Clearly Payments

MARCH 22, 2024

In the landscape of commerce, mobile payments have emerged as a disruptive force, altering the way people engage in financial transactions. As technology advances and consumer preferences evolve, the trajectory of mobile payments promises unparalleled convenience, robust security, and seamless integration into our daily lives.

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Clearly Payments

MARCH 14, 2025

credit card payments surpassed $10.6 trillion in 2024, with digital wallets such as Apple Pay and Google Pay now representing over 40% of online transactions. Contactless payments continue their rapid adoption, projected to account for more than 60% of in-store purchases. Credit Card Use Overview in USA and Canada In the U.S.,

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Stax

MARCH 5, 2025

While brick-and-mortar retail isnt going away, todays customers value the convenience of shopping online. That means selling your products and services online allows you to better serve your customers (and reach new ones!) And how can you find a reliable payment processing solution for your business?

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Payments Source

JANUARY 2, 2017

The EMV migration, online marketplaces and e-banking are giving crooks lots of places to commit fraud. Security strategy has to be more dynamic to keep up.

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Stax

APRIL 18, 2024

According to Forbes , “mobile payments are increasingly being used by U.S. Not only are there a number of ways your customers could be using their mobile devices to give payments, but you as a business owner could be leveraging mobile devices to accept them as well. What is mobile credit card processing?

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PYMNTS

OCTOBER 25, 2016

If you’re playing the slots in Vegas this week, there’s a good chance they’re coming up: Biometrics; EMV chip cards; Mobile security. He said that biometrics could have the potential to remove the need for usernames and passwords, much the way EMV is intended to eliminate the need for cardholders to enter debit card PINs.

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PYMNTS

MARCH 26, 2020

To regain some of that ground, Connie Davis, senior vice president at FIS , told PYMNTS in a recent interview, FIs — particularly credit unions (CUs) and community banks — must transform the way they think about digital offerings and connected experiences. That means they can compete more effectively against digital-only competitors.

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PYMNTS

APRIL 25, 2016

Visa is determined to make EMV faster, Starbucks wants to make getting that cuppa joe faster, too, and is crushing it with mobile order ahead and the CFPB might be moving closer to having a fast exodus of the payday lending business once its rules drop. So, here’s what you need to know to be trending in payments this week.

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PYMNTS

JUNE 1, 2016

Small and medium-size enterprises are on their way to adopting some of the newest technology to help run their business, and that includes embracing solutions to enhance their payments and banking capabilities. The latest PYMNTS.com SMB Technology Adoption Index shows how SMEs are progressing along this line.

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PYMNTS

MARCH 1, 2017

Developments in full-service payment solutions are changing the way companies conduct business by offering faster payment tools for both consumers and merchants. In various markets around the world, new solutions like mobile and contactless payments are starting to become more widely available. More than two dozen U.S.

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PYMNTS

OCTOBER 20, 2016

According to Robert Flynn, managing director of Accenture Payments in North America: “Consumers are content to use cash and plastic for their everyday transactions, and while the use of cash is declining overall, it is the most commonly used form of payment – and consumers expect it to remain so in 2020. Three-quarters of U.S.

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PYMNTS

MARCH 10, 2016

It may not be the year of mobile payments — yet — but it is certainly the year mobile payments players are laying the groundwork for what they know is inevitable. This week, PYMNTS dug into the week of mobile pay news to bring you the latest from the ecosystem. Early Warning Boosts Big Banks’ P2P Power.

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EBizCharge

JUNE 12, 2025

For Canadian businesses navigating the increasingly complex world of payment processing, having a reliable and efficient merchant account is essential. A Canadian merchant account is a type of business bank account specifically designed for companies operating in Canada that need to accept credit and debit card payments.

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Stax

SEPTEMBER 12, 2024

Cash is no longer having its moment; card payments are in. From debit and credit cards to Google or Apple Pay, digital, contactless, and mobile payments are on the rise. Learn More What’s a Payment Terminal? As long as you have a phone or WiFi connection, you’ll be able to accept and process payments with a mobile POS.

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Online and Mobile Banking Payment APIs and Integration Credit Cards Processors 88

The Payments Association

OCTOBER 4, 2024

The rise of alternative payment methods like cryptocurrencies, mobile payments (e.g., Apple Pay, Google Pay), and buy now, pay later (BNPL) solutions are gaining traction, threatening to displace traditional card payments. High fees can erode the precious and often narrow profit margins.

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PYMNTS

JUNE 30, 2016

And what better way to mark that milestone than with a monthly recap of the Top 12 news items in one major market in the payments ecosystem: mobile payments. Here’s what you may have missed this month from some of the top mobile pay players. And it’s got one major goal with this mobile payments play: loyalty.

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PYMNTS

JUNE 16, 2016

The second full week of June brought a flurry of news from many of the “majors” in the mobile payments ecosystem. Singapore is on just about everyone’s hit list given its attractive population and environment for mobile payments. It’s been a busy week for Samsung’s mobile team.

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Stax

APRIL 30, 2024

Whether you run a small online store or a major brand, accepting electronic payments is a must for all businesses. According to Onbe, 73% of consumers prefer using digital payments like cards and payment apps. But to seamlessly receive these payments as a merchant, you’ll need merchant processing services.

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PYMNTS

SEPTEMBER 17, 2020

The CX must also be speedy and seamless, and for the merchants themselves, digital in a way that helps them make their own “money management” efforts more efficient as they digitize their own banking and accounting activities. The big push had been around transitioning everybody to EMV,” he remarked.

