The Payments Association

NOVEMBER 20, 2024

Furthermore, more than 90% of CEOs consider leveraging new technologies a necessary part of driving efficiency and creating new revenue streams, aligning with modern businesses’ need to differentiate themselves in a crowded market. What is often overlooked is that embedded finance is not a playfield only for tech companies.

Embedded Finance 88

Embedded Finance Use Case B2B Finance 88

Fintech Finance

JULY 9, 2024

Galileo Financial Technologies , a leading financial technology company owned by SoFi Technologies, Inc. ” Enabling wire capabilities benefit end users in several ways: Fast Transactions: Recipients receive their funds on the same day they’re sent.

Wire Transfer 97

Wire Transfer Wire Wires FedWire 97

The Payments Association

JUNE 16, 2025

Danny Russell Head of digital currency technology, Bank of England “The report on the experiment clearly highlights the challenges of supporting offline CBDC payments. To ensure success, the government must set robust standards around anti-fraud technology and prioritise efforts to raise financial and digital literacy.

Settlement 88

Settlement CBDC Payment APIs and Integration Privacy 88

NFCW

APRIL 4, 2024

. “As familiarity and understanding of NFC continues to grow, so too does demand for additional applications and use cases for the technology. NFC technology enables the creation of efficient, reliable, secure, environmentally-friendly, and smart solutions,” adds Mike McCamon, executive director of the NFC Forum.

Consumer 124

Consumer Contactless Payments Use Case Research 124

The Fintech Times

FEBRUARY 26, 2025

While AI remains the hottest topic in fintech, it seems as though every single firm in the sector is currently experimenting with how they can make strides in development using the emerging technology. The technology will help automate data entry, reconciliation and financial reporting, freeing up time for strategic priorities.

AI 78

AI FinTech Financial Literacy End User 78

PYMNTS

SEPTEMBER 23, 2020

He pointed to one Zoop client, Brazilian food delivery startup iFood , which recently used Zoop technology to introduce its own debit card product for restaurants on its marketplace. "No But for non-financial companies to provide a positive finance experience to end-users, making payments seamless is key.

Non-Bank 126

Non-Bank Payment APIs and Integration Debit Card Push-to-Card 126

PYMNTS

NOVEMBER 27, 2019

That is to say, mass adoption will take time, and the factors driving that adoption will almost certainly continue to change and shift as end users’ needs do the same. ISO 20022’s path to ubiquity could serve as a model for faster payments technologies’ own adoption journeys. What Faster Payments Hasn’t Solved … Yet.

ISO 20022 117

ISO 20022 Cross-Border Payments ISOs Cross-Border 117

PYMNTS

JANUARY 26, 2021

And while the concept initially set its sights on elevating the consumer banking experience, the data integration drive continues to expand into new use cases, including business banking, that open up opportunity through bank-FinTech collaboration and data integration. HashCash Brings Blockchain Tech To Unnamed Bank.

ISO 20022 142

ISO 20022 ISOs Payment APIs and Integration Message Standards 142

Fintech News

JUNE 16, 2025

Ricky now serves as Managing Director for South Asia at TBCASoft, a global fintech driving next-generation cross-border NFC and QR person-to-merchant (P2M) payments using blockchain-based technology. What practical use cases and insights emerged from the ASEAN-5 implementation phase of Project Nexus?

Cross-Border Payments 77

Cross-Border Payments Cross-Border APACS ISO 20022 77

Fintech Finance

JUNE 14, 2024

WiBioCard has built a portfolio of different smart card products targeting large enterprises globally, integrating Fingerprints biometric technology. The products support secure authentication and verification, access and health care use cases.

Verification 98

Verification Privacy Authentication End User 98

The Payments Association

JANUARY 15, 2025

Integrating Swift with the upgraded FPS would enable a unique reference to be embedded within each transaction, delivering end-to-end tracking across both cross-border (Swift) and domestic payment flows. Looking ahead: a new frontier for cross-border payments Payments are fundamental to achieving economic growth.

SWIFT 88

SWIFT ISO 20022 Cross-Border Cross-Border Payments 88

PYMNTS

OCTOBER 16, 2017

Those opportunities would likely not have been possible without the technology, or certainly wouldn’t function as efficiently. The API hype cycle has all but ignored what it takes to use APIs,” David Koch noted. That’s because people get too focused on the technology part of APIs, the “what,” according to Koch. Two To Tango.

