Fintech News

NOVEMBER 6, 2024

Jeel, the digital innovation arm of Riyad Bank, and audax Financial Technology , backed by Standard Chartered, have announced a strategic partnership to modernise Saudi Arabia’s banking sector. It also offers adaptability for non-bank entities, extending the benefits of digital transformation beyond traditional banking.

Non-Bank

Fintech News

DECEMBER 5, 2024

By bringing local currencies “onchain,” he said, blockchain technology simplifies onboarding, providing users with seamless access to digital financial systems without requiring them to fundamentally rethink their existing relationship with money.

Stablecoins

Fintech News

JUNE 2, 2025

Customers of DBS and POSB experienced difficulties accessing mobile banking services on Monday (2 June). In an update issued at 4:01pm, DBS Bank acknowledged the issue and said it was working to restore services. During the disruption, the bank noted that payments could still be made via digibank Online and PayLah!

Mobile Banking

The Payments Association

JANUARY 8, 2025

The payments industry in 2025 will see advancements in real-time payments, AI tools, and voice-activated technologies reshaping consumer and business interactions. From pay-by-bank solutions to futuristic voice-activated payments, 2025 promises to bring significant advancements. Open banking, or pay-by-bank, is another trend to watch.

Non-Bank

Fintech News

JUNE 24, 2025

ACI Worldwide has expanded its technology partnerships to support the growth and resilience of ACI Connetic , its unified cloud-native payments platform. Designed to meet the demands of modern banking, ACI Connetic integrates payments processing with fraud prevention features and modern cloud architecture.

Payment APIs and Integration

Fintech News

MARCH 26, 2025

This Friday, March 28, 2025, marks the end of an era for DBS Bank as Piyush Gupta steps down after an extraordinary 16-year tenure as Chief Executive Officer. During his tenure, he turned DBS from a traditional lender into a globally recognised powerhouse of digital banking. His leadership has been nothing short of transformative.

Online and Mobile Banking

The Payments Association

JUNE 3, 2025

Central bank digital currencies (CBDCs) have rapidly evolved from theoretical concepts into live pilots and national deployments. From Asia to the Caribbean and Europe, central banks are grappling with how to digitise public money while preserving trust, utility, and sovereignty.

CBDC

NFCW

JANUARY 23, 2025

ANDROID: Zebra’s EM45 RFID smartphone can read both UHF RFID and NFC tags Zebra Technologies has unveiled an enterprise Android smartphone that comes with built-in support for both ultra high frequency (UHF) RFID and NFC tag reading and the ability to also function as a contactless payments acceptance device.

Contactless Payments

Fintech News

JANUARY 26, 2025

This shiftis not merely a matter of convenience; it is emblematic of an increasingly complex convergence between state-of-the-art technology, consumer desires for seamlessness, and the regions particular socio-economic landscape. trillion by 2028, according to a LexisNexis study.

Payments Trends

Finextra

JUNE 11, 2025

Indigenous Banking (Shroffs and Mahajans): Long before modern banks, India had a thriving indigenous banking system. These banks introduced formal ledger-based accounting and cheque payments. This was a significant step towards non-cash payments but was slow and prone to errors.

Financial Inclusion

The Payments Association

MARCH 6, 2025

Mastercard and Thought Machine, a cloud-native banking technology company, are advancing their partnership to deliver high-quality payments and core banking (critical back-end technology for product and account management and the customer ledger) capabilities to financial institutions looking to modernise their technology stack.

Visa

The Payments Association

JUNE 9, 2025

According to the Bank of England, RTGS settles approximately £500 billion between banks each day—around a quarter of the UK’s annual GDP—in sterling central bank money. Democratised access will foster fintech-bank collaboration, driving innovation.

ISO 20022

The Finance Weekly

JANUARY 5, 2025

What started as simple, rule-based programs has evolved into smart conversational agents powered by advanced technologies. Cons May not suit non-CFO departments. It even adds a security layer with image-based identity verification, which is perfect for sensitive banking environments. Banking-specific large language model.