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Stax

APRIL 18, 2024

For a merchant to accept credit cards, they need to pay both credit card processing fees to the banks involved and for the soft and hardware required to process cards. Typically, the merchant’s payment processing software will build the credit card processing rates into their fee. Card Network (e.g., Card Network (e.g.,

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PYMNTS

AUGUST 1, 2017

and with consistent generation/capture of the QR codes across mobile devices. Conversely, merchants can scan QR codes from individuals’ phones and process payment through the Mastercard network, building off of M/Chip technology, in turn based on EMV infrastructure.

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PYMNTS

OCTOBER 24, 2018

Customers can add cash to the card to spend at any merchant, online and offline, where Mastercard is accepted around the world. The companies noted that by issuing Mastercard prepaid cards, Grab’s mobile payments platform, GrabPay , will become the first eWallet from Southeast Asia that is accepted around the world. .

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Cardfellow

OCTOBER 26, 2022

Available payment channels include: Ecommerce with QuickClick shopping carts Mail and Phone Payments Brick and Mortar Terminals As necessary, you can also add on mobile payments, electronic check processing, electronic invoicing, and a card vault to securely store customers’ card details for future payments.

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Stax

NOVEMBER 13, 2023

Since the first plastic credit card was issued by American Express in 1959 , payment tech progress has been growing exponentially. Magnetic stripe payments enjoyed a 30-year reign between the ’70s and ’90s. EMV chip card technology had a good two decades or so, beginning in the mid-’90s.

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Contactless Payments Push-to-Card Online and Mobile Banking Encryption 88

PYMNTS

MAY 25, 2017

Updated online systems to reduce paperwork? In recent weeks, companies have rolled out several different types of Payments-as-a-Service (PaaS) solutions that are designed to help both online and brick-and-mortar merchants. News from the Payments-as-a-Service Landscape.

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Payment Savvy

JULY 3, 2024

When a customer uses their debit card to make a purchase, the funds are directly withdrawn from their checking account, as opposed to credit card transactions where the funds are borrowed from the issuing bank. Contactless Payments : Using NFC (Near Field Communication) and RFID (Radio Frequency Identification) for debit card transactions.

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PYMNTS

FEBRUARY 24, 2018

It seems the secret to being an infamous day — as opposed to achieving the sort of fame commemorated with a holiday and some bank closings — is having both an unmistakably significant event and the talents of a particularly good hypeman. Apple Pay was still new, EMV was not yet a thing in the U.S. That’s okay.

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PYMNTS

AUGUST 16, 2019

He bought his album online, The next day, the following headline ran in The New York Times — Attention Shoppers: The Internet Is Open. . In 2018 alone, global online retail sales came out at $2.8 The game-changer in eCommerce was really mobile — because it created consumers that were always on and always accessible.

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Stax

FEBRUARY 28, 2024

When you buy something at a store and insert your chip card into a machine that uses EMV technology, that’s a payment terminal. Previously you would swipe your magstripe card in a payment terminal. Why do merchants need a payment terminal? Why do merchants need a payment terminal?

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PYMNTS

MAY 29, 2018

First up, EMVCo, the global technical body that manages those payment specifications, just introduced what it calls a QR Payment Mark. The idea is to “promote global interoperability across EMV QR Code payments,” the standards group said in a statement. The Future of QR Code Payments.

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PayHawk

APRIL 18, 2023

Automated Clearing House (ACH) An electronic network that enables the transfer of funds between bank accounts. B Bank Identification Number (BIN) The first six digits of a payment card number that identify the card issuer. C Card Association A network of financial institutions that oversee payment card transactions.

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PYMNTS

JUNE 1, 2017

It is, of course, obvious that the internet has changed how the world gets its information and conducts its commerce, but the specters of fraud and data breaches are keeping the latter from reaching its true potential online. dollar payments via mobile phone versus, say, a cash card from Walmart or some of the other retailers.” . “You

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PYMNTS

JULY 10, 2017

Visa’s push into mobile payments continues when late last month it announced its strategic investment in Klarna, the 12-year-old, Sweden-based startup focused on payments and POS financing that counts 70,000 eCommerce sites among its 65 to 70 million customer roster throughout 18 countries. as a market entered as late as 2015.

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Online and Mobile Banking Push-to-Card API Use Case 40

PYMNTS

OCTOBER 20, 2018

If we had a nickel for every mobile wallet that had come and gone in that time period, we would at this point be larger than The New York Times. But then, we had a feeling that something like this might be about to happen in a world suddenly able to be online and on the go at all times – it’s why we were founded in 2009. True in 2009.

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Nanonets

SEPTEMBER 28, 2023

​​If you've ever used online banking, chances are you've used Electronic Funds Transfer, or EFT. It is a system of transferring money from one bank account to another without the use of paper checks, or cash. EFT payments are a safe and secure way to send and receive money.

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Nanonets

SEPTEMBER 28, 2023

​​If you've ever used online banking, chances are you've used Electronic Funds Transfer, or EFT. It is a system of transferring money from one bank account to another without the use of paper checks, or cash. EFT payments are a safe and secure way to send and receive money.

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PYMNTS

JANUARY 2, 2017

It was a busy year throughout the world of payments, with plenty of new technology making headlines along the way. As the year opened, our inaugural Faster Payments Tracker™ looked at the looming arrival of the new Same Day ACH. DIGITAL BANKING TRACKER.

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