The Fintech Times

APRIL 12, 2025

Embedded finance is rapidly changing the way consumers and businesses alike interact with financial services. As traditional banking processes are replaced by more integrated financial solutions, companies across industries are embedding payment processing, lending, insurance, and investment services directly into their platforms.

Embedded Finance 78

Embedded Finance Finance Payment APIs and Integration Non-Bank 78

EBizCharge

MAY 23, 2024

How we pay for goods and services constantly evolves, from bartering to banknotes to modern times with digital wallets and embedded payments. Embedded payments represent the latest frontier of integrating financial transactions into everyday software. What are embedded payments?

Embedded Payments 52

Embedded Payments Payment APIs and Integration ISOs Payments 52

Fintech News

OCTOBER 21, 2024

Indonesia and the Philippines lead in e-wallet usage, with 92% and 87% of respondents, respectively, using the payment method, especially QR payments and mobile payment apps. In 2021, e-money accounts surpassed bank accounts as the most commonly held financial accounts in the country.

Financial Inclusion 143

Financial Inclusion Payments Embedded Finance Push-to-Card 143

PYMNTS

JANUARY 20, 2021

In " A Look Forward: What Executives Wish for America and the World in 2021, " Frere shares three examples of how embedded B2B finance is already being utilized successfully in today's economy. It’s really more of an easy-to-access payment service via APIs than a new piece of enterprise software.

Embedded Payments 70

Embedded Payments Ubiquitous Embedded Finance Multi-Currency 70

The Fintech Times

APRIL 3, 2024

This April, The Fintech Times is focusing on all things embedded finance, the integration of financial services into non-financial products and services. As the space rapidly develops, we look to highlight the latest developments, initiatives and challenges embedded finance has to offer and overcome across the globe.

Embedded Finance 126

Embedded Finance Finance Non-Bank Online and Mobile Banking 126

Fintech Review

FEBRUARY 18, 2025

Embedded finance is transforming industries by incorporating financial services directly into non-financial platforms. This integration allows businesses to offer banking-like services, enhancing customer experience and simplifying transactions. This shift is redefining traditional banking structures.

Embedded Finance 95

Embedded Finance Finance Payment APIs and Integration Non-Bank 95

Fintech Review

MAY 4, 2025

This guide covers the top 100 fintech tools across key categories including banking APIs, billing, KYC/AML, FX, crypto tools, and open banking. Banking-as-a-Service & Embedded Banking APIs Let’s start the top 100 fintech tools and platforms with embedded finance. Here are the top players: 1.

Payment APIs and Integration 76

Payment APIs and Integration FinTech Multi-Currency Embedded Finance 76

The Payments Association

MAY 3, 2025

From a regulatory vantage point, Jazmin Achi, board member and director of Privat 3, turned to payment initiation services (PIS) under PSD2an innovation that once promised much but has underdelivered due to inconsistent implementation. But open banking has struggled due to inconsistent API access from incumbent banks.

Payment APIs and Integration 88

Payment APIs and Integration Cross-Border Embedded Finance Payments 88

The Fintech Times

APRIL 10, 2025

Latvia-based BluOr Bank has selected Nets , part of the European paytech, Nexi Group , to leverage its payment card issuing services, offering an enhanced customer banking experience tobusiness and entrepreneurs in the Baltic region. Fintech specialist Sokin has become the official global payments partner of Excel London.

FinTech 59

FinTech AI Non-Bank Cybersecurity 59

The Fintech Times

MAY 13, 2025

Astra Tech s flagship platform Botim has partnered with Mbank , a digital bank in the UAE, to introduce the nations first fintech-integrated Jaywan card scheme. The new prepaid card service will provide Botim users with a secure, convenient and fully digital payment solution, enabling cashless transactions across the Emirates.

FinTech 59

FinTech Participant Non-Bank Money Laundering 59

Fintech Review

MAY 10, 2025

This flexibility enables gig economy payouts, BNPL shopping experiences, loyalty rewards cards, and embedded banking products for digital brands. Whether launching a cashback card for shoppers or building a spending card for drivers, companies can design tailored payment experiences easily.

Payment APIs and Integration 52

Payment APIs and Integration Embedded Finance API Regulatory Compliance 52

The Fintech Times

DECEMBER 7, 2023

Amid the ongoing digital revolution and shifting customer preferences, embedded finance is reshaping the financial industry. Banking has transcended its traditional confines, forging innovative partnerships that prioritise convenience and accessibility. Customer loyalty is the bedrock of any business.

