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Home News Payments Stripe buys paymentsAPI provider Orum Editorial This content has been selected, created and edited by the Finextra editorial team based upon its relevance and interest to our community. Stripe buys paymentsAPI provider Orum Stripe has acquired payments orchestration firm Orum.
The Payments Association (TPA)’s George Iddenden recently sat down with Peter Theunis, senior vice president sales and European managing director at BPC to discuss the remarkable transformation of the payments processing industry, driven by the rise of fintech, the shift towards digital payments, and evolving consumer behaviours.
Southeast Asia is on the brink of a rapid expansion in open banking, with financial institutions leveraging open banking to enhance customer experiences, and fintech companies utilizing application programming interfaces (APIs) to revolutionising payments, lending, and more.
Home News Payments Stripe joins forces with paymentsAPI provider Orum Editorial This content has been selected, created and edited by the Finextra editorial team based upon its relevance and interest to our community. Financial terms were not disclosed. Financial terms were not disclosed.
As the Financial Conduct Authority (FCA) prepares to take over full responsibility for regulating UK payments, new research from Equals Money reveals that combating fraud and tackling widespread delays are top priorities for higher-risk players in the industry. “Money services firms operate in complex, fast-moving environments.
Companies published sustainability reports to satisfy investors and regulators, but these reports stayed in annual documents and never touched daily payment systems. Banks and Fintechs now add sustainability scores to every payment. Next came green bonds and sustainability linked loans that tied borrowing costs to ESG goals.
These banks introduced formal ledger-based accounting and cheque payments. Cheque System: The cheque emerged as a formal payment instrument, requiring physical movement and manual clearing processes. This was a significant step towards non-cash payments but was slow and prone to errors.
Home Announcements Payments Genome and Huch partner for SEPA payments alerts External This content is provided by an external author without editing by Finextra. Payment delays cost businesses revenue, and the speed of payments can never be underestimated, especially in a highly competitive business environment.
EuroPA is an alliance of national digital payment champions – 𝗕𝗮𝗻𝗰𝗼𝗺𝗮𝘁(Italy), 𝗕𝗶𝘇𝘂𝗺 (Spain), 𝗠𝗕 𝗪𝗔𝗬 (Portugal), 𝗕𝗹𝗶𝗸 (Poland), 𝗜𝗥𝗜𝗦 (Greece), and 𝗩𝗶𝗽𝗽𝘀 𝗠𝗼𝗯𝗶𝗹𝗲𝗣𝗮𝘆 (Nordics). Wero enables instant, account-to-account (A2A) payments without relying on traditional card networks.
They’ve been dependable, secure, and universally accepted - shaping how we shop, make payments, and interact with the digital economy. The rise of Real-Time Payments (RTP) However, that dominance is no longer guaranteed.
Home News Payments Mastercard and Pay4You form spend management partnership Editorial This content has been selected, created and edited by the Finextra editorial team based upon its relevance and interest to our community. Corporate credit cards have long been underused in this area. Sponsored [On-Demand Webinar] Can You Have It All?
Customers in this age of instant gratification always expect a smooth and seamless online payments experience. As a business owner, you must have a clear understanding of how online payments processing works to be able to create a hassle-free checkout process that will keep buyers coming back to your eCommerce store.
Much like in the United States (and practically the rest of the world, for that matter), Canadian consumers have widely adopted credit cards and digital payments. Research shows that Canada has the world’s highest credit card ownership rate, with 82.7% TL;DR Looking for payment processing in Canada?
And if your customers don’t feel safe while making payments, they won’t return. In this guide, you’ll understand what digital payment security is and what these regulations mean, how they impact your payment operations, and what you need to do to meet them. PCI DSS stands for Payment Card Industry Data Security Standard.
Banking was singled out as leading all industries in GenAI integration, with the most use cases deployed per organization (on average). Research by IBM found that about 50% of enterprises in financial services have actively deployed AI, the highest of any sector. Almost every bank is at least planning for GenAI.
Spoiler: Both companies have overlapping product categories (payments, fraud prevention, in-person solutions, and more), but their strengths and weaknesses can make each a better fit for different customer profiles. The Payments Giants at a Glance It helps to frame the comparison with scale and performance. Let’s dig in.
And like all worthwhile projects, it will take time and effort to build, integrate, and get it right. 98% of their advisory teams use it to search over 100,000 internal documents and research reports to help them quickly find specific information in thousands of documents, summarise research, and answer client queries.
In their place stands a more sophisticated and scalable payment conduit: the digital wallet. From biometric-enabled tap-and-go to invisible in-app payments, checkout time is collapsing—and conversion rates are rising. Speed Converts: Digital wallets eliminate physical and cognitive friction.
Home Announcements Payments Cobre introduces real-time interbank B2B payments in Colombia External This content is provided by an external author without editing by Finextra. Cobre introduces real-time interbank B2B payments in Colombia The launch of Cobre Real-Time B2B Payments Colombia is a first for the country.
As 2024 draws to a close, it’s been an eventful year for the payments industry, marked by rapid innovation, unexpected challenges, and evolving consumer expectations. Reflecting on 2024, what were the key takeaways and lessons learned for your company and the broader payments industry? 2024 has been a big year for Aevi.
Home Announcements Payments Tech Mahindra joins JPMorgan's Payments System Integrator Program External This content is provided by an external author without editing by Finextra. Tech Mahindra joins JPMorgan's Payments System Integrator Program Tech Mahindra J.P. Morgan’s strong payment platform.
Finding the right payment gateway for your business in 2025 is a critical step toward ensuring seamless online transactions, boosting customer satisfaction, and securing your revenue streams. What is a payment gateway? Fraud detection and prevention are critical features of a payment gateway.
