Fintech Review

APRIL 19, 2025

These included cloud accounting, SME lending dashboards, invoicing tools, and payment portals. It allows software platforms to integrate payments, lending, insurance, and other financial services directly into their user interfaces, without becoming regulated financial institutions themselves. In contrast, SaaS fintech v2.0

Finance 52

Finance FinTech Embedded Finance Payment APIs and Integration 52

Finextra

JUNE 23, 2025

For financial services, especially those addressing underserved markets, the stakes are even higher. But this isn’t just about GPUs or cooling systems—it’s about how you build AI that earns trust, scales cost-effectively, and adapts to regulatory demands. And with response times as fast as 0.03

AI 52

AI Finance Payment APIs and Integration Embedded Finance 52

M2P Fintech

MARCH 24, 2025

Borrowers can now apply for loans, track progress, and make payments through digital platforms and mobile apps, eliminating the need for physical branches and banking hours. By establishing an immutable and distributed ledger of loan transactions, blockchain offers tamper-proof records and simplifies loan payment tracking.

Payment APIs and Integration 52

Payment APIs and Integration Blockchain Regulatory Compliance Underwriting 52

Finextra

JULY 14, 2025

No longer satisfied with being simply digital and inspired by interactions with Chat GPT, customers began demanding something deeper— experiences that understand them. In 2024, banks responded to this demand by expanding what customers can do without human intervention. Banks turned to a powerful ally: artificial intelligence.

AI 71

AI Rules Online and Mobile Banking Non-Bank 71

Finextra

JUNE 18, 2025

A bank armed with flight demand data and fuel futures might prompt treasury teams with early FX cover strategies before currency fluctuations hit profitability. This will help Airlines operate with tighter treasury control, and banks become integral partners in managing working capital risk. The result?

Transactions 52

Transactions Payment APIs and Integration Risk Cross-Border 52

Fintech Weekly

JULY 15, 2025

Subscribe to FinTech Weekly's newsletter Read by executives at JP Morgan, Coinbase, Blackrock, Klarna and more The Subtle Complexity of Building Fintech for the Underserved For more than a decade, "small business empowerment" has been a rallying cry in fintech. Featuring Anchit Singh. Discover top fintech news and events!

Small Business 78

Small Business FinTech Embedded Finance Payment APIs and Integration 78

Finextra

JULY 7, 2025

Home Announcements Payments Pay10 secures Bank of Bharain licence External This content is provided by an external author without editing by Finextra. The Pay10 Bahrain licence lets the fintech company offer payment solutions that are compliant with regulations and work in real time to help the Kingdom reach its digital transformation goals.

Security 52

Security Payment APIs and Integration Central Bank Real Time Payments 52

The Fintech Times

JUNE 30, 2025

While these specialised companies can build substantial businesses by serving underserved niches, they face scaling challenges and distribution hurdles in reaching agents. “Preparing for tomorrow means integrating finance, claims, and treasury into a more intelligent, connected operating model.

Payment APIs and Integration 80

Payment APIs and Integration AI Underwriting Treasury 80

Finextra

JUNE 11, 2025

Their scale, spend and influence often place them at the center of attention, commanding dedicated account teams, customized terms and complex integrations. Suppliers that continue to overlook or underserve this market are leaving untapped value on the table. It’s an understandable focus, but it may also be a costly blind spot.

Small Business 59

Small Business B2B Payment APIs and Integration Authorization 59

Clearly Payments

OCTOBER 7, 2024

Among the sectors affected is the payment processing industry , which has undergone rapid transformation in response to the unprecedented challenges posed by the pandemic. This article covers the impact of COVID-19 on payment processing, supported by data and statistics that highlight the scope and scale of these changes.

Cross-Border 105

Cross-Border Processors Contactless Payments Multi-Currency 105

The Fintech Times

DECEMBER 10, 2023

“The anticipated increase in adoption, diversification of services, and the continued growth of open banking payments signal a significant transformation in the financial sector. . “Regulators and policymakers are also taking note of the transformative power of open banking payments. .

Payment APIs and Integration 124

Payment APIs and Integration Credit Union API On-Demand 124

Fintech News

JANUARY 24, 2024

Coda Payments Coda Payments provides online payment solutions to digital content providers in more than 30 markets, according to its website. Some of the factors that contributed to its growth include the large and underserved SME financing gap in the region, estimated to be US$320 billion. Nium’s revenue grew 2.7x

FinTech 119

FinTech Payment APIs and Integration On-Demand Innovation 119

Fintech News

MAY 6, 2024

The backbone of Open Finance is a sophisticated, scalable digital framework, encompassing cloud computing solutions, contemporary core banking systems, and API management services. Several key drivers fuel the adoption of Open Finance by banks in Asia. The impact of Open Finance on Asian banks is profound.

Compliance 115

Compliance Finance Payment APIs and Integration API 115

The Payments Association

MAY 9, 2025

Basic access to payment systems, digital tools, and infrastructure that underpin daily operations and long-term growth are often out of reach. Large businesses take for granted access to merchant accounts, real-time settlements, and cross-border payments. Often, talk around SME finance centres on access to loans.

