Payments Dive

FEBRUARY 18, 2025

Google, Nacha, Early Warning Services and Truist are among the companies seeking to better protect the e-commerce ecosystem from push-payment scams.

NACHA 137

NACHA Scams Payments 137

Fintech News

FEBRUARY 19, 2025

GoTyme Indonesia has partnered with Danabijak and Olsera to introduce a Merchant Cash Advance (MCA) program, aimed at providing quick and flexible financing to MSMEs. This is said to be the first such MCA offering in Indonesia, following similar initiatives by GoTyme in South Africa, the Philippines, and Vietnam. The program allows eligible merchants using the Olsera point-of-sale platform to access business loans without needing collateral.

Finance 117

Finance Adjustments Business Day Innovation 117

Bank Automation

FEBRUARY 19, 2025

The Federal Reservehas rescheduled the Fedwire Funds Services adoption of the ISO 20022 message format to July 14, 2025. It was to be implemented on March 10. This single-day implementation aims to enhance the efficiency and interoperability of high-value payment systems. The transition to ISO 20022, a global standard for financial messaging, is expected to […] The post ISO 20022 migration pushed back to July 14 appeared first on Bank Automation News.

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ISO 20022 ISOs FedWire Interoperability 142

Finovate

FEBRUARY 20, 2025

Live Oak Bank has enhanced its commercial and small business banking services by partnering with Finzly for its Fedwire solution. Finzly’s technology enables 100% straight-through processing (STP) and will help ensure the bank is compliant with upcoming ISO 20022 regulations. Finzly is a two-time Finovate Best of Show award winner. The company most recently demoed its technology at FinovateSpring 2022 in San Francisco.

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FedWire ISO 20022 ISOs Payment APIs and Integration 114

Speaker: Benjamin Woll, Tiffany Spizzo, and Jaime Santos Alcón

Enterprise commerce is at an inflection point. Rigid, monolithic platforms slow brands down, but a full replatforming is disruptive and costly. Modular architecture offers a flexible, scalable alternative - allowing enterprise brands to modernize without ripping and replacing their entire stack. Learn how a composable approach helps modernize commerce stacks while maintaining control over critical systems.

B2C

The Fintech Times

FEBRUARY 17, 2025

Stablecoins have a huge impact on the financial market as we know it, but more can still be done. Looking to take stablecoin usage to the next level in Hong Kong, Standard Chartered Bank (Hong Kong) Limited (SCBHK), Animoca Brands , and HKT have announced a joint venture (JV) to issue a Hong Kong dollar-backed stablecoin. The process won’t be as simple as just launching a stablecoin though.

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Stablecoins Issuers Use Case Cross-Border Payments 104

Fintech News

FEBRUARY 19, 2025

Thunes, a global payments company specialising in cross-border transactions, has expanded its Direct Global Network to Taiwan. This expansion offers a real-time alternative to traditional cross-border payment systems for transfers to bank accounts in Taiwan. The move enhances its Pay-to-Banks service, enabling real-time payouts in New Taiwan Dollars (TWD) and United States Dollars (USD) to individual and business bank accounts at all major banks in Taiwan.

Real Time Payments 134

Real Time Payments Payment Networks Cross-Border Cross-Border Payments 134

The Payments Association

FEBRUARY 17, 2025

The future of payments is digital, inclusive, and transformativedriving financial access, innovation, and global economic empowerment. The global financial landscape is undergoing a profound transformation. As digital payment technologies evolve, they are revolutionising how transactions occur and breaking down barriers that have long excluded billions from the financial ecosystem.

Innovation 88

Innovation Cross-Border Financial Inclusion Payment APIs and Integration 88

Stax

FEBRUARY 19, 2025

As a SaaS business owner, you are always looking for ways to improve your software and boost your bottom line. One core area of focus is customer support, which adds immense value to every business when done correctly. When adding payment features for software users, the importance of including customer support for payment processing is no different.

