CB Insights

JANUARY 25, 2022

The post The TL;DR Live: The State of Fintech appeared first on CB Insights Research.

FinTech 81

FinTech Research Posting 81

The Paypers

JANUARY 28, 2022

UK-based startup Fintech Farm has raised over USD 7 million to launch neobanks in eight countries until 2024.

FinTech 77

FinTech 77

Faster Payments Council

JANUARY 24, 2022

This infographic, developed by the FPC Directory Models Work Group, takes its two recent white papers on directory models for faster payments and reduces both into easily digestible content for better industry understanding. The infographic outlines the key core and value-added characteristics that can strengthen the value of a directory service and highlights several areas where a directory can provide efficiencies, revenue, and cost savings.

Faster Payments 68

Faster Payments FPC Interoperability Facilitators 68

Axway

JANUARY 28, 2022

This article is Part 1 of a four-part series on the power of API-powered platforms to transform the telecommunications industry. Here, we discuss the game-changing nature of platforms using the automotive industry as an example.

API 52

API 52

Speaker: Jason Cottrell and Gireesh Sahukar

Retailers know the clock is ticking–legacy SAP Commerce support ends in 2026. Legacy platforms are becoming a liability burdened by complexity, rigidity, and mounting operational costs. But modernization isn’t just about swapping out systems, it’s about preparing for a future shaped by real-time interactions, AI powered buying assistants, and flexible commerce architecture.

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CB Insights

JANUARY 25, 2022

Global fintech deals and dollars reached record highs in 2021. Funding more than doubled year-over-year as private market deal activity soared across sectors and geographies. In our State Of Fintech 2021 Report, we dive into global investment trends to spotlight takeaways including: Fintech accounted for $1 in every $5 of global venture funding. The metrics behind $100M+ mega-rounds, how mega-rounds compare against total global fintech funding, and which region had the highest number of mega-rou

FinTech 74

FinTech Checks Accounts Research 74

The Paypers

JANUARY 28, 2022

PayPal has expanded its ‘Pay Later’ solution in Germany with a new payment option, ‘Payment after 30 days’

PayPal 74

PayPal Payments 74

Axway

JANUARY 28, 2022

This article is Part 1 of a four-part series on the power of API-powered platforms to transform the telecommunications industry. Here, we discuss the game-changing nature of platforms using the automotive industry as an example.

API 52

API Product 52

CB Insights

JANUARY 25, 2022

Global fintech deals and dollars reached record highs in 2021. Funding more than doubled year-over-year as private market deal activity soared across sectors and geographies. In our State Of Fintech 2021 Report, we dive into global investment trends to spotlight takeaways including: Fintech accounted for $1 in every $5 of global venture funding. The metrics behind $100M+ mega-rounds, how mega-rounds compare against total global fintech funding, and which region had the highest number of mega-rou

FinTech 68

FinTech Checks Accounts Research 68

The Paypers

JANUARY 28, 2022

US-based market research company IDC has published a new research , which forecasts that 74% of consumer payments will be handled by non-traditional financial institutions by 2030.

Consumer 69

Consumer Research Payments 69

FICO

JANUARY 28, 2022

Just as Black Friday and Cyber Monday drive peak volumes in retail sales, both in stores and online, they also drive peak volumes for FICO. Businesses around the world depend on our hosted services for everything from new account onboarding to transaction monitoring and fraud protection, and transaction volumes soar during the busy holiday period. This is when the stability of the FICO network shines.

Fraud Detection 52

Fraud Detection Volume BNPL Origination 52

Speaker: Michael Veatch, Senior Director, Implementations & Ella Aguirre, Director of Solution Consulting

Embedding payments can be a transformative step for software companies looking to enhance their platform capabilities, boost customer satisfaction, and drive long-term growth. However, the success of payments hinges on a single thing: implementation. Drawing on real-world insights and experiences, payments implementation experts Michael Veatch and Ella Aguirre will explore actionable strategies that can lead to a transparent, friction-free launch and mitigate potential challenges like technical

Payments

Axway

JANUARY 28, 2022

This article is part 1 of a three-part series on the power of API-powered platforms to transform the telecommunications industry. Here, we discuss the game-changing nature of platforms using the automotive industry as an example.

