Payments Source

NOVEMBER 20, 2018

Using machine learning to analyze payment data, the latest technology automates workflow and decisions, making fraud detection quicker and more efficient, writes Steven Goddard, product manager for risk at The ai Corporation (ai).

Fraud Detection 75

Fraud Detection AI Automation Payments Data 75

EBizCharge

MARCH 18, 2025

PCI-compliant Sage 100 payment software providers must maintain strict security standards and enforce various measures, such as advanced encryption and tokenization, to safeguard sensitive payment data. By adhering to these standards, businesses can reduce data breach risks and maintain regulatory compliance.

Credit Cards 52

Credit Cards Process Security Data Breach 52

FICO

AUGUST 6, 2018

These concepts apply across supervised fraud models as well as unsupervised and semi-supervised models that are trained on bank-specific data sets. It is designed to drive fraud-focused AI innovation while providing a global perspective of fraud detection performance and limiting banks’ exposure to data breaches.

Payments Data 45

Payments Data Non-Bank Fraud Detection Database 45

Stax

JANUARY 21, 2025

Look for PCI DSS-compliant payment gateways that optimize the security of credit and debit card transactions. Encryption – Encryption is a data security measure that ensures only authorized parties can read the data. Integration and ease of use A payment gateway doesnt function on its own.

Payment Gateways 88

Payment Gateways Gateways PCI DSS Payment APIs and Integration 88

EBizCharge

APRIL 24, 2025

These capabilities create a smoother, more professional experience that builds trust and encourages prompt payments. Centralized financial and customer data: An integrated payment gateway can store payment data alongside customer records in Salesforce.

Payment Gateways 52

Payment Gateways Gateways Payment APIs and Integration Payments 52

Stax

APRIL 8, 2025

Ensure your processor uses secure payment methods, address verification, and fraud detection tools to minimize chargebacks and fraud. Compare different payment processors and negotiate lower markup fees to cut down on overall costs. Contact us

Credit Cards 88

Credit Cards Process Processors Push-to-Card 88

EBizCharge

APRIL 22, 2025

Whether its a one-click payment from an invoice or a self-service portal, a seamless experience boosts satisfaction and encourages on-time payments. Centralized data management All payment data is automatically captured and stored in Salesforce, alongside customer and transaction records.

Payment APIs and Integration 52

Payment APIs and Integration Payment Gateways Gateways Payments 52

PYMNTS

OCTOBER 14, 2018

The letter comes at a time when global payments companies such as Mastercard , Visa and American Express have being trying to get the finance ministry in India and the Reserve Bank of India to scale back rules that require payment data of domestic transactions to be stored inside India by a deadline of October 15. “We

Rules 74

Rules Fraud Detection Laws Central Bank 74

PYMNTS

MARCH 19, 2018

Research published in 2016 from Shell found that nearly two-thirds of surveyed fleet managers cited fuel fraud as a major problem, with professionals acknowledging an array of weak points that expose a company to losses. Fraud detection and mitigation are essential to an enhanced customer relationship.

AI 61

AI Fraud Detection Issuers Mitigation 61

PYMNTS

SEPTEMBER 22, 2020

The growth in digital transactions is also spurring a boost in friendly fraud, which occurs when legitimate customers either knowingly or unwittingly claim that they did not make legitimate purchases and seek reimbursement for them. It also analyzes how focusing on the customer experience can help prevent such fraud in the first place.

Online and Mobile Banking 102

Online and Mobile Banking Mitigation Fraud Detection Verification 102

Stax

JUNE 4, 2024

Security features Your payment services provider must be PCI-DSS compliant as a bare minimum requirement, and it should have other robust security features that are standard practice in your industry niche. Step 3: Backup your existing payment data We all hope for a hitch-free data transfer, but that’s not always the case.

Process 88

Process PCI DSS Payment APIs and Integration Payments 88

Wharton Fintech

FEBRUARY 29, 2024

While Spade has somewhat mitigated this risk by forming data partnerships with partners with international reach, it is yet to be seen how scalable the existing platform will be while expanding into new markets. All in all, this conversation got me really excited about what Spade is trying to build.

Database 130

Database Fraud Detection Use Case Authorization 130

The Fintech Times

MAY 16, 2024

Tribh Grewal, head of altpay, fintech and commercial solutions at Discover® Global Network, hit Pay360’s main stage to take attendees on an exploration of Payment Services Directive 3 (PSD3), a proposed EU directive about payments, data and security, and how it could pave the way for a more efficient and inclusive financial system.

