The Fintech Times

DECEMBER 18, 2024

The fintech, which serves as an industry utility with over 30 years of experience, spearheads the creation of innovative digital platforms that support the integration of open banking and finance, crucial for modernising the financial ecosystem.

Finance 116

Finance IBAN Fraud Prevention Interoperability 116

Fintech Finance

JANUARY 2, 2025

Fraud involving faster payments is a growing challenge that requires vigilance and innovation, said Lee Kyriacou, Chair of the FPC Fraud Work Group. stakeholders to adopt innovative approaches that protect consumers, businesses, and financial institutions. Collaboration and innovation are essential in combating fraud.

Faster Payments 98

Faster Payments Mitigation FPC Payments 98

Fintech Review

AUGUST 13, 2024

With a strong focus on financial inclusion, Fuse aims to bridge the gap between traditional and decentralized finance, empowering small businesses and emerging markets. Fuse is committed to driving financial inclusion and creating a decentralized future where everyone has the tools and opportunities to succeed.

Financial Inclusion 98

Financial Inclusion Blockchain Interoperability Small Business 98

The Payments Association

FEBRUARY 13, 2025

Designed for speed, interoperability, and user-friendliness, UPI has become the backbone of India’s payment ecosystem. Its key advantages include instant transactions, interoperability across banks and payment apps, low-cost processing, and enhanced security features.

Cross-Border Payments 88

Cross-Border Payments Cross-Border Interoperability Payments 88

Fintech Finance

MAY 27, 2025

This solution demonstrates our commitment to help our Business Banking and NEO BIZ clients improve their cashflows through innovative banking solutions. Rajeev Chalisgaonkar, Head of Business Banking and NEO BIZ at Mashreq, said: “We are proud to be the first bank in UAE to offer Aani Instant Payments to SMEs.

Instant Payments 85

Instant Payments Real Time Payments IBAN Payments 85

Fintech News

NOVEMBER 12, 2024

These experts covered some of the industry’s hottest trends and most urging issues, including artificial intelligence (AI), quantum computing, digital assets, next-generation transactions, and financial inclusion. However, challenges remain, particularly regarding interoperability.

FinTech 109

FinTech Cross-Border Payments Cross-Border Payment APIs and Integration 109

Fintech News

JANUARY 13, 2025

SEAs young, tech-savvy population, a growing consumer base, reliance on informal financial systems, and supportive government initiatives aimed at financial inclusion serve as robust drivers for long-term growth. This demand is expected to fuel fintech innovations even in the face of current economic hurdles.

FinTech 117

FinTech Cross-Border On-Demand Innovation 117

Fintech Finance

MARCH 24, 2025

Championed by the Central Bank of Somalia (CBS), the initiative marks a major step in modernising Somalia’s payment infrastructure, promoting financial inclusion and enhancing economic stability. This innovation brings speed and security to daily transactions, empowering businesses and individuals to embrace a cashless economy.

Instant Payments 90

Instant Payments Settlement Payments Central Bank 90

Fintech News

DECEMBER 9, 2024

This proactive approach, driven by the Monetary Authority of Singapore (MAS), seeks to enhance the nation’s financial infrastructure. The goal is to attract investment and innovation, maintain Singapore’s competitive edge in the global arena, and expand financial inclusion.

Cryptocurrency 117

Cryptocurrency Cross-Border Consumer Protection Facilitators 117

Fintech News

APRIL 24, 2025

From digital payments to decentralised finance (DeFi), these companies are solving real-world challenges like financial inclusion and cross-border transactions, while setting new global standards for innovation. Atome Financial specialises in consumer financing, ADVANCE.AI bolttech Valuation: $2.1

FinTech 138

FinTech Online and Mobile Banking Payment APIs and Integration Finance 138

PYMNTS

NOVEMBER 23, 2020

Blockchain and a bank charter might do much to boost financial inclusion. He stated that the Figure Pay account will be interoperable with other accounts and payment methods (bypassing some of the vagaries of “closed” systems like MCX, now long-defunct). And herein lies the great irony in financial services.

Financial Inclusion 86

Financial Inclusion Office of the Comptroller of the Currency Blockchain OCC 86

The Fintech Times

MARCH 3, 2025

In its new manifesto, ‘ Creating the Conditions to Support Growth and Innovation in Payments ‘, The Payments Association describes the 66 policies recommended by the 216 payments professionals working across financial crime, regulation, open banking, ESG, cross-border payments, digital currencies and financial inclusion.

