Fintech Finance

MARCH 18, 2025

ProjectPay , the construction payments fintech, which received a project grant funded by the government’s innovation division, Innovate UK, to research and test how to solve cashflow problems in the construction industry, has now published its findings. The report has been provided to the government.

Governance 102

Governance Government FinTech Payments 102

Fintech Finance

SEPTEMBER 24, 2024

Klarna , the AI-powered global payments network and shopping assistant, is working with global small business platform Xero , to help small businesses accept payments from consumers wanting a ‘buy now, pay later’ option.

Small Business 98

Small Business BNPL Credit Cards Payment Networks 98

Fintech Finance

JUNE 18, 2024

GoCardless , the bank payment company, announces a new partnership with the Federation of Small Businesses (FSB ) to offer its members practical tips and advice to help address late payments. FSB campaigns for measures to curb poor payment practices by large companies to small businesses. This needs to change.”

Small Business 97

Small Business Payments Addressing Payments Strategy 97

Fintech Finance

SEPTEMBER 20, 2024

The government has unveiled new measures to support small businesses and the self-employed by tackling the scourge of late payments, which is costing small businesses £22,000 a year on average and leads to 50,000 business closures a year.

Small Business 97

Small Business Governance Government Payments 97

Fintech Finance

OCTOBER 16, 2024

Tide , the UK’s leading business financial platform, has partnered with Adyen , the global financial technology platform of choice for leading businesses, to enable small businesses to accept in-person contactless payments using only an iPhone and the Tide iOS app.

Small Business 98

Small Business Contactless Payments Business Payments Payments 98

PYMNTS

DECEMBER 7, 2020

Digital Black Friday sales this year hit $9 billion, a 22 percent increase from 2019 figures, according to recent Adobe research. Despite a surge in sales, small businesses selling online can struggle to manage working capital, particularly as many rely on third-party marketplaces like Amazon that don't facilitate instant access to revenues.

Finance 142

Finance Small Business Underwriting B2C 142

The Fintech Times

MAY 14, 2025

Open finance and open banking continue to grow as new research from Open Banking Limited (OBL), the firm which built the UK’s open banking standard, reveals that one in five consumers and businesses are now using the technology. In March, only one in 17 consumers and businesses used the technology. Now there are 13.3

Small Business 45

Small Business Consumer Faster Payments Governance 45

PYMNTS

NOVEMBER 28, 2018

Earlier this week, reports said two researchers from Bloomsberg University of Pennsylvania made their case for safe harbor rules and overall easing of regulatory penalties for small businesses hit by a cyberattack. Yet small businesses rarely have the resources to pay and survive fines of thousands or even millions of dollars.

Small Business 78

Small Business Cybersecurity Ransomware Compromise 78

Fintech Finance

JANUARY 20, 2025

Late invoices are the primary culprit for causing cash flow problems for businesses according to two fifths (41%) of UK small and medium-sized enterprises (SMEs) while making sure the bills are paid was an issue for a third (32%) and having access to emergency cash (21%) was also top of the list. a limited company).

Payments 98

Payments Small Business Mitigation Faster Payments 98

PYMNTS

JANUARY 9, 2019

One way this shift has materialized is in how small businesses seek and hire financial professionals to join their companies. In a 2017 report from job hunting site Indeed , researchers found that “small business accountant” was nowhere to be found in the top-10 job positions sought after by most small business employers.

Small Business 71

Small Business Bots Accounts AI 71

The Payments Association

OCTOBER 18, 2024

Tide, the UK’s leading business financial platform, has partnered with Adyen, the global financial technology platform of choice for leading businesses, to enable small businesses to accept in-person contactless payments using only an iPhone and the Tide iOS app. 1 *Research conducted by Tide in Jan 2023.

Small Business 88

Small Business Contactless Payments Business Payments Payments 88

PYMNTS

OCTOBER 11, 2018

Now, a new report is shining a spotlight on European banks’ lackluster performance in another area: small business (SMB) services. The results were less than optimistic, as researchers concluded that many banks are at risk of losing their SMB clients and failing to compete for new small business customers.

Small Business 68

Small Business Money Laundering Research Assessments 68

Fintech Finance

MAY 3, 2024

American small- and medium-sized businesses (SMBs) looking to expand abroad face harsh logistical realities, according to new research commissioned by global technology company Wise. Unsurprisingly, over a third (34%) of small business leaders view inflation as the biggest challenge to their business operating internationally.

