M2P Fintech

MARCH 24, 2025

This includes employing machine learning algorithms to automate parts of the loan application and underwriting process, as well as using digital platforms to facilitate communication between borrowers, lenders, and other relevant parties. For instance, the increase in use of digital and automated processes is likely to continue.

Payment APIs and Integration 52

Payment APIs and Integration Blockchain Regulatory Compliance Compliance 52

PYMNTS

NOVEMBER 17, 2020

Bank-FinTech collaboration continues to thrive as more financial service providers place small- to medium-sized businesses (SMBs) front-and-center of product development. Biz2Credit's technology can also enhance underwriting to mitigate risk even further for the financial institution (FI), it said.

Finance 99

Finance FinTech Risk Mitigation Non-Bank 99

Fintech News

SEPTEMBER 4, 2024

These companies, which represent countries such as Malaysia, the Philippines and South Korea, are tackling challenges in sectors such as lending, banking, and business finance, leveraging innovative business models and cutting-edge technologies to boost efficiency and enhance accessibility across the financial services industry.

FinTech 117

FinTech Cross-Border Payment APIs and Integration Credit Cards 117

Stax

AUGUST 20, 2024

Airline credit cards, payment plans for costly items, and car rental insurance are forms of embedded finance that have been around for a while. Request Quote Understanding Embedded Finance Embedded finance is the seamless integration of financial services and digital banking into conventionally non-financial business services.

Embedded Finance 88

Embedded Finance Finance FinTech Payment APIs and Integration 88

PYMNTS

NOVEMBER 16, 2020

In the wake of the 2008 global financial crisis, and banks' subsequent pullback from the small- to medium-sized business ( SMB ) lending arena, a slew of alternative lenders emerged onto the scene to fill the credit gap. Flexible Technology. What's just as important is to ensure that lending technology is flexible.

Technology 115

Technology Payment APIs and Integration Small Business Finance 115

Fintech News

OCTOBER 28, 2024

The company replaces traditional B2B payment methods (e.g. Their system seamlessly integrates with clients’ existing infrastructure to automate the entire payout process, from invoice generation to payment execution. Thitsa Payment Portal is a web-based platform integrated with Mojaloop. ThitsaWorks Pte.

AI 108

AI FinTech Innovation Payment APIs and Integration 108

PYMNTS

MAY 15, 2017

Until very recently, the tenor of the relationship between financial services startups and mainstream banking was contentious at best and adversarial at worst. FI.SPAN is something of an expert — pairing banks with those innovators is very much what they do as a connector platform. Unlocking Payments.

Payment APIs and Integration 60

Payment APIs and Integration FinTech API Non-Bank 60

PYMNTS

APRIL 16, 2020

This week’s look at the latest in bank-FinTech collaborations and open banking initiatives finds a focus on small business lending: In the U.K., That firm recently secured funding from Visa, which is also in the process of acquiring Plaid as part of its own wide-ranging open banking initiatives.

Finance 67

Finance Payment APIs and Integration Cross-Border Payments Cross-Border 67

Fintech News

MAY 7, 2024

It will also continue to invest in its comprehensive tech stack to power the end-to-end customer journeys across banking, insurance, and embedded commerce. Founded in 2008, Perfios is a B2B SaaS company serving the banking, financial services and insurance industry in 18 countries, empowering 1,000+ financial institutions.

Payment APIs and Integration 128

Payment APIs and Integration Non-Bank Finance FinTech 128

Nanonets

NOVEMBER 13, 2024

8 Ephesoft Intelligent document capture and data classification Medium to Large Enterprises in sectors like banking, insurance, and healthcare 4.5 10 SS&C Blue Prism Intelligent automation platform powered by AI and machine learning Large Enterprises aiming to enhance productivity through digital workforce integration 4.5

Automation 52

Automation Payment APIs and Integration AI Volume 52

Exact Payments

NOVEMBER 8, 2023

As merchants look to accept payments with ease, and as software developers seek to diversify their revenue-earning strategies, the PayFac model has risen to the forefront. For businesses that choose to become payment facilitators, the benefits are tremendous. What is the PayFac Model?

Facilitators 52

Facilitators ISVS ISOs Payment APIs and Integration 52

Stax

AUGUST 22, 2024

Digital payments are increasingly becoming the norm. According to Forrester’s data, digital payments are the most used payment method today, with 69% of American adults using them to make payments online. Businesses must therefore adapt and be able to accept such payments.

