Sat.Jun 14, 2025 - Fri.Jun 20, 2025

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Need to Know | The Payment Partner of the Future: Balancing Customer Value and Business Growth

Stax

The world of payments is constantly evolving, with new technologies and shifting business demands reshaping how money moves. But what does it truly take to thrive in this dynamic environment? In an interview with Karen Webster , CEO of PYMNTS , Paulette Rowe , CEO of Stax, pulled back the curtain on the critical strategies and innovations driving the next wave of payment partnerships.

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Merchant survey 2025: Navigating the payment innovation divide

The Payments Association

16 June 2025 by Payments Intelligence Merchant survey 2025: Navigating the payment innovation divide LinkedIn Email X WhatsApp What is this article about? A survey of 125 UK retail merchants exploring how payment innovation, customer behaviour, and emerging technologies are shaping retail competitiveness. Why is it important? It shows that forward-thinking merchants using diverse, strategic payment solutions gain clear advantages in cost control, fraud prevention, and customer experience.

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Unzer rolls out with Wero from EPI

The Paypers

Subscribe News | Interviews | Voice of the Industry | Watch & Learn | Reports | Cross Border Ecommerce Research | Company Database | Events News Unzer rolls out with Wero from EPI Tuesday 17 June 2025 13:22 CET | News Unzer , a payment platform for SMEs in Germany, Austria, and beyond, has partnered with the European Payments Initiative (EPI). With the collaboration, Unzer aims to support the launch of Wero, a new European digital payment method.

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Toqio and Adyen Join Forces to Enhance Toqio’s Embedded Finance Proposition

The Fintech Times

Corporates with large merchant networks are set to greatly benefit from the latest partnership between Toqio , the B2B platform for building and orchestrating embedded finance solutions, and Adyen , the global fintech platform for businesses. Through the new partnership, corporates will be able to roll out tailored financial services, including payments, credit, and treasury tools, throughout complex distribution networks, driving merchant loyalty and unlocking new revenue streams.

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Breaking The Commerce Bottleneck: Your SAP Exit Plan Starts Now

Speaker: Jason Cottrell and Gireesh Sahukar

Retailers know the clock is ticking–legacy SAP Commerce support ends in 2026. Legacy platforms are becoming a liability burdened by complexity, rigidity, and mounting operational costs. But modernization isn’t just about swapping out systems, it’s about preparing for a future shaped by real-time interactions, AI powered buying assistants, and flexible commerce architecture.

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OSTTRA, Baton and Partior Enable 24/7 FX Settlement with Tokenised Bank Funds

Fintech News

OSTTRA and Baton Systems have announced that Partior has connected to their on-demand FX payment-versus-payment (PvP) settlement network, enabling financial institutions to settle foreign exchange transactions using tokenised commercial bank deposits with 24/7 access. The integration offers participants the flexibility to settle trades using fiat currency, tokenised commercial bank money, or assets with the credit characteristics of central bank money.

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Is Now an Exciting Time for European Instant Payments Progress?

Finextra

While attending EBAday 2025 in Paris, Sheri Brandon, Global Head of New Business, Worldline, joined the FinextraTV studio to talk about how instant payments have evolved over the last year. Defining the landscape as exciting within European payments, Brandon explained how progress is being made more significantly, especially within interoperability in the face of SEPA deadlines.

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Choosing the Right Payment Gateway for Your Specific Business Needs

My Payment Savvy

Many businesses lose sales at the final hurdle – the payment process. A clunky checkout experience sends customers running, while a smooth one converts browsers into buyers without a hitch. Your payment gateway directly impacts your revenue, customer retention, and operational efficiency. The right system processes transactions seamlessly; the wrong one creates friction that costs you money and frustrates your customers.

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Nexus Empowers APAC Financial Institutions to Achieve G20 Cross-Border Payment Targets

Fintech News

As the global demand for faster, more affordable, and increasingly transparent cross-border payments intensifies, Project Nexus is emerging as a foundational initiative to meet the G20’s ambitious roadmap. Initially developed by the BIS Innovation Hub, Project Nexus aims to link domestic instant payment systems (IPS) through a single multilateral gateway, replacing the current patchwork of costly and complex bilateral connections.