API 52

API 52

CB Insights

JANUARY 26, 2022

Fintech company Moss has raised $85M in a Series B. The round drew participation from Capital-A and Tiger Global Management. How’s the company performing? Germany-based Moss provides corporate credit cards and expense management solutions to small- and medium-sized businesses (SMBs). The company integrates with Datev, an accounting software based in Germany.

Credit Cards 66

Credit Cards Technology Participant Research 66

The Paypers

JANUARY 26, 2022

Spain-based bank Santander has announced its in-house developed BNPL solution, Zinia, will be available across the bank’s markets starting in 2022.

BNPL 69

BNPL 69

FICO

JANUARY 27, 2022

Managing risk and improving the customer experience during a pandemic presented credit professionals with new sets of challenges. The most popular posts in our Customer Development category dealt with credit card payments, open banking, trends for financial services and small business lending — as well as FICO’s listing as a top risk management firm.

Posting 52

Posting Payment APIs and Integration Non-Bank On-Demand 52

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Large enterprises face unique challenges in optimizing their Business Intelligence (BI) output due to the sheer scale and complexity of their operations. Unlike smaller organizations, where basic BI features and simple dashboards might suffice, enterprises must manage vast amounts of data from diverse sources. What are the top modern BI use cases for enterprise businesses to help you get a leg up on the competition?

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Payment Savvy

JANUARY 26, 2022

Along with COVID-19 came a sharp increase in cybercrime. Unfortunately, high-risk merchants are among the most vulnerable to these cyber assaults. As a result, it’s critical for merchants to stay up to speed on the latest developments in merchant account security. Better yet, if you choose a payment provider offering cutting-edge tools and solutions, you can rest assured your high-risk merchant account is evolving to adopt the latest security technology as new threats appear.

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Risk Accounts Security Duplicate 52

CB Insights

JANUARY 24, 2022

Plaid , an open banking fintech unicorn, has acquired Cognito , an identity verification startup, for $250M in cash and stock. WHO ARE THE PARTIES TO THE DEAL? Cognito: California-based Cognito provides business and consumer identity verification and compliance solutions. The company currently has over 300 clients, and it has verified 76M IDs to date.

Verification 63

Verification Acquirers Technology API 63

The Paypers

JANUARY 26, 2022

Square , a company specialising in software, payments, and hardware solutions for businesses of all sizes, has launched in Spain following an Early Access Programme.

Payments 69

Payments 69

FICO

JANUARY 26, 2022

In 2021, the financial services world continued to grapple with the uncertainty brought on by year two of the COVID-19 pandemic. Despite the continued concerns, we were encouraged to see the growth of the average U.S. FICO® Score, as stated in our top post of the year. Other top FICO Scores posts explored the expansive reach of the FICO® Score suite, as well as dispelling common misconceptions surrounding FICO® Scores.

Demand Deposit Account (DDA) 52

Demand Deposit Account (DDA) Credit Cards Credit Risk Consumer 52

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Ikajo

JANUARY 22, 2022

Why should sellers look for bitcoin payment gateways? The answer is simple. Cryptocurrencies, along with bitcoin, functionalize too long to ignore them. Statista shares that bitcoin’s market capitalization formed 53% of the total cryptocurrencies’ market cap in 2019. According to the same source, bitcoin payments amounted to 3% of global preferred payment methods in 2017.

Payment Gateways 52

Payment Gateways Gateways Bitcoin Payment APIs and Integration 52

CB Insights

JANUARY 25, 2022

Nowsta , a workforce management software provider, has raised $41M in a Series B that drew participation from GreatPoint Ventures, VMG Catalyst, and Rally Ventures, among others. HOW’S THE COMPANY PERFORMING? New York-based Nowsta’s on-demand labor marketplace connects employers and skilled workers and provides tools to hire, manage, and pay hourly workers.

Economy 63

Economy On-Demand Participant Research 63

The Paypers

JANUARY 25, 2022

Plaid , which connects consumer bank accounts to services like Venmo , Robinhood , Coinbase and other apps, has been accused of collecting excessive financial data from consumers.

Venmo 69

Venmo Accounts Consumer 69

FICO

JANUARY 25, 2022

The technology of advanced decision management is changing rapidly, as businesses worldwide pursue automated, analytics-powered decisions as an essential part of their digital transformation. The 5 top posts for decision management on the FICO Blog last year dealt with digital transformation in insurance, automated originations, responsible AI, model governance and, strangely enough, movies!

