Fintech Review

APRIL 20, 2025

In the financial sector, it includes fraud detection, threat intelligence, data encryption, biometric verification, and risk monitoring. From day one, they can build trust by offering secure onboarding, encrypted communication, and transaction monitoring. Cybertech in Fintech Startups For fintech startups, it is a critical enabler.

Finance

Fintech Review

NOVEMBER 27, 2024

Data Privacy and Security Concerns As fintechs handle sensitive financial data, data privacy and security are critical. Fintech companies must prioritise data protection through encryption, authentication, and compliance with local regulations to build trust with SME users.

FinTech

Clearly Payments

JULY 23, 2025

Card networks like Visa and Mastercard are enforcing stricter standards, regulators are expanding privacy laws, and payment providers are under pressure to monitor merchant activity more closely. is rolling out, with new requirements around authentication, encryption, and risk monitoring.

Compliance

Fintech Finance

NOVEMBER 28, 2024

This goes beyond current methods of managing sensitive information for individuals and organizations, ensuring data recovery without compromising privacy. “We It offers something that goes beyond encryption alone, empowering users to take control of their digital assets.”

Security

Finextra

JULY 24, 2025

You also need strong audit trails, user verification, and data privacy controls. You should use multi-factor authentication, tokenization, and encryption for every transaction. Please read our Privacy Policy. This builds trust with both customers and regulators. Strengthening cybersecurity protocols Cyber threats are real.

Digital Payments

Finextra

JULY 5, 2025

That said, Adyen offers comprehensive APIs and SDKs too, along with client-side components (its Drop-in UI and Components for web/mobile) to handle payment method selection and encryption. Please read our Privacy Policy. We use cookies to help us to deliver our services. You may change your preferences at our Cookie Centre.

Product

Finextra

JUNE 13, 2025

Why Traditional Defences Fall Short Historically, businesses have relied on layered security controls like encryption, firewalls, and access policies to protect payment information. Please read our Privacy Policy. That’s where the real risk lies. But these measures alone don’t eliminate the inherent risks of decentralised data.

Data Security

Clearly Payments

NOVEMBER 13, 2024

Data Security and Privacy Regulations : Payment processors need to comply with data protection laws, such as GDPR in Europe or CCPA in California, to ensure the safety of customer information. Testing should also cover security measures, such as encryption and tokenization, to protect cardholder data.

Process

Stax

JANUARY 28, 2025

Security compliance: ensure that all financial information is securely transmitted using tokenization and strong encryption across the transaction, and that the provider is in full compliance with security standards like PCI DSS. Your testing should check for security compliance, technical performance, and mobile responsiveness.

Payment APIs and Integration

Finextra

JULY 3, 2025

Look for features like transaction monitoring, biometric logins, and encrypted data. Please read our Privacy Policy. Security, compliance, and transparency Without strong security, you risk user trust. Make sure your wallet follows KYC and AML rules. Transparency in cross-border payments is also critical.

eWallet

Finextra

JUNE 16, 2025

With WollettePay, each transaction is protected by biometric verification, tokenisation, and advanced encryption, providing merchants and consumers with complete confidence in a seamless, secure experience. Please read our Privacy Policy. No cards Merchants avoid card fees and reduce fraud. Omnichannel Works online and in-person.

Payment APIs and Integration

Clearly Payments

MARCH 31, 2025

Require higher security standards, including EMV , PCI compliance , and encryption measures. Security or privacy concerns were more prevalent among larger businesses, with 29.3% Enterprises: Utilize integrated point-of-sale (POS) systems that connect with inventory, customer data, and analytics tools. In contrast, only 12.7%

Small Business

Finextra

JUNE 11, 2025

Tokenization & Biometrics: One-time-use tokens, facial recognition, and hardware-level encryption now set the standard. Please read our Privacy Policy. Trust Through Technology: Security Is No Longer a Barrier Skepticism around digital payment security has been eclipsed by confidence in advanced protection protocols.

Consumer

Fintech Review

NOVEMBER 20, 2024

From advanced encryption technologies to rigorous data protection protocols, we ensure your transactions are fast, secure, and safe. Our platform is built using the industry’s strictest global governance, privacy, and security standards.

Cross-Border Payments

The Payments Association

DECEMBER 10, 2024

Real-time monitoring, AI-powered encryption, and blockchain integration for secure transaction records are just a few strategies firms are adopting. However, adopting these technologies also comes with challenges, particularly concerning data privacy, regulatory compliance, and the need for skilled personnel to manage these advanced systems.

AI

Fintech Finance

JUNE 5, 2025

Security and privacy are at the core of Apple Pay. Instead, a unique Device Account Number is assigned, encrypted and securely stored in the Secure Element, an industry-standard, certified chip designed to store the payment information safely on the device.

Visa

Finextra

AUGUST 7, 2025

Entrepreneurs can authenticate documents like agreements or payment orders electronically, using encryption to verify identity and ensure legal validity. Digital Signing: Provide rapid, encrypted document validation, streamlining approvals while upholding security standards in business transactions. Please read our Privacy Policy.

Small Business

Finextra

JULY 17, 2025

But for systems that use a general or Enterprise-version LLM, governance requiring the encryption of all documents in transit and at rest keeps any private information RAG models retrieve secure. Please read our Privacy Policy. We use cookies to help us to deliver our services. You may change your preferences at our Cookie Centre.

