Stax

MAY 6, 2025

A business can start accepting credit card payments by choosing between a traditional or integrated payment platform. It is also straightforward to obtain online payment solutions or mobile payment solutions from a reliable provider that offers these services.

Credit Cards 88

Credit Cards Online and Mobile Banking Payment APIs and Integration Credit Card Payment Processing 88

The Payments Association

MARCH 18, 2025

Consider alternative credit scoring: in underbanked markets, open data allows lenders to assess creditworthiness using mobile payments, utility bills, and telecom data. For payments providers, this blurs the line between transaction services and credit enablement, with implications for product strategy and partnerships.

Finance 88

Finance Payment APIs and Integration Non-Bank Embedded Finance 88

Payments Source

OCTOBER 24, 2017

Deserve wants to deliver credit cards to students and underbanked young adults through a system that underwrites credit without relying on FICO scores and instead by judging the applicants on their future potential.

Underwriting 64

Underwriting Credit Cards Mobile Payments Payments 64

PYMNTS

JULY 26, 2018

Cummer said that nearly 45 percent of online shopping in that country is done without cards, with consumers preferring cash on delivery or paying for those purchases at convenience stores, or opting to use mobile devices. As well, he said, not every situation is welcoming for card payments.

Mobile Payments 40

Mobile Payments Online and Mobile Banking Credit Cards Payments 40

Fintech News

MARCH 17, 2025

With digital banking, mobile payments, and fintech regulation at the forefront, this event connects 500+ financial leaders, policymakers, and innovators. billion by 2029. Discussions will focus on realigning tech infrastructure to support digital growth, making this event a must-attend for those eyeing Vietnams fintech boom.

FinTech 78

FinTech Cybersecurity AI Financial Inclusion 78

PYMNTS

AUGUST 20, 2020

The current state of the market shines a spotlight on pain points and looming trouble – namely that landlords decide on tenants (and thus underwrite risk) based on the latter’s gross income as they enter into a 12-month lease. Said Sullivan: “There is no flexibility for how rent is structured and paid and understood.

Payments 96

Payments Underwriting Economy Checks 96

The Fintech Times

JUNE 26, 2025

Frith joins from Relm Insurance and brings over a decade of experience in underwriting and broking, including several crypto insurance firsts. DIMOCO, an Austrian-licensed payments firm and carrier billing company, has become the first authorised provider of carrier billing for Germany’s regulated igaming sector.

FinTech 59

FinTech AI Online and Mobile Banking Non-Bank 59

PYMNTS

NOVEMBER 13, 2020

The diligence wasn’t as extensive as you’d see ordinarily, [and] I think with some of the underwriting processes, there were shortcuts.” . “Unfortunately, that sense of urgency created a scenario where reviews were perhaps rushed a little bit more quickly than they would ordinarily [be],” she said.

Fraud Prevention 123

Fraud Prevention Government Governance Small Business 123

PYMNTS

AUGUST 12, 2020

According to Pogreb, though electronic remittances and faster payment rails can provide speed, what’s more effective at accelerating this process is streamlining everything that happens before the payout itself — namely, the underwriting and decision-making workflows. ” A Shifting InsurTech Landscape.

Small Business 91

Small Business Underwriting Direct Deposit Shutdown 91

My Payment Savvy

JUNE 16, 2025

The application process typically starts with basic information collection, followed by underwriting review. Neglecting mobile payment compatibility – Mobile commerce grows yearly, yet some gateways still deliver a poor mobile experience.

Payment Gateways 52

Payment Gateways Gateways Online and Mobile Banking PCI DSS 52

PYMNTS

MARCH 2, 2020

Lloyd’s insurance syndicate Atrium underwrites the policy and is provided by digital currency “lifestyle” service provider Coincover. The policy is reportedly a new insurance type that has a limit that changes with the price fluctuations of covered digital currency assets.

Treasury 71

Treasury Bitcoin Addressing eWallet 71

Fintech Labs Insights

AUGUST 20, 2015

Health care payments & analytics software. Mobile investment research & management tool. Online and mobile payment platform. Tags: Y Combinator (YC S15), lending, underbanked, underwriting, consumer, credit. Total raised: $1.75 billion (at least $400 million is debt). Source: Wall Street Journal.

Online and Mobile Banking 31

Online and Mobile Banking Underwriting FinTech P2P 31

Clearly Payments

DECEMBER 5, 2023

Contactless payments gained traction, with the introduction of technologies like Near Field Communication (NFC) , allowing users to make payments with a simple tap. As we entered the 2010s, the payment industry saw a surge in digital wallets and mobile payment apps.

