Wed.Jun 18, 2025

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What is Vertical SaaS?

Stax

Software tailored to your industry? That’s the main premise of vertical SaaS. Unlike horizontal SaaS solutions that serve a broad range of businesses, vertical SaaS solutions are designed with deep knowledge of specific markets—making them more intuitive, efficient, and impactful. This article explores what vertical SaaS is, its advantages, challenges, and how companies can win in this focused, fast-growing space.

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UOB Becomes Direct Participant in China’s Cross-Border Payment System

Fintech News

UOB and its wholly owned subsidiary UOB China have signed agreements to become direct participants of China’s Cross-border Interbank Payment System (CIPS). This strengthens their ability to support cross-border renminbi (RMB) transactions. CIPS, authorised by the People’s Bank of China, facilitates RMB-denominated trade, investment, and other cross-border payments.

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The GENIUS Act Passes: 4 Things This Means for Banks and Fintechs

Finovate

The GENIUS Act passed in the US Senate yesterday with a 68 to 30 vote. The bill now moves to the House, where it’s up against the STABLE Act. This means that the House will need to choose between passing the GENIUS Act at face value or passing and reconciling the STABLE Act. For financial services, the GENIUS Act is a big deal. That’s because it is not only the first stablecoin legislation to gain real bipartisan traction, but it will also serve as a foundation for the US to begin a

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9 Fintech Brand Leaders in APAC Awarded

Fintech News

Nine fintech-focused chief marketing officers (CMOs) have been named among the most influential and purposeful marketers in Asia-Pacific (APAC), recognized by Campaign Asia-Pacific and DoubleVerify for their ability to adapt to a rapidly evolving landscape. Featured in the 2025 Asia-Pacific Power List, a curated selection of the region’s top marketing executives, these leaders are celebrated for their resilience, purpose-driven leadership, and ability to drive meaningful transformation.

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Breaking The Commerce Bottleneck: Your SAP Exit Plan Starts Now

Speaker: Jason Cottrell and Gireesh Sahukar

Retailers know the clock is ticking–legacy SAP Commerce support ends in 2026. Legacy platforms are becoming a liability burdened by complexity, rigidity, and mounting operational costs. But modernization isn’t just about swapping out systems, it’s about preparing for a future shaped by real-time interactions, AI powered buying assistants, and flexible commerce architecture.

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JPMorgan rises to stablecoin challenge with roll out of deposit token

Finextra

JPmorgan's response to the rising interest in stablecoins is to launch its own rival token, called JPMD.

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Jumio Rolls Out Advanced Liveness Detection to Combat Deepfakes

Fintech News

Jumio has announced the general availability of Jumio Liveness Premium with advanced deepfake detection, which it describes as its most advanced biometric liveness detection tool to date. The new solution builds on the recently launched in-house Jumio Liveness and is designed to enhance protection against sophisticated identity fraud tactics, including deepfakes and injection attacks.

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DHgate and Merge Announce Strategic Partnership to Power B2B Cross-Border Payments

Fintech Finance

Merge , a London-based fintech company that provides payments and banking infrastructure for digital businesses, has announced a new strategic partnership with DHgate , a leading global B2B e-commerce marketplace. The partnership will integrate Merge’s advanced API for cross-border payments into DHgate’s platform, making transactions smoother and more cost-effective.

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JPMorgan tests deposit token on blockchain linked to Coinbase

The Paypers

JPMorgan Chase has launched a pilot program for a token representing dollar deposits, indicating that financial institutions are venturing into digital assets.

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Tensec raises $12m to become Stripe for global trade

Finextra

Tensec, a startup founded by ex-Rapyd, Meta, and Goldman Sachs executives, has raised $12 million in seed funding to take on the $190 trillion B2B cross-border payments market.

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Wise Platform Partners With Lunar, Marking Expansion Into the Nordics

Fintech Finance

Wise Platform , Wise ’s global payment infrastructure for banks and global organisations, today announces its partnership with Lunar , one of the leading digital banks in the Nordics to bring fast, secure and transparent international payments to over one million users across the region. The partnership builds on a successful relationship, with Wise already leveraging Moonrise, Lunar’s modern banking infrastructure platform , for seamless local clearing and payments across Scandinavi

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From Start to Scale: Driving Growth Through Seamless Payments Implementation

Speaker: Michael Veatch, Senior Director, Implementations & Ella Aguirre, Director of Solution Consulting

Embedding payments can be a transformative step for software companies looking to enhance their platform capabilities, boost customer satisfaction, and drive long-term growth. However, the success of payments hinges on a single thing: implementation. Drawing on real-world insights and experiences, payments implementation experts Michael Veatch and Ella Aguirre will explore actionable strategies that can lead to a transparent, friction-free launch and mitigate potential challenges like technical

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Credit Card Surcharge Rules by Network: Visa, Mastercard, and More

EBizCharge

If you’re thinking about passing your credit card processing costs onto customers, it’s important to understand how the major card networks—like Visa, Mastercard, Amex, and Discover—handle surcharges. While it might sound simple, credit card surcharge rules can vary depending on who issued the card. And getting them wrong can lead to penalties, chargebacks, or unhappy customers.

