The Fintech Times

JUNE 26, 2025

Austin-based fintech Onramp Funds has launched an independent sales organisation (ISO) programme, enabling qualified brokers to offer its non-dilutive, performance-based funding to e-commerce SMBs. The initiative helps merchants access capital faster than traditional loans, aligning repayments with sales cycles to support strategic growth.

FinTech 59

FinTech AI Online and Mobile Banking Non-Bank 59

PYMNTS

JANUARY 26, 2021

Citi Drives ISO 20022 Adoption With Volante. Citi is accelerating its migration to the ISO 20022 payments messaging standard and has tapped a third-party FinTech to aid in the process. Temenos Targets Banks With Digital Transformation Tools.

ISO 20022 142

ISO 20022 ISOs Payment APIs and Integration Message Standards 142

Payments Source

JULY 3, 2018

Nonlisted encryption solutions are designed for easier deployment, but often lack many of the key attributes of PCI-listed point-to-point encryption products, writes Ruston Miles, founder and chief strategy officer of Bluefin.

Encryption 64

Encryption Security Product ISOs 64

Payments Source

MAY 21, 2019

In the era of big data, a more thorough, data-centric approach is needed for security than the traditional encryption of the past, argues comforte AG's Jonathan Deveaux.

Encryption 67

Encryption Data Breach Breach Security 67

Payments Source

MARCH 29, 2018

POS payment encryption products are widely available and have been for many years, from technologies designed to secure card data from the point it is entered into the payment terminal, writes Ruston Miles, founder and chief strategy officer of Bluefin Payment Systems.

Encryption 65

Encryption Breach Security Product 65

VISTA InfoSec

NOVEMBER 12, 2024

PCI DSS Requirements for SaaS platforms Network security : SaaS platforms must secure their networks using firewalls, encryption, and other measures to prevent unauthorized access to sensitive data ( Requirement 1.1 ). Data protection : Cardholder data should be encrypted both in transit and at rest ( Requirement 3.4 ).

PCI DSS 130

PCI DSS Compliance Encryption Audit 130

VISTA InfoSec

NOVEMBER 12, 2024

PCI DSS Requirements for SaaS platforms Network security : SaaS platforms must secure their networks using firewalls, encryption, and other measures to prevent unauthorized access to sensitive data ( Requirement 1.1 ). Data protection : Cardholder data should be encrypted both in transit and at rest ( Requirement 3.4 ).

PCI DSS 130

PCI DSS Compliance Encryption Audit 130

VISTA InfoSec

DECEMBER 19, 2024

Secure Messaging Practices Encrypt all financial messages transmitted over the SWIFT network. We are also offering AuditFusion360 a one-time audit service for all your compliance needs, including SWIFT CSP, PCI DSS, SOC 2, GDPR, ISO 27001, and more. Use multi-factor authentication (MFA) for SWIFT interfaces and applications.

SWIFT 173

SWIFT Cybersecurity PCI DSS Compliance 173

Payments Source

SEPTEMBER 5, 2019

There's equal importance on encrypting data and securing the server, says STEALTHbits Technologies' Adam Laub.

Breach 119

Breach Encryption Security Technology 119

Payments Source

SEPTEMBER 2, 2019

Many companies have tools in place alerting them to possible security issues, but if companies get a large volume of issues, this quickly overwhelms the ability for security and risk professionals to analyze, prioritize, and remediate, writes DivvyCloud's Chris DeRamus.

Data Encryption 80

Data Encryption Encryption Volume Risk 80

PYMNTS

MAY 30, 2018

Those stakeholders range from acquirers to processors to ISOs. Gone are the days when a POS device might be outfitted with a single encryption key needed for debit transactions. Now, with the emergence of things like point-to-point encryption, POS devices are increasingly being fitted with as many as 10 encryption key slots.

Encryption 49

Encryption Audit Point-of-Sale (POS) Acquirers 49

PYMNTS

MARCH 8, 2017

Through the partnership , Bluefin’s PCI-validated point-to-point encryption (P2PE) solution will be used to help expand the data security for companies utilizing FAC’s payment gateway. On Tuesday (Mar.