Embedded Finance 111

Embedded Finance Finance Non-Bank On-Demand 111

Stax

AUGUST 20, 2024

In this article, we’re going to look at what embedded finance and embedded fintech are, the different types, their advantages, challenges, and future opportunities. The benefits of embedded finance and fintech include improved user experience, increased customer loyalty, and more revenue streams.

Embedded Finance 88

Embedded Finance Finance FinTech Payment APIs and Integration 88

The Fintech Times

MAY 28, 2025

From AI-driven compliance to the realities of scaling in the cloud, Temenos shares insights into whats influencing payments strategy in 2025, and where banks are still hitting resistance. Innovation in payments Innovation, Fennell says, is often about accelerating growth. Often, regulation forces banks to modernise, he said.

Compliance 45

Compliance Payment APIs and Integration Payments AI 45

The Fintech Times

APRIL 30, 2024

This April, The Fintech Times is focusing on all things embedded finance, the integration of financial services into non-financial products and services. As the space rapidly develops, we look to highlight the latest developments, initiatives and challenges embedded finance has to offer and overcome across the globe.

Embedded Finance 109

Embedded Finance Finance Innovation AI 109

Trade Credit & Liquidity Management

APRIL 22, 2025

trillion in payment volume across 175+ countries Ecosystem Diversification : Integrates Worldpay’s Payrix solution to enhance embedded payment capabilities and expand into high-growth verticals Both firms also benefit from this evolving strategic partnership.

Global Payments 52

Global Payments Issuers Payments Embedded Payments 52

Fintech News

FEBRUARY 8, 2024

The year 2023 marked a pivotal moment for the fintech industry, with the prevailing global funding trends encapsulating a period of introspection and recalibration amidst a backdrop of economic fluctuations, including notable bank failures and precipitous cryptocurrency downturns.

FinTech 113

FinTech Embedded Finance B2B Volume 113

Fintech Finance

JANUARY 23, 2024

Mangopay , a modular and flexible payment infrastructure provider for platforms and marketplaces, announces the appointment of Liz Oakes to its Board as a Non-Executive Director. Oakes brings a wealth of experience and insight from a long career in the payments industry.

Cross-Border Payments 52

Cross-Border Payments Non-Bank Cross-Border B2C 52

Fintech News

FEBRUARY 8, 2024

The year 2023 marked a pivotal moment for the fintech industry, with the prevailing global funding trends encapsulating a period of introspection and recalibration amidst a backdrop of economic fluctuations, including notable bank failures and precipitous cryptocurrency downturns.

FinTech 109

FinTech Embedded Finance B2B Volume 109

Fintech Finance

APRIL 3, 2025

Leading international payments business Caxton today announces the appointment of Roger Bracken to the Caxton board in the position of non-executive director. The company’s growth in B2B payments in the UK is accelerating off the back of significant recent wins like BDO and software integrations including Brightpay and Xero.

Payments 59

Payments International Payments Non-Bank Embedded Payments 59

Finovate

OCTOBER 17, 2024

Worldline has launched Bank Transfer by Worldline , an account-to-account payment tool. The new pay-by-bank solution enables retailers to accept bank draft payments and handle high-value transactions, including B2B payments, across 10 European countries. because it facilitates cross-border payments.

Accounts 52

Accounts Cross-Border Payments Cross-Border Payments Tools 52

EBizCharge

MARCH 20, 2025

Supported payment methods The Sage payment gateway of your choosing should support multiple payment methods to ensure it meets all your customers preferences. and ACH/eChecks for direct bank transfers. and recurring billing payment options have also gained popularity. Digital wallets (Apple Pay, PayPal, etc.)

Payment Gateways 52

Payment Gateways Gateways Payment APIs and Integration Payments 52

The Fintech Times

APRIL 30, 2024

This April, The Fintech Times is focusing on all things embedded finance, the integration of financial services into non-financial products and services. As the space rapidly develops, we look to highlight the latest developments, initiatives and challenges embedded finance has to offer and overcome across the globe.

Embedded Finance 69

Embedded Finance Finance Payment APIs and Integration Processors 69

The Fintech Times

SEPTEMBER 4, 2024

Appointments Malcom Finance ( formerly 4Trans) , a fintech company specialising in financial services for supply chain and logistics SMEs, has appointed the founder of Twisto as a non-executive director. Smallwood has previously worked at American Express, PayPal and Super Payments.

FinTech 64

FinTech Non-Bank Cross-Border Reconciliation 64

Fintech Finance

MAY 7, 2024

Notably, they will prioritise payment orchestration solutions (75%), digital wallets (with an 80% priority for the fashion retail sector), loyalty systems (73%), digital cards, and multi-country embedded payment solutions (71%).

