Sat.May 24, 2025 - Fri.May 30, 2025

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How tokenisation has reshaped the future of payments

The Payments Association

The cards seven-decade journey from manual imprinters to contactless payments has embodied a constant balancing act between security imperatives and consumer convenience. Today, tokenisation is taking hold of the card payment industry, representing more than another incremental step and enabling a fundamental rethinking of how payments function in our increasingly digital world.

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Maryland passes EWA law

Payments Dive

The state’s governor signed an earned wage access law over the objections of some consumer groups, including AARP.

Laws 167
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bolttech Partners with AWS to Deploy Generative AI Across Operations

Fintech News

Singapore-based insurtech firm bolttech is integrating generative AI tools from Amazon Web Services (AWS) to improve customer service, automate workflows, and reduce costs across its global operations. The company has built a generative AI platform called the “bolttech Gen AI Factory” using Amazon Bedrock. It enhances bolttechs existing omnichannel call center, which is already running on Amazon Connect and Amazon Lex, by incorporating agentic AI features.

AI 111
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Worldpay partners BVNK for stablecoin payouts

Finextra

Worldpay has enlisted BVNK to bring nearly instant global payouts in stablecoins to its clients in the US and Europe.

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Breaking The Commerce Bottleneck: Your SAP Exit Plan Starts Now

Speaker: Jason Cottrell and Gireesh Sahukar

Retailers know the clock is ticking–legacy SAP Commerce support ends in 2026. Legacy platforms are becoming a liability burdened by complexity, rigidity, and mounting operational costs. But modernization isn’t just about swapping out systems, it’s about preparing for a future shaped by real-time interactions, AI powered buying assistants, and flexible commerce architecture.

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French Regulators Approve Merge for Fiat and Stablecoin Payment Services

The Fintech Times

Merge, a London-based fintech, has received approval from French regulators to operate as both an electronic money institution (EMI) and a virtual asset service provider (VASP). This dual licensing enables the company to offer cross-border payment services that integrate traditional fiat currencies with blockchain-based stablecoin transfers. Positioned as one of the few providers with regulatory coverage across both systems, Merge aims to simplify global treasury operations for businesses naviga

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CFPB to yank ‘unlawful’ open banking rule

Payments Dive

That move bends to bank groups that filed a lawsuit last year to block the Consumer Financial Protection Bureau rule aimed at making it easier for consumers to move their financial accounts.

Rules 108

More Trending

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PagoNxt Payments enables Getnet to offer multi-currency acquiring across 140+ currencies

The Payments Association

PagoNxt Payments is powering Getnets cross-border growth through the integration of its advanced FX Engine and DCC (dynamic currency conversion) solution. This embedded capability allows merchants to: Accept payments in 140+ currencies Secure competitive FX rates Offer real-time pricing transparency at checkout Reduce currency risk and operational complexity Connect via a streamlined API By embedding this solution into Getnets acquiring services, merchants gain flexibility, improved revenue pote

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SEB joins AI factory joint venture

Finextra

SEB has joined a Swedish consortium building an AI factory with Nvidia.

AI 105
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Just Published: PTS POI v7.0 

PCI Security Standards

The PCI Security Standards Council (PCI SSC) has published a major revision to PCI PIN Transaction Security (PTS) Point-of-Interaction (POI) Modular Security Requirements from version 6.2 to version 7.0. The PCI PTS POI Modular Security Requirements document enhances security controls to defend against physical tampering and the insertion of malware that can compromise card data during payment transactions.

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IMDA Targets 800 AI Talent Roles, Wider SME Reach Through New Partnerships

Fintech News

The Infocomm Media Development Authority ( IMDA ) is stepping up efforts to help local businesses adopt emerging technologies. It has announced new partnerships to expand the use of generative AI (Gen AI), cloud infrastructure, and cybersecurity tools among small and medium-sized enterprises (SMEs). As part of the Digital Enterprise Blueprint launched in May 2024, IMDA is collaborating with Alibaba Cloud, Prudential Singapore, and ST Engineering to support local SMEs in building digital capabili

AI 90
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From Start to Scale: Driving Growth Through Seamless Payments Implementation

Speaker: Michael Veatch, Senior Director, Implementations & Ella Aguirre, Director of Solution Consulting

Embedding payments can be a transformative step for software companies looking to enhance their platform capabilities, boost customer satisfaction, and drive long-term growth. However, the success of payments hinges on a single thing: implementation. Drawing on real-world insights and experiences, payments implementation experts Michael Veatch and Ella Aguirre will explore actionable strategies that can lead to a transparent, friction-free launch and mitigate potential challenges like technical

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Mashreq Becomes the First Bank in the UAE to Offer Aani Instant Payments for SMEs via Mashreq Biz App

Fintech Finance

Mashreq , one of the leading financial institutions in the MENA region, has announced the launch of Aani Instant Payments, a new solution enabling SME businesses to collect payments from their customers instantly, securely, and seamlessly with no IBAN required. The new Aani Instant Payments solution allows Mashreq’s SME customers to generate a link or QR code through Mashreq Biz app that can then be shared with their own customers.

