PYMNTS

NOVEMBER 4, 2020

4) that demand for borrowing snapped back 80 percent in the third quarter, while the performance of its pre-pandemic portfolio continued to be resilient. The company also said it expects to see continued strong demand for loans, forecasting a $250 million to $300 million increase in Q4 originations. Radius Acquisition.

Volume 111

Volume On-Demand NOV Continuity 111

The Payments Association

MARCH 17, 2025

UK payments firms are grappling with a critical question: What level of risk is acceptable in a market that demands both innovation and resilience? Firstly, balancing risk and return is crucial; higher returns often come with higher risks, but a broader appetite for calculated risk can yield strong results.

Regulations 88

Regulations Risk Stablecoins Payments 88

PYMNTS

MARCH 18, 2016

Regular readers and retail enthusiasts don’t need much of a background explanation for the current troubles facing the emergent on-demand economy. The barriers for entry into on-demand delivery are relatively low, technologically and logistically speaking. Part of this is a natural winnowing of the field.

On-Demand 40

On-Demand B2C B2B Returns 40

Stax

JANUARY 28, 2025

The payment system was introduced in 2019 by the major card schemes, including Visa, American Express, Mastercard, and Discover in response to the demand for a more standardized, frictionless, and secure online payments regime. The original sensitive data is still secured and hidden in an external data bank.

Payment APIs and Integration 68

Payment APIs and Integration Online and Mobile Banking Payment Gateways Gateways 68

PYMNTS

AUGUST 30, 2019

After arranging all that, he said, he returned to his cold steak and figured there had to be a better way. In fact, a big part of the decision to enter a new market is the availability of such an anchor client that can drive a critical mass of demand. I knew I had a problem.”. And I had to pay $500 just to get him out there.

On-Demand 40

On-Demand Online and Mobile Banking Participant ACH 40

Finovate

SEPTEMBER 20, 2024

In our extended conversation, we discussed TBC’s goals in Uzbekistan, nature of banking in Central Asia, what key financial services are in the most demand, as well as how enabling technologies are helping financial institutions in the region better serve their customers. This supports demand for modern digital financial services.

Innovation 122

Innovation FinTech Online and Mobile Banking On-Demand 122

PYMNTS

MAY 26, 2020

In its original incarnation, the PPP would “forgive” any loans made if a company avoided layoffs and used 75 percent of the money for costs like employee payroll. But after SMBs applied for the first $349 billion tranche of loans in less than two weeks , demand has, to put it perhaps kindly, been tepid. Returning the Funds.

Returns 79

Returns Audit Payroll Treasury 79

Nanonets

SEPTEMBER 20, 2024

Varied Content : Cells may contain diverse elements, from simple text to nested tables, paragraphs, or lists. Hierarchical Information : Multi-level headers and subheaders create complex data relationships. Context-Dependent Interpretation : Cell meanings may rely on surrounding cells or external references.

Rules 135

Rules Process AI Origination 135

Fintech Review

MAY 14, 2025

The concept originated with the UKs Financial Conduct Authority (FCA) in 2016 and has since spread globally. Depending on outcomes , they may move toward full licensing, scale independently, or return to development. They are one of the most important tools regulators have introduced to support responsible financial innovation.

Innovation 52

Innovation FinTech Cross-Border Regulations 52

PYMNTS

MAY 12, 2020

At the same time, these firms are grappling with an economic landscape that demands a close eye be kept on margins. focuses on providing original equipment manufacturers (OEMs) with the ability to design and manufacture robots deployed in retail environments, scrubbing floors. Brain Corp.

AI 99

AI Automation On-Demand Returns 99

Finovate

MARCH 27, 2024

In our Women in Fintech conversation, we discuss her origins in fintech and financial services, current trends that she has her eye on, and why it’s important for financial services companies to invest both human and financial resources into the fintech space. Tell us about your role at TruStage and your journey into the fintech space.

Credit Union 110

Credit Union FinTech On-Demand Acquirers 110

Fintech News

AUGUST 19, 2024

Over in this region, Singapore’s DBS Digital Exchange (DDEx), backed by Southeast Asia’s largest banking group, DBS Bank, is set to tap on the growing demand for what it calls a “bank-grade, trusted and licenced platform that offers a complete suite of digital asset services across trading, custody and security token offerings.”

Accreditation 120

Accreditation Bitcoin Cryptocurrency Best Practices 120

PYMNTS

OCTOBER 21, 2020

Demand for refurbished products has surged, and by securing exclusive rights to inventory sold directly from the most popular manufacturers, eBay is changing the way people shop this category," said Jordan Sweetnam , senior vice president and general manager for eBay's North America market. All items can be returned to eBay within 30 days.

