The Fintech Times

JANUARY 23, 2025

We often explore how fintechs are changing the banking and payments landscapes, and sometimes look into how their solutions are supporting financial inclusion and helping people develop healthy financial habits.

FinTech 64

FinTech Financial Literacy Cross-Border Online and Mobile Banking 64

PYMNTS

MARCH 17, 2020

With new mobile app Revolut Junior, global finance platform Revolut wants to get children into the money business, according to a press release. At that time, Guichard said he hopes they will have the necessary skills to stay afloat financially. Revolut Kids will be available to U.K.

Financial Literacy 84

Financial Literacy Online and Mobile Banking Venmo Finance 84

PYMNTS

JANUARY 25, 2021

In today’s top digital-first banking news, German neobank N26 has hired a new chief financial officer (CFO) as it eyes a future initial public offering (IPO), while FinTech app Goalsetter has raised $3.9 Goalsetter, the financial technology upstart, has landed $3.9 million in a seed round.

Financial Literacy 74

Financial Literacy Underwriting Online and Mobile Banking Debit Card 74

PYMNTS

FEBRUARY 26, 2019

In the banking world, amid the continued shift to digital services, the mobile device might just be the fulcrum. In other words, the central point that will help financial services become truly omnichannel. The goal for financial services, then, is a unified service model. Trust At The Beginning.

Online and Mobile Banking 72

Online and Mobile Banking Financial Literacy Consumer Checks 72

Fintech Finance

JULY 9, 2024

NOW Money , one of the leading inclusive digital payroll and banking platform for migrant workers, today announced its new strategic partnership with Mastercard , a global technology company in the payments industry. Customers can handle payments, transfers, and other financial operations directly from their mobile phones.

Visa 98

Visa Financial Inclusion Fraud Detection Financial Literacy 98

The Fintech Times

MARCH 14, 2024

Not so many years ago, Filipinos had to visit bank branches or ATMs to transfer money and manage their accounts. A complex set of geographic and institutional barriers, including the fragmentation of Filipinos across over 7,000 islands, and low levels of financial literacy, are also hampering the use of financial services.

Online and Mobile Banking 115

Online and Mobile Banking Financial Inclusion Encryption Financial Literacy 115

The Fintech Times

NOVEMBER 9, 2024

Not all doom and gloom: fintech is on the horizon Despite the outbreak of the pandemic, in 2020 the Central Bank of Sri Lanka (CBSL) launched its regulatory sandbox in an effort to boost its fintech sector and innovation. It was also exploring the idea of public input on the prospect and thoughts on open banking.

Economy 96

Economy Online and Mobile Banking Central Bank Financial Inclusion 96

Fintech News

JULY 3, 2024

This announcement came after MAS observed some DPT service providers actively promoting their services through online and physical advertisements or the provision of physical automated teller machines (ATMs) in public areas. In addition, the city-state is exploring the potential of Central Bank Digital Currencies (CBDCs).

Financial Literacy 109

Financial Literacy Cryptocurrency Digital Currency Money Laundering 109

The Fintech Times

JULY 28, 2024

Additionally, launching educational initiatives to increase financial literacy and awareness about digital assets and their benefits can empower more individuals to participate in the financial ecosystem. ” The post What More Could Your Fintech be Doing to Bridge the Financial Accessibility Gap?

FinTech 92

FinTech Financial Inclusion Online and Mobile Banking Financial Literacy 92

PYMNTS

APRIL 5, 2019

The company noted there are 100,000 Visa cardholders who already use the SoLo Funds platform, which allows users to request and receive a P2P loan of less than $1,000 within minutes – faster than traditional ACH bank transfers, which can take up to three full business days to settle. “By

P2P 66

P2P Visa Financial Literacy Online and Mobile Banking 66

The Fintech Times

JULY 16, 2024

The terms ethical finance and ethical banking often go hand in hand with climate awareness and focusing on net zero. Platforms like Kiva facilitate microloans to entrepreneurs in developing countries, often those who lack access to traditional banking services. However, they are not restricted to the climate.

FinTech 75

FinTech Financial Literacy Online and Mobile Banking P2P 75

PYMNTS

FEBRUARY 26, 2020

Digital banking provider Bankjoy and financial literacy education app Zogo are partnering to that end by shifting CU offerings to focus less on sales and more on financial education, which Generation Z customers tend to value more. For more on these and other CU news items, download this month’s Tracker.

Credit Union 77

Credit Union Data Breach Security Innovation 77

PYMNTS

JANUARY 3, 2020

In late June, the Monetary Authority of Singapore (MAS) sent a ripple through the global financial services ecosystem with the announcement of its intention to issue five digital bank licenses to eligible applicants. Oversea-Chinese Banking Corp. and United Overseas Bank Ltd. billion ($1.1 Grab + Singtel .

