Finovate

DECEMBER 16, 2024

Capitalise, a business finance platform based in the U.K., has forged a strategic partnership with data and open finance network Plaid. based business finance platform Capitalise has announced a strategic collaboration with fellow Finovate alum Plaid. Capitalise made its Finovate debut at FinovateEurope 2016.

Small Business 59

Small Business Non-Bank Risk Assessment Finance 59

Stax

JANUARY 23, 2025

Key steps include application review, risk assessment, credit checks, and compliance verification. Merchant account underwriting is the evaluation process payment processors use to assess whether a business meets the criteria for accepting credit card payments. Learn More What is Merchant Account Underwriting?

Underwriting 68

Underwriting PCI DSS Money Laundering Processors 68

Finextra

JULY 7, 2025

First-Mover Advantage: Banking’s AI Head-Start Banking (often grouped with finance/insurance) figures prominently among the industries with the highest AI adoption. finance, tech) have been quicker to adopt GenAI as well. Indeed, 64% of finance leaders report using AI for fraud detection and risk management in their institutions.

AI 114

AI Fraud Detection Online and Mobile Banking Payment APIs and Integration 114

The Fintech Times

JULY 1, 2025

This represents a radical reset of how the US government regulates consumer finance and how it defines its obligation to American consumers. With the CFPB in temporary retreat, lenders may have a window to rethink risk assessment and consider how a broader set of data inputs could help address inclusion gaps responsibly.

Credit Risk 59

Credit Risk CFPB Risk Innovation 59

The Fintech Times

FEBRUARY 19, 2025

.” Risks of automation dependance Sharing a similar view, Adam Ennamli , chief risk and security officer at General Bank of Canada , added: “Failures can have existential consequences, from significant monetary losses to complete loss of market trust and regulatory penalties.

AI 64

AI Monetary Loss Risk Automation 64

The Fintech Times

JANUARY 28, 2025

However, the broader financial ecosystem still relies on traditional players, who remain the most influential and trusted organisations in finance. Huw Davies, co-founder and CEO at Ozone API “ Open finance has been laying the foundations to enable fintech innovation to accelerate and extend way beyond what weve seen before.

Service Provider 59

Service Provider FinTech Underserved Innovation 59

Fintech News

JULY 14, 2025

million by the Monetary Authority of Singapore (MAS) for serious lapses in AML and counter-terrorism financing controls. Risk assessments were flawed. Nine financial institutions, including UOB , Credit Suisse , and UBS , were collectively fined SGD $27.45 Policies that existed, but weren’t properly followed.

Compliance 77

Compliance Financial Crimes Money Laundering AML 77

The Payments Association

FEBRUARY 17, 2025

Financial exclusion: A global challenge According to a report by the World Bank , despite rapid advancements in the digital finance ecosystem, 1.4 AI and machine learning: Strengthening security and financial access Artificial intelligence is transforming risk assessment and fraud prevention in the payment ecosystem.

Innovation 88

Innovation Cross-Border Financial Inclusion Payment APIs and Integration 88

Finovate

JANUARY 15, 2025

The chill has been taken out of the industry as investors regain confidence, new startups can launch with less risk, and established players are doubling down on new technologies to meet evolving customer demands. From fresh AI applications to the new uses for embedded finance, fintech is experiencing a renewed momentum.

Embedded Finance 52

Embedded Finance FinTech Payment APIs and Integration AI 52

Finovate

DECEMBER 11, 2024

With the launch of its new GenAI Financial Crime Detection Suite, ThetaRay aims to enhance risk assessment, streamline operational workflows, and strengthen anti-money laundering (AML) reporting to reduce fraudulent activity, such as money laundering and terrorist financing.

Financial Crimes 59

Financial Crimes Crime Money Laundering Risk Assessment 59

The Payments Association

NOVEMBER 25, 2024

MSB de-risking as a systemic risk: Insights from the UK National Risk Assessment The UK National Risk Assessment (NRA) has identified the de-risking of MSBs as a systemic risk. By undermining regulated channels, de-risking paradoxically amplifies the very threats it aims to mitigate.

Risk 88

Risk Financial Crimes AML Financial Inclusion 88

Finovate

MARCH 24, 2025

Regtech Financial services compliance company Thistle Initiatives launches its integrated Risk Management as a Service (RMaaS) solution. Lending Independent asset finance provider Liberty Leasing selects Lendscape as its new contract management platform. Munich Re agrees to acquire digital insurance firm NEXT Insurance for $2.6

FinTech 85

FinTech Fraud Prevention Encryption Risk Assessment 85

Neopay

JUNE 26, 2025

Firms should also take note of the European Commission’s high-risk third countries update, which was released just before the FATF Plenary. The report also highlights examples of good practices, as well as the challenges faced by regulatory bodies in tackling these issues.