Payments 88

Payments PCI DSS Compliance Risk 88

Fintech News

FEBRUARY 17, 2025

StraitsX, a Singapore-licensed stablecoin issuer and digital payment infrastructure provider, has partnered with Standard Chartered to strengthen the reserve management of its U.S. Dollar (XUSD) and Singapore Dollar (XSGD) stablecoins. Standard Chartered will provide cash management and custody services for the reserve assets backing the stablecoins, acting as one of StraitsX s banking partners.

Stablecoins 115

Stablecoins Issuers Cash Management Digital Payments 115

Fintech Finance

FEBRUARY 19, 2025

Shift4 (NYSE: FOUR), the leader in integrated payments and commerce technology, and Global Blue (NYSE: GB), the leading specialty payments and technology platform enabling tax-free shopping, dynamic currency conversion, and payments solutions to the worlds largest retail brands, today announced they have entered into a definitive agreement under which Shift4 will acquire Global Blue for $7.50 per common share in cash, representing an 15% premium to Global Blues closing share price as of February

Tax Refunds 92

Tax Refunds Acquirers Technology Payments 92

Speaker: Michael Veatch, Senior Director, Implementations & Ella Aguirre, Director of Solution Consulting

Embedding payments can be a transformative step for software companies looking to enhance their platform capabilities, boost customer satisfaction, and drive long-term growth. However, the success of payments hinges on a single thing: implementation. Drawing on real-world insights and experiences, payments implementation experts Michael Veatch and Ella Aguirre will explore actionable strategies that can lead to a transparent, friction-free launch and mitigate potential challenges like technical

Payments

The Fintech Times

FEBRUARY 19, 2025

Technology remains the fastest-growing sector in Dubai, growing to 1,245 companies, up 38 per cent year-on-year, according to new stats revealed by the Dubai International Financial Centre (DIFC), the global financial centre in the Middle East, Africa and South Asia (MEASA) region. As the DIFC aims to bolster economic growth in Dubai, as well as position the city as the financial services capital of the Middle East, it oversaw a significant uptake in job creation from technology companies –

AI 75

AI FinTech Laws Authorization 75

Stax

FEBRUARY 19, 2025

For companies looking to scale, Independent Software Vendors (ISV) are a crucial tool that provides specialized software solutions that integrate seamlessly with existing business tools. Through strategic ISV partnerships, businesses can enhance their service offerings, streamline operations, and open new revenue streams. ISV integrations offer numerous advantages, from improved functionality to a superior customer experience.

ISVS 88

ISVS Payment APIs and Integration API Best Practices 88

Fintech News

FEBRUARY 17, 2025

Singapore authorities and banks are ramping up efforts to tackle a growing scam where fraudsters steal card details through phishing and trick victims into providing an OTP. This allows scammers to fraudulently provision stolen card credentials onto their mobile wallets for unauthorised contactless transactions. The Singapore Police Force (SPF) , Cyber Security Agency of Singapore (CSA), and Monetary Authority of Singapore (MAS) reported at least 656 cases of phished card credentials being added

Phishing 101

Phishing Scams Online and Mobile Banking Credential 101

Fintech Finance

FEBRUARY 21, 2025

With the acceleration of e-commerce, both users and businesses are demanding faster and more instant payments, especially in industries where payments have traditionally been a challenge, such as sports betting and gaming. Just two years ago, users could wait up to three days to access their funds in the bank. Recognizing this opportunity in the payments industry, Cristian Valderrama saw the potential to speed up money collection and disbursement.

Payment APIs and Integration 93

Payment APIs and Integration FinTech Payments Instant Payments 93

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Large enterprises face unique challenges in optimizing their Business Intelligence (BI) output due to the sheer scale and complexity of their operations. Unlike smaller organizations, where basic BI features and simple dashboards might suffice, enterprises must manage vast amounts of data from diverse sources. What are the top modern BI use cases for enterprise businesses to help you get a leg up on the competition?

Use Case

The Fintech Times

FEBRUARY 17, 2025

Merchants and consumers in the UAE are going to have greater accessibility to make real-time transactions following a new partnership between digital payments firm, Checkout.com and payments juggernaut, Visa. As a result of this collaboration, Checkout.com is going to launch Visa Direct’s Push-to-Card solution in the UAE, facilitating cross-border and domestic transactions in the country.