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Bank of England accused of 'blundering' to security disaster as hundreds of laptops go missing

Finextra

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Sunbit Sees 6% Lift in Acceptance Rates With Checkout.com’s AI-Powered Payments Technology

Fintech Finance

Sunbit has reported a 6% increase in customer approval rates after integrating Checkout.com ’s AI-powered payment acceptance technology. This improvement highlights how artificial intelligence is revolutionizing the fintech landscape, especially in enhancing real-time decision-making and customer experience. Sunbit, which is already processing nearly $2B in loans per year at a 30% YoY rate of growth, needed to more effectively support future scale by partnering with Checkout.com to optimize it

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Lunar migrates to Visa-owned cloud-native platform Pismo; adopts Wise platform

Finextra

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From Rigid To Resilient: Why Enterprises Need Modular Commerce Now

Speaker: Benjamin Woll, Tiffany Spizzo, and Jaime Santos Alcón

Enterprise commerce is at an inflection point. Rigid, monolithic platforms slow brands down, but a full replatforming is disruptive and costly. Modular architecture offers a flexible, scalable alternative - allowing enterprise brands to modernize without ripping and replacing their entire stack. Learn how a composable approach helps modernize commerce stacks while maintaining control over critical systems.

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Mastercard and National ITMX Extend Partnership to Improve PromptPay Capabilities in Thailand

The Fintech Times

In 2016, payments giant Mastercard and National ITMX (NITMX), the electronic payments developer and service provider in Thailand, announced a partnership. Now, almost a decade later, the two organisations are extending their collaboration to further develop Thailand’s growing digital economy. Working together, Mastercard and NITMX will power PromptPay , the real-time payments (RTP) platform in Southeast Asia, which will bring more Thai citizens and businesses into the digital economy.

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Issuers must take urgent action against fraud as chargebacks escalate

Finextra

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B2B Credit Card Surcharging Strategies and Best Practices

EBizCharge

In today’s B2B world, accepting credit cards is expected. But with rising credit card processing fees, B2B businesses are caught between convenience and margin protection. That’s where credit card surcharging comes in: a legal and innovative way to offset processing costs. When done right, surcharging allows businesses to stay profitable while still offering flexibility.

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12 Years Ago: The First nexo Standards Transaction, a Milestone for European Payments

Finextra

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15 Modern Use Cases for Enterprise Business Intelligence

Large enterprises face unique challenges in optimizing their Business Intelligence (BI) output due to the sheer scale and complexity of their operations. Unlike smaller organizations, where basic BI features and simple dashboards might suffice, enterprises must manage vast amounts of data from diverse sources. What are the top modern BI use cases for enterprise businesses to help you get a leg up on the competition?

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UK opens registration for GPS ticketing pilot

NFCW

GREEN LIGHT: pilot of GPS-based transport ticketing system will go live on four UK rail lines in September The UK government’s planned pilot of a GPS-based digital transport ticketing system is to go live in September, the Department for Transport (DfT) has announced. The pay-as-you-go ticketing pilot, which was originally announced in March 2025 , will take place on four rail services operated by East Midlands Railway (EMR) and Northern Trains : Leicester to Derby to Nottingham Harrogate

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Cross-Border Fragmentation: To Innovate Without Risk, It Must Be Interoperable

Finextra

Discussing interoperability in the face of fragmentation within cross-border operations, Susana Delgado, Global Head of Market Intelligence & Engagement, Swift joined the FinextraTV studio at EBAday 2025. Quoting a collaborative study between Swift and The Economist, she mentions how fragmentation could lead to heightened costs and lower global GDP.

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Icon Solutions Secures Investment from UBS

Finovate

Payments company Icon Solutions has secured a new equity investment in a round led by UBS. Citi and NatWest, existing Icon Solutions investors, also participated. The investment will help Icon Solutions bring its Icon Payments Framework (IPF) to more banks to enable them to develop and deploy new payment processing solutions faster. Headquartered in the UK, Icon Solutions made its Finovate debut at FinovateEurope 2017.

