PYMNTS

NOVEMBER 20, 2018

That’s the idea behind the recently launched Faster Payments Council (FPC), a group of payment industry participants with the goal of providing a ubiquitous payment system with near-immediate funds availability anywhere. New PYMNTS research painted a detailed picture of how the market is seemingly ready for such transactions.

Real Time Payments 70

Real Time Payments FPC Faster Payments Payments 70

PYMNTS

SEPTEMBER 15, 2020

Researchers found that 70 percent of demand deposit accounts are managed by FIs with access to the RTP network. Financial institutions (FIs) in the U.S. are increasingly linking into the real-time payments infrastructure of the RTP network, according to a new survey by The Clearing House.

RTP 105

RTP Blockchain Distributed Ledger Technology (DLT) Cross-Border 105

PYMNTS

JULY 18, 2020

This week’s late payments roundup finds new efforts from corporates and their financial service providers to address the issue, while separately, research warns that late B2B payments are adding extra pressure to small companies’ cash flows — with stories from the U.S., . — both due to U.S. Australia and Malaysia.

Addressing 85

Addressing B2B Payer Payments 85

PYMNTS

JANUARY 14, 2020

PYMNTS’ latest research strongly suggests that knowledge of Real-Time Payments is, in fact, spreading far and wide among U.S. According to the research , 66.7 percent), availability of good payments data (46.9 percent) and instant funds availability (76 percent). businesses. percent), ease of implementation (49.4

Real Time Payments 53

Real Time Payments RTP Payments Reconciliation 53

PYMNTS

NOVEMBER 29, 2016

At Fiserv, she is responsible for the Immediate Funds product that makes risk-free accelerated funds availability a reality for forward-thinking financial institutions and their customers. As the leader of CFSI’s Program Team, John is responsible for CFSI’s research consulting, and innovation practices. John Thompson.

Non-Bank 57

Non-Bank Small Business Regulations Innovation 57

Faster Payments Council

MARCH 8, 2022

As part of the development process, domestic and international research was conducted to detect what fraud trends emerged after launching faster payments, statistics on fraud (if available), and what mitigation techniques were employed. payment system.

Faster Payments 68

Faster Payments FPC Mitigation Payments 68

Faster Payments Council

MARCH 8, 2022

As part of the development process, domestic and international research was conducted to detect what fraud trends emerged after launching faster payments, statistics on fraud (if available), and what mitigation techniques were employed. payment system.

Faster Payments 68

Faster Payments FPC Mitigation Payments 68

Faster Payments Council

FEBRUARY 2, 2022

Faster Payments Council (FPC) The FPC is an industry-led membership organization whose vision is a world-class payment system where Americans can safely and securely pay anyone, anywhere, at any time and with near-immediate funds availability. payment system. For more information, please visit FasterPaymentsCouncil.org.

Faster Payments 68

Faster Payments FPC Interoperability Cross-Border 68

PYMNTS

AUGUST 21, 2020

Our research shows that 67.3 Our research shows that 39.1 Our research shows that 32.4 percent say they have cash readily available if they need it, while 43.2 Our research shows that 62.9 percent of unsure SMB owners say they have cash reserves available. Our research shows that 30.6 A separate 30.7

Research 57

Research Governance Government Credit Cards 57

PYMNTS

APRIL 25, 2019

The latest research from KLAS in its “ ERP 2019: Performance in the Cloud ” report found that decision-makers at healthcare providers, including directors and managers, agree that migrating ERPs to the cloud yields convenience, system reliability, enhanced security and broader efficiencies.

AI 46

AI Research Funds Availability Addressing 46

Faster Payments Council

NOVEMBER 3, 2019

Faster Payments Council (FPC) The FPC is an industry-led membership organization whose mission is to facilitate a world class payment system where Americans can safely and securely pay anyone, anywhere, at any time and with near-immediate funds availability. payment system. For more information, please visit FasterPaymentsCouncil.org.

Faster Payments 68

Faster Payments FPC Interoperability Payments 68

PYMNTS

SEPTEMBER 27, 2019

Coverage this week includes a new Amex financial service, deep looks at real-time payments and the woes at WeWork, advances in voice retail and payments, a potential new opportunity for financial institutions, and original PYMNTS research into use case for artificial intelligence. Amex Launches Pay By Bank.

FinTech 46

FinTech Real Time Payments Cross-Border Legal 46

PYMNTS

APRIL 28, 2017

While Pew Research shows 79 percent of Americans shop online, it also found that 82 percent place a high value on factoring reviews into their purchasing decisions. While online reviews seem to make or break a product’s success online, research shows that nearly 15 percent of all online reviews are fake.