Risk Management 88

Risk Management Risk Regulatory Compliance Due Diligence 88

PYMNTS

JULY 18, 2017

As we work with business customers with non-prime credit, decisions around credit risk are key to the success of our business,” said Haijian Hu, head of Headway Capital. Different algorithms within the decision flow help to reduce time to customer decision like electronic bank statement data parsing models.”.

Underwriting 58

Underwriting Verification Payment APIs and Integration Credit Risk 58

Exact Payments

AUGUST 24, 2023

Independent sales organizations (ISOs) and payment facilitators (PayFacs) play important intermediary roles in the payments ecosystem. They are agents of the banks and therefore only sell merchant accounts issued by processors and/or acquiring banks—they can’t issue merchant accounts on their own. What is an ISO?

ISOs 52

ISOs Processors Payment Solutions Underwriting 52

PYMNTS

NOVEMBER 4, 2019

Competitive forces in the payments and financial services sector have driven two key trends in the U.S.: the acceleration of payments, and the adoption of open banking frameworks. Looping Into Faster Payments. Kovacs pointed to The Clearing House ’s real-time payments service, RTP, as an example of this.

Real Time Payments 44

Real Time Payments RTP Payment APIs and Integration Faster Payments 44

PYMNTS

DECEMBER 17, 2018

Use of alternative finance (AltFin) sources among small business (SMB) owners is on the rise, but still has a long way to go before it poses a legitimate threat to traditional banks’ market dominance. In addition to the Open Banking policy, U.K. Key to this solution is the U.K.’s

Small Business 78

Small Business Finance Non-Bank Accounts 78

CB Insights

DECEMBER 4, 2019

If Amazon can get you lower-debt payments or give you a bank account, you’ll buy more stuff on Amazon.”. Based on our findings, it’s hard to claim that Amazon is building the next-generation bank. This report is a collection of everything we know about Amazon’s foray into banking, financial services, and fintech.

Online and Mobile Banking 101

Online and Mobile Banking Push-to-Card Payment APIs and Integration Non-Bank 101

PYMNTS

DECEMBER 30, 2019

The Open Banking business model has derived mixed reactions from the financial services market, and without a regulatory mandate in the U.S., What is clear, however, is that Open Banking is gaining traction, largely driven by the competitive pressure for banks to enable their customers with the FinTech tools they demand.

Non-Bank 57

Non-Bank Addressing On-Demand Fraud Detection 57

The Fintech Times

APRIL 23, 2024

This April, The Fintech Times is focusing on all things embedded finance, the integration of financial services into non-financial products and services. “These platforms, operating at the API layer, enable rapid and seamless integration of a wide array of financial services into e-commerce platforms. .

Embedded Finance 59

Embedded Finance Finance Payment APIs and Integration Governance 59

M2P Fintech

MARCH 28, 2024

Aadhaar-enabled Payment Service (AePS) AePS, in India, enables individuals to conduct basic banking transactions like d eposits, withdrawals, balance inquiries, bill payments, etc. without requiring a traditional bank account or debit card. Unlike physical cash or bank deposits, CBDCs are purely electronic.

FinTech 59

FinTech Online and Mobile Banking Push-to-Card Payer 59

Fintech Finance

MARCH 6, 2024

Supporting the rapidly growing B2B e-commerce space has been an integral part of Allianz Trade ’s strategy for several years. When a buyer purchases online, the e-merchant receives immediate payment for the purchase, while the BNPL provider will chase the payment of the buyer.

B2B 52

B2B BNPL Payment APIs and Integration Multi-Currency 52

The Fintech Times

SEPTEMBER 24, 2024

Elias was most recently head of product at UK fintech ClearScore, while Crosson previously worked at Tomorrow Bank and Starling Bank. Meanwhile, McGilloway joins from cross-border payments platform Terrapay. Pester, former CEO of Virgin Money and TSB Bank , brings extensive fintech and banking experience.

FinTech 59

FinTech Payment APIs and Integration Risk AI 59

PYMNTS

AUGUST 16, 2019

In an interview with Karen Webster, Qwil CEO Johnny Reinsch shone a spotlight on the ways that quickened payments can benefit small businesses, gig workers and their client firms alike. Payments are disbursed on work performed and paid before terms. And at times, they do not make payments in anything resembling a timely manner.

Payment APIs and Integration 56

Payment APIs and Integration Underwriting Economy Small Business 56

Nanonets

SEPTEMBER 23, 2024

What are your bank statements telling you about your business?  Bank statement analysis helps you uncover this hidden data. In this blog, we’ll explore what bank statement analysis is, why it matters for your business, and how new technology is making it easier and more effective than ever. 

