The Payments Association

JUNE 16, 2025

The findings show that it’s technically possible, but with significant challenges surrounding fraud detection, data sharing, and usability. Retailers and service providers may favour synchronous models to mitigate payment disputes. Secure Elements offer partial mitigation, but are not infallible.

Settlement

Fintech Finance

FEBRUARY 17, 2025

Leveraging artificial intelligence (AI) technology, PhotonPay has further streamlined anti-money laundering (AML) and counter-terrorism financing (CFT) processes, enhanced its risk management system and effectively reduced financial crime risks. “Compliance is the foundation of trust in global payments. .”

Compliance

Fintech Finance

MARCH 3, 2025

An expanding suite of specialised AI agents designed to support key areas such as integration, risk management, intelligent customer service, success rate optimisation, and merchant onboarding. Multi-Party Computation (MPC)-based AI risk management and mobile device security system ensure every transaction is secure.

Fraud Prevention

Finextra

JULY 21, 2025

Cloud-native services enable advanced capabilities—real-time fraud detection, predictive analytics, and automated compliance monitoring—that would require significant investment to develop internally on legacy infrastructure.

Payment APIs and Integration

The Payments Association

JULY 15, 2025

Justin Clements Director of PR and media relations, Chargebacks911 "As fraud becomes increasingly sophisticated, payments leaders must shift from reactive controls to intelligent, pre-emptive strategies. Modern fraud prevention extends beyond loss mitigation itself.

Financial Crimes

The Fintech Times

FEBRUARY 15, 2025

The partnership is designed to enhance AI-driven risk management, compliance automation, and Arabic-language AI capabilities, ensuring financial institutions stay ahead of regulatory and technological changes. Other announcements Mozn unveiled new AI-powered fraud prevention tools as part of its FOCAL Risk and Compliance platform.

Innovation

The Payments Association

JUNE 16, 2025

Fraud is a broader ecosystem challenge where scams move like water, exploiting vulnerabilities across multiple touchpoints. With increasing attack vectors, organisations need proper software solutions and visibility to mitigate risk effectively.

Scams

EBizCharge

JUNE 3, 2025

Enhanced fraud protection: With higher transaction volumes comes greater exposure to fraud risks. High-volume merchant accounts come equipped with advanced fraud detection tools and chargeback prevention features to safeguard merchants and their customers.

Volume

Finextra

JUNE 26, 2025

Fraud has long imposed a heavy burden on businesses, costing an estimated $485.6 Instnt is changing that narrative with a first-of-its-kind solution that merges AI-driven identity verification and fraud detection with insurance-backed protection, helping businesses transfer fraud risk and recover quickly when losses occur.

Fraud Detection

The Payments Association

JULY 18, 2025

Legal issue/risk Next steps/action required Legal issue/risk: The FCA has the authority to take regulatory action, issue fines, or impose constraints on firms that breach impact tolerances or fail critical resilience testing. Legal issue/risk Next steps/action required Legal issue/risk: Failure to comply with SCT Inst obligations (e.g.

Regulations

Fintech Review

MAY 4, 2025

Alloy A flexible KYC and fraud prevention platform that helps fintechs and banks automate onboarding and monitor customer behaviour in real time. Best for : Digital banks and B2B fintechs needing dynamic risk management. Best for : Platforms prioritising fraud prevention without sacrificing user experience.

Payment APIs and Integration

Stax

AUGUST 22, 2024

In this article, we’ll discuss what SaaS companies looking to become payment facilitators need to know about risk management strategies. PayFacs handle risk assessment, underwriting, settling of funds, compliance, and chargebacks which exposes them to greater potential risks. The due diligence doesn’t stop at onboarding.

Risk Management

Clearly Payments

JANUARY 8, 2024

While these technologies bring unparalleled convenience and global reach, they also introduce a plethora of risks that can impact the financial stability and reputation of businesses. Identifying and Assessing Risks Understanding the lay of the land is the first step in effective risk management.

Risk Management

Stax

JANUARY 8, 2024

As such, PayFacs need to equip themselves with an effective risk management strategy that helps them continuously monitor risks and employ appropriate risk responses if needed. So you must have risk avoidance, risk identification, and risk reduction strategies in place to combat fraudulent transactions.

Risk Management

Fi911

DECEMBER 19, 2023

This scale of fraud is challenging for systems dependent solely on human detection, especially considering the increasing volume of online transactions. Initially reliant on automated and rule-based systems, financial institutions are now turning to machine learning for more effective fraud detection.

Fraud Prevention

The Paypers

OCTOBER 18, 2022

Global Processing Services (GPS), a global payments technology platform and provider of adaptive behavioural analytics for fraud detection and risk management company, Featurespace , have partnered to create a market issuer processing fraud mitigation solution.

Fraud Detection

The Fintech Times

APRIL 15, 2024

This approach not only fine-tunes the assessment of credit risks but also customises financial products to meet individual requirements, balancing personalisation with risk management. “Finally, AI is reducing risk in the embedded insurance space.

Embedded Finance

Nanonets

MAY 31, 2023

The need for AI in finance In traditional finance functions, companies often rely on manual processes, extensive paperwork, and repetitive tasks to manage their financial operations. These tasks include data entry, invoice processing, and financial analysis for decision-making, operational planning, and risk management.