Online and Mobile Banking 52

Online and Mobile Banking Underserved Financial Literacy Authorization 52

Finovate

DECEMBER 12, 2023

FinovateEurope will feature 35+ innovative companies forging the future of fintech across retail banking, sustainability, wealth management, business banking, and more. Using Delega , companies efficiently manage the cumbersome process of managing banks’ signatory rights, while reducing operational and audit risk.

Online and Mobile Banking 52

Online and Mobile Banking Financial Literacy Fraud Prevention Credit Union 52

PYMNTS

JUNE 5, 2017

Russia is getting more into digital currency with the central bank in the country launching tests of several digital currency schemes. According to a report in Reuters, the idea is to figure out which one would be the best for Russia, Olga Skorobogatova, the deputy chairwoman of the central bank, told TASS news agency late last week.

Digital Currency 40

Digital Currency Central Bank Financial Literacy Online and Mobile Banking 40

The Fintech Times

OCTOBER 25, 2024

The first event was the introduction of the Unified Payments Interface (UPI) by the National Payments Corporation of India (NPCI), a nonprofit organisation backed by India’s central bank and leading banks. In 2014, only 53 per cent of adults in India had bank accounts, but by 2021, this figure had risen to 78 per cent.

Digital Payments 59

Digital Payments FinTech Online and Mobile Banking Financial Inclusion 59

PYMNTS

JANUARY 3, 2019

While banks are only thinking about underwriting, other FinTech players are thinking about that full journey — and are capturing the customers who will then open the loan “along the way” with the player that brings them that fuller list of relevant services. There is this predilection toward command and control,” Watson said. “So,

ATM 61

ATM Online and Mobile Banking Financial Literacy Service Provider 61

Tearsheet

MARCH 21, 2024

Join Scott Goodson, CEO, StrawberryFrog, Chip Walker, Head of Strategy at StrawberryFrog, and Zack Miller, Tearsheet’s editor as they dive into the dynamic world of financial marketing and transformation. As leaders in innovative marketing, they’ve collaborated with iconic brands like Morgan Stanley, Truist, Bank of America, and more.

Financial Literacy 59

Financial Literacy Debit Card Credit Cards Push-to-Card 59

CB Insights

JUNE 17, 2021

Bangalore-based FamPay provides a mobile payments card and app for teenagers under parental supervision. Users can pay online and offline through their UPI ID and a numberless plastic card without a bank account. Parents can set transaction limits.

Financial Literacy 41

Financial Literacy Online and Mobile Banking Transaction Limits Payments 41

Fintech News

FEBRUARY 10, 2025

Cybercrime syndicates leverage the regions high mobile penetration and relatively young, tech-savvy population to execute scams, exploitative trading schemes, and money laundering operations. According to the report, online illicit drug sales surged by 19% in 2024, surpassing USD $2.4 billion globally.

Crime 91

Crime Ransomware Scams Phishing 91

Fintech News

DECEMBER 17, 2023

Akulaku – US$2 billion Indonesia’s most valuable fintech startup is Akulaku, an online banking and digital finance platform valued at US$2 billion. Founded in 2016, Akulaku provides digital banking, financing, investment and insurance brokerage services, targeting financial underserved demographics.

FinTech 52

FinTech Financial Literacy Online and Mobile Banking Financial Inclusion 52

PYMNTS

OCTOBER 21, 2020

The technology is already there, they just need the content to learn online bill pay and to be brought into the digital economy.". SHRM recently launched a payroll tool designed to take advantage of the ubiquity of the mobile phone. The goal isn't to keep people out of the banking system. Embracing Existing Technology.

Payroll 56

Payroll Debit Card Online and Mobile Banking Checks 56

Electronic Transactions Association

FEBRUARY 22, 2023

OPEN FINANCE Open Finance, an extension of Open Banking, enables consumers and businesses to securely share their financial data with accredited third parties, allowing for improved access to financial services.

Underserved 40

Underserved Online and Mobile Banking Financial Literacy FinTech 40

The Fintech Times

APRIL 29, 2024

Having looked at everything in the banking-as-a-service (BaaS) space and online marketplaces, our final focus in April is on embedded finance in e-commerce and the checkout experience. “Taking this a step further would be customising financial offerings to meet the unique requirements of various sectors. .

Embedded Finance 64

Embedded Finance Financial Inclusion Finance Alternative Payment Methods 64

CB Insights

JULY 25, 2019

While many Boomers and senior citizens may not be aware of the wide variety of fintech services available to them, such as digital banking, a number of tools exist that aim to raise awareness. . There are also nonprofits with the sole focus of improving financial literacy among the public. Source: Capital One.