AI

Stax

NOVEMBER 14, 2024

And yet, accepting non-cash forms of payments is more or less required to operate a modern business, at least in the U.S. They include: the merchant, cardholder, card associations, acquiring bank, issuing bank, and payment processor. Acquiring Bank: The business’ (i.e., merchant’s) bank.

Credit Cards

Finextra

AUGUST 11, 2025

The big changes: Daily reconciliations (excluding weekends and bank holidays) to ensure safeguarded funds match customer balances. Stronger rules for due diligence , diversification of safeguarding banks/custodians, and contingency planning for insurance or guarantee lapses. That makes the stakes higher if things go wrong.

Reconciliation

Fintech Finance

JUNE 5, 2025

A seasoned Banking and Payments expert with 30 years of experience, Adeosun has played key roles in leading institutions such as First Bank, Access Bank, UBA, and NIBSS (A National Central Switch). To spearhead its operations in Nigeria, BPC welcomes Dapo Adeosun as Managing Director, Nigeria.

Financial Inclusion

The Fintech Times

JANUARY 17, 2025

Kamal Hasanov , group CEO of Guavapay “Customer-centric technology innovation at Guavapay has been central to our growth,” explained Kamal Hasanov , group CEO of Guavapay. The post Guavapay Attributes Global Growth in 2024 to Customer-Centric Technology Innovation appeared first on The Fintech Times.

Innovation

The Payments Association

AUGUST 11, 2025

UK banking is rapidly moving to digital. First, a KPMG report highlighted that the UK’s high-street banks saw profits fall in 2024. Customers are moving to alternative lenders and digital-first banks that offer both better savings rates and more intuitive, mobile-led services. A few things caught my eye last week. The reasons?

Embedded Finance

The Payments Association

MARCH 19, 2025

Despite these advancements, many firms still rely on outdated payment systems and technologies that cant meet the market’s growing demands. Notably, the rise of cryptocurrencies, stablecoins, and Central Bank Digital Currencies (CBDCs) are transforming the digital payments landscape.

Cross-Border

Finextra

JULY 8, 2025

A quiet revolution is underway, and it’s being led by Real-Time Payments (RTP) - systems that enable the instant transfer of funds between bank accounts, 24/7, with settlement occurring within seconds. Many banks still operate on platforms that are fundamentally card-centric. But their relationship is changing.

RTP

The Payments Association

DECEMBER 18, 2024

Payment technology and innovation are accelerating across the fintech industry, with more companies recognising the importance of adapting to changing customer needs, with non-cash transactions projected to hit 2.3 These developments signify a major shift in how we interact with technology. trillion transactions by 2027.

Cross-Border

Fintech Finance

JANUARY 7, 2025

Wise Platform , Wises global payments infrastructure for banks, financial institutions and larger enterprises, today announced the appointment of Lauren Langbridge as Commercial Director for North America, and Manuel Sandhofer as its new General Manager for Europe, Middle East and Brazil.

Cross-Border

The Fintech Times

NOVEMBER 6, 2024

Singapore FinTech Festival returned for its ninth annual edition, bringing together policy, finance and technology communities at the Singapore EXPO. “Crypto.com Pay is a secure and scalable technology, offering our customers yet another innovative way to interact with cryptocurrency – as the future of payments.”

Product

Clearly Payments

DECEMBER 11, 2024

These methods leverage digital wallets, mobile payments, bank transfers, and other innovative technologies to deliver more flexible options for consumers. Region-Specific Preferences : In Europe, 36% of online purchases are made through bank transfers, while Asia sees a dominance of digital wallets at 70% of transactions.

Alternative Payment Methods

The Payments Association

JUNE 3, 2025

Once a system for masking sensitive data, tokenisation has evolved into a foundational technology for enabling secure, interoperable, and scalable digital payments. This foundational technology is reshaping how identity, consent, and value are managed in the digital economy, from safeguarding transactions to enabling new economic models.