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Deep Dive: Mastercard’s Shift - From Plastic to Platforms

Finextra

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Paysend launches instant settlement accounts to enable businesses to unlock liquidity by receiving, moving and settling funds globally in real-time

The Payments Association

Earlier this month , Paysend announced the launch of Instant Settlement Accounts. This new feature enables PSPs, Banks, Marketplaces, FX Brokers and Freelancer/Contractor EOR Payroll Platforms to unlock $400 billion in liquidity trapped in cross-border payment processing. Treasurers and CFOs can receive, convert, and settle funds instantly between the UK, Europe, and North America to optimise liquidity.

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From Start to Scale: Driving Growth Through Seamless Payments Implementation

Speaker: Michael Veatch, Senior Director, Implementations & Ella Aguirre, Director of Solution Consulting

Embedding payments can be a transformative step for software companies looking to enhance their platform capabilities, boost customer satisfaction, and drive long-term growth. However, the success of payments hinges on a single thing: implementation. Drawing on real-world insights and experiences, payments implementation experts Michael Veatch and Ella Aguirre will explore actionable strategies that can lead to a transparent, friction-free launch and mitigate potential challenges like technical

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Concerns Arise About Flawed Liability Regime as EU Council Progresses in Upgrading Payment Framework

The Fintech Times

Member states’ representatives have approved proposals from the Council of the European Union to improve the payment services environment in the EU to reduce payment fraud, promote technological innovation, better protect consumers, and increase transparency on fees. Once agreed by the Council of the EU and the European Parliament, the proposals will create a new payment services regulation and amend the existing payment services directive ( PSD2 ) to create a more modern framework in this

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Minimum Charge for Credit Card Purchase

Cardfellow

The short answer is: Yes and no. The longer answer is that it depends on the type of card. You’ll have to follow applicable rules as well. Credit cards: Yes. It is acceptable for you to set a minimum charge on credit card purchases as long as you abide by the stipulations as set forth in your processing agreement with Visa, Mastercard and Discover.

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Mastercard teams up with enza to support fintech advancement in Africa

The Paypers

Subscribe News | Interviews | Voice of the Industry | Watch & Learn | Reports | Cross Border Ecommerce Research | Company Database | Events News Mastercard teams up with enza to support fintech advancement in Africa Friday 20 June 2025 07:59 CET | News Mastercard has entered into a strategic collaboration with enza , a payment solutions company, to connect fintech firms across Africa to its network.

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Alipay partners with smart glasses makers for augmented reality payments

NFCW

AR PAYMENTS: Alipay plans to roll out support for payment using Meizu and Rokid AR smart glasses Alipay has announced that it has successfully conducted its first e-wallet transaction to use augmented reality smart glasses and is to roll out support for the technology to its 36 digital wallet partners around the world this year. The successful first transaction was conducted in Hong Kong using a pair of Meizu StarV Snap smart glasses linked to the AlipayHK mobile payment app.

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15 Modern Use Cases for Enterprise Business Intelligence

Large enterprises face unique challenges in optimizing their Business Intelligence (BI) output due to the sheer scale and complexity of their operations. Unlike smaller organizations, where basic BI features and simple dashboards might suffice, enterprises must manage vast amounts of data from diverse sources. What are the top modern BI use cases for enterprise businesses to help you get a leg up on the competition?

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CRDB Bank Migrates Acquiring and Issuing Systems to BPC SmartVisa Platform

The Fintech Times

Payment solution provider BPC has joined forces with CRDB Bank , the largest private universal bank in Tanzania, to help the bank migrate its acquiring and issuing systems to BPC’s SmartVista platform. Migrating to SmartVista platform has enabled CRDB Bank to consolidate its multi-country ecosystem under one microservices architecture, boosting operational efficiency while aligning with the national regulations and the international scheme certifications.