Payment APIs and Integration 52

Payment APIs and Integration AI Audit Non-Bank 52

M2P Fintech

FEBRUARY 28, 2025

Flexible Payment Options : Accommodates part/full payment and receipting, aligning with borrowers’ varying financial needs. RBI-compliant Cash vs. Bank Disbursement Splits : Maintains regulatory adherence and secures transactions in a compliant manner. Improved customer satisfaction with flexible payment options.

Payment APIs and Integration 52

Payment APIs and Integration Assessments Compliance Best Practices 52

M2P Fintech

FEBRUARY 25, 2025

A Loan Management System (LMS) accelerates the go-to-market for lending products by automating loan origination, underwriting, servicing, and compliance checks, reducing turnaround times by up to 50%. This robust system also includes critical features such as Days Past Due (DPD) and Non-Performing Asset (NPA) tracking and provisioning.

Payment APIs and Integration 52

Payment APIs and Integration Compliance Automation BNPL 52

Wharton Fintech

NOVEMBER 13, 2023

Investments a16z have made at the intersection of FinTech and Gaming David: Jon and I invested in a business called Carry1st, which is both really a gaming and payments business based in South Africa. And then again, they’re channeling this user base into the payments business and building a commerce business over time as well.

FinTech 130

FinTech Small Business Payment APIs and Integration Laws 130

PYMNTS

JULY 6, 2018

While Open Banking is not exclusive to the European markets, recent PSD2 and Open Banking regulations that came into effect earlier this year offer an opportunity for other jurisdictions to learn by example. The service model of Open Banking is quickly spreading beyond EU borders.

FinTech 52

FinTech Non-Bank Regulations Risk Assessment 52

Nanonets

SEPTEMBER 18, 2024

  From multinational banks and big accounting firms to local insurance agencies and small healthcare providers, businesses of all sizes process hundreds and thousands of financial documents daily. Financial document automation is not just changing the game – it's rewriting the rules. 

Automation 52

Automation Audit Payment APIs and Integration Compliance 52

Exact Payments

SEPTEMBER 25, 2023

If you’re considering becoming a payment facilitator (PayFac), you already know that payment monetization is a powerful revenue-generating strategy that’s rapidly picking up steam in the software world. This typically includes a payment gateway, end-user interfaces, merchant management platforms, and merchant dashboards.

PCI DSS 52

PCI DSS OFAC Facilitators Payment Gateways 52

Fintech Labs Insights

JULY 22, 2015

At the upcoming FinDEVr , 60 leading fintech companies will present their developer-friendly APIs, SDKs, and other solutions to an audience of financial builders and their technical colleagues. Why it’s a must-see: It has nearly 120 APIs that will power the next generation of digital wealth management applications.

Payment APIs and Integration 29

Payment APIs and Integration Online and Mobile Banking API Non-Bank 29

Fintech Labs Insights

JANUARY 18, 2016

million to its digital banking platform. Startup digital bank. Integrated payment processor. SaaS banking platform. Tags: Enterprise, B2B2C, payments, mobile, SDK, API, developers, credit/debit cards. App Annie garnered $63 million for its mobile analytics and development tools. Mambu attracted $8.7

Online and Mobile Banking 18

Online and Mobile Banking Underwriting FinTech P2P 18

Segpay

FEBRUARY 28, 2024

Key Takeaways √ Hidden charges in payment processing can dig into and erode your bottom line. 5 minute read Hidden charges in payment processing can seriously impact any merchant’s bottom-line revenues. . 5 minute read Hidden charges in payment processing can seriously impact any merchant’s bottom-line revenues.

Processors 52

Processors IRS Push-to-Card Non-Bank 52

PYMNTS

OCTOBER 4, 2019

FunBox works with other lenders to underwrite financing to self-employed, small merchants and new-to-credit customers, reports said. Australia’s ANZ Bank led a $1.56 million investment round in commercial card startup DiviPay, reports said this week, via the bank’s venture capital unit ANZi. ForwardLine Financial.

B2B 51

B2B Payment APIs and Integration Small Business Participant 51

CB Insights

JULY 23, 2020

The company also offers a workplace analytics solution that uses a customizable API. Video conferencing can actually be more draining than in-person interactions, as it requires a higher degree of energy to process non-verbal cues such as facial expressions, voice tone and pitch, and body language. Source: Robin. Remote Work Startups.

Posting 101

Posting Cybersecurity Returns Online and Mobile Banking 101