Financial Crimes 52

Financial Crimes Risk Assessment Crime Authorization 52

Fintech News

JUNE 17, 2025

This is crucial to fighting money laundering and terrorist financing. Source: Sumsub Key issues include weak risk assessments, delayed rollout of the Travel Rule, and a lack of interoperability among compliance tools. This is why the industry remains cautious about overregulation, which could stifle innovation.

Compliance 95

Compliance Travel Rule Regulations APACS 95

Fintech Review

MARCH 25, 2025

This PoC provided an opportunity to explore insights into technological risks associated with digital assets across multiple blockchains. Transparency and risk management are critical to supporting institutional engagement in tokenized finance.”

Risk 52

Risk Assessments Risk Management Blockchain 52

Fintech News

FEBRUARY 10, 2025

By integrating large language models used to power a wide range of automations with Stripe s financial tools, businesses gain the ability to manage finances, process payments, deliver customer support, and handle billing seamlessly and automatically.

AI 78

AI FinTech Fraud Detection Fraud Prevention 78

Finextra

JULY 7, 2025

AI and Edge Computing: How to Power Data-Driven Finance Artificial Intelligence (AI) is revolutionising fintech through real-time fraud detection, automated trading and risk assessment. To do this, Fintechs should partner with experienced infrastructure providers that understand the demands of modern finance.

FinTech 52

FinTech Payment APIs and Integration PCI DSS AI 52

Finextra

JUNE 6, 2025

PayPal’s BNPL solution, Pay in 4, incorporates sophisticated fraud prevention technology and machine learning models to assess creditworthiness quickly. Among other things, Sezzle is using machine learning for customer risk assessment and to offer tailored financing options.

BNPL 52

BNPL Technology Payment APIs and Integration AI 52

Finextra

JUNE 18, 2025

In parallel, Payabli is working with Nvidia to develop advanced risk and fraud detection models trained on proprietary customer data to deliver tailored risk assessments specific to each customer’s business and industry. Sponsored [On-Demand Webinar] The final countdown: What’s next for Verification Of Payee?

Payment APIs and Integration 52

Payment APIs and Integration Multi-Currency Fraud Detection Risk Assessment 52

The Fintech Times

APRIL 24, 2025

Trading and investing platform eToro has added 29 new cryptoassets, including 17 experimental cryptoassets, a category on eToro including memecoins, initial coin offerings and token sales, innovative products and decentralised finance (DeFi) strategies. It says it hopes the decision will help drive frictionless payments in the legal sector.

FinTech 59

FinTech Cross-Border Payment APIs and Integration Multi-Currency 59

The Payments Association

JUNE 11, 2025

Account takeover attacks exploit credential stuffing and social engineering techniques, with UK finance recording 34,114 cases of card identity theft in the first half of 2022 alone, leading to gross losses of £21.4 Traditional attack vectors continue to evolve alongside these new threats.

Risk 88

Risk Fraud Prevention Fraud Detection Payment APIs and Integration 88

M2P Fintech

MARCH 24, 2025

Approximately 40% of lenders foresee decentralized finance significantly challenging existing loan providers. Open banking is revolutionizing finance, driven by API standardization and strong security. AI, ML, and blockchain enhance risk assessment and security.

Payment APIs and Integration 52

Payment APIs and Integration Blockchain Regulatory Compliance Underwriting 52

The Payments Association

JULY 18, 2025

Across the EU, operational resilience, real-time payments, and the steady rollout of the Markets in Crypto-Assets Regulation (MiCA) are redefining compliance baselines for digital finance. Globally, preparations for central bank digital currencies and evolving open finance frameworks signal longer-term structural change.

Regulations 88

Regulations Payment APIs and Integration Payments Legal 88

Trade Credit & Liquidity Management

JUNE 23, 2025

Another report by PwC found that a significant percentage of working capital is trapped due to inefficient credit approvals, with finance teams spending up to 20% of their time manually evaluating new customer risks or re-checking existing customers during renewal. Different data. Different truths.

CRM 52

CRM AI Risk Micro-Entry 52

Finextra

JUNE 15, 2025

The gambling industry’s experience with fraud detection and real-time risk assessment again becomes is valuable and available within cloud technology. This necessity has pushed cloud architecture toward true redundancy rather than theoretical compliance. Cloud also provides rapid recovery often near real time. Its a timing issue.

