Fintech Finance

JULY 7, 2025

Five big banks in Belgium have joined the European Payments Initiative (EPI) to help spread the word about its Wero digital wallet across Europe. With the Belgian banks EPI Wero collaboration, gives the initiative more energy to provide more European customers with safe and unified payment options.

Online and Mobile Banking 52

Online and Mobile Banking Payment Solutions Digital Payments Accounts 52

Finovate

MARCH 7, 2025

What happens when an ongoing revolution in payment innovation meets a regulatory regime determined to ensure secure and safe transactions for individual consumers, business entities, and even governments? This is the payments landscape in the UK and EU in 2025. And thats a really positive development.

Payments 52

Payments Push-to-Card Online and Mobile Banking P2P 52

The Fintech Times

MARCH 27, 2025

Moniepoint , a Nigeria-based fintech offering an all-in-one banking, credit, and cross-border payment solution for African businesses and their customers, is on a mission to help businesses and individuals digitise their operations. to provide infrastructure and payment solutions for banks and financial institutions.

FinTech 59

FinTech Financial Inclusion Cross-Border Payments Online and Mobile Banking 59

Stax

MAY 23, 2025

This involves: Merchant onboarding: Collecting business details and verifying accounts so your users can start accepting payments. Payment processing: Authorizing and settling transactions in real time. Payouts and reporting: Ensuring funds reach the merchants bank account and offering tools to track and manage transactions.

ISVS 88

ISVS Best Practices Payment APIs and Integration Enrollments 88

The Fintech Times

FEBRUARY 20, 2025

Salad Money , an online loan provider, is rolling out Payit, the open banking payments solution by NatWest , to enable its customers to make loan repayments more easily. By eliminating the need for card details, typically stored by third parties, NatWest minimises the risk of online fraud. No more 16-digit card numbers.

Online and Mobile Banking 59

Online and Mobile Banking Risk Accounts Authentication 59

Fintech Finance

OCTOBER 15, 2024

TRANSFOND , the Romanian Banking Association , and the entire banking community in Romania announce that the new RoPay system has become operational. RoPay allows users to make instant mobile payments in line with the national payment scheme. This service is the result of a genuine community effort.

Instant Payments 98

Instant Payments Online and Mobile Banking Processors Payments 98

PYMNTS

MARCH 27, 2020

Their use for B2B payments, however, remains limited — but in the U.K., open banking may be able to change that. While open banking FinTech innovation has initially focused on opening up bank account data to third party platforms, there is another component to the initiative with major implications for the payments landscape.

Payment Initiation 60

Payment Initiation B2B Online and Mobile Banking Small Business 60

Fintech Finance

JULY 3, 2024

European Payments Initiative (EPI) , a European-grown player committed to offering a sovereign payment solution to all consumers on the continent, has announced the launch of its mobile-first wallet and instant account-to-account payment solution, wero , for customers of German Sparkassen and Volksbanken, Raiffeisenbanken.

Digital Payments 105

Digital Payments Innovation Online and Mobile Banking Cross-Border 105

PYMNTS

SEPTEMBER 11, 2019

Make that leather wallet a mobile one, wielded on smartphones. As we noted in this space earlier in the summer, using apps to bank is markedly being embraced by the younger generation. As spotlighted in the Digital Banking Tracker , the global digital banking market is slated to grow by 16 percent, compounded annually.

Non-Bank 64

Non-Bank Online and Mobile Banking Authorization Regulations 64

Fintech Review

JULY 24, 2024

We will explore success stories, the pivotal role of mobile money , and the unique challenges faced. The Role of Mobile Money Mobile money is a cornerstone of fintech in emerging markets. In many parts of Africa, mobile money services have seen explosive growth. In India, Paytm has revolutionised digital payments.

FinTech 105

FinTech Online and Mobile Banking Financial Literacy Financial Inclusion 105

PYMNTS

JUNE 17, 2020

The COVID-19 pandemic has bolstered mobile payments in India and primed them to overtake card payments in the not-too-distant, S&P Global Market Intelligence said this week in its 2020 India Mobile Payments Market Report.

Mobile Payments 56

Mobile Payments Online and Mobile Banking Contactless Payments Payments 56

PYMNTS

JUNE 17, 2020

The COVID-19 pandemic has bolstered mobile payments in India and primed them to overtake card payments in the not-too-distant, S&P Global Market Intelligence said this week in its 2020 India Mobile Payments Market Report.

