Fintech Finance

APRIL 1, 2025

Centiglobe , a leading fintech company specializing in cross-border payment infrastructure solutions, today announces a new collaboration with Mastercard Move – Mastercard’s portfolio of global money movement solutions.

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Near Real-Time Cross-Border Payments Cross-Border Visa 59

Fintech Finance

JUNE 20, 2025

The DTCPay Mastercard partnership marks a major step forward in global payments, offering users a fast, secure, and seamless way to transfer money internationally. dtcpay , a leading digital payments solutions provider, is excited to announce its strategic collaboration with Mastercard Move.

Visa 52

Visa Cross-Border Payment APIs and Integration Cross-Border Payments 52

The Fintech Times

JUNE 18, 2025

In 2016, payments giant Mastercard and National ITMX (NITMX), the electronic payments developer and service provider in Thailand, announced a partnership. Launching a year after Mastercard and NITMX initially announced their partnership, PromptPay has since seen over 81.06 million registrations as of the end of March 2025.

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Visa Real Time Payments RTP Non-Bank 49

Stax

APRIL 8, 2025

Interchange and assessment fees are set by card networks and are non-negotiable. Acquiring bank – The merchants bank that receives and disburses the funds. Credit card network – Mastercard, Visa, American Express, and Discover are the biggest payment networks in the US. Chase, Bank of America, etc.),

Credit Cards 88

Credit Cards Process Processors Push-to-Card 88

Fintech Finance

DECEMBER 16, 2024

Mastercard and Jeel a subsidiary of Riyad Bank are joining forces to enable digital and cutting-edge solutions such as AI to drive innovation in Saudi Arabia. Introducing the novel offering to the Kingdom, the collaboration will see the two entities work together to serve all non-banking financial institutions (NBFI) market segments.

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Visa Non-Bank SWIFT Payments 98

The Payments Association

JUNE 3, 2025

Central bank digital currencies (CBDCs) have rapidly evolved from theoretical concepts into live pilots and national deployments. From Asia to the Caribbean and Europe, central banks are grappling with how to digitise public money while preserving trust, utility, and sovereignty.

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CBDC Cross-Border Central Bank Cross-Border Payments 88

Clearly Payments

APRIL 10, 2025

Interchange Fees These go directly to the customers bank (the card-issuing bank ). Set by the card networks (Visa, Mastercard, etc.) and non-negotiable. Card Brand Fees Also known as assessment fees, these are charged by Visa, Mastercard, American Express, and Discover. Also non-negotiable.

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Credit Cards Process Processors Non-Bank 59

Fintech News

JANUARY 26, 2025

Emerging trends such as cross-border payment systems and open banking initiatives are breaking down traditional barriers, fostering greater connectivity and efficiency in Asias financial landscape. Open banking APIs has the potential bolster B2B payments in the region. However, the rapid progress comes with challenges.

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Payments Trends Payment APIs and Integration Embedded Finance Cross-Border 128

The Payments Association

MAY 28, 2025

The quiet revolution Since Mastercard developed the initial standard in 2013 , tokenisation has rapidly shifted from an optional security enhancement to an industry standard. Mastercard has boldly committed to eliminating manual card entry and password authentication in e-commerce entirely by 2030.

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Credential Payments Issuers Visa 88

Stax

DECEMBER 12, 2024

This system guarantees secure data transmission between banks and card networks like Visa, Mastercard, and Discover. This bank account holds customer payments for 1 to 2 business days before transferring funds to your business bank account. The behind-the-scenes technology that routes payment information.

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Small Business Online and Mobile Banking Volume Checks 88

Stax

NOVEMBER 14, 2024

And yet, accepting non-cash forms of payments is more or less required to operate a modern business, at least in the U.S. They include: the merchant, cardholder, card associations, acquiring bank, issuing bank, and payment processor. Card Association: Visa, Mastercard, American Express, and Discover. merchant’s) bank.

Credit Cards 88

Credit Cards Process Online and Mobile Banking Payment APIs and Integration 88

Stax

APRIL 3, 2025

Its the bridge between an eCommerce website, its customers, and the bank. Its the third-party service that serves as the link between the payment gateway, acquiring bank, and issuing bank or card network. It works in tandem with the customers bank or credit card provider to verify and authorize the transaction.