AI

Finextra

JULY 23, 2025

Institutions are investing in advanced encryption, multi-factor authentication, and continuous monitoring to safeguard customer information. Meanwhile, compliance with evolving regulations remains a moving target, especially as global standards for AI and data privacy continue to develop. Please read our Privacy Policy.

AI

Fintech Weekly

JUNE 8, 2025

The average app uses between 26 and 50 APIs , all of which may have different levels of encryption, authentication, regulatory compliance and data formats. Encryption is the first step. The FTC requires financial institutions to encrypt user data but doesn’t specify which cryptography standards to use.

API

Fintech Finance

MARCH 3, 2025

Antom , a leading unified merchant payment services provider under Ant International, has received Service Organization Control (SOC) 2 Type II certification, a globally recognised benchmark for data security and privacy protection.

Fraud Prevention

Fintech Review

NOVEMBER 28, 2024

This goes beyond current methods of managing sensitive information for individuals and organizations, ensuring data recovery without compromising privacy. “We It offers something that goes beyond encryption alone, empowering users to take control of their digital assets.” Click here for more information.

Security

Finextra

JULY 23, 2025

Even in MVP form, don’t skip on: Two-factor authentication during login Encrypted password storage and secure session handling Activity logging to track who did what and when Strong fundamentals now help avoid critical issues later. Please read our Privacy Policy. Just show that the basics work well.

Bots

Stax

APRIL 10, 2025

Its role is to encrypt and securely transfer your customers payment data to your payment processor. All the data transfer between the digital wallet and your payment terminal are encrypted and the system also uses tokenization to ensure iron-clad data security.

Small Business

Finextra

JULY 21, 2025

Trust and Privacy Concerns : 47% of heavy cash users cite trust or privacy reasons, with 39% trusting cash more than digital alternatives. These arent concerns that can be solved with better apps or stronger encryption. Please read our Privacy Policy. What remains is a core of approximately 2.6

Payments

Finextra

JULY 24, 2025

The data is also stored in the Secure Enclave as an encrypted template 19. Please read our Privacy Policy. Modern sensors analyze not only surface lines, but also subcutaneous layers, which reduces the risk of counterfeiting. Face ID can be fooled with 3D masks or deep fakes, although this requires significant resources.

Payment APIs and Integration

Finextra

JULY 14, 2025

Custodians are dedicated to safeguarding their clients assets and employ cutting-edge security measures such as multi-signature wallets, cold storage, and encryption. This method enhances privacy and security by preventing any party from gaining knowledge of the others’ contributions. Please read our Privacy Policy.

Stablecoins

M2P Fintech

MARCH 24, 2025

Emphasis on Cybersecurity and Data Privacy Digital lending faces rising threats: data breaches from hacking, fraud via synthetic identities, account takeovers exploiting weak security , ransomware disrupting operations, and insider threats. over the forecast period of 2024 to 2032.

Payment APIs and Integration

Fintech Review

APRIL 15, 2025

In 2025, this means two-factor authentication, encrypted data, and biometric login by default. Privacy controls are now built into every platform. Notifications are sent for every transaction. Apps provide dashboards showing past payments, upcoming bills, and spending categories.

Online and Mobile Banking

The Paypers

JUNE 19, 2025

A2A payments made through WollettePay are authenticated using biometric verification and supported by tokenization and encryption measures. Privacy Policy Cookie Statement Terms and Conditions These are intended to secure transactions while removing some of the complexity associated with legacy payment infrastructure.

Payment APIs and Integration

Finextra

JUNE 26, 2025

Transactions are encrypted and verifiably recorded on an immutable public ledger. Please read our Privacy Policy. Blockchain-Enabled Security and Transparency Payments conducted via stablecoins, leveraging blockchain technology, inherently provide a degree of transparency and enhanced fraud protection.

Stablecoins

The Fintech Times

JUNE 26, 2025

Global information and insights company TransUnion has made a minority investment in Omnisient, a South Africa-founded fintech specialising in privacy-preserving data collaboration. Milan-based fintech Sibill has secured €12million in Series A funding led by Creandum , with participation also from Keen Venture Partners.

FinTech

The Fintech Times

MAY 29, 2025

Apple says that privacy is fundamental in the design and development of all of Apples payment features. It also encrypts all transactions using Tap to Pay on iPhone, meaning Apple doesnt know what consumers purchase.

Security

Stax

FEBRUARY 19, 2025

Fraud Prevention: Look for proactive measures such as encryption, tokenization, and real-time fraud monitoring. Compliance and data privacy risks Payment processing involves handling sensitive customer information, making compliance with security standards such as PCI DSS (Payment Card Industry Data Security Standard) essential.

Payments

Finextra

JUNE 6, 2025

Encryption standards for data transmission and storage. Please read our Privacy Policy. Reputable platforms invest millions in multi-layered security systems designed to protect assets under all circumstances. Key security features to evaluate include: Two-factor authentication implementation (mandatory vs. optional).

Cryptocurrency

Finextra

JUNE 18, 2025

” The central bank says all laptops, tablets and mobile phones are encrypted and that any lost or stolen devices are also be blocked from further communication with the bank. Please read our Privacy Policy. Sponsored [New Impact Study] Reimagining Customer Journeys: How can Banks Upscale Experience and Boost Retention?

Security

The Fintech Times

APRIL 25, 2025

Google Pay ensures that actual card numbers are never shared with merchants during transactions, using tokenisation to enhance privacy and security. Garmin Pay offers similar safeguards, requiring passcode protection and encrypting payment data for every transaction.

Contactless Payments