Embedded Finance 52

Embedded Finance Finance Payment APIs and Integration Embedded Payments 52

Exact Payments

NOVEMBER 8, 2023

In other words, it enables businesses to start processing electronic payments. What makes PayFacs unique as compared to other MSPs is that they own a merchant payment processing account directly with an acquiring bank. And in response, more merchants are offering embedded payments via their software provider.

Facilitators 52

Facilitators ISVS ISOs Payment APIs and Integration 52

The Fintech Times

MARCH 12, 2024

The Fintech Times Bi-Weekly News Roundup on Tuesday 12 March 2024 reveals a new group CEO for Starling Bank , while Allica Bank partners with Sage and Xero. With Mangopay’s embedded payments infrastructure, hotels and resorts can take full control of transactions via the Eleanor platform.

FinTech 69

FinTech Non-Bank Cross-Border Payments ISVS 69

The Fintech Times

MARCH 7, 2024

Partnerships Zeta, a provider of next-gen card processing solutions to banks and credit unions, has forged a partnership with Sparrow Financial to power the most modern credit card programme in existence for non-prime customers. He was previously senior vice president and general manager at Chainalysis.

FinTech 59

FinTech Payment APIs and Integration Credit Union Legal 59

Clearly Payments

JANUARY 10, 2024

Software companies can leverage this trend by offering embedded payment processing solutions, allowing their customers to accept payments without leaving their platform. Network Effects and Partnerships: Existing players in the payments space often benefit from strong network effects.

Processors 105

Processors ISOs Embedded Finance Payments 105

EBizCharge

APRIL 24, 2025

The payment gateway installation process typically begins by setting up a merchant account, which securely processes and transfers customer payments to your business bank account. The provider should have a dedicated support team to spearhead the installation and walk you through the setup process.

Payment Gateways 52

Payment Gateways Gateways Payment APIs and Integration Payments 52

The Fintech Times

DECEMBER 27, 2023

. “In particular, as outlined in our FinTech Manifesto, we think there are three key areas to focus on which will enable UK fintechs continue to play a positive role across the UK: Build the world’s first smart data economy – continuing to develop open banking will enable the UK to retain a global leadership role in this area.

FinTech 64

FinTech AI Non-Bank Innovation 64

Tearsheet

AUGUST 7, 2024

Morgan’s extensive client relationships with Slope’s AI-driven B2B payment platform. This collaboration aims to provide corporate clients with improved short-term financing options and embedded payment solutions at the point of sale. For instance, bank transactions are messy, complex, and context-dependent.

AI 59

AI B2B Finance Underwriting 59

The Fintech Times

APRIL 29, 2024

This April, The Fintech Times is focusing on all things embedded finance, the integration of financial services into non-financial products and services. As the space rapidly develops, we look to highlight the latest developments, initiatives and challenges embedded finance has to offer and overcome across the globe.

Embedded Finance 64

Embedded Finance Financial Inclusion Finance Alternative Payment Methods 64

EBizCharge

APRIL 22, 2025

Install the payment gateway After choosing your payment gateway provider, the next step is to install it within your Salesforce environment. Most providers require that you set up a merchant account, which acts as a secure intermediary to transfer funds from customer payments to your business bank account.

Payment APIs and Integration 52

Payment APIs and Integration Payment Gateways Gateways Payments 52

The Fintech Times

FEBRUARY 27, 2024

When you think about financial technology, it is easy to think about solutions which are making payments faster, easier and more accessible. As fraudsters start to use AI for nefarious purposes such as deep fakes, banks will quickly need to address these threats to protect their customers by developing their own AI systems.

Consumer Protection 69

Consumer Protection Stablecoins Payments Trends Consumer 69

Exact Payments

SEPTEMBER 25, 2023

If you’re considering becoming a payment facilitator (PayFac), you already know that payment monetization is a powerful revenue-generating strategy that’s rapidly picking up steam in the software world. Note that your sponsoring bank and the card networks will regularly request proof of your compliance with these regulations.

PCI DSS 52

PCI DSS OFAC Facilitators Payment Gateways 52

PYMNTS

SEPTEMBER 19, 2016

Which is one reason WeChat has had trouble getting non-Chinese users outside of China. Alexa can also order an Uber or a Domino’s pizza using the embedded payments credentials inside of those apps. And then, we know that China is, well, China. Things that work great there don’t necessarily work great elsewhere.

Bots 79

Bots Credential Online and Mobile Banking Payments 79