Finovate

JANUARY 24, 2025

Maya Shabi: The EUs regulatory push has been a double-edged sword for innovation in fintech and financial services. It enhances convenience, supports smoother online shopping experiences, and improves cash flow for businesses by eliminating waiting times for fund transfers.

Regulations 72

Regulations FinTech BNPL Cross-Border 72

Payments Source

DECEMBER 13, 2018

Digital funds transfer provider Ingo Money is launching a new software integration with Visa Direct to allow customers to initiate push-to-card payments.

Push-to-Card 67

Push-to-Card Funds Transfer Payments Faster Payments 67

PYMNTS

APRIL 2, 2019

To that end, Visa announced Tuesday (April 2) that it has introduced Card Payouts, an app designed help mid- to large-sized businesses manage cash flow — and speed payments to gig economy workers, to boot. The app is built to support card capture, tokenization and card-on-file transactions, Visa said on Tuesday.

Push-to-Card 80

Push-to-Card Wire Transfer Treasury Economy 80

PYMNTS

DECEMBER 15, 2020

Frictions like these are pushing more businesses to rethink their legacy approaches to business-to-business (B2B) payments and adopting various digital options for sending money. How Virtual Card Help Healthcare Claims Processors Manage Payments. Around The Digital AP Landscape. Firms must also attend to how they pay their employees.

B2B 107

B2B Processors Push-to-Card Automation 107

PYMNTS

NOVEMBER 16, 2016

15) that banks using its Bank Centric Payments platform will now have access to real-time payments thanks to a collaboration with Push Payments. The firm cited business payments to contractors and vendors or loan disbursements as a few of the use cases for real-time funds transfer. The company said Tuesday (Nov.

Real Time Payments 71

Real Time Payments Remote Deposit Capture Same Day ACH ACH 71

Clearly Payments

JANUARY 25, 2024

Digital Only Banks or Neobanks The emergence of digital-only banks injects competition, propelling the use of debit cards and credit cards, impacting the overall payment processing market. Digital banks, sometimes called Neobanks, push consumers into digital banking and digital payments. User penetration will be 9.5%

Process 105

Process Online and Mobile Banking Electronic Funds Transfer (EFT) Digital Currency 105

Fintech News

APRIL 28, 2024

Other sessions also delved into key trends and issues shaping the global payment landscape, including open banking in Europe, the QR code revolution in Asia as well as the US’s card dominance. Day 3 explored topics like Web3 developments, Malaysia’s fintech journey, and fostering financial inclusion in Asia.

Payment APIs and Integration 117

Payment APIs and Integration Cross-Border Cross-Border Payments Financial Inclusion 117

Stax

SEPTEMBER 24, 2024

In addition, contactless and digital payment options, such as debit and credit cards, only increase the financial burden for businesses like yours. In 2023, card brands in the U.S. A cash discount program is when a business offers its customers incentives to pay using cash for a product or service instead of a credit or debit card.

Credit Cards 88

Credit Cards Electronic Fund Transfer Act (EFTA) Push-to-Card Debit Card 88

PYMNTS

SEPTEMBER 21, 2017

Secure credit card and ACH payment processing solutions provider ProPay, owned by TSYS, is upgrading its disbursements and commission payments facilitation platform, the company said this week. Recipients of payments can get paid via globalEFT, wire, debit or prepaid card, and the solution enables real-time or expedited commissions transfers.

Push-to-Card 51

Push-to-Card Credit Cards Funds Transfer Laws 51

M2P Fintech

MARCH 28, 2024

without requiring a traditional bank account or debit card. without requiring a traditional bank account or debit card. Alternative Finance Alternative finance refers to a variety of funding and investment avenues beyond conventional banking, such as crowdfunding, peer-to-peer lending, and cryptocurrencies.

FinTech 59

FinTech Online and Mobile Banking Push-to-Card Payer 59

Stax

JANUARY 15, 2024

Are you struggling with resource constraints caused by soaring credit card processing costs? Credit card surcharging can help offset these expenses, but it can be tricky. TL;DR Credit card surcharging involves adding a fee to transactions with credit card payments, offsetting processing costs. No surprise there.

Credit Cards 88

Credit Cards PCI DSS Compliance Process 88

Fintech News

MARCH 6, 2024

In Malaysia, a digital bank is obligated to uphold a minimum capital fund of a mere RM100 million (US$21 million), excluding losses, over the initial three to five years. Are digital first banks in Asia poised to lead a disruptive charge against well-entrenched, established commercial banks?

