FICO

OCTOBER 28, 2016

The opportunity for enterprises to leverage cloud based analytics is especially compelling in the area of real-time and near-real-time communications. In recent years, FICO has been democratising analytics and enabling organisations of all sizes to harness the power of analytics-based decisioning.

Online and Mobile Banking 82

Online and Mobile Banking Accreditation Near Real-Time Regulatory Compliance 82

PYMNTS

OCTOBER 1, 2018

The innovation touted 10 years ago, that has garnered billions of dollars of venture capital (VC) funding, hasn’t turned out to be the “internet of money” as advertised. In those pieces, I acknowledged bitcoin as an interesting, even fascinating, innovation. Innovation By Any Other Name. It isn’t because it won’t.

Bitcoin 85

Bitcoin Blockchain Cryptocurrency Innovation 85

Finextra

JUNE 9, 2025

Nacha’s Smarter Faster Payments conference highlighted the progress that is now being made to expand use-cases and benefits. TCH went live with this change in February, enabling real-time payments up to the value of $10 million. The use of real-time and near real-time payment rails is also expanding.

ISO 20022 52

ISO 20022 ISOs FedNow TCH 52

Finextra

JUNE 23, 2025

The moment Washington signalled that stablecoins are officially welcome (within well-defined guardrails), JP Morgan and its peers effectively got a green light to innovate. The GENIUS Act’s impact on embedded finance is that it makes all these use cases far more feasible at scale. Make no mistake: a top U.S.

Embedded Finance 52

Embedded Finance Stablecoins Finance Payment APIs and Integration 52

The Fintech Times

JUNE 14, 2024

Visa Direct, a VisaNet processing capability that enables near real-time funds delivery directly to financial accounts using card credentials, became available to Colombian merchants through a single integration to Nuvei’s full-stack modular payments technology platform.

Near Real-Time 59

Near Real-Time Alternative Payment Methods Payments Cross-Border 59

Fintech Finance

JUNE 3, 2024

Visa Direct is a VisaNet processing capability that allows safe, convenient, near real-time funds delivery directly to financial accounts using card credentials. With Visa Direct, Nuvei merchants are able to provide instant payout capabilities to their customers, with transactions routed and processed in near real-time.

Near Real-Time 52

Near Real-Time Credential Cross-Border P2P 52

PYMNTS

JUNE 5, 2018

Blockchain probably won’t solve all the world’s financial problems, as devoutly as innovators and enthusiasts may hope and believe that it can. Use Cases For Blockchain. Pigg said organizations that want to start using blockchain must ask: “What is the real problem this will solve that we can’t solve in any other way?”

Blockchain 61

Blockchain Cross-Border Cross-Border Payments Use Case 61

PYMNTS

MAY 14, 2020

Looking at the natural progression of 5G adoption across a variety of use cases for enterprises and individuals, he noted some parallels in what has come before. These and other innovations can drive economic development, said Zeto, as they will spur job creation (and investment is a GDP component).

Consumer 52

Consumer Use Case Near Real-Time On-Demand 52

PYMNTS

JULY 24, 2018

MoneyGram is the first cross-border use case for Visa Direct,” Frew told Webster. One of the reasons we are so excited to partner with MoneyGram is because they are so passionate about innovating this space forward.”. It’s a market with room for both expansion and innovation, Holmes told Webster.

P2P 89

P2P Cross-Border B2C Push-to-Card 89

Fintech Finance

DECEMBER 12, 2023

Consumers can use this solution, which is already operational, throughout the European Economic Area thanks to Visa’s global network and RevoluPAY’s technology and license. This innovative solution arrives amidst a growing trend among consumers favouring digital payments and demanding new methods for seamless money transfers.

P2P 52

P2P Near Real-Time Facilitators Payments 52

PYMNTS

SEPTEMBER 18, 2019

. “As a result of the increasing digitization of banking services globally, we see a growing demand to further reduce friction regarding traditional borders, and today’s technology puts us in a strong position to do that,” said Wells Fargo’s Head of Innovation Group Lisa Frazier in a statement.

