Stax

AUGUST 14, 2024

a leading payment technology provider, has appointed Jeremy Krahl as the SVP, ISV Business Development. As head of ISV Business Development at Stax, Krahl will drive market penetration into key Stax industries such as field services, healthcare, and professional services. Stax Payments , Inc.,

ISVS

Stax

APRIL 17, 2025

At the heart of this transformation is a growing ecosystem of Independent Software Vendors (ISVs) building applications that plug into broader platforms and solve specialized problems. As these ecosystems evolve, ISV partnerships have become essential for companies looking to scale, reach new markets, and offer integrated ISV solutions.

ISVS

Stax

FEBRUARY 15, 2024

In this article, we’ll break down two popular terms used in the payment processing industry—ISV and PayFac —and see what they exactly mean. TL;DR An independent software vendor (ISV) develops and sells software applications independently of hardware manufacturers. What Is an ISV vs PayFac?

ISVS

Stax

JUNE 20, 2024

Enter ISVs, which play a crucial role in enhancing and extending the capabilities of SaaS solutions. An ISV partner is a software vendor that partners with an ISV and provides additional services or technology. Participating in ISV partner programs offers several advantages. Its purpose?

ISVS

PYMNTS

APRIL 9, 2020

To that end, Bjorn Ovick, chief commercial officer at RS2 Software , told PYMNTS, independent software vendors (ISVs) and payment facilitators (PayFacs) can help those firms make the pivots they need to survive now, and even thrive in a post-COVID-19 world. We’re in a unique time right now where things have paused,” he told PYMNTS.

ISVS

PYMNTS

MARCH 20, 2020

And for the payment facilitators (PayFacs) and independent software vendors (ISVs) that serve merchants through software and services that help those firms to accept payments, as Daniela Mielke, CEO of RS2 Software, told Karen Webster, the ripple effects will be enormous. This is not an economic or financial crisis,” said Mielke.

ISVS

PYMNTS

APRIL 15, 2020

To that end, said Daniela Mielke, CEO at RS2 Software , in an interview with Karen Webster, application programming interfaces (APIs) can help integrated software vendors (ISVs) and payment facilitators (PayFacs) make payments “invisible” as part of the merchant and consumer experience — and offer those merchants a range of value-added services.

ISVS

PYMNTS

JULY 24, 2019

So far, 2019 has been a year of mergers, refashioning the roster of big (and getting bigger) payments solution providers, bringing myriad services under collectively fewer roofs, and perhaps leaving independent sales organizations (ISOs) and integrated software vendors (ISVs) wondering what’s next. Rewiring the Payments Ecosystem.

ISVS

Stax

JANUARY 29, 2024

Innovative ISVs and SaaS companies know that one of the best ways to provide value to merchants—while improving your bottom line—is to provide integrated payments. That’s why it’s not uncommon for SaaS companies and ISVs to find payment partners (like Stax Connect) who can help them implement payment services.

ISVS

PYMNTS

APRIL 3, 2020

Where consumers are pulling back, where firms across all verticals are seeing headwinds and declines in top and bottom lines — and could be tapping small business loans to stay afloat — there may be opportunity for independent software vendors (ISVs) and payments facilitators (PayFacs) to serve merchants’ changing needs.

ISVS

The Fintech Times

FEBRUARY 8, 2024

SEON , the online fraud prevention firm, has joined the Amazon Web Services (AWS) ‘Independent Software Vendor (ISV) Accelerate Programme’, making its service more accessible so firms can prevent themselves from falling victim to cybercrimes. Joining the AWS ISV Accelerate Programme amplifies SEON’s capabilities here.

ISVS

Exact Payments

FEBRUARY 5, 2024

In the ever-evolving landscape of software development, independent software vendors (ISVs) find themselves at the forefront of innovation, creating cutting-edge solutions to address the dynamic needs of businesses and consumers alike. on March 31, 2024, ISVs are gearing up to embrace a new era of compliance.

ISVS

PYMNTS

JUNE 14, 2018

Jeff Zimmerman, COO at Clearent , says that embedding payments into software is, admittedly, a difficult task for ISVs, given the myriad types of devices their customers are using to run the software, as well as the different types of payment devices and methods that their customers want to use in conjunction with the system.

ISVS

Stax

JANUARY 17, 2024

The great thing about an ACH PayFac solution like Stax Connect is that SaaS companies or ISVs can embed ACH payments in their software easily and own (also, white label) the payment experience. Since it has no intermediaries, the risks of tampering and fraud are reduced manifold.

ACH

Stax

AUGUST 26, 2024

Launching PayFac and ISV solutions In 2019 and 2020, Stax became more than just a payment processor for merchants. Taking on the responsibility for more of the processing flow by leveraging Stax owned and operated tech to deliver a more seamless and flexible offering for ISV partners and merchants. It was a startup all over again.

Innovation

Stax

DECEMBER 20, 2023

TL;DR Merchant underwriting is the risk level assessment process an acquiring bank carries out on every new merchant before they grant them a merchant account. The bank assumes the risk on behalf of the business and needs to make sure that they screen new businesses before handing out merchant accounts. What Is Merchant Underwriting?

Underwriting

PYMNTS

MAY 4, 2017

Likewise, providing payment capabilities is essential for the software-as-a-service (SaaS) providers, platform businesses and ISVs that enable core business functions. Do you then have to connect that merchant account to some ISV?”. Aberman pointed to risk management as an example. Aberman queried. How are you enabled?

ISVS

PYMNTS

OCTOBER 17, 2017

The acquisition by Chase underscores the pain point that exists when business productivity apps, software platforms and independent software vendors (ISVs) want to integrate payments functionality within their solutions — and the opportunity that can be unlocked when such friction is removed.

