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The fintech unicorns in Asia are moving to reshape the very fabric of how people and businesses interact with money. From digital payments to decentralised finance (DeFi), these companies are solving real-world challenges like financial inclusion and cross-border transactions, while setting new global standards for innovation. Out of the unicorns worldwide valued at a combined $4 trillion , a rising share are coming out of Asias fast-moving fintech ecosystem.
If you’re running a large business and processing a high volume of payments every month, youre likely wondering if there’s room to reduce your payment processing fees. The short answer is yes, large merchants can negotiate custom payment processing rates. The more complex answer is that all merchants can negotiate payment processing rates, however large merchants just have a more negotiating power.
Revolut , a global neobank with over 52 million users, reported a net profit of US$1 billion (S$1.35 billion) for 2024, marking its fourth consecutive year of profitability. Profit before tax rose to US$1.4 billion (S$1.86 billion), with the groups net profit margin strengthening to 26%, up from 19% the year before. Group revenues climbed 72% year-on-year to US$4.0 billion (S$5.28 billion), supported by growth across all key business segments.
New research from RedCompass Labs shows that RTP and FedNow’s rising transaction limits are making instant payments significantly more attractive for U.S. banks. 84% of US banks say the new $10 million RTP® limit boosts its attractiveness, and 84% believe raising FedNow’s $500,000 cap will have the same effect. The results suggest larger transaction limits are helping to boost instant payment demand.
Retailers know the clock is ticking–legacy SAP Commerce support ends in 2026. Legacy platforms are becoming a liability burdened by complexity, rigidity, and mounting operational costs. But modernization isn’t just about swapping out systems, it’s about preparing for a future shaped by real-time interactions, AI powered buying assistants, and flexible commerce architecture.
Ever wondered how AI is shaping the world of payments? Staxs Mark Sundt sat down with John Gaffney from PYMNTS to dig into this topic. As Chief Technology Officer at Stax, Mark’s at the forefront of artificial intelligence in the industry. His expertise provides a unique window into the cutting-edge developments shaping the future of payments.
The payments landscape is evolving, but the way we move money across borders has struggled to keep pace. While information travels the world in seconds, global payments still encounter delays, friction, and complex compliance hurdles. At Aryze , we believe that sending funds should be as fast, intuitive, and reliable as sending an email. Our new partnership with Bloxcross makes this possible, unlocking instant, compliant access between fiat currencies and fully backed stablecoins.
NCR Atleos Corporation (NYSE: NATL) (Atleos), a leader in expanding self-service financial access for financial institutions, retailers and consumers, today announced it has entered into a long term business relationship to bring Atleos Allpoint Network to more than 4,000 7-Eleven stores across the United States providing expanded, more convenient access to everyday banking transactions for its issuer members and their cardholders.
NCR Atleos Corporation (NYSE: NATL) (Atleos), a leader in expanding self-service financial access for financial institutions, retailers and consumers, today announced it has entered into a long term business relationship to bring Atleos Allpoint Network to more than 4,000 7-Eleven stores across the United States providing expanded, more convenient access to everyday banking transactions for its issuer members and their cardholders.
In the coming months, small and medium-sized businesses in the UK will feel the effects of a sharp rise in employment costs. Employer National Insurance Contributions (NICs) have increased from 13.8 per cent to 15 per cent, and the earnings threshold has dropped from 9,100 to 5,000 per year. For fintechs operating on tight margins, this shift adds real pressure to cash flow and forecasting.
BehavioralQuant, a company that puts behavioral analytics to work helping individuals make better investment decisions, announced a strategic partnership with Quantlake. The partnership combines BehavioralQuant’s Advisory analytics with Quantlake’s personalized ETF portfolios. Headquartered in Austria, BehaviorQuant made its Finovate debut at FinovateEurope 2023.
Happy tax season! Once again, bad actors are working hard to take advantage of our tax-related stresses and anxieties and the complexity (borderline indecipherability?) of various tax codes to con us into sending them our returns or estimated payments. The difference this year is artificial intelligence (AI) and social engineering tactics have increased both the sophistication and prevalence of tax scams.
Speaker: Michael Veatch, Senior Director, Implementations & Ella Aguirre, Director of Solution Consulting
Embedding payments can be a transformative step for software companies looking to enhance their platform capabilities, boost customer satisfaction, and drive long-term growth. However, the success of payments hinges on a single thing: implementation. Drawing on real-world insights and experiences, payments implementation experts Michael Veatch and Ella Aguirre will explore actionable strategies that can lead to a transparent, friction-free launch and mitigate potential challenges like technical
Jonathan Rose, CEO of BlockTrust IRA, shares how AI and cryptocurrency are reshaping retirement strategieshighlighting both the promise and the practical challenges of integrating digital assets into long-term financial planning.
EBizCharge was named the winner of two Gold Stevie Awards in the Payments Solution and Fintech Solution categories and one Bronze Stevie Award in the Financial Management Solution category in The 23rd Annual American Business Awards. The American Business Awards are the U.S.A.s premier business awards program. All organizations operating in the U.S.A. are eligible to submit nominations public and private, for-profit and non-profit, large and small.
BILL is expanding beyond payments by launching new procurement tools that unify accounts payable, receivable, expense management, forecasting, and payments into one centralized platform for small businesses. The new release offers features like advanced approval routing, invoice matching, and bulk payments. With the launch, BILL positions itself as a financial command center for SMBs, offering a holistic alternative to point solutions like Ramp by delivering integrated, customizable, and scalabl
Payment gateways have become a vital strategy for modern businesses looking to streamline their financial operations and deliver a seamless customer experience. Popular customer relationship management (CRM) platforms like Salesforce continue to streamline these operations with robust sales, marketing, and service tools, making the ability to process payments directly within this system the cherry on top.
