16-digit primary account number and other sensitive data with a secure, unique digital identifier that functions exclusively within controlled environments. Even if a database containing tokens were compromised, the tokens themselves would be useless outside their designated environments.

Credential 88

Credential Payments Issuers Visa 88

The Paypers

JUNE 17, 2025

In addition, the process of integrating Zūm Rails APIs into Western Union’s network is set to enable the company to drive real-time movement of funds for Western Union customers using Interac eTransfer.

Cross-Border 46

Cross-Border Payment APIs and Integration CBDC Financial Crimes 46

Fintech Finance

JUNE 23, 2025

Building on strategic partnerships with Microsoft , Red Hat and IBM , ACI is collaborating with MongoDB , a document-oriented NoSQL database, and open source technology NATS from Synadia Communications for the reference architecture of ACI Connetic , ACI’s unified, cloud-native payments platform.

Technology 84

Technology Payment APIs and Integration Non-Bank Fraud Prevention 84

The Paypers

JUNE 16, 2025

Moreover, the move aims to improve the efficiency of transaction processes and ensure compliance for both investors and agricultural borrowers. The main goal is to allow users to conduct financial transactions directly on the InSoil website. InSoil currently counts more than 14,000 investors and has financed loans for over 2,500 farms.

Multi-Currency 46

Multi-Currency CBDC Financial Crimes Embedded Payments 46

The Paypers

JUNE 17, 2025

According to the official press release, OpenPayd processes more than 130 billion annually on behalf of more than 750 business clients. For more information about OpenPayd, please check out their detailed profile in our dedicated, industry-specific Company Database.

Stablecoins 36

Stablecoins Payment Networks Cross-Border Payment APIs and Integration 36

Finextra

JUNE 30, 2025

Automation of routine processes (like loan processing or compliance checks) is also significant (over half report using AI for automation). Morgan Stanley rolled out a GPT-4 powered assistant for its financial advisors (to query internal research databases). About 64% of U.S. Bank of America’s Erica chatbot).

AI 69

AI Finance Fraud Detection Use Case 69

Nanonets

NOVEMBER 19, 2024

While Sensible offers robust document processing capabilities, it’s not always the best fit for every business.  While Sensible is a strong contender in the document processing space, it has limitations. 7 Super AI AI-human collaboration Companies requiring complex data processing 4.3

Process 52

Process Automation AI Non-Bank 52

The Paypers

JUNE 23, 2025

Both companies will continue to focus on meeting the needs, preferences, and demands of clients and users in an ever-evolving market, while prioritising the process of remaining compliant with the regulatory requirements and laws of the industry as well.

Credit Cards 36

Credit Cards CBDC Payments Cross-Border 36

The Paypers

JUNE 25, 2025

Through this collaboration, the two firms will combine Visa’s front-end authorisation services with RS2’s infrastructure, enabling efficient and reliable back-end processing. The platform also ensures compliance with regulatory requirements within a secure, real-time processing environment.

Global Payments 36

Global Payments Process ISO 20022 Payment APIs and Integration 36

The Paypers

JUNE 26, 2025

This process will not need ERP file uploads or middleware, as payments are routed through customers existing bank accounts and allows them to retain control over their cash while streamlining disbursement.

Payments 56

Payments Embedded Payments Audit Multi-Currency 56

The Paypers

JUNE 12, 2025

Both companies will continue to focus on meeting the needs, preferences, and demands of clients and users in an ever-evolving market, while prioritising the process of remaining compliant with the regulatory requirements and laws of the industry as well.

Payee 36

Payee Verification Financial Crimes Payment APIs and Integration 36

Finovate

JULY 3, 2025

AutoRek Mion works where traditional reconciliation systems often fail by processing up to 20 digits before and 18 digits after the decimal point to provide accuracy and scale. The new platform provides data management and reconciliation capabilities for cryptocurrency and digital asset operations.

Reconciliation 59

Reconciliation Cryptocurrency Automation Database 59

Nanonets

NOVEMBER 24, 2024

Introduction In today’s fast-paced business landscape, organizations are increasingly turning to AI-driven solutions to automate repetitive processes and enhance efficiency. Coding a multi-agent system to automate AP process. It speeds up processes, reduces errors, and ensures compliance with detailed records.

Automation 52

Automation Accounts Payment APIs and Integration AI 52

Finovate

JUNE 12, 2025

The new offering streamlines the verification process, enabling users to complete identity verification as much as 5x faster. The offering will enable organizations to streamline identity verification processes, control costs, and enable them to focus on growing their businesses.

Verification 52

Verification AML Returns Deepfake 52

The Paypers

JUNE 16, 2025

Subscribe News | Interviews | Voice of the Industry | Watch & Learn | Reports | Cross Border Ecommerce Research | Company Database | Events News U.S. Subscribe now Keywords: payments , payment processing , digital banking , digital payments , credit card Categories: Payments & Commerce Companies: Fiserv , U.S.