API 80

API Payment APIs and Integration End User Use Case 80

Fintech Finance

NOVEMBER 5, 2024

The app will use Mastercard’s virtual card and tokenization technology – whereby a cardholder’s sensitive data is replaced by a unique card number so sensitive account details are not exposed to offer enhanced data security and spend control features, all accessible via a simple, easy to use interface.

Visa 96

Visa End User Data Security Instant Payments 96

PYMNTS

SEPTEMBER 18, 2020

What this ecosystem evolution means is the payments technology is ready to support global merchants’ needs to facilitate payments for consumers regardless of their location. So the user is still paying with cash,” said Kanovich, “but the whole experience changes. Traditionally, it takes 48 hours to confirm a cash payment to a merchant.

Cross-Border 101

Cross-Border Cross-Border Payments End User Facilitators 101

Payments Source

FEBRUARY 3, 2017

As technology evolves, payment capabilities become more deeply embedded to the point where they are practically invisible to the end user. This concept works already in specific use cases such as Uber, but many companies envision a hands-free payment experience for all of retail.

End User 60

End User Use Case Payments Technology 60

Fintech Finance

MARCH 18, 2025

This includes account funding and a variety of payment use cases in the United States via the Mastercard network. “We are committed to empower banks and credit unions with innovative technologies that enable them to serve at the center of their relationships with accountholders.” million end users.

Visa 93

Visa Near Real-Time Credit Union Non-Bank 93

PYMNTS

DECEMBER 15, 2020

Increasingly, those value-added services are not only focusing on speed of payment, but also enhancing the data that end-users can access about their transactions, with new solutions from Bank of America and Scotiabank some of the latest to bring real-time rails to corporates. Visa Talks Payment Rail Innovation.

Innovation 94

Innovation Cross-Border Payments Cross-Border Real Time Payments 94

The Fintech Times

APRIL 22, 2024

There were several opportunities for us to catch up with industry leaders throughout the event, to understand the overlap between the traditional financial services sector and this fast-expanding world of crypto. The key to Web3 development focuses on providing a user-friendly interface and experience for decentralised applications.

Finance 130

Finance Blockchain Cryptocurrency Regulations 130

PYMNTS

APRIL 17, 2020

Small businesses and corporate end-users have emerged as powerful drivers of exploring new use-cases for open banking and PSD2 regulations. But it’s not the only use-case for open banking. “People were not believing in open banking so much as a big evolution. Connecting Accounting to Payments.

Innovation 83

Innovation Payment APIs and Integration Use Case Reconciliation 83

PYMNTS

FEBRUARY 7, 2020

It’s been several months, if not years, since blockchain was the darling of tech startup investors, but this week proved the technology still has a lot to offer venture capitalists. The company plans to use the funding to ready its software for enterprise adoption and explore additional verticals into which it can expand. ClearMetal.

B2B 98

B2B Blockchain Cross-Border FinTech 98

PYMNTS

APRIL 22, 2019

Essentially, he noted, providers can come to the platform to build out the end-user experiences they desire. New Use Cases. Through the functionalities embedded in the APIs , Shrauger said, new use cases can take shape through which consumers can manage a range of financial activities, far-reaching in nature.

Payment APIs and Integration 91

Payment APIs and Integration Issuers API Use Case 91

PYMNTS

NOVEMBER 12, 2020

The Financial Stability Board this month issued a warning for financial institutions (FIs) that outsource key technologies and functions, warning of " systemic risk " associated with too much reliance on a third-party partner.

Payment APIs and Integration 88

Payment APIs and Integration Treasury Small Business FinTech 88

Fintech Finance

JULY 24, 2024

As the FPC looks to add even more value, Carl’s experience and judgment will be invaluable in assessing the growing need for coordination and standardization to streamline the adoption of faster payments across various use cases.”

Faster Payments 97

Faster Payments FPC FedNow RTP 97

PYMNTS

MAY 29, 2020

In an interview with Karen Webster, Nils Mattisson , CEO of Minut , a startup that makes a home security device that does not rely on cameras and is connected to the Internet of Things, said advanced technologies can make sure homes are safe, in real time.

Privacy 101

Privacy Security Compromise On-Demand 101

PYMNTS

MAY 8, 2020

In a recent conversation with PYMNTS, Michael Brackpool, head of product at bunq , emphasized the role that flexibility plays in being able to address end users’ needs. “We think of the user experience as critical and want to apply this philosophy on the business side.” The Back-End Strategy: Flexibility.

B2C 70

B2C B2B End User Addressing 70

PYMNTS

MARCH 7, 2019

Part of that collaborative movement involves working with open source technology, where, generally speaking, software is made (freely and publicly) available for users to develop and modify as they see fit. There’s particular interest in using real-time payments for peer-to-peer transactions, he added. Making Old ATMs New(ish).

