Fintech Finance

DECEMBER 12, 2024

Visa Direct reaches 99% of bank accounts in the US, and over 11 billion endpoints including cards, accounts and digital wallets around the world. Visas initiative sets an exemplary model for financial institutions to meet the demands for speed and efficiency.

Funds Availability 98

Funds Availability FPC Accounts Debit Card 98

The Payments Association

MARCH 19, 2025

Security & compliance risks: Meeting growing AML, fraud prevention, and regulatory demands is difficult with rigid, outdated infrastructure. Reduce costs and operational risk by migrating gradually, using a POC approach, instead of investing in an expensive, lengthy, and high-risk, large-scale system overhaul.

Payment APIs and Integration 88

Payment APIs and Integration Innovation Cross-Border ISO 20022 88

The Payments Association

JUNE 3, 2025

While still central to security, modern tokenisation addresses broader demands: interoperability across platforms, reduced operational costs, and improved customer experience. This enables rapid scaling of new payment use cases, without duplicating risk exposure.

Security 88

Security Payment Security Payment APIs and Integration Credential 88

Trade Credit & Liquidity Management

JUNE 24, 2025

The bank is among the first to allow corporate clients to send payments up to the new $10 million limit, driving new business-to-business (B2B) use cases. RTP Industry Implications BofA’s adoption and public announcement are expected to increase industry-wide use of real-time payments. Federal Reserve.

Real Time Payments 52

Real Time Payments B2B RTP Volume 52

The Fintech Times

FEBRUARY 17, 2025

“By leveraging the banks and our partners core strengths, we aim to launch a stablecoin that can be used securely by institutions and individuals across a wide number of use cases. “We are introducing solutions and instruments that service this market and meet the growing client demand.

Stablecoins 104

Stablecoins Issuers Use Case Cross-Border Payments 104

Fintech Finance

DECEMBER 19, 2024

With FlexPricing, software vendors can easily implement flexible pricing strategies that include charging a percentage fee on bank transfer transactions, adding custom fees, and letting Worldline take on their billing duties. FlexPricing empowers partners to enhance their revenue models and optimize the billing experience for their merchants.

ISVS 98

ISVS Facilitators ACH Payroll 98

Fintech Finance

MARCH 20, 2025

Tink also recently hit a new €100M peak in a single day for its payment initiation services (PIS) across Europe, marking a tipping point in demand for Pay by Bank. These landmark numbers show that 2025 will be a critical turning point for open banking solutions like Pay by Bank as use cases grow and expand into more markets.

Payment Service Provider (PSP) 59

Payment Service Provider (PSP) Payments On-Demand Instant Payments 59

The Payments Association

JANUARY 21, 2025

This report provides a comprehensive analysis of the key trends defining the payments sector in 2024, highlighting the opportunities for strategic growth, as well as the challenges posed by regulatory pressures, financial crime, and evolving infrastructure demands.

Payments Trends 88

Payments Trends Financial Crimes Cross-Border Payments 88

The Fintech Times

MARCH 6, 2025

This will enable their own customers to store, spend and get paid in stablecoins, USD, GBP, EUR and exchange between balances automatically or on-demand, 24/7. But theyre not perfect for every use case and moving money between traditional currencies and stablecoins is still challenging.

Stablecoins 59

Stablecoins Payment APIs and Integration FedWire Multi-Currency 59

The Payments Association

JUNE 3, 2025

Yet designing for offline-first use cases introduces technical complexity and requires careful consideration to balance user demand with practicality, though recent prototypes show that offline functionality can be achieved on standard smartphones without specialised hardware. On the consumer side, privacy concerns loom large.

CBDC 88

CBDC Cross-Border Central Bank Cross-Border Payments 88

Fintech News

JUNE 16, 2025

As the global demand for faster, more affordable, and increasingly transparent cross-border payments intensifies, Project Nexus is emerging as a foundational initiative to meet the G20’s ambitious roadmap. By joining Nexus, banks can respond to that demand in a tangible way. All of this reflects what the G20 set out to achieve.

Cross-Border Payments 82

Cross-Border Payments Cross-Border APACS ISO 20022 82

Fintech News

JANUARY 21, 2025

These include embedded finance, a market thats projected to reach US$7.85 Instead, open finance development is being driven by market forces, including consumer demand, fintech innovation, and competitive pressures among financial institutions. appeared first on Fintech Singapore.

Payment APIs and Integration 111

Payment APIs and Integration Finance Cross-Border API 111

The Payments Association

FEBRUARY 10, 2025

Andrew Doukanaris Ambassador, The Payments Association While vIBANs have positive use cases, challenges exist in limited monitoring of the end user, alignment with the PSPs risk appetite, and the lack of a consistent framework to mitigate financial crime and regulatory risks. Why is it important?

