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Tokenisation 2.0: Are we ready for the next generation of payment security?

The Payments Association

This shift is especially visible in the adoption of network tokenisationa model introduced by major card networks like Visa and Mastercard, where card details are replaced with dynamic, network-managed tokens. The necessity of tokenisation in digital payments The traditional view of tokenisation as a fraud mitigation tool is outdated.

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Automating Chargeback Management: First Steps & Best Practices

Fi911

Chargeback volumes have increased 25% annually over the past three years, pushing financial institutions to reconsider their manual processing approaches. Automated systems complete the same work in hours, improving the likelihood of meeting tight card network deadlines. Response times drop dramatically with automation.

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How to Choose Between EFT vs ACH: A Comprehensive Guide

Stax

Talk to sales Understanding EFT: The Umbrella Term for Digital Transactions Ever paid for your coffee with just a tap of a card or received payment from a customer thousands of miles away? Digital wallets accounted for 50% of eCommerce purchases , while debit cards raked up 12% of total transactions last year. In 2024, it processed 1.2

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The End of Average: AI Is Rewriting the Rules of Digital Banking CX

Finextra

No longer satisfied with being simply digital and inspired by interactions with Chat GPT, customers began demanding something deeper— experiences that understand them. No longer satisfied with being simply digital and inspired by interactions with Chat GPT, customers began demanding something deeper— experiences that understand them. The result?

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SMB Banking: Deep Dive on Ramp

Fintech Labs Insights

Ramp is a New York City-based fintech startup founded in 2019 that offers corporate charge cards paired with an expense-management platform and finance tools. Its core mission is to help businesses save time and money. It has more than 1,000 employees and a revenue run rate of $700 million. billion in April 2024.

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Deep Dive: The Importance Of Fighting Fake Restaurant Reviews And Social Media Fraud

PYMNTS

This link prompted them to enter their email addresses, telephone numbers, credit card details and other personal information, all of which went directly to fraudsters. This link prompted them to enter their email addresses, telephone numbers, credit card details and other personal information, all of which went directly to fraudsters.

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Visa CEO Weighs in On Europe and Digital Payments Opportunities          

PYMNTS

In an interview with Lisa Ellis, analyst with Sanford Bernstein, and as reported by Seeking Alpha , Visa CEO Al Kelly weighed in on a number of opportunities and challenges facing the company, from Visa Europe to China to digital payments. . The opportunity in payments to just grow the pie is enormous.” .