The Fintech Times

MAY 1, 2025

This transformation is exemplified by industry leaders like JP Morgan Chase, where CEO Jamie Dimon has championed a 12billion annual investment in data and technology overseeing over 400 AI use cases including fraud detection, customer service improvements and operational efficiencies across the bank.

AI

Finovate

JANUARY 15, 2025

The chill has been taken out of the industry as investors regain confidence, new startups can launch with less risk, and established players are doubling down on new technologies to meet evolving customer demands. From fresh AI applications to the new uses for embedded finance, fintech is experiencing a renewed momentum.

Embedded Finance

The Payments Association

MARCH 18, 2025

Open data, in turn, enriches these offerings, enabling innovative credit scoring and risk assessment beyond traditional banking channels. Insurers now assess policyholders’ financial behaviouralongside payment patternsto adjust coverage dynamically. Fraud detection and risk management are also evolving.

Finance

Finextra

JULY 7, 2025

For fintechs, this underlines the importance of infrastructure designed to support rapid innovation and adaptability right now, not just when the roadmap demands it. But with demand soaring, data centre operators are under pressure to keep pace. Having the right infrastructure in place is paramount.

FinTech

Finextra

JUNE 6, 2025

Among other things, Sezzle is using machine learning for customer risk assessment and to offer tailored financing options. However, the wider context is competitive pressures, regulatory demands, and new standards, all of which are pushing providers to improve credit assessment capabilities. billion in 2025.

BNPL

M2P Fintech

MARCH 24, 2025

“One-click” loans become reality through instant credit assessments. Enhanced fraud detection ensures security, while alternative data expands accessibility, especially for those with limited credit history. AI, ML, and blockchain enhance risk assessment and security.

Payment APIs and Integration

The Payments Association

JULY 18, 2025

Strategic modernisation through modular, API-first architecture enables a phased, agile response to compliance demands. Both UK-based and overseas companies can be prosecuted if the fraud occurs in, or targets victims in, the UK. Ensure board-level oversight and appoint a senior manager responsible for fraud prevention.

Regulations

The Fintech Times

JUNE 19, 2025

“In claims, AI is accelerating resolution by automating triage – assessing who, what, when, and even recommending outcomes. “The increase in available data sources is transforming risk assessment capabilities. AI-powered chatbots have also evolved significantly. It’s on the mind of every CIO in the industry.

AI

Fintech News

NOVEMBER 6, 2024

The integration of ADVANCE.AI’s technology provides features such as real-time identity verification, fraud detection, and risk assessments, which help financial institutions meet regulatory demands securely. These tools are also intended to reduce the risk of fraud and scams. Brankas and ADVANCE.AI

Compliance

The Payments Association

MARCH 25, 2025

Strict compliance with FCA, PSD2, and PCI DSS protects consumers and combats financial crime, but implementation demands resources and adaptation. Reactive, not proactive: Rule-based systems fail to detect evolving threats. AML compliance requires risk assessment, transaction monitoring, and reporting suspicious activity.

Regulatory Compliance

Fi911

DECEMBER 19, 2023

The rapid evolution of technology and the escalating demand for online banking services have made machine learning (ML) an invaluable asset in preemptively tackling fraud risks. The Escalating Threat of Financial Fraud Financial crimes are on an upward trajectory. The resounding answer is yes.

Fraud Prevention

Fintech News

MAY 20, 2024

The COVID-19 pandemic led to restrictions on physical gatherings, prompting businesses to swiftly move their marketing activities to online platforms and bringing webinars into the spotlight. These virtual events became vital for maintaining business continuity, serving as a means for internal meetings and connecting with clients and audiences.

FinTech

Nanonets

DECEMBER 13, 2023

The integration of fraud detection algorithms is paramount for error reduction. These algorithms analyze patterns and anomalies in the data to identify potential instances of fraud or misrepresentation. They estimate that this represents an industry-wide efficiency loss of up to $160 billion over the next five years.

AI

Fintech Review

FEBRUARY 11, 2025

Traditional models rely on limited data, whereas AI assesses alternative factors like transaction history and online behaviour. This enables more accurate risk assessments and financial inclusion. This can result in discriminatory lending practices or inaccurate risk assessments. Consumers also demand ethical AI.

AI

Fintech Finance

AUGUST 2, 2024

ComplyTek introduces an advanced transaction screening solution for instant payments , designed to ensure compliance and mitigate fraud within the critical 10-second processing window. Leveraging machine learning and AI, the platform offers comprehensive monitoring and fraud detection capabilities.

Instant Payments

Fintech News

MAY 16, 2024

The market is set for significant growth, driven by the rise of innovative products and services catering to evolving consumer demands. Another factor contributing to the increasing investment in the Singapore insurtech market is the growing demand for digital insurance solutions. Singapore insurtech investment market size.

Online and Mobile Banking

The Payments Association

OCTOBER 3, 2024

Yet, achieving this transformation is far from simple—it demands a strategic overhaul of the entire tech stack, from customer-facing applications to backend processing systems. Moreover, with 95% of all purchases will be made online by 2040 , the demand for seamless digital payment experiences is only expected to grow.

Payment APIs and Integration

Trade Credit & Liquidity Management

MAY 27, 2025

As the global marketplace grows more interconnected and transactions shift online, businesses face an unprecedented wave of commercial fraud attempts, from sophisticated “bust-out” schemes to synthetic identity fraud that blends real and fabricated data. Please consider becoming a paid subscriber. billion in 2022 to $252.7

Fraud Prevention

The Fintech Times

OCTOBER 26, 2024

Jassim Haji , an international expert, strategist and researcher in AI and digital transformation, delved into how AI is enabling real-time risk assessment and fraud detection, reducing the manual processes that typically slow banks down. We’ve moved towards digital to reduce the need for branch visits,” Bashmail said.

