PYMNTS

OCTOBER 21, 2016

The gig economy is ripe with online marketplaces, but whether a platform sinks or swims is ultimately determined by the freelancers that power the system. Without that supply, there can be no demand. Typically, on-demand workers will upload identity documentation and some sort of supplemental information (e.g.,

On-Demand 59

On-Demand Economy Enrollments Push-to-Card 59

The Payments Association

DECEMBER 18, 2024

Key trends will include the acceleration of cross-border, real-time and instant payments and the rise of cashless economies. billion unbanked individuals globally, enabling participation in the formal economy and accelerating the transition to cashless societies.” trillion transactions by 2027.

Cross-Border 88

Cross-Border AI Push-to-Card Real Time Payments 88

Fintech Finance

FEBRUARY 27, 2025

customers real-time1 fund transfers to and from bank accounts via debit card with its Deliver API solution, powered by Visa Direct. Orum customers will now be able to use its Deliver solution to reach 99% of bank accounts in the US via a linked debit card.

Faster Payments 64

Faster Payments Payment APIs and Integration Debit Card Push-to-Card 64

PYMNTS

JULY 27, 2020

Now, Edwards said, banks are at the same starting point on disbursements, but this is the opportunity to capitalize on the next big digital payments wave — from digital to instant, on-demand money, creating a modern disbursements experience. It’s happening either way,” Edwards told Webster. When ‘Instant’ Really Isn’t.

On-Demand 91

On-Demand Instant Payments Push-to-Card Treasury 91

The Payments Association

MARCH 19, 2025

According to Yaccarino, the partnership will allow for secure and instant funding to users X Wallet via Visa Direct, connecting to their debit cards and allowing for peer-to-peer payments. By replacing the need for physical cash or cards, they allow seamless payments via smartphones, tablets, or other connected devices.

Digital Payments 88

Digital Payments Finance Online and Mobile Banking Payments 88

PYMNTS

JULY 3, 2020

Small- and medium-sized businesses have been hit hard by the pandemic, but most are scrambling into digital pivots to blunt the impact of physical stores’ shutdowns, Colleen Taylor , executive vice president and head of merchant services at Wells Fargo , told Karen Webster during a recent conversation. A Focus on Contactless Commerce.

Economy 98

Economy Push-to-Card Small Business Shutdown 98

PYMNTS

JANUARY 10, 2019

Visa recently partnered with Shieldpay to introduce secure card payments on peer-to-peer (P2P) platforms to the nation’s £120 billion ($151.1 billion USD) online classified marketplaces, enabling buyers and sellers to accept credit and debit cards. On-Demand Wages: A Handy Option For Handyperson Pros. In the U.K.,

On-Demand 62

On-Demand Tax Refunds Push-to-Card P2P 62

Fintech Finance

OCTOBER 15, 2024

Card payments dominate the Nordic payment landscape, with 90 percent of shoppers using them for contactless payments either daily or once a week. Cards dominate but mobile payments are rising 76 percent of Nordic consumers use some form of mobile payment in physical sales locations.

Mobile Payments 98

Mobile Payments Push-to-Card Payments Contactless Payments 98

Fintech News

OCTOBER 21, 2024

Indonesia and the Philippines lead in e-wallet usage, with 92% and 87% of respondents, respectively, using the payment method, especially QR payments and mobile payment apps. The Digital Payments Transformation Roadmap (DPTR) , introduced in 2020, aims to convert at least 50% of all retail payment transactions into digital form by 2023.

Financial Inclusion 143

Financial Inclusion Payments Embedded Finance Push-to-Card 143

PYMNTS

MARCH 28, 2019

Instant payments — and the ability to push funds immediately across the debit rails to consumer bank accounts — has entered something of a renaissance. Today Visa , with Visa Direct , has added another use case for push payments — this time on a global scale. Visa Direct is the card network’s instant push payments platform.

P2P 87

P2P Cross-Border Push-to-Card Debit Card 87

PYMNTS

JANUARY 18, 2021

The pandemic is causing fluctuations in the global economy, and supply and demand shifts are causing many businesses to face liquidity stresses and limited credit access. Such touchless payment options are being used alongside traditional ones like credit cards and checks.

Treasury 127

Treasury API Best Practices Risk 127

PYMNTS

SEPTEMBER 15, 2020

Retail spending may be helping to spur freight volumes, and to push already lofty pricing higher. That’s because consumer demand is picking up, but retail inventories are relatively low. As Eric Starks , president and CEO of FTR, was quoted as saying, high demand and low inventories “put pressure on the movement of goods.”

On-Demand 56

On-Demand Volume Push-to-Card Credit Cards 56

PYMNTS

SEPTEMBER 15, 2020

Retail spending may be helping to spur freight volumes, and to push already lofty pricing higher. That’s because consumer demand is picking up, but retail inventories are relatively low. As Eric Starks , president and CEO of FTR, was quoted as saying, high demand and low inventories “put pressure on the movement of goods.”

