Thu.Apr 17, 2025

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How to Improve Your Business Cashflow

The Finance Weekly

Struggling with cash flow forecasting? You're not alone. Many companies face challenges in consolidating data from various sources to create accurate forecasts. According to a survey, less than 25% of organizations rate their cash forecasting maturity as above average.Additionally, 22% of treasurers acknowledge their cash positioning capabilities need development.

Risk 130
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Ramp is trying to get the US government as a customer after seeing a tweet from DOGE

TechCrunch Fintech

Expense management startup Ramp is being considered for a charge card pilot program by the U.S. governments General Services Administration, the company confirmed to TechCrunch on Thursday. The governments internal expense card program, dubbed SmartPay, is a $700 billion program.

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WorldFirst Rolls Out Mastercard-Enabled Virtual Card for SME Global Payments

Fintech News

Ant International’s WorldFirst has introduced the World Card , a new virtual Mastercard-enabled payment solution aimed at assisting SMEs involved in global commerce. The card is designed to streamline international transactions and help reduce operational costs for businesses. The World Card allows businesses to make payments in over 150 currencies across more than 210 countries and regions where Mastercard is accepted.

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Ally Financial invests in new gen AI use cases

Bank Automation

Ally Financial is exploring new internal use cases for gen AI and investing in client-facing digital capabilities. Digital-first Ally is focused on continued investment in new products to enhance consumers digital experience, Chief Executive Michael Rhodes said today during the $181.4 billion banks first-quarter earnings call. The bank is committed to disrupting the industry with […] The post Ally Financial invests in new gen AI use cases appeared first on Bank Automation News.

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A Roadmap For Modernization: How To Break Free From Your Monolith Before July 31, 2026

Speaker: Jason Cottrell and Gireesh Sahukar

Retailers know the clock is ticking–legacy SAP Commerce support ends in 2026. Legacy platforms are becoming a liability burdened by complexity, rigidity, and mounting operational costs. But modernization isn’t just about swapping out systems, it’s about preparing for a future shaped by real-time interactions, AI powered buying assistants, and flexible commerce architecture.

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MoneyGram and Plaid Partnership Drives Seamless Global Payments

Fintech Finance

MoneyGram , a leading global payments network for consumers, businesses and communities, today announced a new partnership with Plaid , the data network powering the fintech tools millions of people rely on to lead a healthier financial life. MoneyGram customers in the United States can now use Plaid’s technology to help authenticate their bank accounts, enabling fast and secure funding for both domestic and cross-border payments.

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Fifth Third sees mobile adoption rise

Bank Automation

Fifth Third Bank is gaining momentum from its tech investment, with an uptick in both digital and mobile adoption. Fifth Third in the first quarter reported 3.14 million active digital users, a 1.6% increase from the previous quarter and up 1.9% from Q1 2024. Active mobile users in Q1 were 2.4 million, up 1.3% sequentially […] The post Fifth Third sees mobile adoption rise appeared first on Bank Automation News.

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Bank Digital: The New Standard

Fintech Review

Banking has entered a new era. What was once defined by branches, paper forms, and long queues is now shaped by apps , automation, and 24/7 access. To bank digital today is no longer a novelty, it is the default. From account opening to investment tracking, every core function of traditional banking now has a faster, more user-friendly counterpart online.

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Currency Risk Management Firm Argentex Partners with French Paytech Numeral

Finovate

Currency risk management and alternative banking specialist Argentex announced French fintech Numeral as its strategic payment technology partner. The partnership will help Argentex optimize payment execution and give the firm advanced reconciliation capabilities. Headquartered in Paris, France, Numeral made its Finovate debut at FinovateEurope 2023 in London.

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This Week in Fintech: TFT Bi-Weekly News Roundup 17/04

The Fintech Times

The Fintech Times Bi-Weekly News Roundup takes a look at the latest fintech stories from around the world on Thursday 17 April 2025. Partnerships and acquisitions Card Present over Internet (CPol) provider, Burbank has today announced a major strategic partnership with global payments technology provider Transactility (creators of jPOS) to accelerate the adoption of CPoI across the banking sector.