Fraud Prevention 64

Fraud Prevention Fraud Detection Payments Regulations 64

PYMNTS

OCTOBER 21, 2016

In Europe, the driving force behind faster payments is the revised Payment Services Directive , or PSD2, which now includes third-party payment players under its scope. The legislation includes mandates for capital holdings, indemnity insurance, payment data access, security and, of course, access to faster payments.

Real Time Payments 77

Real Time Payments Faster Payments Fraud Detection Payments 77

PYMNTS

MARCH 2, 2020

Cloud services like AWS , Dropbox and Google Cloud store terabytes of users’ personal information and payment data, making them prime targets for fraudsters looking to wreak havoc. A more advanced solution is category prediction, in which ML engines look at entire data sets and categorize them based on their own variables.

Security 69

Security Fraud Detection Breach Data Breach 69

PYMNTS

JULY 24, 2019

The Faster Payments Tracker also noted the real-time payments network’s ability to reduce fraud, include payment data with transactions and more easily automate payments. Security has become more integral in increasing confidence and boosting adoption of real-time payments. “We

Real Time Payments 67

Real Time Payments Payment APIs and Integration Faster Payments Fraud Detection 67

Stax

AUGUST 29, 2024

PSPs offer joint merchant accounts and flat-rate processing fees that make them ideal solutions for small businesses that only process payments occasionally. The PSP will first send the incoming payment data to the acquiring bank, which is a financial institution that accepts and verifies transactions on behalf of merchants.

Payment Service Provider (PSP) 88

Payment Service Provider (PSP) Service Provider Payment Gateways Online and Mobile Banking 88

EBizCharge

AUGUST 8, 2024

Security: Salesforce adheres to stringent security protocols, such as PCI compliance, multi-factor authentication (MFA), and advanced data encryption, to safeguard payment data. Encryption, fraud detection systems, and regular security audits protect business financial information and customer payment data.

Processors 52

Processors Payment Gateways Fraud Detection Encryption 52

EBizCharge

NOVEMBER 12, 2024

Thanks to the built-in fraud detection and secure encryption technologies that many merchant account providers offer, businesses can secure sensitive customer payment data, reduce the risk of chargebacks and fraud, and boost customer trust.

Accounts 52

Accounts Online and Mobile Banking MSPS Debit Card 52

EBizCharge

NOVEMBER 27, 2024

This number helps payment processors and banks identify the merchant and track payments accurately. Payment processor: The payment processor ensures that the payment data is transmitted securely between the merchant, customer, and issuing bank, enabling real-time approvals or rejections.

Accounts 52

Accounts Payment Gateways Gateways Payment APIs and Integration 52

PYMNTS

JANUARY 31, 2020

These organizations need to fend off anything threatening, combatting both popular and emerging debit fraud attack methods. Doug Clare, vice president of fraud product management at FICO – a consumer credit score, analytics software and fraud detection platform provider – knows this dilemma well.

ATM 59

ATM Debit Card Fraud Detection Credential 59

Fintech Review

DECEMBER 3, 2024

Wearable payment devices, such as smartwatches, further diversify consumer options. Artificial intelligence (AI) is also transforming payment processing. AI-powered fraud detection systems analyse patterns to identify suspicious activity in real time. Businesses also benefit from streamlined operations.

Payment Solutions 97

Payment Solutions Payments Contactless Payments Online and Mobile Banking 97

Nanonets

APRIL 1, 2024

Here's a quick comparison of Nanonets and Tipalti across critical AP parameters: Feature Nanonets Rating Tipalti Rating Invoice capture and data extraction 5 4.5 The platform enables companies to manage their entire payables process, from invoice capture and approval to payment execution and reconciliation.

Automation 98

Automation Multi-Currency Fraud Detection Compliance 98

PYMNTS

MARCH 27, 2018

Braintree Extend, which launches today, makes it possible for merchants to extend their reach into other ecosystems and environments and to share payments data in a secure, compliant way. The first is that they need a mechanism that allows the exchange of secure, tokenized payments data.

PayPal 49

PayPal Use Case Payments Data Fraud Detection 49

PYMNTS

FEBRUARY 12, 2019

ACH Alert, which provides financial institutions with electronic payments fraud detection technologies, is enhancing its automation capabilities with the integration of Payment Data Xchange (PDX) into its Fraud Prevention HQ platform. In an announcement Monday (Feb.

