Fintech Review

APRIL 19, 2025

These included cloud accounting, SME lending dashboards, invoicing tools, and payment portals. These newer platforms blend data, automation, and embedded finance in ways that simplify user experience. Embedded Finance as a SaaS Fintech Enabler At the heart of SaaS fintech v2.0 lies embedded finance.

Finance

Finextra

JUNE 23, 2025

policymakers have sketched out the first federal framework for payment stablecoins. It classifies payment stablecoin issuers as regulated financial institutions, pulling them firmly under anti-money laundering and consumer protection rules. The GENIUS Act changes that virtually overnight. By passing this law, U.S.

Embedded Finance

Fintech Finance

NOVEMBER 14, 2024

one of Europe’s leading financial services providers, reveals digital wallets and Open Banking as pivotal forces set to transform the payments landscape in 2025. The findings reflect an industry-wide shift toward faster, more adaptable payment methods that meet consumer expectations in an increasingly digital economy.

Payment APIs and Integration

The Payments Association

MAY 3, 2025

The payments outlook 2025: Strategic priorities from industry leaders May 2 2025 by Payments Intelligence LinkedIn Email X WhatsApp Whats the article about? The strategic priorities for the payments industry in 2025, as discussed by senior payments leaders who attended a Payments Labs roundtable.

Payment APIs and Integration

Fintech Finance

JUNE 11, 2025

Kotapay , a division of First International Bank & Trust (FIBT), today announced Raisin , the global savings and investment platform, as the first financial technology company to integrate with its new bank-direct banking as a service (BaaS) platform, known as Kavinu.

Payment APIs and Integration

M2P Fintech

APRIL 17, 2025

APIs have played a central role in the digital evolution of banking. Initially, APIs were point-to-point connectors to enable simple integrations; with rapid innovations, they have now matured into a foundational layer supporting a wide range of use casesfrom customer onboarding and loan origination to card issuance and fraud detection.

API

Fintech Finance

MARCH 10, 2025

Fintech Galaxy , a regional leader in Open Banking and financial innovation, and ProgressSoft , a global provider of real-time payment solutions, have partnered to fast-track Open Banking adoption and regulatory compliance across MENA.

Regulatory Compliance

The Fintech Times

MARCH 10, 2025

Fintech Galaxy , the open banking infrastructure provider founded in the UAE, is partnering with ProgressSoft , a real-time payment solution provider, to accelerate open banking adoption and regulatory compliance across the Middle East and North Africa (MENA).

Compliance

The Payments Association

MARCH 18, 2025

From open banking to open finance and beyond: The future of financial data-sharing March 18 2025 by Payments Intelligence LinkedIn Email X WhatsApp What is this article about? The evolution of open banking into open finance, examining regional regulatory approaches and adoption trends. Why is it important? What’s next?

Finance

Finextra

JUNE 24, 2025

EuroPA is an alliance of national digital payment champions – 𝗕𝗮𝗻𝗰𝗼𝗺𝗮𝘁(Italy), 𝗕𝗶𝘇𝘂𝗺 (Spain), 𝗠𝗕 𝗪𝗔𝗬 (Portugal), 𝗕𝗹𝗶𝗸 (Poland), 𝗜𝗥𝗜𝗦 (Greece), and 𝗩𝗶𝗽𝗽𝘀 𝗠𝗼𝗯𝗶𝗹𝗲𝗣𝗮𝘆 (Nordics). Wero enables instant, account-to-account (A2A) payments without relying on traditional card networks.

Agreements

Fintech Review

MAY 4, 2025

Whether you are a B2B founder building a global marketplace, a CFO steering a SaaS scale-up, or a finance team tasked with managing complex payments, finding the best fintech tools is critical. This guide covers the top 100 fintech tools across key categories including banking APIs, billing, KYC/AML, FX, crypto tools, and open banking.