Online and Mobile Banking 136

Online and Mobile Banking Debit Card Non-Bank Push-to-Card 136

PYMNTS

NOVEMBER 21, 2018

But even as that basic concept remains in force — and will likely remain in force until pure energy is simply transferred seamlessly into computer-hybrid, not-quite-traditionally human bodies in one potential future — mobile technology is transforming the flow of payments and commerce in the restaurant industry. Order food. food culture.

P2P 69

P2P Push-to-Card Account Takeovers Fraud Prevention 69

Stax

APRIL 30, 2024

According to Onbe, 73% of consumers prefer using digital payments like cards and payment apps. TL;DR Merchant processing ensures that all entities, such as the issuing bank, the acquiring bank, and the card company, work cohesively to facilitate payments between a customer and a business.

Process 88

Process Online and Mobile Banking PCI DSS Debit Card 88

PYMNTS

AUGUST 3, 2016

Ninety percent of the $10 trillion “push” payments market opportunity is concentrated in a variety of disbursements made between businesses and consumers that today rely on cash, checks and ACH to move money between those parties. including payments to non-Visa branded debit cards as well. Cecelia Frew, SVP of Visa Direct U.S.

P2P 50

P2P Debit Card ACH Ubiquitous 50

PYMNTS

DECEMBER 16, 2019

With only 15 days left until the end of the year, the year-end push has officially begun. Visa, and more specifically Visa Direct, made two great pushes for outward expansion, while Apple is working to push both its new card and its new line of phones, possibly in reaction to its China slowdown. That’s OK, we didn’t ….

PayPal 52

PayPal Push-to-Card Consumer Financial Protection Bureau (CFPB) CFPB 52

FICO

NOVEMBER 7, 2022

Fighting Scams and Authorized Push Payment Fraud in the US. US regulators seem poised to update the status quo for bank liability for authorized user/authorized push payment fraud, but just how big is the potential? In multiple geographies around the world, there has been a strong focus on authorized push payment fraud.

Scams 52

Scams Authorization P2P Consumer Financial Protection Bureau (CFPB) 52

Clearly Payments

SEPTEMBER 16, 2024

Instead of entering a PIN or handling cash, users can simply tap their card or mobile device to complete a transaction in seconds. Contactless payments are a quick and secure way to make transactions without physically swiping a card or entering a PIN. Contactless payments market has been growing quickly.

Contactless Payments 52

Contactless Payments Push-to-Card Payments Transactions 52

PYMNTS

JUNE 13, 2018

“PayStand has built a unique infrastructure capable of natively supporting Canadian electronics funds transfer (EFT) and card payment technology, essentially transforming and modernizing the entire payments lifecycle for businesses, no matter the manner of payment.”

Electronic Funds Transfer (EFT) 43

Electronic Funds Transfer (EFT) B2B Blockchain ISO 20022 43

Clearly Payments

DECEMBER 5, 2023

Its primary function is to handle the processing of payment transactions, ensuring the secure and timely transfer of funds between the buyer and the seller. Transaction Settlement: After authorization, the payment processor initiates the transfer of funds from the buyer’s account to the seller’s account.

Processors 52

Processors ISOs Payment APIs and Integration Payments 52

PYMNTS

OCTOBER 24, 2017

The goal, according to Edwards, should be to make it as easy and efficient as possible for consumers and small businesses to get their funds. The company announced that going forward, borrowers using OnDeck’s SMB lending marketplace will be able to collect their funds via their debit cards in real time.

Debit Card 40

Debit Card Push-to-Card Same Day ACH Small Business 40

PYMNTS

AUGUST 1, 2019

Many initiatives are currently underway around the globe to push such efforts along, meaning interoperability may not be as far off as once thought. Examples of scheme interoperability include checks, electronic funds transfers (EFT) and open-loop debit and credit card systems. What is payments interoperability?

Cross-Border Payments 43

Cross-Border Payments Cross-Border Interoperability Electronic Funds Transfer (EFT) 43

PYMNTS

AUGUST 9, 2017

Some question whether the card-payment network operator will be able to overcome the struggle to “remain relevant” in a market that is quickly changing — and where consumers may soon be leaving card-based payments behind entirely. UnionPay is facing an increasingly competitive and complicated world these days.

