The Payments Association

MARCH 18, 2025

From open banking to open finance and beyond: The future of financial data-sharing March 18 2025 by Payments Intelligence LinkedIn Email X WhatsApp What is this article about? Open finance is transforming financial services by enabling broader data-sharing, fostering competition, and driving innovation in payments and financial products.

Finance 88

Finance Payment APIs and Integration Non-Bank Embedded Finance 88

Stax

MARCH 11, 2025

Customers in this age of instant gratification always expect a smooth and seamless online payments experience. As a business owner, you must have a clear understanding of how online payments processing works to be able to create a hassle-free checkout process that will keep buyers coming back to your eCommerce store.

Online Payment Processing 88

Online Payment Processing Process Payment Gateways Online and Mobile Banking 88

PYMNTS

JULY 7, 2020

The Peoples Community Bank is broadening its existing relationship with banking technology provider Finastra , the firms revealed this week in a press release , with the financial institution (FI) looking to accelerate its own innovation and product rollouts. Oxbury, ClearBank Pair for Payments. payment schemes. Oxbury , a U.K.-based

Community Banks 96

Community Banks Payment APIs and Integration FinTech Treasury Management 96

PYMNTS

JANUARY 15, 2018

and EU like Open Banking and PSD2 that require such cooperation, APIs are emerging as an essential piece of the equation for payments innovation. Below, PYMNTS highlights some of the Tracker’s key data points to paint a picture of how APIs are guiding B2B payments evolution. From market pressures in the U.S.

API 77

API B2B Same Day ACH Payment APIs and Integration 77

The Fintech Times

JUNE 23, 2025

In 2022, Tuum , the core banking platform, and Salt Edge , a financial API platform with PSD2 and open banking solutions, partnered together to help European financial institutions get the most of open banking solutions. This way, we can focus on delivering innovative banking services, not just ticking compliance boxes.”

Payment APIs and Integration 40

Payment APIs and Integration Compliance API Value Added Service 40

PYMNTS

OCTOBER 27, 2020

With YellowPepper, companies can access application programming interfaces (APIs) to allow issuers, processors and governments to easily access numerous payment rails and let multiple payment flows through one single connection, according to the release.

Acquirers 119

Acquirers Payment APIs and Integration Processors Issuers 119

Finextra

JULY 5, 2025

Spoiler: Both companies have overlapping product categories (payments, fraud prevention, in-person solutions, and more), but their strengths and weaknesses can make each a better fit for different customer profiles. The Payments Giants at a Glance It helps to frame the comparison with scale and performance. Let’s dig in.

Product 52

Product Payment APIs and Integration Online and Mobile Banking Authorization 52

Fintech Finance

SEPTEMBER 24, 2024

Worldline [Euronext: WLN], a global leader in payment services, has signed a contract with Anadolubank Nederland N.V. for its cloud-based instant payments solution. This partnership will enable Anadolubank to seamlessly comply with the new EU Instant Payments regulation.

Instant Payments 97

Instant Payments Regulatory Compliance Compliance Payment APIs and Integration 97

PYMNTS

APRIL 15, 2020

To that end, said Daniela Mielke, CEO at RS2 Software , in an interview with Karen Webster, application programming interfaces (APIs) can help integrated software vendors (ISVs) and payment facilitators (PayFacs) make payments “invisible” as part of the merchant and consumer experience — and offer those merchants a range of value-added services.

ISVS 69

ISVS API Payment APIs and Integration Value Added Service 69

PYMNTS

OCTOBER 14, 2020

To that end, Ken Gavrity , head of enterprise payments at KeyBank , told Karen Webster that companies must re-examine the most basic operations in order to stay afloat and maybe even thrive – or face existential threats as they mull the great digital shift. Tech helps, of course, but innovation alone won’t solve corporates’ problems.

B2B 97

B2B Payment APIs and Integration Payments Real Time Payments 97

The Fintech Times

SEPTEMBER 25, 2024

is improving its compliance with EU Instant Payments regulation following a new partnership with payment services provider, Worldline. The new partnership will see Worldline provide Anadolubank with its cloud-based instant payments solution for five years, accelerating digital transformation while remaining compliant.

Payment Solutions 59

Payment Solutions Regulations Payment APIs and Integration Instant Payments 59

PYMNTS

AUGUST 15, 2019

The “online version of a payments terminal” was how the media portrayed Visa ’s acquisition of CyberSource in 2010. Then, it was a very easy way to mentally place the online payments processor in what was at the time a nascent online payments ecosystem. And very nascent it was.