Payment APIs and Integration

Finovate

JANUARY 15, 2025

From fresh AI applications to the new uses for embedded finance, fintech is experiencing a renewed momentum. Embedded finance matures Why it matters: Embedded finance has been trending upward in fintech over the past few years, and for good reason.

Embedded Finance

Finextra

JULY 10, 2025

Home Announcements Payments Weeavr teams with Visa to offer embedded payments in employee benefits sector External This content is provided by an external author without editing by Finextra. However, integrating financial services remains complex and risky for many. It expresses the views and opinions of the author.

Embedded Payments

Finextra

JUNE 13, 2025

In 2025, banking apps will deliver smarter, more secure, and integrated experiences. Embedded Finance Integration Why Is Embedded Finance Booming? Embedded finance integrates banking services into non-financial platforms, such as e-commerce or ride-sharing apps.

Mobile Banking

Fintech Review

MAY 10, 2025

Marqeta is not just another payments company. By offering flexible, developer-friendly infrastructure, Marqeta empowers companies to launch, control, and manage customisable payment cards at scale. Marqeta set out to solve these problems by building a flexible API platform for issuing physical and virtual cards on demand.

Payment APIs and Integration

Finextra

JUNE 11, 2025

In their place stands a more sophisticated and scalable payment conduit: the digital wallet. From biometric-enabled tap-and-go to invisible in-app payments, checkout time is collapsing—and conversion rates are rising. Speed Converts: Digital wallets eliminate physical and cognitive friction.

Consumer

Finextra

JULY 10, 2025

Home Announcements Payments Weavr teams with Visa to offer embedded payments in employee benefits sector External This content is provided by an external author without editing by Finextra. However, integrating financial services remains complex and risky for many. It expresses the views and opinions of the author.

Embedded Payments

Finextra

JUNE 30, 2025

From riverside camps in the Northeast to homestays nestled in the Himalayas, the rise of UPI and other digital payment systems has opened new doors for travelers and small tourism operators alike. The Unified Payments Interface (UPI), launched by the National Payments Corporation of India in 2016, has changed that story dramatically.

Digital Payments

Fintech Review

APRIL 19, 2025

These included cloud accounting, SME lending dashboards, invoicing tools, and payment portals. These newer platforms blend data, automation, and embedded finance in ways that simplify user experience. Embedded Finance as a SaaS Fintech Enabler At the heart of SaaS fintech v2.0 lies embedded finance.

Finance

Finextra

JUNE 13, 2025

What if loyalty can be tied to the payment? Closed-loop payments make that possible. There are multiple reasons why a closed-loop payment solution is a powerful tool to drive loyalty. Seamless loyalty integration at the point of payment Loyalty doesn’t feel like a chore when it’s embedded in the payment experience itself.

Payment APIs and Integration

The Fintech Times

NOVEMBER 16, 2024

Digital wallets, open banking and instant bank transfers are set to become the main forces transforming the payments landscape in the coming year, according to new research by payabl , the European financial service provider. As Europe’s SEPA Instant payment deadline approaches on 9 January 2025, industry readiness remains uncertain.

Fraud Prevention

Finextra

JUNE 2, 2025

In practice, this means banks expose certain data (like account balances or transaction history) through open APIs, but only when you, the customer, give consent. The result was an explosion of fintech apps offering budgeting, lending, payments, and investment services that leverage multiple banks’ data. Open Finance says: why not?

Finance

Fintech News

APRIL 24, 2025

From digital payments to decentralised finance (DeFi), these companies are solving real-world challenges like financial inclusion and cross-border transactions, while setting new global standards for innovation. billion payments Coda 2.5 billion payments, gamification Airwallex 5.5 billion insurtech Matrixport 1.05

FinTech

Finextra

JULY 8, 2025

Home Announcements Payments Dext and Airwallex introduce cross-border payment routing and accounting for SMEs External This content is provided by an external author without editing by Finextra. It expresses the views and opinions of the author. It expresses the views and opinions of the author.