Processors 52

Processors ISOs Payment APIs and Integration Payments 52

Stax

DECEMBER 27, 2023

Setting up a merchant account involves choosing the right merchant account provider for your needs, identifying your type of business, submitting an application, and undergoing an underwriting process to assess risk. Features eCommerce, in-person, and mobile payments all in one U.S.-based The payment methods you want to accept.

Accounts 88

Accounts Online and Mobile Banking Payment Gateways PCI DSS 88

PYMNTS

JULY 25, 2017

“The individual cards may be serviced by the local card issuer in that country or region, but we’re managing the overall program, doing a single contract throughout the world, underwriting the process, setting the credit limit and negotiating the pricing terms,” Rankin said. Consumer use of mobile payments is growing every day.

Commercial Card 40

Commercial Card Credit Limit Card Issuer Correspondent 40

PYMNTS

OCTOBER 18, 2019

Chairman Eric Jing told Bloomberg that the private sector continues to be healthy due to new technology like mobile payments and digital loans. Ant Financial is seeing an uptick in the desire for credit among small and medium-sized businesses, even with the economic slowdown in China.

Venmo 40

Venmo Credit Cards PayPal Visa 40

EBizCharge

NOVEMBER 12, 2024

Merchant application information is critical in the underwriting process , which assesses the risk of providing merchant services to a business. Exact requirements may vary based on the merchant service provider, business type, and intended use case for credit and debit card payments (online, mobile, in-person, etc.).

Online and Mobile Banking 52

Online and Mobile Banking Processors Debit Card Volume 52

PYMNTS

DECEMBER 21, 2018

The system was accessible via an opt-in feature of the Alipay mobile payments app. Ant Financial will regularly promote the discounts on the Alipay mobile payments app for users with high Sesame scores as well. The score might use lots of data, but how much of it is actually relevant has always been an active debate.

Financial Inclusion 60

Financial Inclusion Consumer Mobile Payments Underwriting 60

Fintech Labs Insights

JULY 10, 2015

B2B payments infrastructure. Proximity payments. Tags: Loans, credit, consumer, P2P, peer-to-peer, underwriting, investing. Total raised: $307 million ($215 million debt; $92 million equity). Source: Crunchbase. LSQ Funding. Receivables financing. HQ: Maitland, Florida. Latest round: $40 million. Total raised: $140 million.

Underwriting 29

Underwriting FinTech Online and Mobile Banking P2P 29

PYMNTS

MAY 23, 2016

MG: We recently released our underwriting scorecard. The system can also provide recommendations to an underwriter for manual processing. Our underwriting scorecard allows underwriting to be a strategic growth component of the organization, not simply a pass-or-fail arbiter.

Innovation 40

Innovation Underwriting Agreements Product 40

Fintech Labs Insights

JUNE 11, 2015

CashSentinel scored undisclosed Seed funding to help expand its mobile payments and escrow service. Mobile payments & rewards app for hospitality industry. Mobile payments . Mobile point-of-sale system. Mobile payments with escrow. Bright Funds raised a $1.8 So far this year, $7.5

Underwriting 28

Underwriting FinTech P2P Payroll 28

Fintech News

MAY 7, 2024

Through its software platforms and products, Perfios helps financial institutions take big leaps by shaping their origination, onboarding, decisioning, underwriting and monitoring processes at scale and speed. It does so by delivering 8.2 billion transactions a year with assets under management (AUM) of US$36 billion.

Payment APIs and Integration 128

Payment APIs and Integration Non-Bank Finance FinTech 128

Fintech Labs Insights

JUNE 18, 2015

Payment processor. Mobile alt-credit . Mobile wallet APIs. Mobile personal finance manager . Tags: PFM, savings accounts, mobile, Citibank (investor), Lloyds (investor). Source: Crunchbase. LendInvest. P2P mortgage lending. HQ: London, England, UK. Latest round: $34.2 million Series A. Total raised: $34.2

Underwriting 27

Underwriting P2P FinTech Risk Management 27

CB Insights

OCTOBER 10, 2018

Asia is highly competitive, with tech giants like Ant Financial and Tencent’s WeChat actively dominating mobile payments and expanding their reach in financial services across lending, wealth management, and insurance. Brex partners with Visa and Sutton Bank to issue the cards and accounts, while doing KYC and underwriting in-house.

Online and Mobile Banking 78

Online and Mobile Banking Debit Card Credit Cards Non-Bank 78

PYMNTS

SEPTEMBER 25, 2019

They can’t secure underwriting because their financial file reveals no credit history, and they can’t establish any credit history because no one wants to underwrite them. We see this used by lenders who want to provide underwriting services for this segment that FICO is not very descriptive about.”.