On-Demand 56

On-Demand Volume Push-to-Card Credit Cards 56

PYMNTS

OCTOBER 16, 2020

Jess Turner, Mastercard’s executive vice president for North America Products and Innovation, tells PYMNTS the venture is just one part of the firm’s push to help gig workers get benefits. With gig-economy participation rising and U.S. With gig-economy participation rising and U.S. 15) following the partnership’s announcement.

Visa 116

Visa Economy Push-to-Card Enrollments 116

PYMNTS

MARCH 21, 2016

What’s the biggest obstacle facing the on-demand delivery economy? However, what if the lack of control and oversight the industry has over its nebulously categorized workers might instead pose the biggest threat to the on-demand economy’s explosive growth? Moreover, it appears that Ele.me

On-Demand 40

On-Demand Push-to-Card Economy Legal 40

PYMNTS

MAY 8, 2020

Square’s Q1 ended with slowing gross payment volumes , pushed by the pandemic and the shuttering of merchant locations, while the company also took reserves against potential losses. There was some upside to Square’s earnings report — the surging popularity of Cash App pushed by stimulus payment deposits.

Economy 75

Economy PayPal Payments Push-to-Card 75

PYMNTS

OCTOBER 14, 2019

It was not uncommon for drivers to have to fork over as much as a third of their wages to the taxi company, as well as payment to lease the taxi and an additional 10 percent for any fares put on a credit card. As independent contractors, drivers also have no benefits. Turning a Blind Eye.

Economy 71

Economy On-Demand Regulations Push-to-Card 71

PYMNTS

SEPTEMBER 15, 2020

Today in the connected economy: Facebook enhances Messenger for social streaming, Visa pushes Click-to-Pay into Canada, and TVPage integrates its social selling apps with SAP. Deep Dive: Why BNPL Could Push SMBs Into the eCommerce Spotlight. Why Early Access to Earned Wages Is No Longer Reserved for the Gig Economy.

Economy 52

Economy Metaverse Push-to-Card BNPL 52

PYMNTS

MARCH 7, 2019

The gig economy has changed — and is still changing — when we work, how we work and, of course, how we get paid. Readers of this space may recall some stats at the end of last year, where the PYMNTS Gig Economy Index found that as many as one-third of workers in the U.S. have had a problem getting paid at times.

Payroll 80

Payroll Push-to-Card Debit Card Economy 80

Finovate

MARCH 7, 2025

Its fair to say that traditional financial systems left many people and communities underserved, but LPMsfrom mobile wallets in Africa to RTP schemes like UPI in Indiabridge this gap, and theyre empowering billions of consumers to participate in the digital economy. This is the payments landscape in the UK and EU in 2025.

Payments 52

Payments Push-to-Card Online and Mobile Banking P2P 52

PYMNTS

AUGUST 22, 2019

While traditional temporary and contract workers are not exactly new in the economy, the modern gig economy enabled by mobile technology is something of an economic force all its own. Today the gig economy drives $1.4 trillion in U.S. Also, the demographics of the segment are changing. Empowering The Worker .

Visa 81

Visa Economy Push-to-Card On-Demand 81

PYMNTS

AUGUST 14, 2020

It looks like a race is shaping up to determine the future management of General Motors ’ credit card business. However, the Journal cited unnamed sources as saying that the London-based Barclays is also bidding for GM’s card business, while current issuer Capital One is unlikely to let the account go without a fight.

Push-to-Card 98

Push-to-Card Credit Cards Contactless Payments On-Demand 98

PYMNTS

DECEMBER 9, 2020

Now, we’ve moved to offerings like Visa Direct, which enables real-time push payment capabilities across account-to-account interactions — domestic and across borders — for consumers and small businesses. The conversation came against a backdrop where, at a high level, B2B payments account for $120 trillion globally on an annual basis.

Use Case 134

Use Case B2B Cross-Border Payments Cross-Border 134

PYMNTS

DECEMBER 22, 2020

And now, thanks to a global pandemic that has pushed more business online, tightened wallets and compressed delivery times, the retail landscape has undergone huge changes in a relatively short amount of time. “So They realized that in COVID, it's more about ‘I want goods right now’ because it's the stay-at-home economy model,” he said.

Push-to-Card 116

Push-to-Card Consumer On-Demand Use Case 116

The Fintech Times

MARCH 20, 2024

After years of pushing to a fully digital payments landscape that will in theory see a cashless economy in the (reasonably) near future, it could all come tumbling down after a series of technical issues that has seen major retailers unable to process card or contactless payments and once again relying on notes and coins.