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Remittance tax draws fintech pushback

Payments Dive

The budget bill proposal moving through Congress would levy a tax on cross-border money transfers. That has prompted “strong concern” from one fintech organization.

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New Infographic: PCI DSS Vulnerability Management Processes

PCI Security Standards

The PCI Data Security Standard (PCI DSS) includes several requirements in Requirement 6 and 11 that govern vulnerability management and reference related timeframes.

PCI DSS 112
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QR Code and Instant Payments Drive Cambodia’s E-Commerce Surge

Fintech News

In Cambodia, booming adoption of digital payments is driving a surge in e-commerce activity, with QR code payments and more broadly the Bakong real-time payment system gaining significant traction, according to a new report by Profitence, a corporate finance firm-based in Cambodia. The report, released in February, offers a comprehensive analysis charting the remarkable evolution of Cambodia’s digital marketplace.

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15 Modern Use Cases for Enterprise Business Intelligence

Large enterprises face unique challenges in optimizing their Business Intelligence (BI) output due to the sheer scale and complexity of their operations. Unlike smaller organizations, where basic BI features and simple dashboards might suffice, enterprises must manage vast amounts of data from diverse sources. What are the top modern BI use cases for enterprise businesses to help you get a leg up on the competition?

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PayTabs Group Achieves Fintech Dominance With Its’ Saudi Built, AI-Powered Payment Orchestration Platform

Fintech Finance

PayTabs Group , a Future 100 company and MENA’s award-winning payment orchestration powerhouse, today announced the launch of its enhanced Artificial Intelligence (AI) powered payment orchestration platform. Engineered in Saudi Arabia over four months, the platform is set to cross SAR 325 billion in transaction processing shortly, cementing its role as a key driver of financial inclusion and innovation in the region.

AI 88
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PayPal’s venture arm taps new leader

Payments Dive

The digital payments company has promoted Ian Cox Moya, who rejoined the company in 2022, to head the unit that invests in startups.

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ACI Worldwide rolls out centralised payments hub

Finextra

ACI Worldwide is bringing together account-to-account (A2A), card payments and AI-driven fraud prevention on a unified cloud-native platform, ACI Connetic.

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Google and FS-ISAC Launch Programme to Combat Financial Fraud

Fintech News

Google and FS-ISAC have launched a new collaboration aimed at improving fraud prevention in the financial services sector. The initiative introduces a dedicated Financial Services branch under Googles Priority Flagger Programme. FS-ISAC, a member-driven nonprofit focused on advancing cybersecurity in the global financial system, will manage a dedicated channel for its members to report fraud and malicious activity involving Google platforms, such as Google Workspace and Google Ads.

FS-ISAC 75
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Top Strategies to Future-Proof & Sustain Your Merchant Services Portfolio

Build a sustainable merchant services portfolio with practical strategies to ensure long-term success. Diversify across industries to spread risk and stabilize income, balancing high-risk and low-risk clients for a robust mix. Combine large and small merchants to create a resilient payment portfolio, leveraging each type's strengths. Foster long-term relationships through exceptional service and personalized support.

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OpusDatum launches new WTR Knowledge Hub to transform global compliance landscape

The Payments Association

OpusDatum, a leading provider of data-driven compliance solutions, has announced the launch of its comprehensive WTR Knowledge Hub , designed to enhance understanding and compliance across the global payments sector. Introduced in May 2025, this pioneering platform marks a significant advancement in helping financial institutions and fintech firms navigate the complex regulatory environment surrounding international wire transfers.

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Why Microtransactions Run the Gaming World

Basis Theory

Microtransactions in gaming drive higher revenue than just a perpetual licensemake the most of these opportunities!

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UK fintech hiring surges

Finextra

UK fintechs are set to increase professional hiring by 32% in 2025 despite challenging economic headwinds, according to Morgan McKinley and Vacancysofts latest fintech report.