AI

Seon

APRIL 23, 2024

In an era where digital transitions are omnipresent, the menace of online fraud and money laundering is continuously escalating, necessitating advanced solutions that enable organizations to stay ahead and mitigate activities across diverse industries. How Does Fraud Risk Management Work?

Risk Management

Finovate

MARCH 13, 2024

This will impact how banks and fintechs use AI for customer interactions, underwriting, and fraud detection. Compliance and oversight The ruling specifically calls out banking as an “essential private and public service” and categorizes it as a high-risk use of AI.

AI

Fraud.net

NOVEMBER 20, 2023

Transaction monitoring has evolved from a rules-based approach to an effective way to mitigate the risks of money-laundering and fraud.

Risk Management

Fi911

JULY 8, 2024

Furthermore, the growing sophistication of fraud techniques, including synthetic identity fraud and account takeovers, exacerbates the challenge. This makes it imperative for businesses to stay ahead with robust fraud detection and prevention strategies.

Account Takeovers

Nanonets

DECEMBER 13, 2023

#1: Increased Accuracy and Reduced Errors AI in insurance claims processing plays a pivotal role in enhancing accuracy and reducing errors by automating various tasks and mitigating the risks associated with manual processes. The integration of fraud detection algorithms is paramount for error reduction.

AI

Fintech News

APRIL 28, 2024

By leveraging, advanced technologies such as cloud computing, AI/ML, biometric authentication, anomaly detection algorithms, and real-time monitoring systems, banks can enhance their fraud detection capabilities, identify suspicious patterns, and mitigate risks more effectively.

AI

PYMNTS

DECEMBER 9, 2020

Taking this retroactive approach to credit risk management was never efficient, but it has become even less feasible amid the pandemic. Consumers are more susceptible than ever to falling short on their monthly bills, leaving banks searching for more proactive ways to mitigate the risk of defaults.

Credit Risk

PYMNTS

NOVEMBER 9, 2017

According to Kyriba and researchers at CFO Research , who surveyed 167 financial executives at companies with up to $5 billion in annual revenue, there is a clear winner in terms of what the board of directors is most concerned about in terms of CFO responsibilities: fraud. ” Their concerns aren’t baseless, either. .

Risk Management

PYMNTS

MARCH 19, 2018

Research published in 2016 from Shell found that nearly two-thirds of surveyed fleet managers cited fuel fraud as a major problem, with professionals acknowledging an array of weak points that expose a company to losses. Goldspink recently told PYMNTS that fleet card-related fraud goes far beyond skimmers at the POS. “I

AI

Fi911

JUNE 4, 2024

In addition to managing chargebacks, these professionals also play a crucial role in fraud prevention by identifying and investigating suspicious activity on customer accounts. Chargeback analysts are responsible for monitoring and analyzing chargeback trends to identify any potential risks or fraudulent activities.

Disputes

The Payments Association

MARCH 14, 2025

Understanding your MCC code is essential because it directly affects: 1) Payment processing fees Businesses categorised under high-risk MCCs typically pay higher transaction fees due to increased fraud exposure and chargeback rates. Payment processors impose these fees to mitigate potential financial losses from disputed transactions.

Risk

Fintech News

FEBRUARY 21, 2024

The introduction of more sophisticated fraud detection technologies and a growing awareness among investors about the risks of scamming tactics contributed to this downward trend. Such measures were designed to discourage speculative trading and mitigate financial risks for retail investors. billion (SG$ 32.51

Crime

Fintech News

DECEMBER 13, 2023

. “To address this challenge, there is a need for modern, integrated technology solutions that can unify various data attributes, including Know-Your-Customer (KYC) information, AML risk exposure, and individual transaction data,” said Marc.

Financial Crimes

Fintech News

MAY 20, 2024

As regulatory expectations continue to evolve, it’s crucial for organizations to stay ahead of the curve and adapt their compliance strategies to mitigate financial crime risks effectively. The webinar aims to delve into the significant influence of AI on the financial sector, particularly in risk management.

FinTech

The Payments Association

OCTOBER 14, 2024

While some argue that the reduced cap will alleviate the financial strain on smaller PSPs, others, such as fraud prevention experts, feel it weakens the push for stronger fraud detection systems within the industry. Regular reviews and updates of these measures are expected to adapt to evolving fraud tactics​.

Caps

Fi911

APRIL 10, 2024

The focus should instead be on prevention and risk management. With their banks’ support, merchants should invest in comprehensive fraud detection and prevention mechanisms. Demystifying the reasons behind transaction declines and promoting transparency can greatly mitigate the risk of disputes and chargebacks.

Disputes

The Fintech Times

SEPTEMBER 19, 2024

However, risk orchestration is a process promising to help fintechs and financial institutions combine their customer onboarding, authentication and risk management processes into one place. “This is done through the integration of risk management, adaptive risk mitigation, process automation, and real-time analysis. .

Risk

Fintech Finance

AUGUST 2, 2024

ComplyTek introduces an advanced transaction screening solution for instant payments , designed to ensure compliance and mitigate fraud within the critical 10-second processing window. Leveraging machine learning and AI, the platform offers comprehensive monitoring and fraud detection capabilities.

Instant Payments

The Fintech Times

NOVEMBER 27, 2024

Full-cycle verification platform, Sumsub has enhanced its Crypto Transaction Monitoring and Travel Rule solutions following an integration with Elliptic , the cryptoasset risk manager. Together with Elliptic, we can provide powerful tools to streamline compliance, mitigate risks, and stay ahead of emerging threats in the sector.”

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