Mobile Payments 56

Mobile Payments Online and Mobile Banking Contactless Payments Push-to-Card 56

PYMNTS

DECEMBER 19, 2019

To that end, on a grand stage, in payments it is the BRICS that may shape – at least in part – how mobile payments evolve. As reported last month, the BRICS have been moving toward a unified payment system. trillion in banking assets. BRICS, Unified? Touring the Landscape.

Mobile Payments 52

Mobile Payments Online and Mobile Banking Cross-Border Payments 52

PYMNTS

AUGUST 5, 2020

The evolution — beyond sorting coins stored in proverbial piggy banks and coffee cans and toward bill pay and commerce, all in a self-service environment — is a natural one for the firm, which traces its evolution back 29 years with initial installations in groceries. billion in the U.S. The Brick-And-Mortar Component.

Bitcoin 135

Bitcoin Payment APIs and Integration Online and Mobile Banking Credit Union 135

PYMNTS

DECEMBER 19, 2019

To that end, on a grand stage, in payments it is the BRICS that may shape – at least in part – how mobile payments evolve. As reported last month, the BRICS have been moving toward a unified payment system. trillion in banking assets. BRICS, Unified? Touring the Landscape.

Mobile Payments 52

Mobile Payments Online and Mobile Banking Cross-Border Payments 52

Fintech Finance

FEBRUARY 19, 2025

Online loan provider, Salad Money has rolled out NatWests multi award-winning1 open banking payments solution Payit , to enable their customers to make loan repayments via their portal online. The option is available to all Salad Money customers with a bank account with access to online banking or a mobile banking app.

Online and Mobile Banking 59

Online and Mobile Banking Payment Initiation Risk Accounts 59

Finovate

SEPTEMBER 27, 2024

In addition to its funding announcement, Nmbr also reported that RBCx, the technology and innovation arm of Royal Bank of Canada, will serve as the company’s banking partner. This week, the Canadian fintech announced that it is helping Multitude Bank enhance its loan repayment processes to enable instant loan repayments.

Embedded Finance 64

Embedded Finance Finance Payroll Online and Mobile Banking 64

The Payments Association

OCTOBER 4, 2024

The rise of alternative payment methods like cryptocurrencies, mobile payments (e.g., Apple Pay, Google Pay), and buy now, pay later (BNPL) solutions are gaining traction, threatening to displace traditional card payments. High fees can erode the precious and often narrow profit margins.

Online and Mobile Banking 88

Online and Mobile Banking Cross-Border Payments Cross-Border Alternative Payment Methods 88

Stax

AUGUST 29, 2024

The dominance of cashless commerce means only businesses that ensure the seamless processing of in-store and online credit and debit card payments will remain competitive. The question is: how do payment service providers work and how can you choose the right one for your business? Read on to find out.

Payment Service Provider (PSP) 88

Payment Service Provider (PSP) Service Provider Payment Gateways Online and Mobile Banking 88

FICO

DECEMBER 18, 2017

The use of credit and debit cards has grown for decades, and many observers, including Payments UK , are expecting growth in both value and volume of payments to continue. Do you get irritated when you’re booking a flight online and the airline adds a nice big charge for using certain types of cards?

Transactions 79

Transactions Real Time Payments Debit Card Online and Mobile Banking 79

PYMNTS

JANUARY 4, 2019

3) that, in Hungary, commercial banks have started a test phase for a domestic instant payments system, with a “go live” date slated for July 1. Among the biggest banks in the country, amid the push toward instant payments, are OTP Bank, Belgian KBC Groep and Austrian Erste Group Bank.

Instant Payments 67

Instant Payments Funds Transfer Online and Mobile Banking ACH 67

Segpay

JUNE 25, 2024

Pay by Bank transactions – also known as Bank Transfers, A2A, or Direct Bank Payments – are cardless payment methods that allow customers to pay directly from their bank account to the merchant’s bank account through Open Banking.