Distributed Ledger Technology (DLT) 49

Distributed Ledger Technology (DLT) Stablecoins Cross-Border Cross-Border Payments 49

The Fintech Times

OCTOBER 11, 2024

Vanessa Colella, global head of innovation and digital partnerships, Visa “Visa has been at the forefront of digital payments for nearly sixty years, and with the introduction of VTAP, we are once again setting the pace for the industry,” said Vanessa Colella , global head of innovation and digital partnerships, Visa. “We’re

Payment APIs and Integration 52

Payment APIs and Integration Blockchain Near Real-Time Participant 52

PYMNTS

NOVEMBER 29, 2016

They’ll use the EdgeVerve Blockchain Framework for Financial Services product, reports added. The banks will use blockchain to trade invoices, purchase orders, invoice financing processes and other trade finance transactions in near real-time, the banks noted.

Blockchain 44

Blockchain Near Real-Time NOV Finance 44

Payment Savvy

MAY 16, 2023

Instant ACH transfers are a modern innovation in digital payments, allowing for near-real-time movement of funds between bank accounts. Unlike traditional ACH transfers, which can take several days to process, instant ACH transfers significantly reduce the waiting time, making funds available to recipients within minutes.

ACH 94

ACH Same Day ACH Direct Deposit Consumer Financial Protection Bureau (CFPB) 94

PYMNTS

JULY 10, 2019

As Canada continues on its path toward near real-time payments by 2020, the country is looking at other markets’ experiences — which increasingly include applications for corporate transactions. Faster Payments.

B2B 62

B2B Payment APIs and Integration Faster Payments Reconciliation 62

PYMNTS

MAY 28, 2019

Armed with these capabilities, robots can be precisely controlled dynamically in near real time, and be connected to people and machines locally and globally.”. Meanwhile, 5G deployments are gaining steam as merchants and others explore new use cases for the technology.

Near Real-Time 69

Near Real-Time Wires Wire Technology 69

PYMNTS

DECEMBER 15, 2017

The card network is hoping that’s the case, as it rolls out the first use case stemming from its recently launched global prepaid money management platform. Those physical and virtual prepaid products can be used to pay online and at stores, anywhere Mastercard is accepted.

Visa 53

Visa P2P Use Case Issuers 53

PYMNTS

MARCH 13, 2019

Now, with the adoption of smartphones and other mobile devices, along with the spread of low-cost cloud computing , the time is right, in his view, for billing that better reflects actual consumer or business use of a product or service, rather than providing relative estimates on pricing. Auto Insurance Use Case.

Digital Payments 62

Digital Payments B2C B2B Payments 62

PYMNTS

NOVEMBER 29, 2018

The allure of blockchain was its potential to be a catch-all solution, but as innovators take a more practical approach to introducing the technology to the real world, its true opportunity may lie in addressing highly specialized, unique points of friction. trillion by 2025.

Cryptocurrency 54

Cryptocurrency Audit Blockchain B2B 54

PYMNTS

JULY 24, 2017

Innovative ideas are inspired by smart people who see problems and have the conviction, capital and courage to come up with new ways to solve for them. One such innovator recognized the vast commerce potential that could be unlocked if new technologies were used to move money and messaging between people in near real-time.

Fed 47

Fed Faster Payments Ubiquitous Same Day ACH 47

PYMNTS

MAY 28, 2020

Mastercard Send, Mastercard’s global push payments platform, is designed to help SMBs through enabling their merchant settlement funds in near-real time through their acquirers. “And you know these days, immediacy matters.”. Instant push payments replace the days of waiting that are common with ACH transfers.