Acquirers

Exact Payments

NOVEMBER 8, 2023

PayFacs have the ability to cater their rates to various merchant industries and risk levels — which often means more competitive rates for merchants. Upfront lift for ISVs Medium to high. ISVs that choose to become PayFacs can typically expect to pay upwards of $2 million for upfront and first-year operating costs.

Facilitators

Exact Payments

SEPTEMBER 13, 2023

For any ISV or SaaS business deciding to implement embedded payments, there are now many solutions and options. This means that for an ISV or SaaS business, the PayFac model lends itself far, far more closely to integration into the business’ platform, reducing friction and increasing usability dramatically.

ISVS

Exact Payments

NOVEMBER 9, 2023

Integrated Payments Integrated payments stem from the first fintechs that provided APIs and allowed software platforms, SaaS businesses, and ISVs to integrate payments into their applications. With embedded payments, ownership of the onboarding process is in the hands of the ISV or SaaS platform. To get started, let’s define each term.

Payment APIs and Integration

Exact Payments

AUGUST 23, 2023

Independent software vendors (ISVs) and software-as-a-service (SaaS) companies have carved out a healthy niche in this market. Indeed, it is estimated that ISVs and SaaS providers have the potential to address $35 trillion in payments, or 15% of the worldwide total, by integrating B2B payments into their platforms.

Embedded Payments

PYMNTS

MARCH 29, 2017

Oracle Validated Integration can help customers reduce risk, improve system implementation cycles and provide for smoother upgrades and simpler maintenance.

PCI DSS

Fintech Finance

APRIL 8, 2024

Embedding Kyriba Connectivity into Workday Financials allows customers unprecedented access to pre-built bank connectors to the world’s most important financial institutions and helps them reduce complexity, risk and delays in their ERP implementations,” added Gopal.

Payment APIs and Integration

PYMNTS

MAY 8, 2020

Integrated payments were up, and independent software vendor (ISV) revenues surged 55 percent even in the face of late March weakness. percent said they were forced to shutter their businesses — but they are reopening and running exactly as they had once the contagion risk ended. and 20 percent globally. As many as 29.5

PayPal

PYMNTS

DECEMBER 4, 2020

Webster remarked that merchants need to have a “risk-free proposition” in place to fully embrace new funding flow. Even though we’re a processor, we’re trying to think more like an ISV and make sure that payments are already built-in. Easier said than done, of course.

Embedded Payments

The Fintech Times

MARCH 12, 2024

Sopra Banking Software (SBS) , a technology partner to over 1,500 financial institutions worldwide, has joined the Amazon Web Services (AWS) Independent Software Vendor (ISV) Accelerate Program, a co-sell programme for AWS Partners who provide software solutions that run on or integrate with AWS.

FinTech

PYMNTS

MARCH 2, 2018

Complexity — in a world where the lines between payment companies and independent software vendors (ISVs) are blurring — demands product development that understands the nuances and layers inherent in those transactions, he said.

Posting

Exact Payments

APRIL 15, 2024

Boost Retention By adding value to your software through payment acceptance, you also boost customer retention, creating faster overall growth for your ISV or SaaS platform. Outsource Payment Complexity One of the key benefits of payment integration services is that you are outsourcing the complexity and risk of your payment operations.

Payments

Exact Payments

JANUARY 4, 2024

Adhering to these guidelines is essential for businesses to ensure the safe handling of credit card data, helping to minimize the risk of fraud and security breaches. This process involves implementing software patches to eliminate identified risks. Any code created or developed by an ISV must comply with PCI DSS standards.

PCI DSS

PYMNTS

MARCH 17, 2017

That’s why payments innovation isn’t just about delivering a solution, but delivering one that can create efficiency and reduce risk in a secure manner. I work very closely with our extensive IT team — development, security, enterprise services and infrastructure — to identify risks as well as opportunities for our business.

Innovation

PYMNTS

DECEMBER 8, 2017

The nonprofit can have as many as half a dozen independent software vendors (ISVs), said Mosawi, with a commensurate number of payments providers underpinning tech platforms. He added that his firm offers a single platform that integrates with more than 100 ISVs or technology partners in the nonprofit space.

IAT

PYMNTS

SEPTEMBER 30, 2016

EMV transactions are going up, and more merchants are adopting as more ISVs are getting on board — a lot of the right number are going in the right directions. “I Vice President Risk and Authentication Products, Visa. And reality setting properly calibrated — the progress in Year 1 has been reasonable, if not record-setting.

EMV

PYMNTS

NOVEMBER 9, 2017

Software providers, independent software vendors (ISVs) and platforms will be the dominant driving force. From Aberman’s seat, the next decade will likely see those digital, software-based channels eclipse the traditional branch-based, brick-and-mortar channel. It’s a very stark challenge for the financial services players in the game.

Payment APIs and Integration

PYMNTS

NOVEMBER 27, 2019

Those are big — and important — questions, he noted, given the risks ISOs perceive to their future in a merchant service environment that has changed tremendously and is likely to change even more. Will we have the same cadence of new products to offer? Will there be a new focus that will shift away from ISOs as a distribution channel?’”.

ISOs

PYMNTS

DECEMBER 24, 2018

For ISOs, ISVs and platform businesses it has become almost trendy to become a payment facilitator, or PayFac. The situation for ISVs and platforms, he pointed out, is a bit more varied — becoming a PayFac is often a matter of completing their offerings to their customers. Rich Aberman, co-founder of WePay.

ISOs

The Fintech Times

FEBRUARY 17, 2025

Payment facilitation as a service (PayFac-as-a-Service or PFaaS) offers new opportunities for acquirers, payment facilitators, and independent software vendors (ISVs) in the payment landscape. They push traditional payment processors to innovate, enhance the merchant experience and empower ISVs to become key players in the payment ecosystem.

ISVS