The Payments Association

JUNE 3, 2025

Tokenisation is now a core enabler of secure, interoperable digital paymentspowering embedded finance, asset tokenisation, and evolving identity flows. Once a system for masking sensitive data, tokenisation has evolved into a foundational technology for enabling secure, interoperable, and scalable digital payments.

Security 88

Security Payment Security Payment APIs and Integration Credential 88

Finextra

JUNE 11, 2025

Post-Independence (1947 - 1990s): Building the Foundation After independence, India focused on strengthening its financial infrastructure and extending banking services. Nationalization of Banks (1969, 1980): A major policy shift aimed at increasing financial inclusion and directing credit to priority sectors.

Financial Inclusion 52

Financial Inclusion Payment APIs and Integration Real Time Gross Settlement (RTGS) Funds Transfer 52

The Fintech Times

MAY 29, 2024

The Interledger Foundation , an organisation building and advocating for an open, interoperable payment network, is introducing a new initiative to fund fintechs that leverage its Interledger Protocol (ILP) to bring payment capabilities to emerging markets and underserved populations.

Instant Payments 69

Instant Payments Cross-Border Payments Financial Inclusion Underserved 69

Fintech Finance

FEBRUARY 27, 2025

Dock and Credibanco have joined forces to support Bre-B, a new instant payments tool launched by Colombia’s Banco de la República to transform the Colombian payment system. Security, a key component in instant payments, is another fundamental pillar of Credibanco’s offering.

Instant Payments 59

Instant Payments Payment Solutions Financial Inclusion Payments 59

PYMNTS

SEPTEMBER 8, 2020

Roberto Campos Neto, president of Brazil’s central bank, said his country’s new digital currency will work in concert with its new instant-payments system. “To Brazil’s instant-payments system, dubbed “Pix,” is slated to a widespread rollout in November. We think we will have it in 2022.”.

Digital Currency 87

Digital Currency Central Bank CBDC Instant Payments 87

Fintech Finance

SEPTEMBER 18, 2024

These reports serve as critical resources for financial institutions seeking to implement ISO 20022, a global standard that is reshaping the landscape of financial messaging.

ISO 20022 96

ISO 20022 ISOs Faster Payments FPC 96

Fintech News

SEPTEMBER 10, 2024

Asia Pacific point-of-sale payment methods – Select markets, Source: Beyond Payments: Digitalization Trends in the Cross-Border Checkout Revolution, Deloitte, Jul 2024 Payment interoperability The growth of digital payment innovations in APAC has emphasized the need for connectivity and interoperability in both online and offline transactions.

Cross-Border Payments 107

Cross-Border Payments Cross-Border APACS Interoperability 107

Fintech News

MAY 11, 2025

DBS Bank is also a participating bank in PayNow, Singapores consumer real-time payments service. PayNow is connected to the likes of Malaysias DuitNow and Indias Unified Payment Interface (UPI) system, enabling cross-border instant payments.

Cross-Border Payments 110

Cross-Border Payments Cross-Border APACS Distributed Ledger Technology (DLT) 110

Faster Payments Council

AUGUST 23, 2024

However, a recent survey by FPC and Finzly reveals a stark reality: two-thirds of financial institutions lack the capability to 'send' instant payments. However, a recent survey by FPC and Finzly reveals a stark reality: two-thirds of financial institutions lack the capability to 'send' instant payments.

FPC 128

FPC ISO 20022 Federal Reserve Instant Payments 128

Fintech News

DECEMBER 10, 2023

Combatting fraud As the world becomes more interconnected and instant payments gain prominence, the threat of fraud also rises. Push payment fraud, where funds are transferred to fraudulent accounts, is a significant concern. The immediacy of instant payments demands precision and validation.

Addressing 117

Addressing Fraud Prevention Financial Inclusion Payments 117

M2P Fintech

AUGUST 25, 2023

Network inaccessibility keeps a large section of the population out of the ambit of digital payments and is a challenge to financial inclusion. Offline Payments, Now a Reality Offline payments, as the name implies, enable consumers to make digital payments in an offline environment.

Financial Inclusion 52

Financial Inclusion Digital Payments Online and Mobile Banking Payments 52

The Fintech Times

MARCH 18, 2025

Wipay Another International Pix partner is Wipay, a Spanish company specialising in payment technology, which has announced the arrival of the Pix Instant Payment System in Europe. I believe that the future of payments relies on instant payments. Fintechs have the power to transform lives.