With APIs, ISO 20022 messaging, and global collaborations, real-time payments are transforming the way companies operate across borders. Waiting days or weeks for international payments to clear used to be the norm. But the rise of real-time payments (RTP) is changing that. That’s no longer the case.
If you’ve ever linked your bank account to a budgeting app, a payment service, or an investment platform, chances are Plaid powered that connection behind the scenes. Plaid’s API is the invisible engine enabling popular apps like Venmo, Betterment, Chime, Dave and thousands more to securely access your financial data. and beyond.
1 Like 0 03 July 2025 Be the first to comment Nikunj Gundaniya Product manager Digipay.guru Location Ahmedabad Followers 12 Opinions 67 Follow Unfollow Your customers expect quick, secure, and smooth digital payments. If you fail to meet that expectation, they’ll look for other options. That’s where wallet solutions come in.
But in China, a new and uniquely local solution is emerging—one that bridges the gap between barcode payments and hardware-intensive NFC wallets. But in China, a new and uniquely local solution is emerging—one that bridges the gap between barcode payments and hardware-intensive NFC wallets. What Is “Alipay Tap”? Apple Pay)?
In 2025, banking apps will deliver smarter, more secure, and integrated experiences. Based on industry research and expert insights, here are five pivotal trends redefining mobile banking. Key features include: Real-time chatbots handle 85% of customer queries instantly, per Juniper Research. What’s driving this transformation?
Rise of Payment Hubs & APIs: Over the last decade, corporates and banks layered API-driven gateways atop legacy cores for faster payment initiation, richer data (ISO 20022), and straight-through reconciliation, yet liquidity still floats in multiple silos.
Following the launch of protocols for agents, the payments industry has begun recognising a shift akin to the advent of the internet. Visa and Mastercard have deployed tokenised credentials and API-first architectures, but legacy banking systems—built on monolithic mainframes—lag behind. How can anyone trust something like that?
Our goal was clear: overcome the fragmentation that plagued international merchants, who had to maintain different payment solutions for each country, leading to operational complexity and significant costs.
Home Announcements Wholesale NBO opens API gateway to Oman External This content is provided by an external author without editing by Finextra. NBO opens API gateway to Oman NBO has introduced a new API gateway to support Oman’s digital financial goals. It expresses the views and opinions of the author.
Analysed: The future of point of sales (POS) systems 10 July 2025 by Payments Intelligence What is this article about? The strategic adoption of AI, IoT, mobile, and biometric tech to future-proof payments and retail operations. This transformation extends far beyond processing payments. Why is it important? What’s next?
And yet, accepting non-cash forms of payments is more or less required to operate a modern business, at least in the U.S. Credit, debit, and digital payments have far and away become the most popular payment method. Cash has dropped to less than 20% of all US payments in recent years.
The acquisition brings together two major players in API-based financial innovation, aligning with Fabrick’s broader mission to enable embedded finance across the region. With its open finance platform, Fabrick orchestrates innovative solutions in the entire payment value chain. billion in 2023 and could exceed €8.6
Home News Startups Payment infrastructure startup Polar raises $10 million Editorial This content has been selected, created and edited by the Finextra editorial team based upon its relevance and interest to our community. This funding will help us to scale Polar up while maintaining this dedication to developers and their businesses.”
From riverside camps in the Northeast to homestays nestled in the Himalayas, the rise of UPI and other digital payment systems has opened new doors for travelers and small tourism operators alike. The Unified Payments Interface (UPI), launched by the National Payments Corporation of India in 2016, has changed that story dramatically.
China’s Cross-border Interbank Payment System (CIPS) is rapidly emerging as a central artery in the internationalization of the Renminbi (RMB), offering a robust infrastructure for cross-border settlements and reshaping how global institutions engage with China’s markets. What Is CIPS and Why Does It Matter?
This research, conducted at the Oxford University’s Future of Finance and Technology Research Initiative in partnership with Open Banking Excellence (OBE), provides an in-depth analysis of the current status of open banking in the U.S., has made significant strides in the voluntary adoption of APIs for data sharing.
Home Announcements Payments Weeavr teams with Visa to offer embedded payments in employee benefits sector External This content is provided by an external author without editing by Finextra. However, integrating financial services remains complex and risky for many. It expresses the views and opinions of the author.
Anthony Ginolin, IDEMIA Secure Transactions, Payment Services, Vice President of Growth, APAC Consumers demand for hyper-personalization goes beyond simply owning a metal card; its having the possibility to choose from multiple designs and options. We have also integrated a certain percentage of recycled metal in the core of our metal cards.
Home Announcements Payments Stripe and TrueLayer to introduce Pay by Bank in Germany and France External This content is provided by an external author without editing by Finextra. With Pay by Bank payments consumers bypass entering card details and instead authorise payment directly from their bank accounts, typically via biometric methods.
Global financial technology leader FIS ® (NYSE: FIS) has announced the launch of its Money Movement Hub, an innovativepayments solution that helps to simplify the back-end infrastructure of financial institutions by enabling them to connect to multiple payment networks and process payments in one place.
Home Announcements Payments Wollette unveils WollettePay External This content is provided by an external author without editing by Finextra. Home Announcements Payments Wollette unveils WollettePay External This content is provided by an external author without editing by Finextra. It expresses the views and opinions of the author.
Home News PaymentsPayments platform Unzer joins EPI for Wero wallet push Editorial This content has been selected, created and edited by the Finextra editorial team based upon its relevance and interest to our community. It means we can offer them a payment method that’s local, secure, and built for Europe.
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