On-Demand 76

On-Demand Product Research Origination 76

Fintech News

JANUARY 16, 2024

In 2024, the banking sector is witnessing a pivotal transformation driven by advanced technologies like AI and cloud computing, evolving customer demands, and changing regulatory landscapes. Banks hold less than 50 percent of financial assets, and the share of non-bank mortgage origination has surged.

AI 117

AI Risk Non-Bank On-Demand 117

PYMNTS

OCTOBER 22, 2020

When streaming on-demand movies at scale became viable around 2007, a new household brand name emerged: Netflix. Secondly, its pipeline of original shows were mostly in post-production when COVID-19 shut down the entertainment industry. Streaming services are not the only subscription providers witnessing increased demand and use.

Economy 70

Economy Origination On-Demand Returns 70

PYMNTS

MARCH 3, 2019

The world’s first cannabis exchange traded fund (ETF) has returned more than 50 percent so far this year, growing to $1.3 And one month after Canada legalized marijuana , its residents spent C$54 million ($41 million) on the product — higher than the original estimate of C$43 million. The fund has since returned 52 percent.

Legal 60

Legal Returns Crime Origination 60

PYMNTS

MARCH 31, 2020

Amid the global coronavirus pandemic, Aron said he knew it was unclear exactly what the path forward would look like for reopening movie theaters — of which AMC is the nation’s largest chain — but he said he thinks people will be eager to return once it is safe to do so. AMC shares have fallen by 54 percent this year thus far.

Consumer 52

Consumer On-Demand Returns Origination 52

PYMNTS

OCTOBER 14, 2020

Casai was originally founded as a response to a problem Barawid ran into at his last job as part of a startup executive team while travelling internationally and finding appropriate lodging. Consumers aren’t packing up and jetting off to exotic locales for a week or two before returning to business as usual at home.

Wires 105

Wires Wire On-Demand Consumer 105

FICO

APRIL 22, 2020

I’m talking about scalability to handle virtually any volume of demand and the agility to rapidly change rules, workflows and scripts in dynamic situations.In This widespread proof of concept is accelerating the digital transformation of traditional banks, not only in collection, but in customer management and origination as well.

Automation 85

Automation Volume Returns On-Demand 85

PYMNTS

JULY 14, 2020

Moreover, Dimon noted that while the bank saw some of its lending portfolio hit hard by the pandemic during the second quarter, JPMC has also started seeing some green-shoot signs of returning consumer demand. The effects were notable and profound. All in, the bank reported a 51 percent earnings plunge, with profits falling to $4.7

Volume 65

Volume Credit Cards Non-Bank Push-to-Card 65

FICO

FEBRUARY 16, 2022

trillion SME funding gap in unmet trade finance, with demand for funding of small businesses rapidly becoming an acute challenge. It’s a mind-boggling number largely driven by demand for unfilled or rejected trade finance applications tabled by small businesses in emerging markets. The models also helped in originations.

Transactions 52

Transactions Small Business Origination Credit Risk 52

PYMNTS

MAY 11, 2020

There may be a groundswell of trouble brewing across other subsets of the corporate world — namely, larger companies who had gotten the funds and could be voluntarily returning the money by a May 14th deadline, if they haven’t already done so. states, and had gotten $6 million under the PPP to pay non-furloughed workers, which it will return.

Payroll 75

Payroll Origination Returns On-Demand 75

CB Insights

NOVEMBER 1, 2018

After a brief launch in 2011, Glitch was returned to beta and by 2012, Butterfield declared the concept wasn’t viable. It was originally a dating site that allowed singles to upload videos of themselves talking about what they wanted in a partner. Eventually, though, they hit a roadblock and had to assess where to go next.

PayPal 76

PayPal Origination Acquirers On-Demand 76

Accertify

SEPTEMBER 15, 2023

trillion in 2026 (1) , fuelling a rise in returns and, with it, a new wave of returns fraud. In the previous blog in this series , we talked about returns abuse and wardrobing. The rise in eCommerce correlates with a rise in returns fraud. of online returns are fraudulent (2). of online returns are fraudulent (2).

Returns 52

Returns On-Demand Consumer Consulting 52

PYMNTS

JULY 14, 2020

According to a new analysis from Deloitte , car manufacturers now face a new set of consumer expectations as demand returns in the marketplace. That shift was reinforced this week in two reports predicting the need for digital tools to recreate connections with consumers. Those expectations are clearly digital.

