The Fintech Times

FEBRUARY 28, 2025

There is a growing demand for transparent and explainable AI models. “Integrating AI into banking is both technically and financially demanding due to strict regulations, legacy systems, and complex processes. The use of AI in fintech has sparked concerns about data privacy and the misuse of sensitive financial information.

AI 97

AI Best Practices Regulations Risk 97

The Fintech Times

APRIL 2, 2025

Collateral is an essential risk mitigation tool that helps support overall financial stability. But as the markets grow more complex and cost pressures rise, so too does the demand for high-quality collateral.

Blockchain 52

Blockchain Technology Risk Mitigation Participant 52

FloQast

SEPTEMBER 18, 2024

The Strategic Shift: From Compliance to Risk Orchestration FloQast’s survey uncovered a pretty notable opportunity in the compliance landscape. While a significant 47% of compliance professionals are focused on reducing administrative demands, only 16% are exploring strategic risk orchestration.

Compliance 103

Compliance Risk Risk Management On-Demand 103

PYMNTS

NOVEMBER 17, 2020

Targeting FIs, Nucleus Software has rolled out its latest technology with a focus on supply chain risk mitigation. the new offering elevates risk mitigation for banks to support corporate customers' supply chains by reducing the risk of disruptions. HSBC Collabs With Biz2Credit For SMB Loans.

Finance 99

Finance FinTech Risk Mitigation Non-Bank 99

PYMNTS

NOVEMBER 2, 2020

The acquisition of LLamasoft will strengthen the value of its business spend management (BSM) software for the corporate sector, at a time when firms across the board are struggling to accurately assess and balance supply and demand, Coupa noted in a press release. Coupa said it has agreed to spend $1.5 Home Depot and Nestle. “We

Risk Mitigation 76

Risk Mitigation NOV On-Demand Acquirers 76

M2P Fintech

APRIL 10, 2025

This rising demand for LAMF reflects a valuable opportunity for lenders, driven by a streamlined and rapid application process that attracts a growing borrower base. That said, LAMF is a comprehensive financial solution that elegantly balances the demand for short-term liquidity with the goal of long-term investment growth.

Mitigation 52

Mitigation Regulatory Compliance Compliance Automation 52

Fintech News

JUNE 5, 2024

This growth is not just a result of increasing demand and shifting market dynamics, but a direct consequence of the transformative impact of advanced financial technology (fintech) on the sector. What makes the Strategy-Risk model a robust tool is its iterative sequential approach. billion by 2030.

FinTech 109

FinTech Mitigation Risk On-Demand 109

Fintech News

JULY 24, 2024

As financial services become more digitalised, they face increasing susceptibility to sophisticated cyber threats, demanding advanced security measures. The financial sector is on the edge of a major transformation powered by continuous technological advancements. Banks must, therefore, prioritise resilience and continuity as never before.

Finance 120

Finance Risk Mitigation Automation Disaster Recovery 120

PYMNTS

MARCH 13, 2017

What we’re seeing now is a strong demand for mobile RDC,” said Ballagh, adding that for a mobile RDC solution to really gain traction, it needs to have all the same capabilities of a desktop solution. “Checks are declining,” he acknowledged, “but that decline isn’t as deep as it was. This is where API technology comes in.

RDC 77

RDC Checks API Remote Deposit Capture 77

The Payments Association

MAY 16, 2025

Instant payments demand instant certainty. The risks of legacy settlement logic Payment networks still rely on response codes to indicate transaction statusan outdated approach in a real-time environment. Front-Loaded Risk Mitigation SWIFT advocates pre-transaction screening to prevent post-settlement disputes.

ISO 20022 88

ISO 20022 Cross-Border Cross-Border Payments Settlement 88

Fintech News

FEBRUARY 14, 2024

The trade finance industry has been aspiring for greater digitalisation, striving to tap into potential benefits such as improved transparency, efficiency, risk mitigation and support for small and medium-sized enterprises (SMEs).

Finance 126

Finance Distributed Ledger Technology (DLT) Payment APIs and Integration Legal Framework 126

PYMNTS

OCTOBER 23, 2020

It's for this reason that cybersecurity risks have climbed to the top of procurement professionals' minds as they develop their supplier management strategies. But third-party risk is complex and multifaceted, demanding a juggling act of coordination, collaboration and research. Risk Focus In Flux. Thinking Ahead.

Risk 57

Risk Risk Mitigation Mitigation Cybersecurity 57

PYMNTS

JUNE 20, 2017

“Active Counterparty Management — Critical To Managing Risk,” published last week , finds that retroactive counterparty risk management oftentimes doesn’t cut it, and that real-time and active management of this risk can sometimes be the difference between staying in business or shuttering your doors.