Security

The Payments Association

AUGUST 4, 2025

Underpinning front-end innovations is the relentless need for security and efficiency that continues to drive new technologies at the back-end. Speed, flexibility, and security are now non-negotiables. Open banking integrations that offer faster, more secure alternatives to card-based payments.

Innovation

Stax

NOVEMBER 21, 2024

A study by the Federal Reserve Bank of San Francisco showed that credit cards account for 31% of all payments, significantly more than cash at 18%, and debit cards at 29%. These processes are facilitated by a network of financial institutions and technologies that work together to ensure the seamless and secure transfer of data and funds.

Credit Cards

Finextra

JUNE 24, 2025

These solutions are already widely adopted and focus on enabling technical interoperability between existing mobile wallets, offering fast and integrated payment experiences within their local banking ecosystems. EuroPA solutions are rooted in domestic infrastructures, with varying technological approaches. WHAT ARE THE DIFFERENCES?

Agreements

Fintech News

APRIL 16, 2025

Through the partnership, NAPAS will integrate ISTs tokenisation technology into its domestic payment network, which connects over 40 banks. Vietnamese consumers will soon be able to make in-store payments using their banks mobile wallets on Android smartphones, or through Apple Pay on iOS devices.

Digital Payments

Payments Dive

AUGUST 1, 2025

Deep Dive Opinion Library Events Press Releases Topics Sign up Search Sign up Search Retail Banking Restaurants Regulations & Policy Risk Technology B2B An article from EWS schools Zelle users on fraud The company has locked arms with a national nonprofit to educate consumers about fraud and scams on the peer-to-peer payments tool.

Zelle

Stax

MARCH 13, 2025

Behind every seamless payment card transaction is a complex network of banks, credit card companies, and payment systems working together to transfer money from the customer to the merchant. Although they go to issuing banks, the rates are set by card networks. However, this convenience comes at a cost, mainly for businesses.

Debit Card

Fintech News

JULY 21, 2025

Navigating the Fragmented APAC Market Image credit: Fantastic Studio via Freepik APAC is often treated as a single region, but in reality, it is a collection of heterogeneous markets — each with its own currency, language, regulations, payment preferences, and banking infrastructure. What is Payment Orchestration?

Cross-Border Payments

Payments Dive

JULY 23, 2025

Deep Dive Opinion Library Events Press Releases Topics Sign up Search Sign up Search Retail Banking Restaurants Regulations & Policy Risk Technology B2B An article from Payroc to buy LedgerPay The growing payments processor has agreed to acquire the cloud-based peer, and may have more targets in its sights.

Processors

Finovate

JUNE 6, 2025

TransferMate Announces Strategic Partnership with Deutsche Bank Embedded B2B payments infrastructure-as-a-service company TransferMate has forged a strategic partnership with Deutsche Bank. In a statement, Deutsche Bank’s Head of Cash Management & Head of CB APAC MEA, Ole Matthiessen, highlighted the opportunity in APAC.

Cross-Border Payments

Finextra

JUNE 26, 2025

Non-compliance, on the other hand, can lead to data breaches and legal troubles. PCI DSS: Safeguarding cardholder data If you handle card payments, PCI DSS compliance is non-negotiable. Whether you’re a bank or a fintech company offering e-wallet services, you must meet PCI DSS standards. What is PCI DSS? You reduce fraud.

PCI DSS

Stax

DECEMBER 12, 2024

The behind-the-scenes technology that routes payment information. This system guarantees secure data transmission between banks and card networks like Visa, Mastercard, and Discover. This bank account holds customer payments for 1 to 2 business days before transferring funds to your business bank account.

Small Business

Fintech Review

MAY 6, 2025

As payment innovation accelerates, Checkout.coms strategy, technology, and positioning offer a clear window into the future of global financial infrastructure. Checkout.com: Technology and Platform Capabilities At its heart, Checkout.com is a technology-first company. Localisation is another key advantage.

Payment APIs and Integration