Cross-Border Payments

Finextra

JULY 8, 2025

Home Announcements Payments Okoora and DashDevs partner on embedded FX infrastructure for fintechs External This content is provided by an external author without editing by Finextra. DashDevs will integrate Okoora’s FX360 modules directly into the fintech platforms it designs and builds for clients.

Cross-Border Payments

Fintech Review

APRIL 11, 2025

Fintech, or financial technology, is the integration of technology into financial services. This includes services like mobile banking, peer-to-peer payments, investment platforms, and blockchain applications. It represents a shift in mindset: finance as a service, not a place. What Is Fintech? Essential for open banking.

FinTech

Finextra

JULY 21, 2025

While modernization carries inherent risks in a heavily regulated environment, the cost of inaction has become demonstrably higher. The Convergence of Modernization Drivers Regulatory Complexity and Compliance Burden Modern financial regulations demand system agility that legacy platforms cannot deliver.

Payment APIs and Integration

The Paypers

JUNE 12, 2025

Following this announcement, the collaboration is set to enable IFX Payments to leverage Form3’s Verification of Payee (VoP) solution for SEPA accounts, aiming to strengthen its defences against payment fraud and aligning with the Instant Payments Regulation mandate.

Payee

The Paypers

JUNE 17, 2025

The agreement brings together OpenPayd’s API-based payment and banking services with Circle’s infrastructure for USDC, a dollar-denominated stablecoin issued by regulated affiliates of Circle.

Stablecoins

Fintech News

JULY 23, 2025

In a recent webinar, B2B payments service provider Bottomline brought together regional experts to discuss how banks in APAC can close the gap and compete more effectively. Why SaaS Matters Now: The Pressure to Modernise The adoption gap is especially significant given APAC’s leadership in payment innovation.

APACS

Finextra

JUNE 6, 2025

However, as the industry flourishes, so inevitably do the risks ranging from fraud to late payments. Affirm has introduced dynamic payment schedules in the US, while Riverty in Germany uses AI-driven tools to predict user behavior and optimize repayment plans. on an annual basis to reach US$560.1 billion in 2025.

BNPL

Finextra

JUNE 23, 2025

Explainability as core infrastructure AI in finance must be auditable, not a black box. AdviceRobo has led the change in integrating explainable AI (XAI) —highlighting which behavioral traits influenced a risk score, and why. This is the dawn of always-on, always-fair credit decisioning. This capability isn’t just about compliance.

AI

Fintech Review

APRIL 15, 2025

What was once a manual chore is now an integrated part of modern money management. This article explores the top methods, the technology powering them, and how digital tools give users a clearer view of their finances. Bill payment is no longer a task, it is an experience. So what are the best ways to pay bills online in 2025?

Online and Mobile Banking

The Fintech Times

APRIL 24, 2025

Appointments TrustLinq , a Swiss-regulated crypto-to-fiat financial intermediary, welcomes Sharon Gal Franko as its new CEO. The new API will look to offer members a streamlined and cost-efficient way to process international business payments, bypassing the complexities of legacy systems.

FinTech

Finovate

APRIL 22, 2025

Flix Flix enables financial platforms to offer seamless cross-border payments via WhatsApp, combining embedded finance with a fast, familiar, and conversational user experience. QuickFi QuickFi is the first and only embedded finance platform in the market for secured commercial equipment lending.

Credit Union

The Fintech Times

JANUARY 21, 2025

EAZY Financial Services ‘EazyPay’, a Bahraini financial institution specialising in point-of-sale (POS) and online payment gateway acquiring services, has teamed up with Tarabut , the MENA region’s regulated open banking platform. Balint has held senior roles at Afterpay, amaysim, Ola and Optus.

FinTech

Finextra

JUNE 26, 2025

The global digital payment landscape is experiencing a period of explosive growth, with e-retail sales projected to approach $8 trillion by 2025. billion by 2027, with e-commerce businesses alone anticipated to incur an estimated $48 billion in losses to online payment fraud in 2023. billion in 2024.

Stablecoins