Digital Payments 82

Digital Payments Payment APIs and Integration Payments Point-of-Sale (POS) 82

Fintech Finance

JUNE 25, 2024

Wero , the new European payment solution developed by the European Payment Initiative (EPI) will be available to Computop customers from the moment it launches e-commerce payment in mid-2025. While payments between individuals will be available in 2024, online retailers will be able to offer wero payments by mid-2025.

Payment APIs and Integration 98

Payment APIs and Integration Cross-Border Payments Cross-Border Value Added Service 98

PYMNTS

AUGUST 20, 2020

New research says businesses are eager to make the leap into real-time payments (RTP) — and to embrace new payment rails in their effort. A new survey from Citizens Bank says businesses are jumping into the real-time payments opportunity. Faster Payments Council Announces Board Advisory Group. This week, the U.S.

RTP 101

RTP Phixius FPC NACHA 101

PYMNTS

JULY 16, 2020

Commercial card innovation continues to make big waves in the accounts payable (AP) department, as corporates and card issuers alike explore new ways to drive business spend on cards beyond business trips or ad-hoc purchases. This wasn’t the only initiative in the B2B payments space that American Express has announced this month.

Commercial Card 64

Commercial Card Payment APIs and Integration Value Added Service B2B 64

Stax

APRIL 17, 2025

As these ecosystems evolve, ISV partnerships have become essential for companies looking to scale, reach new markets, and offer integrated ISV solutions. AWS, Microsoft, Salesforce) to integrate, co-market, and grow together. AWS, Microsoft, Salesforce) to integrate, co-market, and grow together.

ISVS 88

ISVS Payment APIs and Integration API Underwriting 88

PYMNTS

JANUARY 30, 2020

Banks and FinTechs continue to discover new opportunities in unlocking corporate clients’ financial data, with banks embracing data integration for their own product development initiatives, and FinTechs finding new ways to collaborate with each other. Bankin’ Steps Into Payments APIs. Mastercard Taps FinTech for Biz Card Boost.

Use Case 64

Use Case Payment APIs and Integration FinTech Payroll 64

The Fintech Times

APRIL 2, 2024

ACI Worldwide , the real-time payments software provider, has partnered with Arab Financial Services (AFS), the Middle East and Africa region’s digital payment solutions provider and fintech enabler, to collaboratively drive digital payments modernisation for banks, fintechs and merchants across the region.

Multi-Currency 64

Multi-Currency Payment APIs and Integration Value Added Service Payments 64

Stax

AUGUST 20, 2024

Airline credit cards, payment plans for costly items, and car rental insurance are forms of embedded finance that have been around for a while. Request Quote Understanding Embedded Finance Embedded finance is the seamless integration of financial services and digital banking into conventionally non-financial business services.

Embedded Finance 88

Embedded Finance Finance FinTech Payment APIs and Integration 88

Fintech News

AUGUST 12, 2024

The report, titled “Fintech – powering India’s US$5 trillion economy by fostering innovations, enabling inclusion and building a sustainable future”, provides an overview of the current state of fintech trends in India. It highlights significant developments, regulatory changes, emerging market trends, and areas of focus for the future.

Embedded Finance 113

Embedded Finance FinTech Non-Bank Cross-Border 113

The Fintech Times

APRIL 30, 2024

This April, The Fintech Times is focusing on all things embedded finance, the integration of financial services into non-financial products and services. To adapt, traditional payment processors are enhancing their APIs for seamless integration and forming strategic partnerships with e-commerce platforms.

Embedded Finance 69

Embedded Finance Finance Payment APIs and Integration Processors 69

CB Insights

FEBRUARY 13, 2020

This growth has created major opportunities in the payments space, and companies like Stripe — the payments unicorn valued at a masive $35B — are hungry to capitalize on them. To help enable online commerce, Stripe is building a suite of APIs that allow developers to implement its payment capabilities.

Online and Mobile Banking 98

Online and Mobile Banking Payment APIs and Integration Payments Push-to-Card 98

Stax

JANUARY 29, 2024

Innovative ISVs and SaaS companies know that one of the best ways to provide value to merchants—while improving your bottom line—is to provide integrated payments. Of course, not all integrated payment providers are created equal. sub-merchants) are having issues with integrated payments.

ISVS 88

ISVS Payment APIs and Integration Processors Payments 88

M2P Fintech

JULY 28, 2023

Debit cards are pivotal to a bank’s digital payment mix. With minimal credit and regulatory risks involved, they are safe digital payment facilitators that deliver convenient transactions, freedom from debt, and rewards. But integrating modern debit card management systems into traditional banking infrastructures is no easy feat.

Debit Card 52

Debit Card Payment APIs and Integration Reconciliation Online and Mobile Banking 52

Fintech Finance

APRIL 2, 2024

ACI Worldwide (NASDAQ: ACIW), a global leader in mission-critical, real-time payments software , has announced a 10-year strategic partnership with Arab Financial Services (AFS) , the Middle East and Africa region’s leading digital payment solutions provider and fintech enabler.