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Payment Solutions Payment APIs and Integration Payment Gateways Gateways 88

Stax

MARCH 13, 2025

Behind every seamless payment card transaction is a complex network of banks, credit card companies, and payment systems working together to transfer money from the customer to the merchant. Although they go to issuing banks, the rates are set by card networks. However, this convenience comes at a cost, mainly for businesses.

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Debit Card Credit Cards Processors Processing Costs 88

Stax

MAY 6, 2025

Acquiring bank This is the merchant bank that allows the business to receive money from card transactions and store these funds. The issuing bank This is the cardholders bank or the financial institution that issued their credit or debit card. Think: Visa, Mastercard, American Express, and Discover.

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Credit Cards Online and Mobile Banking Payment APIs and Integration Credit Card Payment Processing 88

The Payments Association

JUNE 3, 2025

This shift is especially visible in the adoption of network tokenisationa model introduced by major card networks like Visa and Mastercard, where card details are replaced with dynamic, network-managed tokens. With FedNow enabling instant payments in the US, speed and reliability become non-negotiable.

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Security Payment Security Payment APIs and Integration Credential 88

Cardfellow

JUNE 28, 2025

Declining Transactions Based on AVS Result Payment gateways, used for accepting credit cards online, often allow you to set AVS filters to automatically reject transactions if they return AVS results of non-matching information. G – Non-US-based issuing bank, does not support Address Verification. Is using AVS worth the cost?

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Stax

NOVEMBER 21, 2024

A study by the Federal Reserve Bank of San Francisco showed that credit cards account for 31% of all payments, significantly more than cash at 18%, and debit cards at 29%. The company facilitates the transfer of information and funds between the customer’s bank and your business’ bank.

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Credit Cards Small Business Process Credit Card Payment Processing 88

The Fintech Times

NOVEMBER 18, 2024

To address these issues, Mastercard has joined Buna, the cross-border payment system operated by the Arab Regional Payments Clearing and Settlement Organisation (ARPCSO), owned by the Arab Monetary Fund (AMF). How does this partnership help Mastercard scheme participants work within the heavily fragmented MENA region?

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Cross-Border Payments Cross-Border Visa Participant 69

Finextra

JUNE 26, 2025

Non-compliance, on the other hand, can lead to data breaches and legal troubles. PCI DSS: Safeguarding cardholder data If you handle card payments, PCI DSS compliance is non-negotiable. Whether you’re a bank or a fintech company offering e-wallet services, you must meet PCI DSS standards. You reduce fraud. The result?

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PCI DSS AML Process Payment APIs and Integration 52

Fintech Finance

JANUARY 16, 2025

As small and medium-size businesses are increasingly turning to non-banking cost-efficient payments solutions, Guavapay is at the forefront of providing solutions that meet the evolving needs of global businesses with real-time, affordable fund transfer, multi-currency accounts and advanced payment APIs.

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Innovation Technology Multi-Currency Payment APIs and Integration 98

Cardfellow

JUNE 17, 2025

One major difference between Samsung Pay and other digital wallets is Samsung’s ability to pay using traditional non-contactless terminals. Customers now have the option of using the PayPal app or a PayPal Mastercard to make purchases in store. Zelle is owned by a group of banks that includes JP Morgan Chase.

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PayPal Zelle Credit Cards Online and Mobile Banking 86

EBizCharge

DECEMBER 3, 2024

Settlement occurs after a sale has been authorized and captured, ensuring the payment moves from the customer’s bank account to the merchant’s account. The payment settlement process involves various intermediaries, including the card issuer, the acquiring bank, and the payment processor.

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Credit Cards Settlement Finance Issuers 52

Stax

JANUARY 21, 2025

In turn, the payment processor ensures a seamless transfer of the information between the merchant, issuing bank, and customer. For example, most payment gateways accept payments from major credit cards like Visa and Mastercard, but only a small percentage accept Discover and American Express. This is known as the settlement time.

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Payment Gateways Gateways PCI DSS Payment APIs and Integration 88

Stax

JUNE 24, 2025

TL;DR Processors act as the middleman between your customer’s card and your bank, but not all are created equal—some offer better service, pricing, and tools than others. Some of the top-rated companies include Stax, Stripe, Square, PayPal, and various banks. Let’s get started. and online payments.

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Credit Cards Process Processors Online and Mobile Banking 88

The Fintech Times

APRIL 12, 2025

As traditional banking processes are replaced by more integrated financial solutions, companies across industries are embedding payment processing, lending, insurance, and investment services directly into their platforms. The need for traditional banks to digitise has never been more apparent.