FinTech 59
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Streamly Snapshot: Navigating Reputation Management in the Financial Sector

Finovate

Reputation is both an asset and a liability across every sector. This is especially true for financial institutions, as they rely heavily on consumer trust. However, in an era when the speed of information is accelerating, so is the risk of misinformation, public missteps, or brand erosion. In this Streamly interview, Valentina Kristensen, Corporate Affairs Director at OakNorth , joins us to share how banks and fintechs can strategically manage their reputations amid growing scrutiny from custom

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From Start to Scale: Driving Growth Through Seamless Payments Implementation

Speaker: Michael Veatch, Senior Director, Implementations & Ella Aguirre, Director of Solution Consulting

Embedding payments can be a transformative step for software companies looking to enhance their platform capabilities, boost customer satisfaction, and drive long-term growth. However, the success of payments hinges on a single thing: implementation. Drawing on real-world insights and experiences, payments implementation experts Michael Veatch and Ella Aguirre will explore actionable strategies that can lead to a transparent, friction-free launch and mitigate potential challenges like technical

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Swift Solution for Managing Cross-Border Payments Investigations Could Save Industry Millions in Operational Costs

Fintech Finance

Swift today announced the launch of an enhanced solution for managing payment investigations that could save the financial industry millions and significantly reduce the time it takes to identify and resolve issues when international payments are delayed. Financial institutions spend more than USD 1.6 billion each year on labour-intensive processes to investigate payments that get held up which can occur regardless of technology or network used with some of the largest global banks incurring m

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Streamly Snapshot: Digital Transformation Challenges Facing Banks

Finovate

Legacy systems, fragmented data, and operational silos have long challenged financial institutions trying to modernize. In this Streamly interview, R34DY CEO Mark Hetnyi shares his perspective on how banks and fintechs can overcome these barriers by building smarter, more connected digital ecosystems. Drawing from his deep experience in financial services and digital transformation, Hetnyi unpacks how to drive real change not just cosmetic upgrades across the industry.

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Klap Launches Visa and Mastercard Acquiring on BPC’s Cloud, Reaching 90 Million Monthly Transactions

Fintech Finance

Klap , one of Chiles fastest-growing acquiring networks, has achieved a significant milestone by launching Visa and Mastercard acquiring services in partnership with BPC , a global leader in payment solutions. Leveraging BPCs next-generation SmartVista platform in the cloud, Klap has completed a comprehensive modernisation of its processing infrastructure.

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What is Reconciliation in Payments

Clearly Payments

In payments and finance, one of the most important activities that businesses perform is reconciliation. While it may sound like a complex term, reconciliation is simply the process of making sure that two sets of financial records match. Specifically in the payments industry, its about confirming that the money that was supposed to be received or paid out has actually been received or paid, and that the records kept by different parties agree with each other.

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From Rigid To Resilient: Why Enterprises Need Modular Commerce Now

Speaker: Benjamin Woll, Tiffany Spizzo, and Jaime Santos Alcón

Enterprise commerce is at an inflection point. Rigid, monolithic platforms slow brands down, but a full replatforming is disruptive and costly. Modular architecture offers a flexible, scalable alternative - allowing enterprise brands to modernize without ripping and replacing their entire stack. Learn how a composable approach helps modernize commerce stacks while maintaining control over critical systems.

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FIS Announces Sale of Worldpay Stake and Strategic Acquisition of Global Payments’ Issuer Solutions Business

Fintech Finance

FIS (NYSE: FIS), (the Company) a global leader in financial technology, today announced it has entered into a definitive agreement to acquire 100% of Global Payments’ (NYSE: GPN) Issuer Solutions business for an enterprise value of $13.5 billion, or a net purchase price of $12 billion including $1.5 billion of anticipated net present value of tax assets.

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API-led Banking: A Strategic Shift in the Future of Financial Services 

M2P Fintech

APIs have played a central role in the digital evolution of banking. Initially, APIs were point-to-point connectors to enable simple integrations; with rapid innovations, they have now matured into a foundational layer supporting a wide range of use casesfrom customer onboarding and loan origination to card issuance and fraud detection. Today, financial institutions are shifting towards an API-led banking model that places APIs at the core of their architecture and business strategy.