Consumer 73

Consumer On-Demand Process Consulting 73

PYMNTS

APRIL 29, 2020

Box Office returns came care of the Ocala Drive-In Theater of Ocala, Florida, which showed a double bill of the World War II biopic “Resistance” and the indie psychological thriller “Swallow” for a ticket price of $6. . While theaters may have closed down, consumers’ demand for movies has not disappeared.

On-Demand 68

On-Demand Shutdown Consumer Blocks 68

Fintech News

FEBRUARY 15, 2024

According to Cento Venture, one driver of this trend is the 2022 bear market in the digital assets space and the end of cheap credit, which have decreased the demand for margin trading. Despite the notable pullback, fintech continued to see traction from investors, with digital lending in particular witnessing an uptake.

FinTech 108

FinTech Adjustments Volume Continuity 108

FICO

APRIL 26, 2018

Optimization of supply chain operations has become an imperative, as organizations grapple with customer demands, unpredictable events, and spiraling costs. To meet competitive demands, business decisions are needed quickly and accurately against an ever-evolving list of requirements and dependencies.

On-Demand 65

On-Demand SWIFT Process Use Case 65

The Fintech Times

NOVEMBER 20, 2024

An example of this was seen in the UK with the original crowdfunding legislation and the birth of ‘peer-to-peer’, and also in the US with the enactment of the JOBS Act. In the US, laws like Dodd-Frank enforce stricter rules for hedge funds, while Europe’s AIFMD regulates alternative investment managers to protect investors.

Regulations 72

Regulations Security Accreditation Rules 72

PYMNTS

OCTOBER 14, 2019

Flowers are water- and power-intensive to grow – and delivering them on demand can burn a lot of fuel. The flowers come from a middleman, and their origin is largely unknown. When John Tabis founded the digital flower delivery service Bouqs seven years ago, his goal was to make the flower industry more sustainable.

Origination 57

Origination On-Demand Process Returns 57

PYMNTS

NOVEMBER 8, 2018

Here is how retailers are innovating beyond loyalty by meeting demand for in-store shopping and new payment methods — as well as tapping into analytics and customer behavior: Almost two-thirds — or 65.4 Sixty-two percent of businesses choose to innovate to meet demand to shop in stores. million 5-star customer reviews.

Innovation 71

Innovation Credit Cards Payments On-Demand 71

FICO

JANUARY 8, 2021

For FICO, customer development means working with customers through all the stages of the lifecycle – from marketing to originations to customer management. FICO’s suite of interconnected Acquisition, Origination, and Growth capabilities for Telecommunications helps organizations do exactly that. Here are our top 5 posts from 2020.

Posting 52

Posting Origination Online and Mobile Banking Assessments 52

PYMNTS

JUNE 23, 2020

Yet, if things start to go back to normal, there will be pent up demand to buy again soon after that. Amazon’s original purpose was to have a vast selection, rather than a curated assortment, eMarketer principal analyst Andrew Lipsman told the trade. It was also unclear as to whether the style event would be an annual occasion. “I

Consumer 64

Consumer On-Demand Origination Returns 64

Nanonets

MARCH 27, 2023

These documents may include bank statements, W2s, pay stubs, and tax returns. In a study conducted by Moody’s Analytics, ​​56% of bankers surveyed found that manual collection of data and subsequent back and forth with the client was their biggest challenge in the mortgage origination process.

Automation 52

Automation Underwriting Regulatory Compliance Origination 52

PYMNTS

DECEMBER 14, 2020

And while it’s true that many high-return stocks have had a substantial increase in retail ownership, low-return stocks have also had a big increase.”. It might seem the recent huge gains by Airbnb and DoorDash on their first trading days following initial public offerings would have BNPL giant Affirm Holdings Inc.

Underwriting 64

Underwriting Returns BNPL On-Demand 64

Nanonets

JULY 31, 2023

Now that humanity has succeeded in digitising all forms of information that can be possibly thought of in PDFs, the new challenge that looms on the horizon is "Data-On-Demand"  - making data not just digital, but also immediately and readily accessible at our fingertips. Enter Language Learning Models (LLMs). Look no further!

API 98

API Automation Database Returns 98

PYMNTS

AUGUST 6, 2019

LendingClub received more than 14 million applications for loans originated by banks last year. Select Plus provides loan applicants with seamless access to credit within the company’s current rate parameters and enables investors to access new opportunities for potentially attractive risk-adjusted returns.

FDIC 43

FDIC On-Demand Adjustments Origination 43