Finance

M2P Fintech

DECEMBER 17, 2024

By managing merchant relationships and processing transactions efficiently, an MMS empowers businesses to meet the demands of todays fast-paced digital payment landscape. Risk Management Advanced fraud detection tools monitor transactions in real time to identify potential fraud.

Fraud Detection

The Fintech Times

NOVEMBER 27, 2024

Money laundering and fraud are on the rise and according to Sumsub’s Fraud Report 2024 , the crypto industry was in the top five industries with the highest fraud rates in 2024. Together with Elliptic, we can provide powerful tools to streamline compliance, mitigate risks, and stay ahead of emerging threats in the sector.”

Transactions

Finovate

MARCH 28, 2024

More specifically, DataVisor’s new AML solution provides: Comprehensive end-to-end functionality: including customer risk rating, CDD, EDD, sanction/watchlist screening, transaction monitoring, case management, and automated SAR filing. According to Crunchbase, DataVisor has raised more than $94 million in funding.

AML

PYMNTS

FEBRUARY 19, 2020

Not so long ago, payments cyber fraud was done primarily by brute force, through guessing passwords and usernames — a scattershot approach akin to trial and error, conducted by lone individuals or small groups. Fraud is an industry for the crooks now. However, that’s changing. They are developing job rules.

ATM

The Fintech Times

MARCH 18, 2024

Key benefits of digital fraud prevention tools Real-time monitoring leveraging fraud detection algorithms The power of modern fraud detection tools lies in their ability to monitor transactions and user behaviour continuously, in real time.

Fraud Prevention

The Payments Association

MAY 16, 2025

Key areas of impact include fraud prevention, card fee structures, accessibility standards, stablecoin usage, and the treatment of consumer data in evolving open finance ecosystems. For merchants, particularly large retailers, platforms, or multi-channel businesses, this marks a significant shift in fraud liability.

Regulations

The Payments Association

MAY 16, 2025

AI is transforming compliance in financial services, offering efficiency gains while introducing new risks that demand robust governance. This includes a high concentration in anti-money laundering (AML), fraud detection, and client onboarding. Artificial intelligence (AI) is no longer a futuristic concept.

Compliance

Nanonets

AUGUST 1, 2023

AI integration also significantly benefits risk assessment, allowing auditors to perform sophisticated analyses of a client's data, guiding them towards areas that demand closer scrutiny. This real-time approach enhances audit quality and enables auditors to detect issues promptly.

Audit

M2P Fintech

JANUARY 21, 2025

It enables streamlined processes, enhances accuracy, reduces turnaround times, and ensures businesses can adapt quickly to evolving market demands. Effective Fraud Detection: By integrating machine learning into advanced fraud detection mechanisms, it effectively identifies and prevents fraudulent activities.

Origination

Seon

JUNE 29, 2023

KYT fights financial fraud by arming organizations with the data needed to determine how to fight fincrime and other suspicious activities, the signs of which often lurk in each business’s transactions. It achieves this through transaction and behavior monitoring, risk assessment, and alert generation. Why Is KYT Important?

Transactions

Seon

MAY 31, 2024

With worldwide fraud costs topping $5.13 On average, businesses lose five percent of their annual revenues to fraud – but this is just the tip of the iceberg. However, fraud’s ripple effect on opportunity costs can exponentially serve as a detriment to a company’s bottom line.

Fraud Prevention

Nanonets

FEBRUARY 9, 2024

“the Sarbanese-Oxley Act of 2002” SOX, or the Sarbanes-Oxley Act, is a US federal law designed to protect against fraud and creative accounting techniques and applies to companies trading on US stock exchanges.   Ultimately, remember that ICFR is more than compliance. What is §404 of the Sarbanes-Oxley Act of 2002?

Audit

The Fintech Times

APRIL 30, 2024

“They’re also developing value-added services like fraud detection and data analytics to remain competitive. This April, The Fintech Times is focusing on all things embedded finance, the integration of financial services into non-financial products and services.

Embedded Finance

The Fintech Times

SEPTEMBER 19, 2024

Lynn , partner at BPM , an assurance, advisory, tax and wealth management company, explains the benefits that automation can offer firms: “Risk orchestration is designed to enhance fraud detection and reduce risk to the entity that implements it. For fraud, the focus was historically on customer identity.

Risk

Segpay

MARCH 10, 2025

Security & Fraud Prevention Given the high-risk nature of online gaming, security is non-negotiable. Look for a gateway that includes PCI compliance, fraud detection tools, chargeback mitigation strategies, and AI-driven risk analysis to protect transactions and user data.

Payment Gateways

FICO

MARCH 6, 2020

A partnership aimed at helping banks, payment providers and fintechs meet the ever stronger regulatory demands while reducing effort and expense. . FICO brings AI and advanced analytics to risk management, fraud detection, collections and much more. What do you do? Why is Anti Financial Crime so important?

Financial Crimes

FICO

JANUARY 8, 2021

Aashish carried the analogy further, saying that to play a strong hand in the COVID-10 era requires: Unbiased risk assessment of current processes, technology, supply chain (a business’s current hand). Odds assessment of the last card to be played. “In Investment to redefine for new normal (continued table stakes).

Posting

Fintech Labs Insights

AUGUST 22, 2024

SESAMm: Raised $55M, analyzes sentiment from online data for finance, growth driven by strong demand in fintech analytics. Spring/West 2020 (Digital): Breach Clarity (acquired by TransUnion): Cybersecurity solutions for financial fraud detection, received critical acclaim for its innovation.

Online and Mobile Banking