Posting 52

Posting AI Governance Government 52

Speaker: Benjamin Woll, Tiffany Spizzo, and Jaime Santos Alcón

Enterprise commerce is at an inflection point. Rigid, monolithic platforms slow brands down, but a full replatforming is disruptive and costly. Modular architecture offers a flexible, scalable alternative - allowing enterprise brands to modernize without ripping and replacing their entire stack. Learn how a composable approach helps modernize commerce stacks while maintaining control over critical systems.

B2C

Fintech Labs Insights

JANUARY 25, 2022

Companies of all sizes need bookkeeping and accounting services. And it’s an ideal service to consume digitally. When I started reporting on the space in the mid-90s, I thought banks would end up delivering the bulk of basic accounting functions through their online banking programs. But so far I’ve been proven wrong. There is too much nuance, too many gray areas, too much liability and too much competition for traditional banks to make a material profit.

Small Business 15

Small Business Accounts Caps FinTech 15

CB Insights

JANUARY 27, 2022

Creditas , a digital lending platform, has raised $260M in a Series F round that drew participation from SoftBank Group, VEF, Fidelity Investments, Lightrock, and Wellington Management, among others. HOW’S THE COMPANY PERFORMING? Brazil-based Creditas (formerly BankFacil) offers collateralized loans to consumers. The company expects that its annualized revenue for 2021 will come in at $200M.

Security 60

Security FinTech Participant Research 60

The Paypers

JANUARY 24, 2022

Global sportswear manufacturer Adidas and Italy-based luxury fashion house Prada have partnered to launch a new NFT project based on the Polygon blockchain.

Blockchain 57

Blockchain 57

FICO

JANUARY 24, 2022

Debt collection is about contacting customers, and that only works with correct contact data. Contact data quality in debt collection is a common challenge, and we often get asked how to best address this. 1. Get Contact Data Before You Need It. It is much easier to get valid contact data from your customers than from a third party. And updating contact data when you need to contact a customer as part of a collections process is typically much harder than in originations or account management.

Origination 52

Origination Addressing Research Automation 52

Speaker: Brad Pinneke, VP of Business Development at Payrix and Worldpay for Platforms

In this webinar, Brad Pinneke, Vice President of Business Development at Payrix and Worldpay for Platforms, will dive into the 7 must-have criteria for evaluating payments partners, helping you maximize both efficiency and the long-term value of your investment. From assessing technology capabilities to leveraging business development opportunities, this session will give you a clear, actionable strategy to select the right partner for scaling your business.

Payments

Fintech Labs Insights

JANUARY 24, 2022

Here is the definitive list of fintech, banktech, insurtech, investtech and defi events for 2022. For the most part, event planners are anticipating in-person gatherings, often with a virtual option. But you best investigate refund options if Covid continues to find ways to keep us from freely traveling. The events, dates and prices were up-to-date at the time of publication, but always check here for the latest.

FinTech 15

FinTech NOV Payment APIs and Integration Embedded Finance 15

CB Insights

JANUARY 26, 2022

Globalization Partners , an AI-driven employment platform, has raised $200M in an extended private equity round with participation from Vista Equity Partners. HOW’S THE COMPANY PERFORMING? Massachusetts-based Globalization Partners enables businesses to hire talent across areas including finance, legal, and accounting to build remote teams. In 2021, the company’s new customer acquisition increased 2.5x from 2020, including 44% growth from Q3’21 to Q4’21.

Payroll 59

Payroll Legal Participant AI 59

The Paypers

JANUARY 28, 2022

Hong Kong-based Bank of East Asia has declared it intends to buy back 8.43% of its total issued shares worth USD 372.65 million owned by Elliot Investment Management 's affiliated entities, Reuters states.

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FICO

JANUARY 26, 2022

2021 saw debt collection and recovery professionals grappling with new regulations while they developed better ways to monitor and handle vulnerable customers during the pandemic. Our most popular posts in this category last year dealt with valuable disciplines, collections predictions, multi-channel vs. omnichannel communications, collections optimization and digital-first collections approaches for the COVID-19 period.

Posting 52

Posting Consumer Financial Protection Bureau (CFPB) CFPB Governance 52

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