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FCA Increases Global Footprint with New United States and Asia-Pacific Offices

Neopay

In a significant step to strengthen global cooperation and enable cross-border financial services, the Financial Conduct Authority (FCA) has announced that it will establish its first overseas offices in the United States and Asia-Pacific (APAC) regions. The step is part of the FCA’s ongoing approach to develop the UK’s position as a worldwide financial center and enable expansion of international financial firms seeking access to the UK market.

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Haboo Money Partners With Griffin to Improve the Loan Repayment Experience for Lenders and Borrowers

Fintech Finance

haboo money , the fintech re-inventing the loan repayment experience has partnered with Griffin, the UKs leading bank for fintechs and platforms. With this partnership, haboo is going to offer a save-as-you-repay wallet that helps borrowers pay off their debt in a more flexible way. haboo tackles key challenges for both sides of lending: For borrowers, haboo offers flexible repayment, replaces problematic direct debits with variable recurring payments, and provides a wallet that encourages resp

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15 Modern Use Cases for Enterprise Business Intelligence

Large enterprises face unique challenges in optimizing their Business Intelligence (BI) output due to the sheer scale and complexity of their operations. Unlike smaller organizations, where basic BI features and simple dashboards might suffice, enterprises must manage vast amounts of data from diverse sources. What are the top modern BI use cases for enterprise businesses to help you get a leg up on the competition?

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America is behind in the scam fight: Why this bank CEO wants a national strategy

BioCatch

Fifth Third Bancorp CEO, Tim Spence, recently wrote an op-ed in American Banker about the epidemic of consumer fraud and scam losses. The FTC Sentinel Report for 2024 showed $12.5 billion in scam losses. Mr. Spence said, However, experts suggest this crisis may exceed $150 billion annually in the Americas alone. The FTC has previously estimated consumer scam losses in the US for reported and unreported activity could be as high as $158 billion.

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Trace Finance Joins Borderless.xyz Network, Enhancing FX Liquidity and Stablecoin Payments in Brazil

Fintech Review

New York, New York, April 17th, 2025, FinanceWire Borderless.xyz , a global payments infrastructure company that enables transactions using stablecoins and real-world assets (RWAs), is pleased to welcome Trace Finance , a leading provider of digital asset infrastructure in Brazil, to its growing network. Through this partnership, Trace Finances robust bare-metal FX liquidity and deep local payment rails will be seamlessly integrated into the Borderless.xyz stablecoin orchestration platform.

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Swift rolls out investigation tool to track late payments

Finextra

Swift has launched a case management service for investigating payment defaults that it claims could save its member banks millions of dollars in operational costs and significantly reduce the time it takes to identify and resolve issues when international payments are delayed.

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Barclays and Brookfield agree to offload bank’s payment unit

Bank Automation

Barclays Plc will work with Brookfield Corp. to offload some of its payments business, as part of the lenders push to boost returns. Barclays agreed to inject 400 million ($529 million) as part of a deal to turn the payments unit into a standalone company, according to a statement Thursday. The investment firms Brookfield Asset […] The post Barclays and Brookfield agree to offload banks payment unit appeared first on Bank Automation News.

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The Evolving Retailers Fulfillment Strategy: Meeting Demands with Agility

Speaker: Becky Parisotto and John Vurdelja

Fulfillment is no longer just about getting products from point A to point B – it's about crafting seamless, scalable, customer first experiences. Flexible fulfillment strategies are more important than ever for those aiming to stay ahead and build resilience as retail enters a new era in 2025. Learn how to optimize fulfillment processes, tackle complex, multi-vendor orders, and create seamless customer experiences – from white-glove delivery for high-value items to quick-ship solutions for ever

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How is Embedded Finance Changing Customer Expectations of Digital Banks?

The Fintech Times

Embedded finance is rapidly changing the way consumers and businesses alike interact with financial services. As traditional banking processes are replaced by more integrated financial solutions, companies across industries are embedding payment processing, lending, insurance, and investment services directly into their platforms. Throughout April, The Fintech Times has focused on embedded finance.