Risk Assessment 47

Risk Assessment Assessments Risk Risk Mitigation 47

Trade Credit & Liquidity Management

MAY 1, 2025

Key Considerations for Credit Execs Though tariff uncertainty is not currently prompting a rush to secure liquidity, businesses freezing major investments and decisions creates a unique risk environment for trade credit managers. The overall picture is one of caution and inaction as companies await clearer signals on trade policy and tariffs.

Risk Mitigation 52

Risk Mitigation Mitigation Credit Risk UCC 52

Fintech Review

FEBRUARY 7, 2024

By leveraging cloud computing, these firms can effortlessly scale their operations up or down, sidestepping the traditional limitations imposed by physical infrastructure and thus, remaining highly adaptable to the market’s fluctuating demands. They avoid heavy investment in physical spaces. Resources flow to innovation instead.

FinTech 105

FinTech Non-Bank Risk Mitigation Data Breach 105

Fintech Finance

APRIL 7, 2025

These offerings encompass end-to-end services available through a single vendor, including digital gifting platforms, card production, AI-driven customer care, comprehensive processing, demand planning, marketing, advanced fraud protection and distribution through BHN’s expansive network.

Risk Mitigation 59

Risk Mitigation Fraud Detection Near Real-Time Mitigation 59

PYMNTS

OCTOBER 14, 2019

On top of geopolitical factors, there are a slew of risks facing supply chains from many angles, as Resilinc Co-founder Sumit Vakil recently told PYMNTS. That struggle to share information is among the largest barriers to supply chain risk mitigation, noted Vakil. ” Data Evolution.

Risk 53

Risk Risk Mitigation Innovation Mitigation 53

PYMNTS

JANUARY 31, 2019

demand for faster payment capabilities, too. .” ” The report also issued a slight warning to the industry: While faster payment innovations and technologies are progressing, solutions “tend to focus on technology more than risk,” with less attention paid to risk mitigation and legality than to speed.

Faster Payments 73

Faster Payments Money Laundering Same Day ACH AML 73

The Fintech Times

AUGUST 9, 2024

AU10TIX , the identity verification and management firm, has unveiled a new anti-money laundering (AML) solution, in a move to help businesses ensure a safer approach to risk mitigation. The post AU10TIX Aims to Reduce Operational Risk for Businesses With New AML Solution appeared first on The Fintech Times.

AML 64

AML Risk Payment APIs and Integration Money Laundering 64

FICO

DECEMBER 19, 2016

In 2017, consumer demand will emerge around wanting to understand more about the security of the organizations they do business with. IoT-dependent manufacturers will respond positively to publicly discussed risk mitigation strategies and differentiators. That’s the bad news. Say hello to 2017. Follow me on Twitter @dougoclare.

Office of the Comptroller of the Currency 82

Office of the Comptroller of the Currency Cybersecurity Identity Theft Compromise 82

PYMNTS

SEPTEMBER 21, 2019

They’re just a few basic rules of thumb for small business owners to help mitigate the risk of a cyberattack, according to Matrix Integration; however, as president Nathan Stallings warns, as cyberattacks become more sophisticated, so much small businesses’ mitigation tactics. Stronger passwords. ” The U.S.

Data Breach 80

Data Breach Breach Small Business Business Email Compromise 80

PYMNTS

SEPTEMBER 29, 2017

When it comes to corporate treasury, business clients demand robust solutions and services from their banks, and FinTech players are stepping in to help. But the banks themselves also have complex demands for their own treasury departments, which, like other corporations, must be able to manage finances, risk and compliance.

Treasury 56

Treasury Addressing Treasury Management FinTech 56

PYMNTS

JANUARY 30, 2019

Financial technology (FinTech) company Numerated , which links financial institutions (FIs) with digital business lending and sales solutions, has announced a partnership with PayNet to integrate risk analytics into its offering. In a press release issued on Tuesday (Jan.

Risk 57

Risk Risk Mitigation Small Business Underwriting 57

PYMNTS

OCTOBER 7, 2016

” Regulatory requirements, risk mitigation, security measures and borrower satisfaction all pressure banks to grasp the power of data analytics. . “Having access to those kind of analytics makes for a powerful differentiator as well.” ”

Origination 78

Origination Underwriting Third-Party Service Provider Risk Mitigation 78

The Fintech Times

MAY 25, 2024

” More exposure Saleh continues: “The SEC’s move is another sign of the growing appetite for crypto ETFs and could introduce fresh demand pressure on Ethereum spot prices, since exposure to Ethereum would be opened to a wider pool of investors. But how is this approval different to Bitcoin’s in January?