Technology 52

Technology Security Online and Mobile Banking Wire Transfer 52

The Fintech Times

FEBRUARY 15, 2025

LEAP 2025 featured a dedicated Fintech Track, covering digital banking, blockchain applications, and AI in finance. This platform enhances financial compliance through real-time data processing, risk assessment, and regulatory alignment, ensuring that financial institutions meet Saudi Arabias evolving fintech regulatory landscape.

Innovation 64

Innovation Fraud Prevention AI Compliance 64

Fintech Finance

MAY 18, 2025

Its unique Intelligent Payments solution combines Pay by Bank transactions, AI-powered verification, and real-time risk assessment into a seamless, secure experience. The post Yaspa Joins the Payments Association to Drive Open Banking Innovation appeared first on FF News | Fintech Finance.

Innovation 52

Innovation Real Time Payments Verification Risk Assessment 52

Trade Credit & Liquidity Management

JULY 3, 2025

There is a growing openness among finance teams to adopt artificial intelligence (AI) and machine learning (ML) tools.

CRM 52

CRM Risk Assessment Liquidity Management AI 52

Finextra

JUNE 23, 2025

In 2024, gross lending rose 13% to just over £16 billion (UK Finance). Since moving into fintech, I’ve written regularly on Finextra about the urgent need to rethink SME finance. The lending gap is still growing Access to finance is still a major hurdle for small businesses. Today, it’s just one in twenty (UK Finance, 2024).

Small Business 52

Small Business Non-Bank AI Push-to-Card 52

The Finance Weekly

NOVEMBER 25, 2024

Are Finance Jobs on Borrowed Time? For many in finance, this isn’t just a wild fantasy but a real possibility. According to a recent survey by FP&A Software solution Datarails , over half (57%) of finance leaders believe artificial intelligence (AI) is poised to shrink the workforce in their departments.

AI 130

AI Finance Assessments Risk Assessment 130

Payments Dive

JULY 11, 2025

Deep Dive Opinion Library Events Press Releases Topics Sign up Search Sign up Search Retail Banking Restaurants Regulations & Policy Risk Technology B2B An article from HUD studies BNPL housing risks U.S. regulators want to learn more about how buy now, pay later loans may affect borrowers’ finances and housing market stability.

BNPL 78

BNPL Risk FedNow Privacy 78

Finextra

JULY 8, 2025

Instead, firms can designate other suitably trained senior staff, provided that the MLRO retains oversight of the process and ensures compliance with the FCA’s standards and the firm’s internal risk framework. A Smarter Approach to Risk Assessment The FCA reiterates that not all PEPs pose the same level of risk.

Money Laundering 52

Money Laundering Due Diligence Risk Risk Assessment 52

Trade Credit & Liquidity Management

JUNE 10, 2025

From there, you will be able to compartmentalize both customer risk potential and profit opportunities to focus your Credit and Collection Policy on what is best for your company’s revenue and profit potential. Further Refining Risk Assessment Not every customer will fit neatly into the risk vs. sales categories you identify.

Disputes 52

Disputes Risk Risk Assessment Liquidity Management 52

The Finance Weekly

FEBRUARY 23, 2025

Without accurate insights, businesses struggle with forecasting, risk management, and resource allocation. Strong FP&A practices help finance teams improve data accuracy , use technology effectively, and make well-informed financial decisions. If results differ, finance teams must identify the reason.

Best Practices 130

Best Practices Adjustments Risk Management Risk 130

Fintech News

JULY 1, 2024

Singapore has released its updated Terrorism Financing National Risk Assessment (TF NRA) and National Strategy for Countering the Financing of Terrorism (CFT) to address terrorism threats. The country also collaborates with the private sector and academic institutions to enhance its understanding of these risks.

Risk Assessment 117

Risk Assessment Assessments Risk Finance 117

Finextra

AUGUST 29, 2024

British FinTech, Lemon, which specialises in SaaS finance for SMB’s has announced a strategic partnership with WiserFunding, a leader in alternative data for credit risk assessment.

Risk Assessment 52

Risk Assessment Credit Risk Assessments Risk 52

PYMNTS

MARCH 10, 2020

The London business lending platform Trade Ledge r is joining forces with Wiserfunding to give lenders and alternative financing providers the ability to evaluate the creditworthiness of its commercial users, Trade Ledger announced Tuesday (March 10).

Risk Assessment 52

Risk Assessment Assessments Risk Underwriting 52