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FIS exits Worldpay, buys Global Payments’ issuer solutions

Bank Automation

FIS has announced a significant reshaping of its business with two strategic moves: the sale of its remaining 45% stake in Worldpay and the acquisition of Global Payments Issuer Solutions business. The divestiture of Worldpay to Global Payments will bring in $6.6 billion, which FIS plans to use to reduce debt and support share repurchases. […] The post FIS exits Worldpay, buys Global Payments issuer solutions appeared first on Bank Automation News.

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Silverfin Reveals How AI Can be Used to Counter Accountancy Burnout

The Fintech Times

Firms are currently losing 16 per cent of potential revenue due to outdated systems and processes, mounting admin tasks, and a lack of utilising tech to improve productivity. According to research from Silverfin , the cloud-first accountancy SaaS platform, UK accountancy firms could reclaim 48,000 in billable time per accountant each year by tackling these issues.

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KeyBank eyeing ‘niche acquisitions’

Bank Automation

KeyBank has been preparing for market fluctuations and will evaluate niche acquisitions that come its way. Weve continued to invest in the business, in our technology and hiring people, Christopher M. Gorman, chairman and chief executive, said during the banks earnings call today. Well continue to look at niche acquisitions. The $184 billion bank is […] The post KeyBank eyeing niche acquisitions appeared first on Bank Automation News.

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7 Essential Criteria for Choosing the Right Payments Partner

Speaker: Brad Pinneke, VP of Business Development at Payrix and Worldpay for Platforms

In this webinar, Brad Pinneke, Vice President of Business Development at Payrix and Worldpay for Platforms, will dive into the 7 must-have criteria for evaluating payments partners, helping you maximize both efficiency and the long-term value of your investment. From assessing technology capabilities to leveraging business development opportunities, this session will give you a clear, actionable strategy to select the right partner for scaling your business.

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Paysecure Wins “Best Online Payment Service 2025” at SiGMA Americas Awards

Fintech Finance

Paysecure has been named Best Online Payment Service 2025 at SiGMA Americas Awards, held during the opening night of the SiGMA Americas event at the Transamerica Expo Center in São Paulo. The awards ceremony, hosted by BetConstruct and held on April 7th, brought together leading names in the iGaming, fintech, and digital payments industries to celebrate excellence and innovation.

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Behind the Idea: Wrisk

The Fintech Times

The process of insuring a vehicle after purchase can be arduous, but it doesn’t need to be. Looking to ensure customers have an all-in-one experience when buying a car, Wrisk offers an embedded insurance solution which is customisable for a manufacturer and can be sold to customers alongside their new vehicle. To get a better understanding of Wrisk and how it has achieved its current status in the insurance market, in this week’s Behind the Idea, we got the opportunity to hear from t

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Central banks go to tender for cross-border payments network operator

Finextra

The five central bank partners in Project Nexus, a Bank for International Settlements initiative to interlink domestic real-time payment rails across borders, have commenced a procurement execercise to appoint a technical network operator.

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Magnolia Financial Selects Amboss Technologies’ Reflex as Compliance Provider for Lightning Operations

Fintech Review

Nashville, Tennessee, April 17th, 2025, FinanceWire Magnolia Financial , the Bitcoin-native financial services company focused on simplifying onramp and custody for Bitcoin businesses, today announced its partnership with Amboss Technologies. Through this collaboration, Magnolia will integrate Reflex , Ambosss advanced compliance and risk management platform, into its Lightning Network operations. “As we build a trusted onramp and custody experience for Bitcoiners, we knew that risk and co

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eCommerce in 2025: How Customer Experience Drives Online Retail Success

Speaker: Jennifer Wright and Nick Barron

2025 is right around the corner, and with it comes a new wave of consumer expectations, competitive pressures, and operational challenges. Success lies in finding the balance between operational flexibility and creating experiences that keep customers coming back. The future of retail belongs to those who can stay ahead of shifting customer preferences and marketing trends. 🔮 In this session, we’ll dive deep into what it takes to keep customers engaged and your operations nimble, no matt