Underwriting 49

Underwriting Credit Cards Underserved Risk 49

PYMNTS

DECEMBER 8, 2019

The bank’s blockchain system was used to issue digital certificates proving ownership, as well as create groups of underwriters and document proof of transactions. “This is also the first bond issuance ledger system that is based on blockchain in the country.”. As of September, Bank of China has lent 404 billion yuan ($57.7

Blockchain 52

Blockchain Bitcoin Tax Refunds Underwriting 52

PYMNTS

SEPTEMBER 30, 2019

Once upon a time in the 1960s, banks were building a series of one-off card-based solutions, much the way today in the ending days of the 2010s we see global digital banking, mobile wallets and alternative underwriting schemes building one-off tech-based solutions for financial services products.

Interoperability 84

Interoperability FinTech Underwriting Consumer 84

Exact Payments

OCTOBER 30, 2023

The world of payment processing has evolved rapidly since the early days of credit card payments. With the explosion of cloud-based software, e-commerce, and mobile payments, a significant portion of transactions now take place online.

Facilitators 52

Facilitators Processors Payment APIs and Integration ISOs 52

PYMNTS

JUNE 26, 2020

There is more recognition around contactless payments, mobile payments, being able to order through QR codes — all the types of things that we were already tracking in long-term technology trends. The Future Looks Bright. Helekar said such potential advances are why his outlook remains positive.

Small Business 70

Small Business Payments Online and Mobile Banking Contactless Payments 70

EBizCharge

MAY 8, 2024

A PayFac takes the burden of managing the complex aspects of payment processing, such as PCI compliance standards , risk management, and handling various payment methods like credit and debit cards, online payments, and mobile payments.

Facilitators 52

Facilitators ISOs Processors Payments 52

PYMNTS

MARCH 10, 2016

It may not be the year of mobile payments — yet — but it is certainly the year mobile payments players are laying the groundwork for what they know is inevitable. Dunkin’ Donuts/Starbucks Mobile Loyalty Wars. Which, of course, means more access for SMBs to accept mobile payments. at Starbucks.

Online and Mobile Banking 41

Online and Mobile Banking EMV P2P Mobile Deposit 41

PYMNTS

MAY 7, 2020

Cross River Bank , he noted, one of the Fast Track program partners, has created a white-label lending platform that allows FinTechs that aren’t qualified to process loans directly through the SBA program, to instead use their white-label product to underwrite the SMB customers’ applications, and process the loans using their rails.

FinTech 95

FinTech Multi-Currency Cross-Border Credential 95

Fintech Labs Insights

OCTOBER 9, 2015

Consumer credit underwriting. Mobile payments. Mobile payments for parking lots. Tags: Consumer, payments, mobile. Source: Crunchbase. ZestFinance. HQ: Los Angeles, California. Latest round: $150 million Debt. Total raised: $262 million (including $150 million debt). Source: Crunchbase. InvestCloud.

FinTech 29

FinTech Online and Mobile Banking P2P Underwriting 29

CB Insights

NOVEMBER 6, 2017

But as the patent notes, “A merchant using a mobile payment system may require additional capital, but may not desire to fill out a loan application, be subjected to a credit check, or be required to make regular loan payments.” Square has already facilitated more than $1.8B

Returns 35

Returns Facilitators Underwriting Small Business 35

Fintech Labs Insights

MAY 15, 2015

Mobile payments & rewards. Tags: Payments, rewards, mobile, CrowdCube (investment marketplace used to raise round). Source: FT Partners. Exchange Corporation. Online lending ( Paidy ). HQ: Tokyo, Japan. Latest round: $8.3 Total raised: $11.6 Source: FT Partners. Data analytics for commercial real estate.

Online and Mobile Banking 28

Online and Mobile Banking Underwriting FinTech P2P 28

Fintech Labs Insights

OCTOBER 1, 2015

Mobile payments platform. Tags: Consumer, credit, lending, loans, students, youth, underwriting. Total raised: $1.73 billion (includes $1.05 billion in debt). Source: Crunchbase. Consumer alt-lender . HQ: Hamburg, Germany. Latest round: $92 million Series C. Total raised: $355 million ($140 million equity, $215 million debt).

FinTech 29

FinTech Underwriting Multi-Currency Blockchain 29

PYMNTS

SEPTEMBER 17, 2019

Currently, more than 200,000 customers use FairMoney to access financing, with the company’s algorithm using data from a user’s smartphone to underwrite those loans. FairMoney on Monday (Sept. The company can disburse loan funds to users within five minutes, with an average loan value of $33 and a maximum loan amount of $440.

Financial Inclusion 46

Financial Inclusion Underserved Small Business Underwriting 46