Push-to-Card 69

Push-to-Card Cross-Border Near Real-Time On-Demand 69

Tearsheet

FEBRUARY 20, 2025

J.P. Morgan Chase’s identity is defined by its position as the largest US lender and a leader in retail and investment banking. However, the banks payments arm might be its next big engine of expansion. JPM ended Q4 2024 strong , with profits up 50% to $14 billion and revenue rising 10% to $43.74 billion. Its payments unit, processing nearly $10 trillion daily, chipped in $4.7 billion to the overall revenue pile.

Payment APIs and Integration 64

Payment APIs and Integration FinTech Embedded Finance Payments 64

Fintech News

FEBRUARY 19, 2025

Grab Holdings reported a 17% year-on-year increase in fourth-quarter revenue for 2024 to US$764 million, supported by growth across its ride-hailing, delivery, and financial services segments. The company recorded a quarterly net profit of US$11 million, while adjusted EBITDA improved to US$97 million. For the full year, revenue reached US$2.8 billion, exceeding guidance, with adjusted EBITDA rising to US$313 million.

Adjustments 108

Adjustments Continuity FinTech Product 108

Fintech Finance

FEBRUARY 19, 2025

Lili , the financial platform designed for small business owners, today announced the launch of international wire payments in 27 countries, empowering small business owners to grow beyond borders. While larger businesses typically have the infrastructure to process complex payments like cross-border wire transfers, many small businesses do not. According to FXC Intelligence, the cross-border payments industry reached a market size of $190.1 trillion in 2023 and is expected to increase by 53% by

International Payments 94

International Payments Wire Transfer Wire Wires 94

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Payments

The Fintech Times

FEBRUARY 19, 2025

Global payment juggernaut, Mastercard is expanding its presence in the UAE’s flexible payment and lending ecosystem as it partners with the shopping, payments and banking fintech, Tamara to launch a new virtual card. This new card will improve the flexible payments ecosystem which is projected to reach $14.7billion by 2027 according to Ken Research.

Visa 75

Visa Online and Mobile Banking Payments Payment Solutions 75

Bank Automation

FEBRUARY 21, 2025

Block is rolling out Afterpay on its Cash App card this week after a year of testing the buy now, pay later service. San Francisco-based Block, which rebranded from Square in 2021, acquired buy now, pay later (BNPL) service provider Afterpay that same year for $29 billion. Cash App Pay volumes for 2024 grew more […] The post Block expands Afterpay on Cash App card appeared first on Bank Automation News.

Blocks 85

Blocks BNPL Volume Acquirers 85

Fintech News

FEBRUARY 18, 2025

Robinhood Markets is preparing to introduce cryptocurrency services in Singapore next year through Bitstamp, the European digital-assets exchange it acquired in 2024, Bloomberg reported. The company aims to roll out the offerings by late 2025, subject to regulatory approvals. Robinhoods US$200 million acquisition of Bitstamp was partly driven by its ambition to expand in Singapore, leveraging the exchanges regulatory approvals and institutional business.

Stablecoins 106

Stablecoins Cryptocurrency Authorization Acquirers 106

Fintech Finance

FEBRUARY 20, 2025

Runa , the leading global fintech infrastructure for the next generation of payouts experiences, today announced the launch of Runa Assure, a security suite specifically built to fortify payout processes against threats of fraud, cyberattacks, and compliance risks. Runa Assure was purpose-built for instant payout methods, including gift cards, prepaid, and push-to-card, and now protects over two million unique recipients every month.