Visa 61

Visa Consumer P2P ACH 61

PYMNTS

APRIL 21, 2016

The continued movement toward mobile commerce has placed increasing pressure on service businesses of all stripes — from lenders to retailers — to find out, in real time or at least near real time, which customers are “good” ones. The use case dictates how it is used. RM : Interesting topic.

Authentication 41

Authentication Use Case Payment APIs and Integration Near Real-Time 41

PYMNTS

MAY 6, 2020

Banks are used to innovating their fraud approaches annually to respond to bad actors using new tactics or upgraded tools, with one report finding that financial institutions (FIs) and businesses saw 30 distinct fraud attacks every hour in 2019, for example.

Fraud Prevention 72

Fraud Prevention Money Laundering AI Identity Theft 72

PYMNTS

NOVEMBER 13, 2019

That sparked a catalyst of demand and opportunity in the market, said Edwards, as more industries saw use cases for faster and real-time payment services. “That’s what’s driving adoption — is good, old-fashioned innovation around customer experience,” he added.

Real Time Payments 51

Real Time Payments Faster Payments Federal Reserve RTP 51

The Fintech Times

MARCH 31, 2024

This March, The Fintech Times has turned its focus towards insurtech, shedding light on the innovative advancements and sustainable initiatives within the insurance sector. Is the insurance sector risking over-reliance on artificial intelligence, and what’s the balance between innovation and human expertise?

Risk 69

Risk AI Underwriting Automation 69

PYMNTS

AUGUST 28, 2019

Financial technology has made enormous strides in recent years, though it has been largely used only by institutions that can afford it. Large banks and FinTech providers are often first on the scene as they have the capital and resources to implement these innovations.

Credit Union 46

Credit Union AI Near Real-Time Fraud Prevention 46

PYMNTS

JULY 27, 2017

VocaLink and fast ACH help complement the Masterpass push payments service, said the executive, facilitating the delivery of funds in “near real time to virtually all debit card accounts in the United States” with reach into 85 markets across the world, connecting mobile wallets and bank accounts. “So

Visa 40

Visa Consumer Cross-Border Push-to-Card 40

PYMNTS

AUGUST 15, 2018

The general aim of the PSD2 is payments innovation. The information collected enables merchants and issuers to make near real-time authorization decisions. Growing tension about privacy appears likely as behavioral biometrics gains more attention and use in the coming months and years.

Online and Mobile Banking 44

Online and Mobile Banking Authentication Privacy Multifactor Authentication 44

CB Insights

APRIL 7, 2018

In 2018, assembly lines are so lean they’re integrating a nearly real-time inflow of parts and assembling them as fast as they arrive. Drafting on innovations in AI, and smarter hardware, Peter Levine of a16z anticipates an end to cloud computing for AVs, drones, and advanced IoT objects. New architecture at The Edge.

Technology 78

Technology Blockchain On-Demand Automation 78

PYMNTS

SEPTEMBER 26, 2019

Though the manic blockchain hype of 2018 has died down somewhat, FinTechs, banks and corporates continue to collaborate and innovate as they develop distributed ledger technology solutions for a range of use cases, including faster cross-border transactions.

Blockchain 61

Blockchain Cross-Border Cross-Border Payments Liquidity Management 61

CB Insights

FEBRUARY 27, 2018

Fashion has always been a hotbed for innovation — from the invention of the sewing machine to the rise of e-commerce. We dive into the AI startups and use cases making the biggest impact in retail, looking at investments, patents, and the store of the future. Amazon is innovating in this area as well.

AI 78

AI On-Demand Blockchain Automation 78

PYMNTS

OCTOBER 16, 2017

Two innovators approached a well-heeled investor asking for money. They told this investor that their innovation was so incredibly cutting-edge that only the hopelessly uninformed would fail to recognize its value. The innovators said that they had picked him because he was smart and forward-thinking enough to see the potential.

Cryptocurrency 71

Cryptocurrency Bitcoin Near Real-Time Use Case 71