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AdvanThink and Quandela to integrate Quantum AI into payment fraud detection models

Finextra

AdvanThink, the European leader in payment fraud detection, and Quandela, a French start-up and leader in photonic quantum computing, have formed a scientific partnership to create the future of payment fraud detection.

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The Evolving Retailers Fulfillment Strategy: Meeting Demands with Agility

Speaker: Becky Parisotto and John Vurdelja

Fulfillment is no longer just about getting products from point A to point B – it's about crafting seamless, scalable, customer first experiences. Flexible fulfillment strategies are more important than ever for those aiming to stay ahead and build resilience as retail enters a new era in 2025. Learn how to optimize fulfillment processes, tackle complex, multi-vendor orders, and create seamless customer experiences – from white-glove delivery for high-value items to quick-ship solutions for ever

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Pix Automático is Here: How Are Firms Preparing for Recurring Payment Changes in Brazil

The Fintech Times

After much anticipation, Pix Automatico is finally here. Launched on 16 June, the new service rolled out by the Central Bank of Brazil will enable recurring payments to be made using Pix, without the need for credit cards or complex direct debit setups. The new feature will be especially helpful when consumers are looking to set up subscriptions, utilities, and memberships.

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StraitsX unveils institutional-grade infrastructure for fiat-stablecoin settlement

Finextra

StraitsX, the stablecoin-native settlement layer for global finance, today launched Dedicated Virtual Accounts (DVA/+), a next-generation solution delivering compliant USD banking access and real-time stablecoin connectivity to crypto-native institutions.

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BSP Streamlines Reconciliation Process With SmartStream

Fintech Finance

In a move to enhance operational efficiency, BSP has embraced BSP reconciliation automation through its partnership with SmartStream. This shift introduces AI-powered financial controls that reduce errors and streamline transaction matching processes. The system enhancement, delivered in partnership with SmartStream Technologies , a global leader in financial Transaction Lifecycle Management (TLM ® ), marks a key milestone in BSP’s digital transformation strategy aimed at operational excellence,

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Payabli raises $28M Series B

Finextra

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7 Essential Criteria for Choosing the Right Payments Partner

Speaker: Brad Pinneke, VP of Business Development at Payrix and Worldpay for Platforms

In this webinar, Brad Pinneke, Vice President of Business Development at Payrix and Worldpay for Platforms, will dive into the 7 must-have criteria for evaluating payments partners, helping you maximize both efficiency and the long-term value of your investment. From assessing technology capabilities to leveraging business development opportunities, this session will give you a clear, actionable strategy to select the right partner for scaling your business.

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Concerns Arise About Flawed Liability Regime as EU Council Progresses in Upgrading Payment Framework

The Fintech Times

Member states’ representatives have approved proposals from the Council of the European Union to improve the payment services environment in the EU to reduce payment fraud, promote technological innovation, better protect consumers, and increase transparency on fees. Once agreed by the Council of the EU and the European Parliament, the proposals will create a new payment services regulation and amend the existing payment services directive ( PSD2 ) to create a more modern framework in this

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Klarna offers users mobile plans

Finextra

Klarna is the latest financial services provider to enter the mobile market, working with Telecom-as-a-Service platform Gigs to launch a phone plan in a host of major markets, beginning with the US.

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UK SMEs Urged to Modernise Payments as DECTA Research Reveals Changing Consumer Habits

Fintech Finance

UK SMEs must quickly adapt to modern payment solutions for SMEs as new research from DECTA reveals a major shift in consumer preferences. From faster checkouts to mobile wallets, today’s buyers demand seamless and flexible transactions—and small businesses can no longer afford to fall behind. DECTA , a leading end-to-end payment solution provider, has released its new whitepaper, “ What SMEs Need From Their Payment Provider.” This comprehensive report offers insights into evolving co

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Fiserv collaborates with Early Warning Services on roll out of digital wallet Paze

Finextra

Fiserv, Inc. (NYSE: FI), a leading global provider of payments and financial services technology, today announced a new collaboration with Early Warning Services to offer the digital wallet, PazeSM to financial institutions, providing their customers and members with a convenient online checkout experience via the banks and credit unions those consumers already trust with their money.

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eCommerce in 2025: How Customer Experience Drives Online Retail Success

Speaker: Jennifer Wright and Nick Barron

2025 is right around the corner, and with it comes a new wave of consumer expectations, competitive pressures, and operational challenges. Success lies in finding the balance between operational flexibility and creating experiences that keep customers coming back. The future of retail belongs to those who can stay ahead of shifting customer preferences and marketing trends. 🔮 In this session, we’ll dive deep into what it takes to keep customers engaged and your operations nimble, no matt