PCI DSS 87

PCI DSS Security Payment APIs and Integration MFA 87

Speaker: Becky Parisotto and John Vurdelja

Fulfillment is no longer just about getting products from point A to point B – it's about crafting seamless, scalable, customer first experiences. Flexible fulfillment strategies are more important than ever for those aiming to stay ahead and build resilience as retail enters a new era in 2025. Learn how to optimize fulfillment processes, tackle complex, multi-vendor orders, and create seamless customer experiences – from white-glove delivery for high-value items to quick-ship solutions for ever

Product

The Fintech Times

FEBRUARY 19, 2025

A couple of years after its initial boom, artificial intelligence (AI) still remains a huge buzzword in the fintech industry, as every firm looks at a new way of integrating the tech into its infrastructure to gain a competitive edge. Exploring how they are going about doing this in 2025, The Fintech Times is spotlighting some of the biggest themes in AI this February.

AI 64

AI Risk Monetary Loss Automation 64

TechCrunch Fintech

FEBRUARY 19, 2025

Fintech Varo has been hoping to raise a $55 million Series G round but has, so far, closed on $29 million to date, according to a recent SEC filing. Varo declined to comment on this new round but the fintech has raised just over $1 billion in funding since its 2015 inception, according to PitchBook.Fintech […] 2024 TechCrunch. All rights reserved.

FinTech 75

FinTech 75

Fintech News

FEBRUARY 19, 2025

Payment giant Mastercard has appointed Janet George as its new EVP of Artificial Intelligence (AI), effective 24 February. Reporting to Chief AI and Data Officer Greg Ulrich, George will lead the company’s AI Center of Excellence, focused on the companys most critical AI and data science efforts. Her responsibilities include developing and improving AI technologies for enhanced, secure, and personalised payment experiences.

Visa 100

Visa AI Economy Innovation 100

Fintech Finance

FEBRUARY 20, 2025

Galileo Financial Technologies , SoFi Technologies, Inc.s Technology Platform (NASDAQ: SOFI), has launched a co-brand debit program offering, enabling brands to offer debit users access to rewards typically reserved for credit card holders. Galileo is the first to bring this type of program offering to the U.S. hospitality sector. While co-brand credit rewards programs are common, debit users have largely been left outuntil now.

Technology 87

Technology Debit Card Credit Cards On-Demand 87

Speaker: Brad Pinneke, VP of Business Development at Payrix and Worldpay for Platforms

In this webinar, Brad Pinneke, Vice President of Business Development at Payrix and Worldpay for Platforms, will dive into the 7 must-have criteria for evaluating payments partners, helping you maximize both efficiency and the long-term value of your investment. From assessing technology capabilities to leveraging business development opportunities, this session will give you a clear, actionable strategy to select the right partner for scaling your business.

Payments

The Fintech Times

FEBRUARY 19, 2025

Digital wallets represent a “significant opportunity” for consumers, the Financial Conduct Authority (FCA) and Payment Systems Regulator (PSR) revealed as they shared their findings regarding the payment software. Digital wallets are rapidly increasing in popularity across the globe, not least in the UK.In fact, digital wallet adoption more than tripled between 2019 and 2023, with the proportion of card transactions using a digital wallet increasing from eight per cent to 29 per cent

Regulations 72

Regulations Underserved Authorization Innovation 72

Payments Dive

FEBRUARY 18, 2025

Bad actors contact consumers through social media and then persuade them to send money over payment platforms, a JPMorgan Chase payments executive said during a Payments Dive virtual event.

Scams 154

Scams Payments Consumer 154

Fintech News

FEBRUARY 17, 2025

Airwallex, a global financial platform, reported significant growth in 2024. The companys annualised transaction volume rose from US$100 billion in August to US$130 billion just three months later, following its ARR surpassing US$500 million. This marks a 73% year-over-year increase in transaction volume. During the same period, Airwallex ‘s ARR climbed from US$500 million to US$600 million.

Volume 73

Volume Transactions Push-to-Card Instant Payments 73

Fintech Finance

FEBRUARY 20, 2025

As digital payment methods continue to evolve, UK consumers and businesses are increasingly seeking more innovative and flexible payment solutions. New research from Moneyhub , the Open Banking data and payments platform, has revealed a strong appetite for intelligent payments that can be delivered by Open Banking and Variable Recurring Payments (VRPs), highlighting significant opportunities for businesses to capitalise on modern payment technologies.

Innovation 87

Innovation Payments On-Demand Regulations 87

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