FinTech 73

FinTech Online and Mobile Banking Elder Abuse On-Demand 73

Fintech News

OCTOBER 28, 2024

It enables financial institutions, especially those without core banking systems or with systems lacking API integration, to manage bulk transactions. Integrated with bank accounts and digital wallets in Pakistan, Hakeem provides customers with easy disbursement options. ThitsaWorks Pte.

AI 108

AI FinTech Innovation Payment APIs and Integration 108

The Fintech Times

MAY 7, 2024

Federico Balige, LatAm CEO of PayU GPO PayU GPO stands at the forefront of online payment services across more than 50 high-growth markets, including Latin America, Africa, and Eastern Europe. Our mission is to offer cutting-edge financial services that meet the evolving needs of over 450,000 merchants and millions of consumers.

Digital Payments 64

Digital Payments Online and Mobile Banking Financial Inclusion Payments 64

FICO

FEBRUARY 12, 2023

Home Blog FICO Top 5 Customer Development Posts of 2022: Digital Banking and Pricing Opti The most popular posts in our Customer Development category dealt with digital banking, optimizing credit line increases, loan pricing and machine learning for credit risk models. Despite assumptions, banking doesn’t have to be boring!

Posting 52

Posting Online and Mobile Banking Credit Limit Risk 52

Fi911

AUGUST 31, 2023

TILA offers several benefits for banks: ✓ Enhanced Transparency and Trust TILA requires banks to provide detailed information about their loan products. TILA offers several benefits for banks: ✓ Enhanced Transparency and Trust TILA requires banks to provide detailed information about their loan products.

Consumer Financial Protection Bureau (CFPB) 52

Consumer Financial Protection Bureau (CFPB) Online and Mobile Banking Risk Mitigation Non-Bank 52

PYMNTS

DECEMBER 23, 2019

This year, 2019, the average American will spend three hours and 43 minutes per day on mobile devices, just ahead of the three hours and 35 minutes spent watching television. Financial Literacy Purveyors Needs A New Education In Reaching Consumers. So what did we learn this year? Max Levchin, CEO, Affirm.

Online and Mobile Banking 52

Online and Mobile Banking Cybersecurity Best Practices Economy 52

Fintech Labs Insights

AUGUST 1, 2016

Aleo’s marketplace uses e-procurement, e-commerce and supplier financing bundled in a single open platform to offer small and medium enterprises an online procure-to-pay solution. Bankjoy offers developers a banking API for a modern, real-time, holistic interface for credit unions and community banks.

Payment APIs and Integration 20

Payment APIs and Integration Online and Mobile Banking API Advisors 20

Fintech Labs Insights

AUGUST 22, 2024

Tuum: Raised $48M for its modular banking technology, gaining traction with banks and financial institutions across Europe. Mahalo Banking: Raised $21M for its banking software; successfully launched new features, experiencing strong growth in client base. QuickFi : Reported a 45% increase in loan volume.

Online and Mobile Banking 15

Online and Mobile Banking Acquirers Payment APIs and Integration AI 15

Fintech Labs Insights

JUNE 30, 2020

iProov Product : Biometric online authentication. W.UP Product : Banking personalization platform. Amber Labs Product : Global Bitcoin Bank. efigence Product : EFI4 Digital Banking Platform. Amber Labs Product : Global Bitcoin Bank. efigence Product : EFI4 Digital Banking Platform.

FinTech 12

FinTech NOV Online and Mobile Banking Financial Literacy 12

CB Insights

OCTOBER 26, 2020

In 2006, investment banks were at the top of the finance world. With torrential growth and return on investment (ROI) driven largely by the trading of complex financial instruments, Lehman Brothers, Bear Stearns, Goldman Sachs and others achieved record profits and awarded unprecedented bonuses. Some banks have collapsed.

Underwriting 78

Underwriting Research Online and Mobile Banking Non-Bank 78

PYMNTS

MARCH 19, 2019

He likened the evolution to the gradual uptake of online banking, which was marked by customer (and even bank) hesitation, as well as concerns about data. Then came a firm entrenchment in the financial services landscape, fully accepted as an adjunct to or replacement of in-person visits to the branch.

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ISO 20022 ISOs Payments Online and Mobile Banking 86

CB Insights

MAY 15, 2019

Visa’s Innovation Center aims to increase collaboration among teams working on tech solutions spanning tokenization, payment apps, mobile location confirmation, and more. DBS Bank — DBS Asia X (DAX). Customers can use this feature in three ways: ATM access code, mobile wallet access at the ATM, and mobile wallet at the teller.

Innovation 78

Innovation Finance Online and Mobile Banking Blockchain 78

PYMNTS

MARCH 1, 2018

The project also offers financial literacy tools and promotes smart city initiatives in urban communities. Payment solution provider i2c recently announced a partnership with mobile banking FinTech Payfare to pay rideshare drivers using a prepaid Mastercard.

Push-to-Card 40

Push-to-Card Financial Literacy Credit Cards Online and Mobile Banking 40