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Mastercard collaborates with enza to boost fintech innovation across Africa

Finextra

Mastercard and enza – a payment solutions company – have collaborated to connect fintech companies across Africa to the Mastercard network. This collaboration will enable fintech players to build propositions on the enza platform that serve both consumers and businesses with embedded Mastercard payment solutions capabilities.

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EGBANK and Mastercard expand card and digital payment services

The Paypers

EGBANK has entered into a partnership with Mastercard to develop its debit, credit, and commercial card offerings while expanding the reach of digital payment services.

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Credit Card Surcharge Rules by Network: Visa, Mastercard, and More

EBizCharge

If you’re thinking about passing your credit card processing costs onto customers, it’s important to understand how the major card networks—like Visa, Mastercard, Amex, and Discover—handle surcharges. While it might sound simple, credit card surcharge rules can vary depending on who issued the card. And getting them wrong can lead to penalties, chargebacks, or unhappy customers.

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Top Strategies to Future-Proof & Sustain Your Merchant Services Portfolio

Build a sustainable merchant services portfolio with practical strategies to ensure long-term success. Diversify across industries to spread risk and stabilize income, balancing high-risk and low-risk clients for a robust mix. Combine large and small merchants to create a resilient payment portfolio, leveraging each type's strengths. Foster long-term relationships through exceptional service and personalized support.

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Volt Partners With Online Travel Company Webjet’s Motorhome Republic To Offer PayTo at Checkout in Australia

Fintech Finance

Volt, the global real-time payments platform, has been chosen by Motorhome Republic to power its PayTo payment option in Australia. As part of the ASX-quoted Webjet Group , Motorhome Republic is one of the world’s largest motorhome and campervan rental agencies. It operates out of New Zealand and has vehicle pick-up locations in over 45 countries, with a particularly strong market presence in Australia, where it has now integrated Volt via payment infrastructure provider Optty.

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Improving the Customer Experience By Boosting Authrisations: Visa Enhances WorldPay’s 3DS Flex

The Fintech Times

To help merchants reduce fraud, paytech Worldpay has partnered with payments giant Visa , to enhance the former’s 3D Secure (3DS) solution, 3DS Flex. In addition to mitigating fraud, Worldpay’s 3DS Flex will reduce customer friction, and boost authorisations, improving the customer’s shopping experience. Worldpay research shows more than half (55 per cent) of US consumers abandon a transaction if it takes multiple tries to complete, demonstrating the importance of ensuring that

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Zūm Rails partners with Western Union Canada

The Paypers

Subscribe News | Interviews | Voice of the Industry | Watch & Learn | Reports | Cross Border Ecommerce Research | Company Database | Events News Zūm Rails partners with Western Union Canada Tuesday 17 June 2025 15:15 CET | News Zūm Rails has announced its partnership with Western Union Canada in order to support real-time cross-border money movement.

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The Next Decade of Growth in Southeast Asia’s Booming Digital Payments Ecosystem

Fintech News

Across Southeast Asia, fintechs have reshaped how consumers and businesses interact with financial services. From Jakarta to Singapore, mobile wallet providers have built one-stop shops for payments, enabled by high smartphone penetration combined with limited innovation from traditional institutions, creating the perfect conditions for digital payment solutions to flourish.

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From Rigid To Resilient: Why Enterprises Need Modular Commerce Now

Speaker: Benjamin Woll, Tiffany Spizzo, and Jaime Santos Alcón

Enterprise commerce is at an inflection point. Rigid, monolithic platforms slow brands down, but a full replatforming is disruptive and costly. Modular architecture offers a flexible, scalable alternative - allowing enterprise brands to modernize without ripping and replacing their entire stack. Learn how a composable approach helps modernize commerce stacks while maintaining control over critical systems.

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OnAfrIQ Partners with PAPSS to Launch Cross‑Border Payment Services in Ghana

Fintech Finance

Onafriq , in collaboration with the Pan-African Payment and Settlement System (PAPSS), announced the launch of a new cross-border payment service that will initially pilot outbound transactions in Ghana. This launch operationalises the partnership established in 2022, aimed at promoting intra-African cross-border trade and enhancing financial inclusion.