Online and Mobile Banking 46

Online and Mobile Banking Push-to-Card Payments Mobile Payments 46

FICO

JUNE 16, 2021

Pandemic lockdowns and social distancing pushed us online to discover how to do business with everyone from the local grocer, cafes, yoga teachers, furniture stores, pharmacies, and banks to name just a few. Our experience of these digital journeys varied enormously. Some businesses were already on the front foot with e-commerce.

Returns 52

Returns Push-to-Card Addressing Consumer 52

The Fintech Times

MARCH 26, 2024

They are rolling out contactless cards and enhancing terminal infrastructure across key Latin American markets. Alternative payment methods and e-wallets are revolutionising how people transact, providing near real-time fund transfers. Latin America’s payment technology landscape is evolving rapidly.

Innovation 59

Innovation Alternative Payment Methods Payments SWIFT 59

National Merchants Association

JUNE 16, 2022

For instance, transferring money from your savings account to business checking from your smartphone is an example of fintech. In addition, applying for a line of credit, raising startup funds, and investment management can all be done in the palm of your hand now. What Is Fintech? The top eight fintech categories include: 1.

FinTech 52

FinTech Online and Mobile Banking Gateways P2P 52

PYMNTS

JULY 4, 2017

And also in May, the government had announced that several million new taxpayers had been found, pushing the roster a bit (and, of course, giving new revenue to the government). Smartphones reign within mobile, and the government introduced a United Payments Interface app that ties together interbank fund transfers and Aadhaar.

Online and Mobile Banking 44

Online and Mobile Banking ATM Push-to-Card Financial Inclusion 44

National Merchants Association

JUNE 16, 2022

For instance, transferring money from your savings account to business checking from your smartphone is an example of fintech. In addition, applying for a line of credit, raising startup funds, and investment management can all be done in the palm of your hand now. What Is Fintech? The top eight fintech categories include: 1.

FinTech 52

FinTech Online and Mobile Banking Gateways P2P 52

National Merchants Association

JUNE 16, 2022

For instance, transferring money from your savings account to business checking from your smartphone is an example of fintech. In addition, applying for a line of credit, raising startup funds, and investment management can all be done in the palm of your hand now. What Is Fintech? The top eight fintech categories include: 1.

FinTech 52

FinTech Online and Mobile Banking Gateways P2P 52

EBizCharge

SEPTEMBER 17, 2024

What is an ACH transfer? ACH transfers are electronic funds transfers (EFT) that allow money to be moved between different bank accounts across the U.S. The two types of ACH transfers are ACH credit, where funds are pushed into an account, and ACH debit, where funds are pulled from an account.

ACH 52

ACH Same Day ACH Electronic Funds Transfer (EFT) Direct Deposit 52

Fintech Labs Insights

OCTOBER 23, 2016

Visa ( FD14 ) partners with blockchain innovator Chain ( FD15 ) to develop a “near real-time,” high value, fund transfer system between banks and corporate customers called Visa B2B Connect. Ingo Money unveils its Instant Payments, a white-label, API-based, push payments technology. Go East, Young Developer.

FinTech 15

FinTech Push-to-Card Near Real-Time Blockchain 15

PYMNTS

APRIL 8, 2019

Gig workers, for example, will likely soon see an upgrade to their payments speed, thanks to a bit of help from their card network friends. Card Payouts is a card-based, front end user experience that integrates with treasury banks’ existing infrastructure. So far, Affirm has raised $800 million in equity funding.

Contactless Payments 40

Contactless Payments Push-to-Card Debit Card Payments 40

FICO

MAY 3, 2023

The right technology can help detect scams sooner and drive real-time actions, such as sending live warnings or pausing /stopping fund transfers. In the 2023 FICO Global Scams Survey , we asked consumers worldwide what they think banks could do better to combat scams and create a better customer experience for victims.

Scams 10

Scams RTP Fraud Detection Real Time Payments 10

Fintech News

MAY 21, 2025

Airwallex has raised US$300 million in a Series F funding round, pushing the fintech firm’s valuation to US$6.2 The round includes US$150 million in secondary share sales and brings Airwallexs total funding to over US$1.2 It expects to reach US$1 billion in annualised revenue by year-end.

Multi-Currency 82

Multi-Currency Push-to-Card Funds Transfer Economy 82