Finance 88

Finance Cross-Border Payment APIs and Integration Real Time Payments 88

PYMNTS

DECEMBER 27, 2019

The same demand for data integrations between back-office platforms spread into the need for those FinTech solutions to also integrate with SMBs’ bank account data for faster, more accurate data entry and analysis. The key to open banking’s rising adoption in the SMB financial services market, he said, is data integration.

Small Business 53

Small Business Credit Union Payment APIs and Integration Underserved 53

CB Insights

FEBRUARY 13, 2020

This growth has created major opportunities in the payments space, and companies like Stripe — the payments unicorn valued at a masive $35B — are hungry to capitalize on them. Specifically, the Collisons aimed to more seamlessly connect online businesses and payment processors, allowing more businesses to accept online payments.

Online and Mobile Banking 98

Online and Mobile Banking Payment APIs and Integration Payments Push-to-Card 98

Fintech Finance

JUNE 3, 2025

TerraPay , a global leader in digital cross-border payments, today announced that it has been granted a Class B license by Bank Negara Malaysia (BNM). With the new license, TerraPay is now well-positioned to support the countrys growing demand for efficient and transparent cross-border financial services.

Cross-Border Payments 52

Cross-Border Payments Cross-Border APACS Financial Inclusion 52

Stax

APRIL 18, 2024

Examples of popular SaaS apps include Shopify, an eCommerce platform, Dropbox, a cloud storage service, and Stax Bill, an automated payment processing system. TL;DR ISVs develop and distribute software products independently and often collaborate with hardware manufacturers and platform providers.

ISVS 88

ISVS Payment APIs and Integration End User On-Demand 88

PYMNTS

AUGUST 7, 2019

Without a regulatory mandate, many in the financial services and FinTech space believe that competition will — and already has — nudged the industry toward embracing data integrations across platforms and service providers in the name of better banking experiences. The jury is still out on the future of opening banking in the U.S.

Office of the Comptroller of the Currency 72

Office of the Comptroller of the Currency Payment APIs and Integration Federal Reserve Small Business 72

PYMNTS

FEBRUARY 13, 2020

Increasingly, growing demand for improved digital services, and the emergence of FinTechs targeting small businesses, has encouraged traditional banks to develop tools specific to their SMB customer base, which was once too big for retail products and too small for enterprise services. ” Finding Solutions That Fit. Drawing the Line.

Small Business 61

Small Business Payment APIs and Integration Economy Finance 61

PYMNTS

APRIL 2, 2019

in decades, has announced that it is working with technology solutions company NYMBUS to integrate its core digital banking and payment services. MOXY bank , preparing to be one of the first new community banks to launch in the U.S. Following approval by the Federal Deposit Insurance Corporation (FDIC) and Washington, D.C.’s

Community Banks 46

Community Banks Payment APIs and Integration FDIC Mobile Deposit 46

Fintech News

MARCH 26, 2024

. #3 SafexPay (India) SafexPay provides a comprehensive payment solution for businesses globally. It offers a range of services including a white-label payment gateway for banks and institutions, and an all-inclusive payment gateway solution for merchants. #4

FinTech 105

FinTech APACS Multi-Currency Payment APIs and Integration 105

PYMNTS

JUNE 11, 2019

That disruption isn’t over, either, according to Axos Bank CEO Gregory Garrabrants, who spoke with PYMNTS about how a fluctuating industry will continue to affect SMBs in the area of lending, payments and beyond. “Consumer banking has become very commoditized, but small businesses are still very underserved.”

Office of the Comptroller of the Currency 60

Office of the Comptroller of the Currency Small Business Payment APIs and Integration Third-Party Service Provider 60

The Fintech Times

FEBRUARY 8, 2024

To deliver financial solutions that empower Latin America, we must address the region’s fragmentation with due diligence and recognise not only divergent demands from each country, but also the diverse needs of the banks and their respective stakeholders.

Product 69

Product Payment APIs and Integration Due Diligence Small Business 69

PYMNTS

MAY 27, 2016

The company explained that it integrates Big Data analytics and traditional financial assessment strategies to provide financing to entrepreneurs and small businesses that are underserved by traditional banks. There are a million ways (or more) that startups can target other companies. Expense Management. Financial Advisory Services.

Online and Mobile Banking 40

Online and Mobile Banking B2B Payment APIs and Integration Credential 40

Clearly Payments

APRIL 9, 2024

This includes digital platforms, software, and applications that offer financial services such as mobile banking, peer-to-peer (P2P) payments , online lending, and investment management. The proliferation of APIs and microservices architecture further enhanced modularity and flexibility.

Finance 105

Finance FinTech Online and Mobile Banking Payment APIs and Integration 105

PYMNTS

NOVEMBER 18, 2019

Smart, according to Google, because it will provide its checking accountholders with money management tips to optimize and manage the funds in those accounts – funds linked to payments and identity credentials that consumers can use to buy things, pay bills and send money to others in and outside the Google ecosystem.

Credential 70

Credential Credit Union PayPal Online and Mobile Banking 70

Fintech Review

JANUARY 14, 2025

Businesses and consumers alike are witnessing a seismic shift in how financial interactions are managed, from digital payments to sophisticated lending platforms. One of the growing trends, neobanks target underserved segments, including small businesses and freelancers. Mobile-first design is another key factor.

Embedded Finance 59

Embedded Finance FinTech Payment APIs and Integration Financial Inclusion 59