Governance 59

Governance Government Financial Inclusion Consumer Protection 59

Fintech Review

JULY 16, 2024

Open banking is transforming the financial landscape by fostering innovation , competition, and improved customer experiences. It involves sharing financial data through secure application programming interfaces (APIs). This connectivity drives a more dynamic and responsive financial ecosystem.

Innovation 98

Innovation Consumer API Financial Inclusion 98

Fintech Finance

MARCH 24, 2025

Championed by the Central Bank of Somalia (CBS), the initiative marks a major step in modernising Somalia’s payment infrastructure, promoting financial inclusion and enhancing economic stability. This innovation brings speed and security to daily transactions, empowering businesses and individuals to embrace a cashless economy.

Instant Payments 69

Instant Payments Settlement Payments Central Bank 69

PYMNTS

MARCH 1, 2017

One of them is that too many people in the world are denied access to banking and financial services of any kind. That this lack of financial inclusion excludes them from participating in most of the payments and commerce activities that most of those reading this take for granted. The second?

Financial Inclusion 60

Financial Inclusion Visa Interoperability Economy 60

The Fintech Times

SEPTEMBER 19, 2024

Lighthub Asset and WeLab’s venture (the consortium) will improve financial inclusion in Thailand. Its features will be tailored to solopreneurs and micro, small and medium enterprises (MSMEs) facing unstable income and limited financial access. This starts with access to credit and advanced-AI planning tools.

Financial Inclusion 59

Financial Inclusion Underserved Interoperability Multi-Currency 59

Fintech News

JANUARY 15, 2024

Looking ahead, the Monetary Authority of Singapore (MAS) has introduced the SGQR+, an innovative concept aimed at revamping Singapore’s QR payments infrastructure for the future. Building upon SGQR, SGQR+ represents the next generation of interoperable payments for merchants.,

Interoperability 117

Interoperability Cross-Border Payments Financial Inclusion 117

Fintech Finance

MARCH 3, 2025

The Manifesto , Creating the Conditions to support Growth and Innovation in Payments, describes the 66 policies recommended by the 216 payments professionals working across financial crime, regulation, open banking, ESG, cross-border payments, digital currencies and financial inclusion.

Governance 80

Governance Government Innovation Cross-Border Payments 80

Fintech Finance

MAY 28, 2025

KNET utilized ACI’s Digital Central Infrastructure solution to build the central payment infrastructure of WAMD, an interoperable, countrywide scheme that enables account-to-account (A2A) payment transfers via a bank’s mobile app or internet banking service by using a phone number. billion of additional global GDP growth.

Real Time Payments 52

Real Time Payments Accounts Financial Inclusion Payments 52

Fintech News

OCTOBER 28, 2024

These awards highlight companies and individuals whose fintech initiatives have contributed to advancing financial technology, promoting financial inclusion, and improving service delivery. Napier AI designs and engineers technological innovation to make a measurable difference in driving down financial crime.

AI 108

AI FinTech Innovation Payment APIs and Integration 108

Fintech Finance

FEBRUARY 18, 2025

As charging infrastructure expands, EFT Corporation is pioneering payment innovation in South Africas electric vehicle (EV) charging space by implementing a cloud-based, open-loop payment system for EV charging stations. The country now has nearly 400 public charging stations, with further expansion planned for 2025.

Payment Solutions 75

Payment Solutions Push-to-Card Payments Credit Cards 75

Fintech News

SEPTEMBER 10, 2024

Their growing popularity has spurred continuous financial innovation, such as the rise of buy now, pay later (BNPL). In the region, several countries have introduced cross-border QR code payment linkage, creating a unique interoperable ecosystem within ASEAN.

Cross-Border Payments 109

Cross-Border Payments Cross-Border APACS Interoperability 109

Finovate

SEPTEMBER 20, 2024

What does the financial services ecosystem look like in Uzbekistan? What is the level of interest in fintech innovation there? Hughes: The financial services sector is still largely dominated by major state banks, which command around 70% of the market. Are any of these major areas of innovation in Uzbekistan’s fintech scene?

Innovation 122

Innovation FinTech Online and Mobile Banking On-Demand 122

The Payments Association

MARCH 19, 2025

With digital wallets growing in sophistication, consumers and businesses have fundamentally altered how they interact with payments, forcing banks and payment system providers (PSPs) to innovate. The decline in cash usage has also helped speed up the adoption of digital wallets. Regulatory challenges Regulators are in a race against time.

Digital Payments 88

Digital Payments Finance Online and Mobile Banking Payments 88

The Payments Association

MARCH 18, 2025

Open finance is transforming financial services by enabling broader data-sharing, fostering competition, and driving innovation in payments and financial products. Europe is driving regulatory-first frameworks, while Asia is spearheading market-led innovation. What’s next? Regional approaches are diverging.