IBAN 88

IBAN AML Master Account Due Diligence 88

Finextra

JUNE 30, 2025

This global heatmap of AI in banking draws on fresh data, case studies, and market insights to uncover the evolving landscape of AI adoption. Use Cases and Impact U.S. banks are applying AI in a range of use cases. Use Cases and Impact U.S. banks are applying AI in a range of use cases.

AI 69

AI Finance Fraud Detection Use Case 69

Tearsheet

FEBRUARY 20, 2025

In November 2024, JPM rebranded Onyx, its blockchain-based asset tokenization platform, to Kinexys, and also renamed its JPM Coin to Kinexys Digital Payments to meet the increasing demand for asset tokenization among major financial institutions. BTS: Refining the experience from the inside out Tracking J.P.

Payment APIs and Integration 64

Payment APIs and Integration FinTech Embedded Finance Payments 64

Finextra

JULY 3, 2025

Your users can: Load money via card, bank, or cash agents Pay merchants or peers directly Set up recurring utility payments Use QR codes, NFC, or biometric verification for transactions In short: It behaves like a bank account with embedded superpowers, making it ideal for unbanked users, rural markets, and ecosystems where banks are slow to reach.

eWallet 52

eWallet Payment APIs and Integration PCI DSS Online and Mobile Banking 52

Fintech Finance

FEBRUARY 12, 2025

This rapid growth highlights the accelerating demand for seamless, secure and cost-effective digital payments, with TrueLayer’s Pay by Bank solution leading the charge. We look forward to announcing more on that later this year.”

Consumer 59

Consumer Acquirers Instant Payments Transactions 59

FloQast

MARCH 19, 2025

From here, the agent transforms such data using natural language inputs. Now that you understand what agents are, its time to look at their use cases. Use Cases of AI Agents AI in accounting is not new, although there have been significant advancements in recent years.

AI 52

AI Accounts Fraud Detection Audit 52

Fintech Finance

JULY 15, 2025

Use cases include gig worker payouts, employee tips, insurance reimbursements, merchant settlements, refunds, and more. By embedding on-demand disbursements directly into our issuing stack, we are helping businesses move money faster and more intelligently, all within a single, unified product experience.”

Instant Payments 52

Instant Payments Product Payment APIs and Integration Near Real-Time 52

Fintech Finance

MAY 1, 2025

This makes QNB the first bank in Qatar to use KDP’s blockchain deposits accounts for 24/7 settlement of their corporate flows, facilitating and automating on-demand multi-currency cross-border payments. As an established bank in the region – for nearly a century, J.P.

Cross-Border Payments 69

Cross-Border Payments Cross-Border Settlement Blockchain 69

Fintech News

MAY 12, 2025

The move comes as Anchorage Digital looks to expand its stablecoin offering amid growing institutional demand and evolving U.S. Mountain Protocol is regulated by the Bermuda Monetary Authority and is backed by Multicoin Capital, having recently raised US$8 million in a Series A round. The financial details were not disclosed.

Stablecoins 90

Stablecoins Issuers Acquirers Regulatory Compliance 90

The Fintech Times

JULY 3, 2025

” RLUSD supports a wide range of use cases, including cross-border payments, global treasury management, and access to US dollar liquidity. The partnership marks progress for OpenPayd’s recently launched stablecoin infrastructure. OpenPayd will provide direct minting and burning capabilities for Ripple USD.

Cross-Border Payments 69

Cross-Border Payments Cross-Border Stablecoins Interoperability 69

NFCW

JUNE 17, 2025

“NFC is being integrated into increasingly compact devices that are expected to handle more complex, sensitive interactions – such as Tap to Mobile solutions that allow smartphones to accept payments, or Multi-Purpose Tap use cases where a single tap unlocks multiple functions (eg payment, loyalty rewards, access, or product data).

Transactions 94

Transactions Volume Use Case ISOs 94

The Payments Association

JUNE 16, 2025

Simultaneously, it would entail trade-offs in security, user experience, and operational design that demand careful scrutiny across the industry. The security of such payments rests entirely on the devices, hence the use of secure elements in the experiment. However, this structure introduced practical constraints.

Settlement 88

Settlement CBDC Payment APIs and Integration Privacy 88

Stax

JANUARY 28, 2025

Your provider will offer a set of APIs (Application Programming Interfaces) your developers can use to integrate the Click to Pay systems with your website CMS, eCommerce platform, or SaaS platform. The customer will also receive a confirmation message that funds have been debited from the customers account and sent to the business.