Credit Cards 36

Credit Cards CBDC Financial Crimes Digital Currency 36

The Paypers

JUNE 19, 2025

Moreover, the move aimed to support startups, SMEs, and large businesses to optimise in-person and online payment processing, reporting, fraud prevention, and financing. The company sought to support Portuguese businesses by providing localised payment solutions in an ecommerce landscape that demanded digital solutions.

Payments 36

Payments Online and Mobile Banking CBDC Digital Currency 36

Fintech Review

MAY 4, 2025

Treezor Enables card issuance, bank accounts, payment processing, and lending via a unified API layer. Galileo (by SoFi) Provides APIs for issuing cards, managing deposits, processing payments, and offering lending products, powering many fintech brands. Best for : US-based fintechs needing deep bank integrations.

Payment APIs and Integration 76

Payment APIs and Integration FinTech Multi-Currency Embedded Finance 76

The Paypers

JUNE 9, 2025

The move allowed Mondu and Lemonway to tailor payment processes for a B2B marketplace, as well as integrate the former’s BNPL services with Lemonway’s safe payment handling. A few months before this announcement, Mondu teamed up with Payin3 and Lemonway to improve its presence and B2B payment options in Europe.

Acquirers 74

Acquirers Payment Service Provider (PSP) BNPL Cybersecurity 74

The Paypers

JUNE 17, 2025

This marks a notable improvement over the standard multi-day processing period commonly seen in real estate investment withdrawals. Additionally, Checkout.com noted a 176% rise in total processing volume in the UAE from 2023 to 2024, alongside a 320% growth in daily online shopping since 2020.

CBDC 36

CBDC Real Time Payments Financial Crimes Multi-Currency 36

The Paypers

JUNE 12, 2025

According to Bonprix representatives, the shift to A2A payments is expected to simplify the checkout process by enabling customers to pay directly from their bank accounts, removing the need for traditional card-based transactions. The implementation is being conducted in collaboration with Computop, a provider of global payment solutions.

Payments 36

Payments Financial Crimes Database Crime 36

The Paypers

JUNE 16, 2025

The release includes an additional feature called Search Upcoming Bills, which offers customers the option to receive monthly notifications before each payment is processed. The tool, titled Automated Pix was designed for use with recurring services such as utilities, school fees, gym memberships, and digital subscriptions.

Automation 36

Automation Financial Crimes Instant Payments Crime 36

The Paypers

JUNE 10, 2025

At the same time, customers are equipped with efficient transactions, allowing them to avoid high fees and slow processing times that are associated with traditional banking methods. For more information about BR-DGE, please check out their detailed profile in our dedicated, industry-specific Company Database.

Cross-Border 36

Cross-Border Database Alternative Payment Methods Cybersecurity 36

The Paypers

JUNE 9, 2025

Following this announcement, Trust Payments is expected to leverage Trulioo Workflow Studio, Business Verification, Person Match, Identity Document Verification, and Watchlist Screening in order to unify its onboarding processes, support regulatory compliance, and elevate the customer experience across regions.

Verification 36

Verification Payments Fraud Prevention Financial Crimes 36

The Paypers

JUNE 12, 2025

According to TransferMate, the system supports real-time matching and allows payments to be processed simultaneously with tuition fees, creating a single, consolidated financial workflow for education providers. The embedded API also facilitates commission payouts to agents in multiple jurisdictions.

Payment APIs and Integration 36

Payment APIs and Integration Cross-Border Cross-Border Payments Payments 36

The Paypers

JUNE 26, 2025

For a reliable and cost-effective compliance solution, QwikPay chose iDenfy to support its end-to-end onboarding and risk management processes due to its combination of global identity coverage, AI-driven biometric verification, and continuous AML screening, combined with startup-friendly pricing.

Compliance 36

Compliance Security AML Verification 36

The Paypers

JUNE 11, 2025

In addition, both companies are expected to continue to focus on meeting the needs, preferences, and demands of clients and users in an ever-evolving market, while prioritising the process of remaining compliant with the regulatory requirements and laws of the industry as well.

Payment APIs and Integration 41

Payment APIs and Integration Financial Crimes Global Payments Cybersecurity 41

Fintech Finance

APRIL 2, 2025

Its open and agnostic nature allows easy integration with point-of-sale (POS) and payment processing systems without requiring costly replacements. A robust business intelligence database and omnichannel solutions round out the many benefits offered by FreedomPays Next Level Commerce platform. At Grupo AFAL (Carls Jr.

Point-of-Sale (POS) 52

Point-of-Sale (POS) Database Payment Solutions Processors 52

The Paypers

JUNE 12, 2025

Furthermore, according to Down Hall Hotel & Spa’s officials, by working with DNA Payments and implementing the Oracle OPERA Cloud, the company can augment its payment process, facilitating a secure and efficient experience that meets the needs, demands, and preferences of clients.

Payments 36

Payments Financial Crimes Crime On-Demand 36

The Paypers

JUNE 27, 2025

In addition, both companies will continue to focus on meeting the needs, preferences, and demands of clients and users in an ever-evolving market, while prioritising the process of remaining compliant with the regulatory requirements and laws of the industry as well.

Payments 36

Payments Stablecoins Cross-Border Database 36