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Embedded Finance Finance Payment APIs and Integration Non-Bank 78

Finovate

JULY 11, 2025

Do Pay also creates a single provider for both pay-in and pay-out payment solutions thanks to leveraging its own proprietary infrastructure and direct connections with banks, acquirers, and local payment networks. Azerbaijan-based fintech PashaPay inked a Memorandum of Understanding (MoU) with Mastercard. billion by 2030.

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Innovation Cross-Border Online and Mobile Banking Payments 64

The Payments Association

JULY 19, 2025

This reclassification has significant regulatory and commercial consequences for the EMI sector, potentially raising compliance costs, impacting bank partnerships, and limiting innovation. The rationale centres on several key factors: The speed and scale at which EMIs can onboard customers, Their provision of bank-like services (e.g.

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Money Laundering Risk Financial Crimes Due Diligence 88

EBizCharge

JUNE 25, 2025

These aren’t just suggestions, they’re critical guardrails that protect your business from non-compliance and ensure transparency with your customers. Notify Networks and Understand Their Requirements Your next move is notifying the card brands and your acquiring bank. Mastercard has its own set of requirements.

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Compliance Credit Cards Card Network Rules Rules 52

Stax

JANUARY 28, 2025

The payment system unified all the distinct online checkouts offered by Visa, American Express, Mastercard, and Discover, and once customers register their cards with any of the major card networks, they only need to tap the Click to Pay button on the websites of online retailers and service providers to make payments.

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Payment APIs and Integration Online and Mobile Banking Payment Gateways Gateways 68

My Payment Savvy

JUNE 16, 2025

It collects payment data, secures sensitive information, and connects all parties needed to move money from your customer’s bank to yours. Card Network Checks the Request The processor routes the transaction through the card networks (like Visa, Mastercard, AmEx).

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Payment Gateways Gateways Online and Mobile Banking PCI DSS 52

Stax

MAY 13, 2025

It works by passing the actual interchange fee (set by card networks like Visa and Mastercard) directly to you, plus a small markup from the payment processor. Interchange fees are the base fees charged by card-issuing banks to process a transaction. These vary based on card type, transaction volume, and risk level.

Credit Cards 88

Credit Cards Payment APIs and Integration Processors Online and Mobile Banking 88

Stax

MARCH 4, 2025

The issuing bank verifies whether the customer has enough funds in their account to complete the transaction. Once approved, the information is sent to the merchants bank account, where the funds are deposited. If necessary, you need to apply for a merchant account through a bank or payment processor.

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Credit Cards Payment APIs and Integration Payment Gateways Gateways 88

Finextra

JUNE 11, 2025

No longer just a fintech novelty, it is a cornerstone of the new digital economy—driving shifts in consumer behaviour, altering merchant ecosystems, and compelling banks and PSPs to rethink their roles. Fraud Reduction: Mastercard reports that tokenized transactions see up to 50% less fraud than conventional card transactions.

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Consumer Payment APIs and Integration Payments Microtransactions 52

Finovate

NOVEMBER 1, 2024

Moniepoint is building an all-in-one, seamlessly integrated platform for African businesses that features services including digital payments, banking, foreign exchange, credit, and business management tools. Wise became the first non-bank operating in Japan to earn approval to join the country’s domestic payment network, Zegin.

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Financial Inclusion Cross-Border Visa FinTech 111

Payments Dive

JUNE 11, 2025

Shopify also imposed fees on millions of merchants through contracts that “penalized them” for using Sezzle or another non-Shopify BNPL option, according to the suit. Most Popular Fiserv CEO embraces stablecoins Deep Dive Checkout-free payments may yet rise Walmart taps Mastercard, Synchrony for new cards Visa, Mastercard $5.5B

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BNPL Privacy Stablecoins On-Demand 78

Finovate

MARCH 7, 2025

As a proliferation of payment options promises to streamline banking and commerce, regulators, fintechs, and financial services companies are looking for ways to make sure that the challenges to these new payment optionsfrom technical complexity to new forms of fraud and financial crimeare met. And then trust.

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Payments Push-to-Card Online and Mobile Banking P2P 52

Cardfellow

MARCH 22, 2025

Interchange, as set by Visa and Mastercard, is non-negotiable. It isnt possible to get lower rates or fees than what Visa and Mastercard publish. Those are set by Visa and Mastercard, and the processor doesnt receive that money as part of their profit. Interchange and assessments are non-negotiable.

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