Encryption 40

Encryption Data Breach Payment APIs and Integration Point-of-Sale (POS) 40

Stax

MARCH 15, 2024

The primary security standards that payment systems typically adhere to include: Payment Card Industry Data Security Standard (PCI DSS): PCI DSS sets forth requirements for securing payment card data, including encryption, access control, network monitoring, and regular security testing.

Process 88

Process Security PCI DSS Encryption 88

Payments Source

AUGUST 4, 2017

A "smart" token is a regular token on steroids, transmitting the information needed to authorize the transaction together, including enhanced counterpart identity, transaction and invoicing data, writes Marten Nelson, vice president and co-founder of Token.

Encryption 67

Encryption Innovation Authorization Transactions 67

The Fintech Times

SEPTEMBER 24, 2024

. “By automating risk assessments and ensuring encryption and secure data management, regtech not only reduces the chances of human error but also enables continuous monitoring for data breaches, thereby safeguarding privacy in an increasingly complex digital landscape.

Privacy 107

Privacy Compliance PCI DSS Rules 107

Payments Source

OCTOBER 18, 2017

Companies and households should therefore be on the lookout for security patches of their wireless access points and endpoint devices like laptops, desktops and mobile devices, write Steven Murdoch and Frederik Mennes from Vasco Data Security.

Encryption 73

Encryption Data Security Security ISOs 73

VISTA InfoSec

DECEMBER 19, 2024

Secure Messaging Practices Encrypt all financial messages transmitted over the SWIFT network. We are also offering AuditFusion360 a one-time audit service for all your compliance needs, including SWIFT CSP, PCI DSS, SOC 2, GDPR, ISO 27001, and more. Use multi-factor authentication (MFA) for SWIFT interfaces and applications.

SWIFT 130

SWIFT Cybersecurity PCI DSS Compliance 130

Payments Source

DECEMBER 24, 2018

Names, email, encrypted passwords and information related to Facebook and other networks are all at risk, according to Marty Puranik, CEO of Atlantic.Net.

Breach 96

Breach Encryption Risk Data Breach 96

Clearly Payments

JANUARY 10, 2024

Payment Facilitation (PayFac of PSP) or Payment Processor or ISO As software companies become more deeply embedded in the payment ecosystem, they can explore opportunities to become payment facilitators, payment processors, or ISO (Independent Sales Organization). Clearly Payments is a payment processor using the ISO model.

Processors 105

Processors ISOs Embedded Finance Payments 105

Payments Source

APRIL 20, 2018

EMV, encryption are all necessary to protect merchants from data breaches, writes Jeff Zimmerman, COO of Clearent. PCI compliance can't solve all security problems.

Breach 91

Breach CHIPS Data Breach EMV 91

Clearly Payments

FEBRUARY 14, 2024

From independent sales organizations (ISOs) and payment facilitators (PayFacs) to acquirers, card associations, and beyond, each entity plays a unique role in shaping the payment industry. However, ISOs are the primary channel of sales for all acquirers and payment processors. These are not always large companies.

Value Added Service 104

Value Added Service Payments Payment Gateways ISOs 104

The Fintech Times

SEPTEMBER 5, 2024

Adhering to PCI DSS standards – through encryption, secure authentication, and device security – is crucial for mitigating these risks and ensuring safe transactions.

Financial Crimes 82

Financial Crimes Mitigation Cybersecurity Crime 82

FICO

NOVEMBER 1, 2016

These requirements are consistent with ISO 27001 standards and leading industry practices. Data encryption. The NYDFS requires data encryption not just for data in-transit but also for data at-rest.

Cybersecurity 81

Cybersecurity Regulations PCI DSS Data Encryption 81

Fintech Finance

MAY 5, 2025

This infrastructure-agnostic solution enables any payment providers, payment facilitators, ISOs, or fraud prevention platforms to offer natively integrated, end-to-end chargeback automation, alerts, and insights. Chargeflow, the leading chargeback automation platform for online commerce, announced the launch of Chargeflow Connect today.

AI 59

AI Payment APIs and Integration Fraud Prevention ISOs 59

PYMNTS

OCTOBER 5, 2018

The service, which is called Siilo , lets this audience collaborate on patient care through a messaging app that is encrypted, according to reports. The app seeks to ensure that photos, files and videos are kept private by storing them in an encrypted vault.