Contactless Payments 116

Contactless Payments Push-to-Card Payments Online and Mobile Banking 116

PYMNTS

NOVEMBER 3, 2020

To paraphrase the movie “Top Gun” … “We feel the need … the need for speed.” The payments ecosystem now prizes quickness above all things in a time of cash flow shortages, where each paper check takes an eternity — assuming it arrives at all. Clearly, paper checks aren’t cutting it anymore. We’ve evolved. RTP Doing Its Part for a Quicker Recovery.

Real Time Payments 109

Real Time Payments RTP Same Day ACH Payer 109

PYMNTS

NOVEMBER 18, 2020

But the pressure is on to change that, initially created by digital-first firms that have pushed rapidly into instant disbursements because they weren’t tied to old, paper-based, batch-dependent legacy systems. And the past eight months of a rapidly digitizing economy amid COVID-19 have drastically accelerated that.

Instant Payments 87

Instant Payments Treasury Visa Payments 87

Open Banking Excellence

JANUARY 9, 2024

Consumer expectations are rising as regulators push for increased competition and innovation to meet evolving consumer demands. According to a recent McKinsey report, the Insurtech industry already contributes £5 billion and 60,000 jobs to the UK economy.

Payment APIs and Integration 130

Payment APIs and Integration Payer Online and Mobile Banking Authentication 130

PYMNTS

APRIL 27, 2020

But it will take weeks for all monies to get to everyone, a timeframe that will likely be pushed as paper checks get sent through the mail to the millions of recipients who don’t have direct deposit set up with the IRS. Very slowly. The check, then, is in the proverbial mail, less than optimally, for people who need access to funds right now.

Blockchain 108

Blockchain Tax Refunds IRS Fed 108

Clearly Payments

JANUARY 25, 2024

The Number of Businesses in Canada Let’s take a closer look at Canadian businesses – the heartbeat of our economy. million businesses driving the Canadian economy forward. million businesses driving the Canadian economy forward. Non-employer businesses are simply single businesses with no employees.

Process 105

Process Online and Mobile Banking Electronic Funds Transfer (EFT) Digital Currency 105

PYMNTS

JANUARY 1, 2019

The need is widespread, Ingo Money CEO Drew Edwards told Karen Webster in a recent conversation , and the call for faster and instant disbursements has come in loudly from enough corners to dub 2018 as the “Great Awakening” of push payments. Progress Points.

Instant Payments 79

Instant Payments PayPal Payments Economy 79

The Payments Association

NOVEMBER 14, 2024

Small and medium-sized business (SME) owners are the driving force that sustains the British economy. million strong, SMEs account for approximately 99% of the UK business landscape. Their impact is undeniable, having driven two-thirds of job creation in the past 25 years. The embedded finance sector is projected to be pivotal for SMEs.

Multi-Currency 88

Multi-Currency Embedded Finance Push-to-Card On-Demand 88

PYMNTS

AUGUST 6, 2020

And yet Japan remains a heavily cash-based economy, Darren Abrahamson , managing director of Bain Capital Tech Opportunities told Karen Webster. First, Japan’s younger generation is becoming a larger part of the consumer economy and demanding a change to digital to match their tech-friendly habits. The Shifting Japanese Market.

Digital Payments 85

Digital Payments Payments Push-to-Card Economy 85

FICO

DECEMBER 10, 2020

These and other milestones have come to pass, pushing enterprise-scale AI solidly into the “early adoption” phase, as defined by “Chasm” author Geoffrey Moore. Last year I predicted that artificial intelligence (AI) would grow up , with major infrastructure developing around Responsible AI , AI advocacy and AI governance.

AI 98

AI Fraud Detection Payment APIs and Integration On-Demand 98

PYMNTS

MAY 13, 2019

The proposed credit card interest rate cap legislation , courtesy of Democratic presidential hopeful Senator Bernie Sanders and Rep. Demand massively outstripped supply at the capped prices by about 1.4 Let’s hop into the time travel machine this Monday morning and go back to the year 1973. Here’s why. A 46-Year-Old History Lesson.

Consumer 78

Consumer Caps Credit Cards Push-to-Card 78

PYMNTS

DECEMBER 3, 2020

The digital shift brought on by the coronavirus has caused treasury banks to reprioritize their support of digital payments as consumers and merchants increasingly demand fast, easy and secure ways to get their money. Additionally, the initiative can serve the gig economy through offering real-time payments to any account.

Treasury 89

Treasury Visa Digital Payments Debit Card 89

The Fintech Times

FEBRUARY 24, 2025

The partnership will feature Mea Push Provisioning and Mea Card Data solutions that enable issuers and fintechs to activate OEM (original equipment manufacturer wallets), including options such as Apple Pay, Google Pay and Samsung Pay.

PCI DSS 59

PCI DSS Issuers Push-to-Card Origination 59