Payment APIs and Integration 68

Payment APIs and Integration Online and Mobile Banking Payment Gateways Gateways 68

The Payments Association

MARCH 27, 2025

Multibanking, (which is access to best of breed financial services among use cases and locations) can empower corporates to take full advantage of this opportunity. Multibanking, (which is access to best of breed financial services among use cases and locations) can empower corporates to take full advantage of this opportunity.

Embedded Finance 88

Embedded Finance Finance Non-Bank On-Demand 88

Finovate

JULY 15, 2025

Use cases for the technology include gig worker payouts, employee tips, insurance reimbursements, merchant settlements, refunds, and more. “By embedding on-demand disbursements directly into our issuing stack, we are helping businesses move money faster and more intelligently, all within a single, unified product experience.”

Embedded Finance 52

Embedded Finance Instant Payments Finance Near Real-Time 52

The Payments Association

JULY 24, 2025

They’ve validated demand, fine-tuned their offering, and now it’s time to take the next step: accepting payments and scaling the business. We’re driven by a culture of innovation and curiosity – a belief that the best ideas are still ahead of us, and the real breakthroughs come from asking better questions. Workflow Mapping.

Payment APIs and Integration 68

Payment APIs and Integration Payments PCI DSS Checks 68

The Fintech Times

APRIL 4, 2025

As a result, the USD-denominated stablecoin is now being integrated into Ripple ‘s flagship payments solution, Ripple Payments, as the digital asset infrastructure provider looks to drive RLUSD’s utility and demand. Access liquidity for remittance and treasury operations.

Stablecoins 40

Stablecoins Cross-Border Payments Payment Solutions Cross-Border 40

The Fintech Times

APRIL 30, 2025

The solution enables customers to Pay by Bank via the ShopBack app using a QR code on Chemist Warehouses Quest payment terminals. By opting to use Pay by Bank, customers avoid payment fees at any merchant and enjoy the convenience of direct bank payments. This gives our users the flexibility of choice in payments.

Payments 45

Payments Debit Card On-Demand Use Case 45

The Fintech Times

MAY 1, 2025

This transformation is exemplified by industry leaders like JP Morgan Chase, where CEO Jamie Dimon has championed a 12billion annual investment in data and technology overseeing over 400 AI use cases including fraud detection, customer service improvements and operational efficiencies across the bank.

AI 45

AI Risk Fraud Detection Risk Assessment 45

Finextra

JUNE 9, 2025

has reached a real-time tipping point 0 09 June 2025 1 comment Anand Vaidya Principal Solutions Consultant Icon Solutions Location Wimbledon Followers 0 Opinions 3 Follow Unfollow The need for speed, convenience and certainty is driving demand for faster payment services in the U.S. Same day Automated Clearing House (ACH) payments rose 19.1%

ISO 20022 52

ISO 20022 ISOs FedNow TCH 52

Finovate

JANUARY 15, 2025

The chill has been taken out of the industry as investors regain confidence, new startups can launch with less risk, and established players are doubling down on new technologies to meet evolving customer demands. From fresh AI applications to the new uses for embedded finance, fintech is experiencing a renewed momentum.

Embedded Finance 52

Embedded Finance FinTech Payment APIs and Integration AI 52

The Payments Association

JANUARY 13, 2025

Given the likely scenario of the operational burden of implementing these systems capable of supporting new legal and regulatory demands increasing, PSPs are recommended to invest in blockchain analytics tools, automated compliance monitoring systems, and enhanced reporting capabilities. Why is it important?

Legal 88

Legal Stablecoins Cross-Border Due Diligence 88

Fintech News

NOVEMBER 17, 2024

The pressure to stay ahead continues to mount as customers demand more immediate and user-friendly experiences. Download the Oradian x Salmon case study case study to learn more about the challenges, results, and cloud-native core banking technology. And for good reason: those who fail to advance, become obsolete.

SWIFT 116

SWIFT API Underserved Interoperability 116

The Fintech Times

JULY 17, 2025

Tell us more about your company and its offering At the core of what we do is our scalable, global money movement network – built to empower our partners with real-time cross-border payments. And yet, what anchors us is unchanged: our mission to accelerate financial inclusion. We decided we wanted to change that.

Cross-Border 45

Cross-Border Cross-Border Payments Interoperability SWIFT 45

The Payments Association

JULY 19, 2025

Summary – A Complex Landscape Demands a Nuanced Approach The NRA’s reclassification signals stronger regulatory intent, but it also underscores the need for policy frameworks that reflect operational realities and control maturity. This change undoubtedly has the potential to bolster the UK’s defences against illicit actors.

Money Laundering 88

Money Laundering Risk Financial Crimes Due Diligence 88