Bitcoin 72

Bitcoin Cryptocurrency On-Demand Risk 72

PYMNTS

JUNE 17, 2020

Gianluca Pizzituti , CEO and co-founder of invoice financing platform Velotrade , told PYMNTS about the risks financiers must mitigate in the trade finance arena, the role of data in mitigating those threats, and the evolving role of invoice finance to help B2B companies endure the most volatile market many have seen in years.

Finance 68

Finance Mitigation B2B Underwriting 68

Fintech Review

MAY 4, 2025

Modern finance teams rely heavily on embedded finance, SaaS fintech software, finance APIs, and cloud-based platforms to run everything from payments to compliance to cash management. This guide covers the top 100 fintech tools across key categories including banking APIs, billing, KYC/AML, FX, crypto tools, and open banking.

Payment APIs and Integration 76

Payment APIs and Integration FinTech Multi-Currency Embedded Finance 76

PYMNTS

JANUARY 18, 2019

The complexities and demands of B2B eCommerce can be significantly greater than those of the consumer digital shopping realm. “These are things that we think will force, essentially, B2B to leapfrog B2C,” he said, pointing to the higher demands of the B2B world that need to be addressed. Betting On Blockchain.

B2B 78

B2B Blockchain B2C Use Case 78

PYMNTS

APRIL 27, 2016

More than half of treasury departments surveyed by the firm, however, say that a lack of visibility into their corporations’ exposure to this risk, as well as unreliable FX forecasts, are their top challenges. At the same time, a continued dependence on manual analytics can similarly mean a weak grip on FX risk mitigation.

Risk 40

Risk Risk Mitigation Mitigation Cross-Border 40

The Fintech Times

JULY 29, 2024

They invest in advanced cybersecurity protocols to safeguard sensitive information and employ AI-driven algorithms for continuous monitoring and risk mitigation. Successful platforms embrace new technologies and business models, improving services to meet evolving consumer and regulatory demands, staying ahead in a fast-paced industry.

FinTech 69

FinTech Due Diligence Cybersecurity Risk Mitigation 69

PYMNTS

JUNE 25, 2019

’s exit from the European Union as a top supply chain concern — more than cyberattacks, natural disasters, supplier failures and demand surpassing capacity. Brexit , trade wars and other geopolitical events that are disrupting supply chains are leading to a heightened focus on risk mitigation and cost reduction, too.

Risk Mitigation 49

Risk Mitigation Disputes Mitigation Risk 49

PYMNTS

APRIL 22, 2019

Those challenges include the costs of investing in and deploying faster payment systems, understanding and meeting the demand for these technologies, and navigating a shifting operational model of payments. Adoption and implementation will rely significantly on market demand.

Faster Payments 63

Faster Payments Center for Payments Real Time Payments Payments 63

The Fintech Times

OCTOBER 7, 2024

The launch of the Bitcoin-linked structured investment aligns with the Bank’s strategy to enhance its product suite, particularly for wealth management clients, by providing tailored solutions that balance growth potential with risk mitigation. It is a testament to NBB’s continued leadership in financial innovation within the region.”

Bitcoin 52

Bitcoin Product Security Accreditation 52

PYMNTS

JULY 13, 2016

But look deeper, Farrell recently explained to PYMNTS, and you’ll see that it’s a reflection of the diverse range of responsibilities and demands that the eProcurement of the modern day has. On the other hand, supplier management is about mitigating the risk of working with unfamiliar suppliers or overseas partners.

Risk Mitigation 40

Risk Mitigation Mitigation Risk Automation 40

PYMNTS

APRIL 19, 2019

legislation related to employee pensions, and the market’s PAYE Modernization initiative (a payroll digitization effort that went into effect at the beginning of the year), are areas in which accountants can act as compliance and risk mitigation guides to SMBs. However, Steven Jones, business development manager of U.K.

Payroll 61

Payroll Accounts Innovation Small Business 61

PYMNTS

APRIL 15, 2020

Credit and debit cards, and later, digital wallets, like PayPal, eliminated that friction for the online shopper, kept transactions secure, and reduced the risk from the merchant that items shipped wouldn’t be paid for. One [reason] is risk mitigation, and the other is a fear of fraud,” Cummer noted.

Online and Mobile Banking 79

Online and Mobile Banking Point-of-Sale (POS) Risk Mitigation Credit Cards 79

Faster Payments Council

SEPTEMBER 23, 2023

The Fall Member Meeting will bring together FPC members for two days filled with presentations on the most pressing issues in faster payments, panel discussions with industry experts, roundtables on timely topics, and engaging networking opportunities. Their aim is to educate the industry on the inhibitors to faster payments adoption.

FPC 88

FPC Federal Reserve RFP Faster Payments 88