Small Business 52

Small Business International Payments Research Cross-Border Payments 52

The Fintech Times

AUGUST 23, 2024

Future Finance is a collaborative research project aiming to support mid-tier organisations and small to medium-sized businesses (SMEs) in the UK financial services sector to adopt innovative processes and products that improve accessibility of their services.

Blockchain 95

Blockchain AI Finance FinTech 95

PYMNTS

NOVEMBER 5, 2018

With the new research finding opportunity for wire to disrupt checks’ hold on accounts payable, and millennial entrepreneurs shying away from business credit card products, the latest data signals changes ahead for the way small business owners pick their payment rails.

Small Business 68

Small Business Same Day ACH Wire Transfer NACHA 68

PYMNTS

OCTOBER 8, 2018

Below are some of the key statistics from the week in small business finance. Sixty-one percent of small businesses said they use commercial credit cards , a year-over-year decrease from 2017’s 71 percent. One-third of U.S. Overall hiring declined 2.45 percent for the month after a 2.29

Finance 78

Finance Credit Cards Small Business Push-to-Card 78

PYMNTS

JULY 30, 2019

In the wake of some high-profile cyberattacks on small businesses and local governments, new research suggests that the pain points of such incidents last long after systems are back up and running. Small government entities, too, are facing these risks. With organizations facing the loss or theft of over 11.7

Data Breach 64

Data Breach Small Business Breach Ransomware 64

PYMNTS

APRIL 3, 2018

Small business (SMB) banking is in need of an overhaul. Between the threat of FinTechs and small business owners’ increasing willingness to switch banking providers, financial institutions are waking up to the demand for better SMB services. This reality is often cited by small business FinTechs.

Small Business 70

Small Business Payment APIs and Integration Faster Payments Blockchain 70

The Fintech Times

MARCH 10, 2025

While late payments are a constant concern for small and medium businesses (SMBs), their impact continues to grow, according to a new report from bank payment company GoCardless. Meanwhile, 50 per cent revealed concern over the number of late payments rising over the next 12 months.

Small Business 52

Small Business Payer Payments Economy 52

FICO

NOVEMBER 29, 2018

Small business credit access grew in 2018 and with modifications to the Small Business Administration (SBA) rules for more streamlined processing, access is predicted to grow. However, untapped opportunities for growth remain for startups and minority owned businesses as suggested in SBA research.

Small Business 67

Small Business Credit Union Underserved Community Banks 67

Stax

NOVEMBER 6, 2023

Learn all about mobile payments and why you may want to consider joining the Stax family to streamline payments and boost your small business’ productivity. To stay competitive and make their customers’ lives as easy as possible, small business owners need to consider offering mobile payments as one of their payment options.

Small Business 88

Small Business Mobile Payments Mobile Payment Processing Online and Mobile Banking 88

The Fintech Times

MARCH 4, 2024

Allica Bank , which offers full-service banking for SMEs with between five and 250 employees, is backing a new campaign looking to shake up the SME business savings market, which is leaving small businesses shortchanged.

Small Business 64

Small Business Economy Treasury Finance 64

Fintech Finance

MARCH 25, 2025

A new merchant survey by Elavon , a global payments provider, reveals that UK small-to-medium businesses (SMBs) are increasingly agile and adept at dealing with uncertainty, as they navigate an external environment which is increasingly hard to predict.

Contactless Payments 59

Contactless Payments Alternative Payment Methods Small Business Innovation 59

Fintech News

FEBRUARY 26, 2024

Visa is collaborating with the GSMA Mobile for Development Foundation to launch the Digital Finance for All (DFA) initiative. Featured image credit: Edited from Freepik The post Visa, GSMA Launch Digital Finance Inclusion Initiative for 20 Million People Globally appeared first on Fintech Singapore.

Financial Inclusion 104

Financial Inclusion Finance Financial Literacy Underserved 104

Fintech Finance

MAY 1, 2024

DailyPay , a leading worktech company whose clients include America’s leading employers, is expanding its capabilities by bringing its industry-leading earned wage access solution to small businesses nationwide. Recent research from the U.S. Small Business Administration shows small businesses employ 61.7

Small Business 52

Small Business Payroll Enrollments Research 52

Neopay

NOVEMBER 26, 2024

New research from Visa reveals that over 41% of small- to medium-sized businesses (SMBs) in the UK have fallen victim to fraud, incurring an average loss of £3,808 in the past year. of UK businesses – a staggering 5.6 Personal Financial Strain: 22% noted a direct impact on their personal finances.