ACH 46

ACH NOCs Transactions Enrollments 46

Core

FEBRUARY 6, 2024

The digitization of public financial systems introduces new challenges for online payment fraud prevention. Because public financial systems involve essential funds and taxpayer dollars, dedicated government fraud detection systems are paramount to combat fraud—and ensure government accountability.

Best Practices 52

Best Practices Governance Government Fraud Prevention 52

PYMNTS

OCTOBER 8, 2020

One of the most promising tools QSRs leverage to fight fraud is artificial intelligence (AI), which studies have found can increase fraud detection rates by 50 percent and reduce false positives by 60 percent.

Innovation 56

Innovation Account Takeovers Fraud Detection Bots 56

EBizCharge

MARCH 3, 2025

Payment security and compliance in Acumatica Security and compliance are vital for any payment software, especially regarding processing credit cards and ACH/eChecks in Acumatica. Merchants must handle sensitive payment data to process their customers transactions, making it essential to protect this information.

Credit Cards 52

Credit Cards Process Payment Gateways Payment APIs and Integration 52

FICO

MARCH 25, 2021

And neither was the FICO® Falcon® Intelligence Network , the industry’s richest repository of legitimate and fraudulent payment data. But unlike crumbling ancient Roman ruins, the Falcon Intelligence Network, FICO’s fraud consortium, is stronger and more vital today than ever. Rome wasn’t built in a day.

Innovation 52

Innovation Financial Crimes Compromise Fraud Detection 52

Segpay

MARCH 10, 2025

Security & Fraud Prevention Given the high-risk nature of online gaming, security is non-negotiable. Look for a gateway that includes PCI compliance, fraud detection tools, chargeback mitigation strategies, and AI-driven risk analysis to protect transactions and user data.

Payment Gateways 40

Payment Gateways Gateways Payment Solutions Payment APIs and Integration 40

Stax

MARCH 26, 2024

State-of-the-art security measures Through online terminal technology, businesses are equipped with cutting-edge security features, including robust encryption and fraud detection mechanisms. Disputes and chargebacks Clear communication is key to reducing payment disputes.

PCI DSS 88

PCI DSS Encryption Payment Gateways Disputes 88

EBizCharge

JULY 16, 2024

As transaction volumes or the complexity of the ACH services increase, institutions or service providers must enhance their fraud detection and prevention mechanisms. Data security NACHA imposes stringent requirements to protect sensitive financial data.

NACHA 52

NACHA Nacha Rules ACH Network ACH 52

PYMNTS

DECEMBER 4, 2018

Banks give consumers confidence that their data won’t fall into the wrong hands when they make purchases or reservations, thanks to investments in fraud detection and prevention. At the same time, these institutions have an opportunity to build on their reputations as trusted vaults to become co-pilots for their customers.

Breach 40

Breach Data Breach Consumer Fraud Detection 40

Stax

MARCH 4, 2024

Learn More Payment Security Fundamentals Merchants hold a lot of sensitive data when processing transactions, and if not properly safeguarded, hackers could wreak havoc. Don’t store payment data unless you need to Only store the minimum amount of customer data—and do so securely.

PCI DSS 88

PCI DSS Payment Security Security MFA 88

Fintech Review

MAY 4, 2025

Jumio One of the longest-standing providers of ID verification and AML compliance tools, covering document checks, liveness detection, and transaction monitoring. Veriff Specialises in advanced video-based identity verification with high fraud detection rates and rapid onboarding speeds.

Payment APIs and Integration 76

Payment APIs and Integration FinTech Multi-Currency Embedded Finance 76

Stax

SEPTEMBER 17, 2024

It’s also the software in your POS system or card readers that processes the customer’s payment data in a brick-and-mortar setting. The job of the payment gateway is to capture payment info securely, make sure that adequate funds are available in the customer’s account, and get the merchant paid.

Payment Gateways 88

Payment Gateways Gateways Payment APIs and Integration Online and Mobile Banking 88

EBizCharge

MARCH 12, 2024

Frequently Asked Questions Frequently Asked Questions How can I accept digital payments? Your business will need a payment processor and a payment gateway to accept online payments. Payment gateways facilitate the secure transmission of payment data between a merchant’s website and the payment processor or acquiring bank.

Credit Cards 52

Credit Cards ACH Payment Gateways PCI DSS 52