Online and Mobile Banking 64

Online and Mobile Banking Central Bank Cross-Border Instant Payments 64

Fintech Finance

OCTOBER 4, 2024

The context and challenges of each impact the means, not the end, because the result of this digital revolution is very similar in all these regions: economic development, financial inclusion, and innovation,” says Juliana Etcheverry , Director of Country Growth – Latin America at EBANX.

Consumer 98

Consumer Online and Mobile Banking Credit Cards Economy 98

Faster Payments Council

SEPTEMBER 12, 2022

How can we look to this rapidly growing business for new use cases for instant payments? The panel will discuss issues such as security, governance, and interoperability as well as concerns that the U.S. market needs to keep in mind when creating directories.

FPC 88

FPC Federal Reserve Cross-Border Payments Faster Payments 88

The Payments Association

MARCH 18, 2025

Open finance is transforming financial services by enabling broader data-sharing, fostering competition, and driving innovation in payments and financial products. As data becomes the currency of modern finance, payments leaders are facing a profound transformation. What’s next?

Finance 88

Finance Payment APIs and Integration Non-Bank Embedded Finance 88

The Payments Association

MARCH 19, 2025

Regions like Africa are seeing digital wallets driving financial inclusion, as seen with M-Pesa, which has connected millions of unbanked individuals to financial services. This is particularly relevant in regions with growing account-to-account (A2A) payments, such as Europes Single Euro Payments Area (SEPA) instant payments.

Digital Payments 88

Digital Payments Finance Online and Mobile Banking Payments 88

PYMNTS

AUGUST 21, 2020

Interoperability Is Key. To get there, interoperability is key, said Cunha. He pointed to standards seen with ISO 20022 as a guidepost for such CBDC interplay — whether retail or wholesale payments are being coordinated (at present most central banks’ CBDC initiatives are focused on wholesale payments).

CBDC 107

CBDC Fed Federal Reserve ISO 20022 107

Finovate

MARCH 7, 2025

Its fair to say that traditional financial systems left many people and communities underserved, but LPMsfrom mobile wallets in Africa to RTP schemes like UPI in Indiabridge this gap, and theyre empowering billions of consumers to participate in the digital economy. At Boku, we want to be at the heart of this transformation.

Payments 52

Payments Push-to-Card Online and Mobile Banking P2P 52

The Payments Association

JANUARY 21, 2025

Payments providers will need to prioritise interoperability and compliance to unlock growth while addressing security and volatility concerns. Nick Charteris CEO, Optimus Cards UK Limited The Payments Report 2024 highlights key trends transforming the payments ecosystem.

Payments Trends 88

Payments Trends Financial Crimes Cross-Border Payments 88

Fintech Finance

MAY 3, 2024

NPCI International Payments Limited (NIPL), the international arm of the National Payments Corporation of India (NPCI), has signed an agreement with the Bank of Namibia (BoN) to support them in developing an instant payment system like Unified Payment Interface, UPI stack in Namibia.

Underserved 52

Underserved Interoperability Instant Payments International Payments 52

Fintech Finance

DECEMBER 13, 2023

The FPC Secure Instant & Immediate Payment APIs Work Group (APIWG), sponsored by Trustly, a global leader in Open Banking Payments, developed the white paper aimed at identifying best practices for instant payment APIs. Banking Partnerships Manager at Trustly and Vice Chair of the APIs Work Group.

Real Time Payments 52

Real Time Payments Faster Payments API FPC 52

The Fintech Times

OCTOBER 4, 2024

“India has recently achieved unprecedented levels of financial inclusion and is actively promoting the adoption and growth of the online sector,” explains Rashmi Satpute , country director of India at EBANX. “The forecast for consumer spending will be felt in digital commerce as well, in all verticals.”

Consumer 52

Consumer Online and Mobile Banking Instant Payments Financial Inclusion 52

PYMNTS

JANUARY 21, 2019

The letter highlighted the role of faster payments as a panacea to financial inclusion problems in the U.S. The Fed’s real-time payments proposal, FIN says, will address these issues with a new, modern and interoperable system. The card networks enable instant payments today, too.

Faster Payments 77

Faster Payments Same Day ACH Fed Real Time Payments 77

Segpay

JUNE 13, 2024

Last year, the Federal Reserve launched FedNow, an instant payment service expected to revolutionize the US payment landscape. Since its launch in July last year, about 700 banks and credit unions have joined the FedNow network, and this list is expected to grow as the Fed seeks 8,000 financial institutions.