Encryption 46

Encryption ISOs Small Business Privacy 46

Payments Source

JULY 20, 2018

With the advent of the quantum computing, current encryption algorithms stand to be broken, and all of our data could be vulnerable as a result, writes Malte Pollmann, CEO of Utimaco.

Payment Security 69

Payment Security Encryption Security Payments 69

Clearly Payments

DECEMBER 5, 2023

This comprehensive guide aims to unravel the complexities and distinctions among three primary types of payment processors: Acquirers, Independent Sales Organizations (ISOs), and Aggregators. Secure Socket Layer (SSL) encryption became a standard, ensuring the confidentiality of sensitive information during online transactions.

Processors 52

Processors ISOs Payment APIs and Integration Payments 52

Payments Source

AUGUST 14, 2017

An encrypted website and secure network aren’t very helpful when customers have been unknowingly routed to a criminal’s lookalike site, writes Simon Thorpe, director of product for Authy at Twilio.

Multifactor Authentication 65

Multifactor Authentication Authentication Encryption Payments 65

EBizCharge

MAY 8, 2024

What are the main differences between PayFac solutions, payment processors, and ISOs? Understanding the roles and differences between a PayFac, payment processor , and an Independent Sales Organizations (ISO) is essential for businesses looking to select a payment solution that best suits their needs.

Facilitators 52

Facilitators ISOs Processors Payments 52

EBizCharge

MAY 23, 2024

These payments ensure financial data protection via encryption and comply with banking services regulations. Advanced encryption and compliance with strict financial standards can reduce the risk of data breaches and fraud. The ISO Referral and Payment Facilitator models are two commonly adopted embedded payment models.

Embedded Payments 52

Embedded Payments Payment APIs and Integration ISOs Payments 52

Fintech News

AUGUST 23, 2024

Over the four-day event, more than 750 expert speakers will participate in 300+ sessions covering a wide range of topics, including AI, digital currencies, tokenization, ISO 20022, environmental, social and governance (ESG) standards, embedded finance, interoperability, and compliance.

APACS 131

APACS FinTech Participant ISO 20022 131

The Payments Association

OCTOBER 14, 2024

If an authority can unilaterally choose to lift the veil on the identity of the payer in a transaction, without asking the payer for permission, and without the possibility that the payer might decline, then the payer is not actually private, analogously to backdoors in encryption technology.

Privacy 88

Privacy Addressing CBDC Payer 88

Stax

DECEMBER 6, 2024

Stax and Worldpay: A Powerful Partnership Stax is one of the largest Independent Sales Organizations (ISOs) partnered with Worldpay. They also offer fraud protection, risk management, Omnishield Assure to decrease fraud liability, and point-to-point encryption for optimal security.

Payment APIs and Integration 88

Payment APIs and Integration Payment Gateways Credit Cards Fraud Prevention 88

PYMNTS

AUGUST 4, 2016

Early interest, said the executive, comes from ISOs seeking to gain access to multiple platform markets with haste.

ISOs 41

ISOs EMV Encryption Gateways 41

Stax

JANUARY 17, 2024

ACH PayFacs may seem to be somewhat similar to independent sales organizations (ISO). The main difference, however, is that ISOs repackage and sell payment processing services on behalf of a different, possibly larger company. Make sure you have a secure and encrypted payment processing system in place.

ACH 88

ACH Facilitators ISVS Payment APIs and Integration 88

The Fintech Times

MARCH 6, 2024

We are committed to improving payment security and implementing internal controls, policies, and processes to ensure the security and encryption of transaction data, whether it involves wallet transactions or sharing transaction data to combat fraud. For instance, Payment Card Industry (PCI) 4.0,

Digital Payments 64

Digital Payments Innovation Security Issuers 64

PYMNTS

JUNE 1, 2018

Developers can also benefit from Neptune’s advanced security capabilities, including network security through Amazon Virtual Private Cloud (VPC), and encryption at rest using AWS Key Management Service (KMS). In addition, the service offers more than 99.99

Database 40

Database ISOs Encryption API 40