Small Business 52

Small Business Fraud Prevention RTP Online and Mobile Banking 52

Finextra

JUNE 11, 2025

Beyond Payments: Wallets as Ecosystem Gateways Digital wallets are evolving into multi-functional personal finance and identity platforms. Velocity: Financial Awareness in the Digital Age Digital payments introduce both clarity and opacity in consumer finance.

Consumer 52

Consumer Payment APIs and Integration Payments Microtransactions 52

PYMNTS

MARCH 13, 2020

million in new funding, B2B FinTechs this week are finding support from investors embracing startups’ focus on small- to medium-sized business (SMB) finances, from banking to payments. With more than $93.7 In doubling its Series A funding round, Germany’s FinCompare secured an additional $13.4

Small Business 64

Small Business B2B FinTech Cross-Border Payments 64

The Finance Weekly

AUGUST 30, 2022

Why are FP&A software tools essential for startups and small businesses? FP&A software tools are increasingly important for businesses of all sizes. FP&A is no longer a separate entity that works only with the finance department. Top 5 FP&A software solutions for small businesses. #1

Small Business 130

Small Business Finance Automation AI 130

PYMNTS

DECEMBER 28, 2020

In a recent announcement, Nacha said that a survey it conducted in collaboration with Blueflame Consulting and Research revealed the accounts payable department's growing exposure to fraud risks, the result of challenges in maintaining and verifying data, vendor on-boarding, and other manual tasks.

B2B 116

B2B Email Compromise NACHA Small Business 116

The Fintech Times

JANUARY 23, 2025

As such, Sandrine Markham , global lead sustainable finance solutions, Finastra , the financial software applications and marketplaces provider, explores the positive impact the corporate lending sector will have on financial well-being. This democratisation of credit access fosters economic growth and resilience.

FinTech 64

FinTech Financial Literacy Cross-Border Online and Mobile Banking 64

PYMNTS

APRIL 13, 2020

While small businesses across the globe face pressing cash flow challenges, in the Netherlands, small suppliers’ payment cycles were already feeling the squeeze before coronavirus disruption. At the same time, traditional lenders, like in many parts of the world, have struggled to fill the small business financing gap.

Finance 62

Finance Small Business Blockchain Assessments 62

Finovate

MARCH 31, 2025

.” The new offering comes as businesses increasingly recognize the value of invoice customization when it comes to offering a seamless purchasing experience. According to a study conducted in partnership with Murphy Research, 78% of B2B buyers indicated a need to customize or control aspects of their purchasing experience.

B2B 59

B2B Reconciliation Online and Mobile Banking Small Business 59

Nanonets

SEPTEMBER 23, 2023

Small business accounting software  can unlock efficiency and streamline financial management for businesses of all sizes. With  small business accounting software , businesses can easily manage income and expenses, create invoices, track payments, reconcile bank statements, and generate accurate financial reports.

Small Business 52

Small Business Accounts Automation Compliance 52

Fintech Finance

MARCH 31, 2025

Business customers can now send international payments directly from the Zempler app, with plans to expand into desktop-based online banking shortly after launch. Notably, over half of the business owners surveyed make international payments at least once a month, with nearly a third sending between £1,000 and £10,000.

International Payments 59

International Payments Cross-Border Payments Cross-Border Payments 59

Fintech News

NOVEMBER 5, 2024

The Global Finance & Technology Network ( GFTN ) announced its Board of Directors and International Advisory Board today. Established by the Monetary Authority of Singapore (MAS) to promote innovation in finance, GFTN has assembled a team of prominent figures from public and private sectors worldwide.

Central Bank 108

Central Bank Non-Bank Finance Small Business 108

Payment Savvy

DECEMBER 9, 2021

As a new year quickly approaches, it’s a wonderful time to review your current small business expenses to see where savings can be had. It’s all too easy for overhead costs to spiral out of control when running a business. Another small business expense you can cut? Make Remote Work Permanent.

Small Business 52

Small Business Processing Costs Process ACH 52