FedNow 52

FedNow Federal Reserve Real Time Payments Instant Payments 52

Fintech Finance

JUNE 5, 2024

This innovative system facilitates instant payments between individuals and businesses, thereby reducing reliance on cash-based transactions and expanding the use of digital payments to Peru’s large unbanked population. The support of the Reserve Bank of India has been a cornerstone of this agreement.

Real Time Payments 52

Real Time Payments Financial Inclusion Agreements International Payments 52

Faster Payments Council

SEPTEMBER 23, 2023

(Foundry Ballroom) This session will highlight faster payments Use Cases focused on real-life case studies from a variety of perspectives such as business end-users and financial institutions that are applying instant payments. The US does not lack directory capability – we have an overabundance of it!

FPC 88

FPC Federal Reserve RFP Faster Payments 88

The Fintech Times

DECEMBER 15, 2023

Today our selection of leaders discuss the evolving payment landscape in 2024, touching on trends like convergence of personal and corporate payments, real-time cross-border payments, interoperability’s influence, and the significance of orchestration in streamlining payments in the travel sector.

Cross-Border 59

Cross-Border Cross-Border Payments Interoperability Payments 59

Fintech Finance

MAY 8, 2024

It highlights the importance of features such as Request for Payment (RfP) and standing approval, providing a robust foundation for seamless and secure transactions in the dynamic landscape of instant payments.

Faster Payments 52

Faster Payments FPC Payments RFP 52

Payment Savvy

MAY 15, 2023

The Federal Reserve Bank is currently developing a new instant payment service called “FedNow” that will allow financial institutions to make instant payments. The development of the FedNow service is a response to the growing demand for efficient instant payment services in the digital age.

FedNow 52

FedNow Federal Reserve Liquidity Management Instant Payments 52

Fintech Finance

FEBRUARY 6, 2024

Astra Tech , the leading consumer technology holding group in the MENA region, announces its partnership with Al Etihad Payments (AEP), a subsidiary of the Central Bank of the UAE (CBUAE), for the launch of Aani —an advanced instant payment platform.

FinTech 52

FinTech Funds Transfer P2P IBAN 52

The Fintech Times

MAY 1, 2025

As a result of the latest authorisation from the Central Bank of the UAE, Pay10 is now fully onboarded and operational on the regulators’ Open Finance framework , which enables real-time connectivity to bank accounts, laying the foundation for future innovation in data-driven financial services across the region.

Finance 45

Finance Security Central Bank Interoperability 45

Fintech Finance

APRIL 30, 2025

The white paper analyses migration success stories, including: EthSwitch (Ethiopia): Transformation of the national payment switch to a real-time, ISO-20022-native Instant Payment System (IPS), enhancing financial inclusion and transaction speed nationwide.

ISO 20022 97

ISO 20022 ISOs SWIFT Financial Inclusion 97

The Payments Association

DECEMBER 2, 2024

Payments in 2025 will be shaped by AI, instant payments, CBDCs, embedded finance, and sustainability. The payments industry in 2024 saw rapid evolution, marked by the growing adoption of real-time payments, advances in AI-driven fraud detection, and significant progress in Central Bank Digital Currencies (CBDCs).

Embedded Finance 88

Embedded Finance Payments Fraud Detection Cross-Border 88

Fintech Finance

JUNE 2, 2025

As part of its continued ambition to become a leading global clearing provider, Banking Circle has today significantly strengthened its embedded financial infrastructure with direct access to the Swiss Interbank Clearing (SIC) system. ” The CHF solution is live now, with full commercial rollout underway.

Real Time Gross Settlement (RTGS) 52

Real Time Gross Settlement (RTGS) Payment APIs and Integration Multi-Currency Cross-Border 52

The Fintech Times

JUNE 2, 2025

Banking Circle , the global clearing provider, has made major progress in its effort to build a global payments platform with interoperability at its core, as it strengthens its embedded financial infrastructure with direct access to the Swiss National Bank ‘s Swiss Interbank Clearing (SIC) system.

Real Time Gross Settlement (RTGS) 45

Real Time Gross Settlement (RTGS) Payment APIs and Integration Accounts Multi-Currency 45

Finextra

JUNE 30, 2025

Stablecoins may fundamentally transform how money moves across borders, addressing long-standing pain points in traditional payment systems, delivering reduced costs, speeding up settlements, and increasing financial inclusion. The real challenge will be in the interoperability between stablecoins and existing financial systems.

Stablecoins 52

Stablecoins Finance Cross-Border Payment APIs and Integration 52