Finance 88

Finance Payment APIs and Integration Non-Bank Embedded Finance 88

Fintech Finance

SEPTEMBER 27, 2024

This strategic partnership aims to empower Trinidad and Tobago to establish a reliable and efficient real-time payments platform for both person-to-person (P2P) and person-to-merchant (P2M) transactions, expanding digital payments in the country and fostering financial inclusion.

Real Time Payments 98

Real Time Payments Financial Inclusion Central Bank International Payments 98

The Payments Association

JANUARY 13, 2025

It addresses how evolving regulations shape the digital asset landscape, influencing innovation, compliance, and global competitiveness. PSPs must adapt by enhancing compliance, leveraging new frameworks for innovation, and collaborating to shape practical regulatory solutions. This could slow innovation and hike costs.

Legal 88

Legal Stablecoins Cross-Border Due Diligence 88

The Fintech Times

APRIL 16, 2025

Expanded financial connectivity, empowering millions of customers to transact internationally with ease. Greater financial inclusion , enabling businesses and individuals to participate more effectively in the global digital economy. Together, we are driving a new era of digital payments.”

Funds Transfer 50

Funds Transfer PayPal Cross-Border Cross-Border Payments 50

The Payments Association

JANUARY 21, 2025

With in-depth data covering global market penetration, transaction values, and consumer preferences, the insights presented here will empower decision-makers to refine their strategies, enhance operational efficiency, and capitalise on the growing demand for innovative payment solutions.

Payments Trends 88

Payments Trends Financial Crimes Cross-Border Payments 88

Fintech Finance

SEPTEMBER 24, 2024

The Payments Association , the most influential community in payments, has today launched The Payments Manifesto 2025: creating conditions to support growth and innovation in payments. Include strategic change programmes aligned with key priorities, including independent oversight, regulatory effectiveness, innovation, and risk management.

Cross-Border Payments 95

Cross-Border Payments Financial Inclusion Cross-Border Payments 95

Fintech Review

JULY 10, 2024

Gaining Traction: Empowering the Unbanked In regions with significant unbanked populations, Decentralised Finance (DeFi) platforms are offering accessible financial services through the innovative use of blockchain technology. Interoperability with traditional financial systems presents another significant hurdle.

Finance 97

Finance Financial Inclusion Underserved Blockchain 97

Fintech News

SEPTEMBER 19, 2024

Committed to open competition and interoperability, we’re truly ecosystem agnostic, with a strong track record of working with global leading brands like Apple, Tesla, Allianz and CK Hutchison.”

Underserved 130

Underserved Cross-Border Financial Inclusion Interoperability 130

Fintech Finance

APRIL 15, 2025

Expanded financial connectivity, empowering millions of customers to transact internationally with ease. Greater financial inclusion, enabling businesses and individuals to participate more effectively in the global digital economy. Together, we are driving a new era of digital payments.”

Cross-Border Payments 59

Cross-Border Payments Cross-Border PayPal Funds Transfer 59

Open Banking Excellence

JULY 1, 2024

With the UK government continuing to support the UK’s broader fintech environment and promote open banking innovation, Open Banking in a Box will champion the UK’s world-leading open banking standards and make the case for greater cross-border interoperability that will benefit UK PLC and support financial inclusion globally.

Use Case 130

Use Case Cross-Border Regulations Best Practices 130

M2P Fintech

AUGUST 25, 2023

Network inaccessibility keeps a large section of the population out of the ambit of digital payments and is a challenge to financial inclusion. This is a key step in accelerating financial inclusion and digital penetration among the masses. Fortunately, there’s a light at the end of this tunnel!

Financial Inclusion 52

Financial Inclusion Digital Payments Online and Mobile Banking Payments 52

Fintech News

DECEMBER 10, 2023

In APAC, financial inclusion has emerged as a driving force behind digital innovation. Many nations within the region have recognised the transformative potential of extending financial services to underserved populations. The absence of proper documentation and financial education presents significant hurdles.

Addressing 120

Addressing Fraud Prevention Financial Inclusion Payments 120

Fintech News

DECEMBER 11, 2023

SC Ventures, the innovation, fintech investment, and ventures arm of Standard Chartered, and Giesecke+Devrient (G+D) successfully completed a proof-of-concept (PoC) on the Universal Digital Payments Network (UDPN). Meanwhile, the the direct model is where central banks manage wallets and settlements within a centralised CBDC system.

CBDC 113

CBDC Distributed Ledger Technology (DLT) Cross-Border Central Bank 113