Authentication 57

Authentication Online and Mobile Banking On-Demand Duplicate 57

The Fintech Times

DECEMBER 19, 2023

Alto, a platform that enables individuals to invest in alternative assets using their retirement funds, has teamed up with VC firm Alumni Ventures. As part of the agreement, Allfunds Tech Solutions has developed a cutting-edge multi-asset research centre exclusively for Ardan’s advisors.

FinTech 59

FinTech Multi-Currency Agreements Accreditation 59

FICO

APRIL 12, 2022

For example, when a customer makes an instant payment and doesn’t have all the necessary funds available in their account, the Brain solution check’s their credit limit and ensures the additional credit is provided to complete the transaction. In 2021, new features were incorporated into Brain.

Credit Limit 52

Credit Limit Funds Availability Instant Payments Automation 52

PYMNTS

NOVEMBER 28, 2016

Icon Solutions recently commissioned research to understand that cost burden. Corporates often want to make disbursements available to payees faster, Hay explained. For instance, loan firms will want to make funds available to a borrower much more quickly than before.

Faster Payments 54

Faster Payments Real Time Payments Payments Instant Payments 54

PYMNTS

NOVEMBER 14, 2019

Research shows employees quickly become frustrated when payroll mistakes are made. The shift we are already seeing is a gradual movement towards same-day or real-time payments, where employees can receive their compensation at the end of each workday, or have the funds available in their accounts whenever they want to access them.”.

Payroll 50

Payroll Faster Payments Cross-Border Payments 50

PYMNTS

AUGUST 2, 2019

This makes researching a region’s preferences critical before launching services there. In particular, merchants must be sensitive to the local payroll, payment rail and industry norms that affect customers’ fund availabilities, then use this information as guidance for when to charge their users’ accounts.

Payments 49

Payments Online and Mobile Banking Cross-Border Credit Cards 49

PYMNTS

NOVEMBER 10, 2017

Juniper Research estimates that speaking to speakers will be a common practice in 55 percent of homes in the United States within five years. Same-day ACH: Some encouraging stats from joint research from NACHA and PYMNTS. Some 14 months since launch, and among 125 FIs surveyed, 66 percent are making same-day funds available.

Same Day ACH 40

Same Day ACH ACH NACHA Ransomware 40

PYMNTS

DECEMBER 15, 2017

Rather, Cozzo said, Mastercard’s research shows they are cobbling together a financial management system across many different platforms and apps. They can then place all or part of that “free cash” onto their prepaid card and spend with the confidence that they’re not dipping into funds they should have been using elsewhere.

Visa 53

Visa P2P Use Case Issuers 53

PYMNTS

NOVEMBER 17, 2017

Visa said this past week that research shows individual consumers in India are looking forward to adopting to and adapting digital transactions. Making a Meal Out of Grocers: Goldman research shows that online grocer-ing (OK we may have made up that word) is in its early stages but is gaining traction. Going by that figure, Mt.

Bitcoin 43

Bitcoin Breach Laws Transactions 43

Stax

SEPTEMBER 17, 2024

In fact, research from 2023 shows that 69% of Americans said they’ve used a digital payment method in the past 3 months when making a purchase. The issuing bank verifies that there are funds available in the customer’s account to cover the purchase amount. A payment gateway is a must-have for online stores.

Payment Gateways 88

Payment Gateways Gateways Online and Mobile Banking Payment APIs and Integration 88

Stax

JANUARY 1, 2024

CD accounts often have higher interest rates than traditional savings accounts, making them an attractive option for businesses with idle funds available to lock away for a specific duration. As with all business solutions, individual research is imperative.

Accounts 88

Accounts Online and Mobile Banking API ATM 88

PYMNTS

MAY 22, 2018

According to PYMNTS’ own research, 82 percent of customers make use of direct deposit , while 96 percent of consumers say they are dissatisfied with checks. One sea change, as noted by Edwards, has come within lending, where firms like OnDeck and Kabbage have adopted and adapted to instant funds availability.

Push-to-Card 40

Push-to-Card Same Day ACH ACH Payments 40

The Fintech Times

APRIL 16, 2025

In a release, the UK government explained that it believes that developing and rolling out quantum will bring a range of benefits to working people, including improved healthcare systems and boosted energy efficiency in the grid, alongside bolstering the UKs world-leading research programmes. Still a pipe dream?

Governance 59

Governance Government Money Laundering Risk Assessment 59

The Fintech Times

MARCH 26, 2025

Having rebranded its ‘Friday by DailyPay Visa Prepaid Card’ to the ‘DailyPay Visa Prepaid Card’ in September 2024, DailyPay is once again expanding its offering to ensure users have funds available to them quicker.

Returns 59

Returns Tax Refunds Credit Cards Funds Availability 59