FinTech 83
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Why Cross-Border Payments Still Frustrate Enterprises – And What Can Be Done About It

Fintech News

Southeast Asias rapid digital growth is creating major opportunities for high-growth enterprises, but when it comes to managing cross-border payments, many businesses are still held back by fragmented infrastructure, currency complexities, and inefficient payment processing systems. Cross-border payments remain a critical barrier to regional scale, especially for companies operating across multiple currencies and regulatory environments.

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Secrets of a Successful Sale: Optimizing Your Checkout Process

Speaker: David Nisbet, Everett Zufelt, and Michaela Weber

Once upon a time, in the vast realm of online commerce, there lived a humble checkout button overlooked by many. Yet, within its humble click lay the power to transform a mere visitor into a loyal customer. 🧐 💡 Getting checkout right can mark the difference between a successful sale and an abandoned cart, yet many businesses fail to make payments a part of their commerce strategy even when it has a direct impact on revenue.

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Fiserv reaffirms Clover revenue goal

Payments Dive

The company’s chief financial officer contended the point-of-sale unit will still deliver $3.5 billion in revenue this year despite a recent volume growth slowdown.

Volume 78
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Stripe Fuels UK Business Growth With Global Money Management Capabilities

Fintech Finance

Programmable financial services company Stripe showcased its latest products to accelerate the growth of British businesses, including a major expansion of its money management capabilities, tools to make it easier to trade internationally, and the worlds first AI foundation model for payments. UK businesses are now able to: Hold, manage, and spend from balances in multiple currencies in their existing Stripe account, and pay out to customers, contractors, and other third parties in 50 countries

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EBAday 2025: Building the banking ecosystems of the future

Finextra

Wolfgang Ehrmann, chairman of the board, Euro Banking Association (EBA), kicked off EBAday 2025 in the historic Louvre in Paris with a welcome statement. Ehrmann reflected that today marks the 20 year milestone of EBAday as well as the fortieth anniversary of the EBA, and highlighted the events growth to over 1,400 experts in Paris today.

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UK Finance findings and the future of fraud in the UK

BioCatch

Fraud is far from a victimless crime. It is a pervasive, ever-evolving threat that harms individuals, undermines our economy, and threatens national security. Beyond the billions it steals every year, fraud inflicts deep psychological wounds on its victims, eroding confidence, compromising mental health, and, in the most tragic cases, leading to the loss of life.

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From Rigid To Resilient: Why Enterprises Need Modular Commerce Now

Speaker: Benjamin Woll, Tiffany Spizzo, and Jaime Santos Alcón

Enterprise commerce is at an inflection point. Rigid, monolithic platforms slow brands down, but a full replatforming is disruptive and costly. Modular architecture offers a flexible, scalable alternative - allowing enterprise brands to modernize without ripping and replacing their entire stack. Learn how a composable approach helps modernize commerce stacks while maintaining control over critical systems.

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Executive Shuffle: Fiserv, Temenos, Medius

Payments Dive

Recent executive appointments demonstrate the importance software and financial services firms are placing on product strategy.

Product 78
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Token.io Breaks New Ground as First Third-Party Provider Admitted to GiroAPI Scheme

Fintech Finance

Token.io , the leading account-to-account (A2A) payments infrastructure provider, today announced it has become the first third-party provider (TPP) to be admitted to the giroAPI scheme. This milestone positions Token.io at the forefront of premium API payment innovation in Europe and will enable its partners — which include tier 1 banks and payment services providers — to access advanced payment capabilities and new business models through the German Banking Industry’s (DK) pi

API 69
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The FCA bundles stablecoins into new crypto regime

Finextra

The FCA has published proposals for ensuring financial resilience in the face of upcoming regulations governing cryptoasset firms, with an added focus on stablecoins.

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ACI Worldwide Debuts ‘ACI Connetic’ to Support Unified Payments

Fintech News

ACI Worldwide has unveiled ACI Connetic , a new cloud-native platform designed to streamline payment processing for banks and financial institutions. The platform integrates multiple payment types, including Swift cross-border payments, real-time gross settlement systems like Target2, and SEPA Instant payment networks such as RT1 and TIPS. ACI said additional capabilities will be added over time.

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The Evolving Retailers Fulfillment Strategy: Meeting Demands with Agility

Speaker: Becky Parisotto and John Vurdelja

Fulfillment is no longer just about getting products from point A to point B – it's about crafting seamless, scalable, customer first experiences. Flexible fulfillment strategies are more important than ever for those aiming to stay ahead and build resilience as retail enters a new era in 2025. Learn how to optimize fulfillment processes, tackle complex, multi-vendor orders, and create seamless customer experiences – from white-glove delivery for high-value items to quick-ship solutions for ever