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dLocal Bags New Licences and Authorisations in the UAE, Turkey, and the Philippines

The Fintech Times

Cross-border payment platform dLocal has secured three new licences and authorisations from regulatory bodies in the United Arab Emirates, Turkey, and the Philippines. These three new licences join the growing portfolio of over 30 licences and registrations worldwide that dLocal has amassed, including the Financial Conduct Authority (FCA) licence it obtained in the UK earlier this year.

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What Is an ISO? Everything You Should Know about Independent Sales Organizations

Stax

Choosing a payment processing partner isn’t just about finding a way to accept credit cards, it’s about building the financial foundation of your business. With so many players in the payments space, from banks and fintechs to all-in-one platforms, figuring out who does what (and who’s right for you) can quickly get confusing. One option you may have come across—but might not fully understand—is the Independent Sales Organization, or ISO.

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APP fraud: Mid-year review

The Payments Association

APP fraud reimbursement: A six-month policy review 16 June 2025 by Payments Intelligence LinkedIn Email X WhatsApp What is this article about? The early impact of the UK’s mandatory reimbursement policy for authorised push payment (APP) scam victims, implemented in October 2024. Why is it important? It assesses whether the new policy is effectively protecting consumers and reducing fraud, while also highlighting ongoing challenges and debates about a broader, cross-sector approach to tackl

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7 Essential Criteria for Choosing the Right Payments Partner

Speaker: Brad Pinneke, VP of Business Development at Payrix and Worldpay for Platforms

In this webinar, Brad Pinneke, Vice President of Business Development at Payrix and Worldpay for Platforms, will dive into the 7 must-have criteria for evaluating payments partners, helping you maximize both efficiency and the long-term value of your investment. From assessing technology capabilities to leveraging business development opportunities, this session will give you a clear, actionable strategy to select the right partner for scaling your business.

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Digital Wallets: Intro to Apple Pay, Google Pay, and more

Cardfellow

But what are these digital wallets, exactly, and how do they work? And does your business need to do anything special to accept them? What is a digital wallet? A digital wallet refers to electronic devices and programs used for making payments for purchases digitally, without presenting a physical credit card, debit card, or cash. The term digital wallet may refer to both an electronic device that stores payment information (such as a smartphone) and the program or app used to make the payment.

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enza Taps Mastercard Network to Speed up Time to Market for Fintechs in Africa

The Fintech Times

Payment giant Mastercard has forged a new partnership with payment solution provider enza , with an aim to connect fintech companies across Africa to the Mastercard network. Through the new collaboration, fintech players based in Africa will be able to build propositions on the enza platform that serve both consumers and businesses with embedded Mastercard payment solutions capabilities.

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NITMX partners with Mastercard to power Thailand's PromptPay

The Paypers

Subscribe News | Interviews | Voice of the Industry | Watch & Learn | Reports | Cross Border Ecommerce Research | Company Database | Events News NITMX partners with Mastercard to power Thailand's PromptPay Friday 20 June 2025 14:29 CET | News Thailand-based National ITMX has extended its collaboration with Mastercard to support Southeast Asia’s real-time payments.

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UOB Becomes Direct Participant in China’s Cross-Border Payment System

Fintech News

UOB and its wholly owned subsidiary UOB China have signed agreements to become direct participants of China’s Cross-border Interbank Payment System (CIPS). This strengthens their ability to support cross-border renminbi (RMB) transactions. CIPS, authorised by the People’s Bank of China, facilitates RMB-denominated trade, investment, and other cross-border payments.

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Enhance Customer Value: Unleash Your Data’s Potential

The complexity of financial data, the need for real-time insight, and the demand for user-friendly visualizations can seem daunting when it comes to analytics - but there is an easier way. With Logi Symphony, we aim to turn these challenges into opportunities. Our platform empowers you to seamlessly integrate advanced data analytics, generative AI, data visualization, and pixel-perfect reporting into your applications, transforming raw data into actionable insights.