Speaker: Benjamin Woll, Tiffany Spizzo, and Jaime Santos Alcón
Enterprise commerce is at an inflection point. Rigid, monolithic platforms slow brands down, but a full replatforming is disruptive and costly. Modular architecture offers a flexible, scalable alternative - allowing enterprise brands to modernize without ripping and replacing their entire stack. Learn how a composable approach helps modernize commerce stacks while maintaining control over critical systems.
Selling custom-made furniture in this age of mass production is not easy. But this mid-sized, Europe-focused furniture retailer was making it work. Their secret? Letting customers choose everything — from fabric choices to sofa leg styles, even down to the color of decorative nails. However, as sales grew, the made-to-order created a major problem.
The Fintech Times Bi-Weekly News Roundup takes a look at the latest fintech stories from around the world on Thursday 24 April 2025. Appointments TrustLinq , a Swiss-regulated crypto-to-fiat financial intermediary, welcomes Sharon Gal Franko as its new CEO. Franko brings over 25 years of experience in the fintech industry, having held executive leadership roles at the likes of Nium , Nuvei , dLocal , and EMS.
Thought Machine , the cloud-native banking technology company, today announces that Bpifrance , France’s public investment bank, has successfully gone live on Vault Payments, Thought Machine’s next-generation payment processing platform, for SEPA Instant Credit Transfer with TIPS. Bpifrance is modernising its entire payment infrastructure, with Vault Payments at the heart of this transformation.
Life insurance companies rely on accurate medical underwriting to determine policy pricing and risk. These calculations come from specialized underwriting firms that analyze patients' medical records in detail. As healthcare digitization has surged from 10% in 2010 to 96% in 2023 , these firms now face overwhelming volumes of complex medical documents.
Large enterprises face unique challenges in optimizing their Business Intelligence (BI) output due to the sheer scale and complexity of their operations. Unlike smaller organizations, where basic BI features and simple dashboards might suffice, enterprises must manage vast amounts of data from diverse sources. What are the top modern BI use cases for enterprise businesses to help you get a leg up on the competition?
NCR Atleos Corporation (NYSE: NATL) (Atleos), a leader in expanding self-service financial access for financial institutions, retailers and consumers, today announced it has entered into a long term business relationship to bring Atleos Allpoint Network to more than 4,000 7-Eleven stores across the United States providing expanded, more convenient access to everyday banking transactions for its issuer members and their cardholders.
The Indian motor insurance market is currently valued at around $13.19 billion and is projected to reach $21.48 billion by 2030. While the industry continues to grow steadily, regulators have also issued strong mandates to insurers to improve their turnaround times and provide better customer experiences. For one of India’s biggest private insurers, which prided itself on a high claim settlement ratio, this meant finding new ways to streamline its back-office processes and reduce manual e
The Interledger Foundation has broken ground on a host of new projects in countries such as Pakistan, Uganda and Jamaica as it works towards its goal of creating an open, interoperable payment network.
Fulfillment is no longer just about getting products from point A to point B – it's about crafting seamless, scalable, customer first experiences. Flexible fulfillment strategies are more important than ever for those aiming to stay ahead and build resilience as retail enters a new era in 2025. Learn how to optimize fulfillment processes, tackle complex, multi-vendor orders, and create seamless customer experiences – from white-glove delivery for high-value items to quick-ship solutions for ever
Standard Chartered has embedded its FX API service on the Temenos Exchange ecosystem, becoming the first bank to join the core banking vendor's partner programme.
Two senior officials at theConsumer Financial Protection Bureau continue to work on auto financial markets-related matters, despite the tumult and pending firings at the bureau spurred by the Donald Trumpadministration, a source inside the CFPB tells Bank Automation News sister publication, Auto Finance News. John McNamara, principal assistant director of markets, andChristopher Johnson, associate director […] The post 2 senior CFPB officials still working, source says appeared first on Ba
Speaker: Brad Pinneke, VP of Business Development at Payrix and Worldpay for Platforms
In this webinar, Brad Pinneke, Vice President of Business Development at Payrix and Worldpay for Platforms, will dive into the 7 must-have criteria for evaluating payments partners, helping you maximize both efficiency and the long-term value of your investment. From assessing technology capabilities to leveraging business development opportunities, this session will give you a clear, actionable strategy to select the right partner for scaling your business.
Better.com has announced a partnership with Biz2Credit to offer small business owners enhanced access to home equity financing. The collaboration aims to bridge a growing gap in financial services for self-employed individuals by leveraging Biz2Credits digital lending technology and Better.coms real estate and lending expertise, according to Better.coms release today.
Mobile wallet adoption is set to explode in the coming years, with users projected to rise by 1.5 billion by 2029, according to a new study from global money transfer company Thunes. According to Thunes, mobile wallet users will rise from 4.3 billion in 2024 to 5.8 billion by 2029, while digital transaction values could jump from $10trillion to $17trillion, a 73 per cent increase.
Over the past few years, cloud infrastructure and microservices architecture have emerged as the key disruptors of the payments landscapedriving unprecedented efficiency, fault-tolerance, transparency, manageability and cost-effectiveness. System modernisation enables IT organisations to keep pace with market challenges and ever-rising customer expectations.
2025 is right around the corner, and with it comes a new wave of consumer expectations, competitive pressures, and operational challenges. Success lies in finding the balance between operational flexibility and creating experiences that keep customers coming back. The future of retail belongs to those who can stay ahead of shifting customer preferences and marketing trends. 🔮 In this session, we’ll dive deep into what it takes to keep customers engaged and your operations nimble, no matt
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