Multi-Currency 52

Multi-Currency Payment APIs and Integration Real Time Payments Value Added Service 52

PYMNTS

NOVEMBER 8, 2017

Faster payments schemes across the globe are placing new definitions on what it means to be fast, especially as more initiatives heard towards real-time transacting. In the three years since FIS began this annual report, the number of real-time payments programs more than doubled, researchers noted.

Real Time Payments 40

Real Time Payments B2B Innovation Faster Payments 40

Fintech Finance

JUNE 5, 2024

Issuer processing powerhouse Enfuce has today announced a new partnership with allpay Limited, the UK’s leading payments solutions provider, to integrate cutting-edge, secure cloud-based card payment solutions across the public sector services in the country such as local UK councils.

PCI DSS 52

PCI DSS Payment APIs and Integration Payment Solutions Fraud Prevention 52

PYMNTS

MARCH 4, 2020

As competition heats up, commercial card players continue to introduce value-added services and benefits for corporates and small businesses, with new research showing that small businesses are using their card products for rewards, not debt. CSI Links Clients to Virtual Cards. TripActions Dives into Corporate Cards.

Commercial Card 56

Commercial Card Payment APIs and Integration Small Business Value Added Service 56

Stax

APRIL 18, 2024

Examples of popular SaaS apps include Shopify, an eCommerce platform, Dropbox, a cloud storage service, and Stax Bill, an automated payment processing system. These could include platform providers, hardware manufacturers, technology partners, channel partners, and system integrators. Consider Stax’s partner program.

ISVS 88

ISVS Payment APIs and Integration End User On-Demand 88

The Fintech Times

JUNE 9, 2024

Enfuce revealed it has partnered with French worktech unicorn Swile , UK-based public and social housing payment service provider allpay , and Icelandic Síminn Pay , the fintech arm of Síminn – the largest telecom service provider in Iceland.

Payment APIs and Integration 59

Payment APIs and Integration PCI DSS Disputes Commercial Card 59

PYMNTS

OCTOBER 28, 2019

The payments industry has been riding the wave of shifting consumer habits and demands, placing the end-user experience at the forefront of new products, services and infrastructure. It’s also about all of the value-adds it brings in. “It’s It’s also about all of the value-adds it brings in.

Real Time Payments 40

Real Time Payments Instant Payments Value Added Service Payment APIs and Integration 40

PYMNTS

JUNE 12, 2019

It’s another story in the financial services community, of course, where banks and FinTech firms have accelerated their embrace of the application program interface (API) to open up data and unlock new product development opportunities for end users — from individual consumers to multinational corporates.

Overlay Service 54

Overlay Service Payment APIs and Integration Payer B2B 54

PYMNTS

JANUARY 3, 2020

With a robust community of technological innovators, and a drive toward the digital economy, India currently stands as an exciting market in FinTech. These firms also need to be connected to value-added services, such as affordable logistics service providers, access to a qualified workforce, automated payroll and taxation services.

Financial Inclusion 48

Financial Inclusion On-Demand FinTech Small Business 48

PYMNTS

JANUARY 10, 2020

Yet, just as the cloud has introduced new opportunities for middle-market businesses to heighten efficiencies, it has also opened doors for service providers looking to meet the demand for value-added services that can integrate with each other. ”

Payment APIs and Integration 52

Payment APIs and Integration Automation Value Added Service Technology 52

The Fintech Times

APRIL 23, 2024

This April, The Fintech Times is focusing on all things embedded finance, the integration of financial services into non-financial products and services. “These platforms, operating at the API layer, enable rapid and seamless integration of a wide array of financial services into e-commerce platforms. .

Embedded Finance 59

Embedded Finance Finance Payment APIs and Integration Governance 59

PYMNTS

JANUARY 17, 2020

Plaid creates application programming interfaces (APIs) that make it easier for consumers to share their data, including bank account credentials, with third parties via a single digital touchpoint. In terms of mechanics, the acquisition — which involves a cash payment of $4.9 Billion Plaid Purchase.

Payment APIs and Integration 52

Payment APIs and Integration Instant Payments Payments Settlement 52

PYMNTS

JUNE 7, 2016

Financial institutions, Brockman said, will be able to enable their own “[Insert Bank Name Here] Pay” service, where Visa becomes the token requestor on behalf of the issuer to facilitate contactless payments at any store that supports Visa’s NFC solution. “We We are enabling many issuers in the U.S.

Issuers 47

Issuers Credential Payment APIs and Integration Value Added Service 47