ATM 77

ATM Innovation Real Time Payments Blockchain 77

Stax

APRIL 18, 2024

ISVs, or Independent Software Vendors, are businesses that develop and distribute software products to end-users. ISV software products are tailored to meet the specific needs of industries and users. Customer Support In-house support teams maintain direct relationships with end-users for assistance.

ISVS 88

ISVS Payment APIs and Integration End User On-Demand 88

Faster Payments Council

MARCH 15, 2023

Speakers: Elizabeth McQuerry, Glenbrook Partners; Mike Sklow, Goldman Sachs; Samson Rajan; JP Morgan; Miriam Sheril, Form3 1:30pm-2:10pmCT: Panel Session – Business End-Users Mega Use Cases (City Beautiful Ballroom AB) As more capabilities become available for faster payments, business end users are finding creative ways to use the services.

FPC 88

FPC ISO 20022 Cross-Border Payments Federal Reserve 88

PYMNTS

NOVEMBER 19, 2020

One of the latest adopters of Mastercard's Track solution is Transcard , which announced its A2A capabilities wielding Mastercard technology. The technology is designed to combat fraud for both businesses and customers as an overlay service that operates on top of a range of existing rails. Rapyd Combats Fraud Across Payment Rails.

B2B 104

B2B Blockchain Real Time Gross Settlement (RTGS) Real Time Payments 104

The Finance Weekly

JUNE 17, 2024

AI Integrations At Planful, their vision lies in delivering a complete, off-the-shelf AI solution for structured and dynamic planning use cases. One Size Does Not Fit All – Generic AI technology solutions often fail to meet the specific needs of finance. The application's speed sometimes lagged, especially around year-end.

AI 130

AI Addressing Automation Finance 130

Fintech Finance

APRIL 5, 2024

The study provides a renewed understanding of consumer adoption, familiarity, and experience with NFC technology at both a global and regional level, with 55% of respondents saying they would prefer to use their smartphone or smartwatch to make a payment rather than their card. 53% confirmed they do so multiple times each week.

Research 40

Research Technology Contactless Payments Use Case 40

PYMNTS

MARCH 19, 2020

According to McCarthy, this is one of the biggest areas of technological innovation in today’s cross-border B2B payments space, as players look to develop the groundwork of improved global payments infrastructure by taking an ecosystem approach to disruption. Accelerating Ecosystem Innovation. So how do you accelerate that?”

Cross-Border 95

Cross-Border B2B Innovation Payments 95

PYMNTS

SEPTEMBER 21, 2016

Through NACHA’s Countdown to Same Day ACH podcast series, we’ve explored what Same Day ACH is all about, the myriad of use cases and applications it’s designed to deliver and if corporations and businesses are truly ready for the change. banks and credit unions the ability to better serve their customers. Where The Blockchain Fits.

Faster Payments 76

Faster Payments Same Day ACH ACH ACH Network 76

PYMNTS

JANUARY 14, 2021

The adoption of multiple platforms is giving rise to so-called "app fatigue," and the challenge of integrating these technologies with each other is not always easily overcome. Once an enterprise has overcome the data hurdle, the process of building custom apps and automated workflows can be applied to a variety of use cases.

Automation 70

Automation Finance Payment APIs and Integration Use Case 70

Stax

MAY 23, 2025

Join the Payments-Led Growth Movement Sign up to keep up-to-date with the latest trends in payments, vertical SaaS, and technology from industry experts. Understanding ISV Integrated Payments Integrated payments let users pay for goods or services directly within your softwareno third-party redirects or handoffs. Learn more.

ISVS 88

ISVS Best Practices Payment APIs and Integration Enrollments 88

Evolve Payment

FEBRUARY 1, 2024

You can see how valuable this feature can be–you gain access to new features and capabilities, all without disrupting your experience as an end-user. It’s the culmination of two trends: End users looking for the convenience of accessing financial tools inside their favorite daily apps and software.

Embedded Finance 92

Embedded Finance B2B Finance Payments 92

PYMNTS

AUGUST 5, 2020

Fast forward to today, and technology has helped play a role in helping Coinstar embrace new offerings and use cases, spanning paper vouchers for cash, or eGift cards for Amazon and Starbucks, among others; and in terms of mechanics, Gaherity said, in the case of eGift cards it is the product partner, not the end-user, who pays the fee.

Bitcoin 135

Bitcoin Payment APIs and Integration Online and Mobile Banking Credit Union 135