Online and Mobile Banking 52

Online and Mobile Banking Payments Settlement Authentication 52

PYMNTS

APRIL 2, 2019

In the world of Open Banking, the steps are tentative, but march toward a goal of greater financial transparency and flexibility. One might know that Open Banking — which launched in the U.K. One might know that Open Banking — which launched in the U.K. PSD2 is just the start of Open Banking. is authorized in the U.K.

Online and Mobile Banking 66

Online and Mobile Banking Authorization API End User 66

Fintech Finance

MAY 30, 2024

“With rapidly accelerating digital payments growth across Central and Eastern Europe, Middle East and Africa, we have seen a transformation in how consumers and merchants want to pay and be paid both online and in-store,” said Andrew Torre, Regional President, Visa CEMEA. “As

Online and Mobile Banking 52

Online and Mobile Banking Product Credential Micro-Entry 52

PYMNTS

JANUARY 14, 2021

As of mid-2020, Walgreens has focused on its loyalty program, online capabilities and overall customer experience. He pointed out that not only will the program connect closely to the MyWalgreens loyalty program, but the card products will straddle online, in-store and the retailer’s mobile app.

Addressing 69

Addressing Visa Online and Mobile Banking Payments 69

Finovate

JULY 15, 2024

French bank BNP Paribas announced this week it has teamed up with Ant Group subsidiary Ant International. The two agreed to work together on four projects to help BNP Paribas foster its digital payment initiatives. The two will also work to help WorldFirst participate in the Single Euro Payments Area (SEPA) scheme.

Cross-Border 59

Cross-Border Cross-Border Payments Treasury Management Online and Mobile Banking 59

PYMNTS

SEPTEMBER 30, 2019

The London-based social payment app VibePay is being trialed with 1,000 Vibe members, the company announced in a press release on Monday (Sept. VibePay is a payment initiation service (PIS) that uses open banking to facilitate payments. VibePay for Business is being planned for a trial run later this year.

Authorization 51

Authorization API Payment Initiation B2B 51

M2P Fintech

MARCH 28, 2024

Aadhaar-enabled Payment Service (AePS) AePS, in India, enables individuals to conduct basic banking transactions like d eposits, withdrawals, balance inquiries, bill payments, etc. without requiring a traditional bank account or debit card. Unlike physical cash or bank deposits, CBDCs are purely electronic.

FinTech 59

FinTech Online and Mobile Banking Push-to-Card Payer 59

PYMNTS

OCTOBER 24, 2019

Financial institutions are investing significantly in embracing online banking and supporting a positive digital experience for their end-users. For corporate treasurers of multinational organizations, this task isn’t merely about logging into each online banking portal, either. Tripping Up Cash Management.

Treasury 40

Treasury Treasury Management Cross-Border Payment APIs and Integration 40

The Fintech Times

JUNE 5, 2025

Deutsche Bank and Mastercard expand open banking payments Deutsche Bank and Mastercard unveiled a strategic partnership to expand open banking and transform payment experiences across Europe. The collaboration will enhance Deutsche Banks Merchant Solutions by integrating Mastercards open banking technology.

ISO 20022 59

ISO 20022 Cross-Border Cross-Border Payments Online and Mobile Banking 59

PYMNTS

NOVEMBER 30, 2017

As of 2016, total banknotes in circulation grew by 10 percent to reach £70 billion — the fastest growth in a decade, according to the Bank of England (BoE). With cash powering 44 percent of consumer payments, it’s still a very popular method of payment — but, alternate payment methods are cutting into some of its overall share, Cleland said.

Contactless Payments 66

Contactless Payments Alternative Payment Methods Online and Mobile Banking ATM 66

PYMNTS

OCTOBER 30, 2018

Strength in global consumer spending — along with double-digit cross-border gains and traction in B2B payments — marked third-quarter Mastercard results released Tuesday (Oct. 30), as management eyes digital checkout and other high-tech payments initiatives in the U.S. and beyond. billion, up more than 14.7

B2B 71

B2B Visa Cross-Border Volume 71

PYMNTS

NOVEMBER 8, 2017

In the three years since FIS began this annual report, the number of real-time payments programs more than doubled, researchers noted. Interest in real-time payments platforms is growing at an ever-faster pace,” reflected FIS’ chief operating officer for banking and payments, Anthony Jabbour, in a statement.

Real Time Payments 40

Real Time Payments B2B Innovation Faster Payments 40

The Fintech Times

JUNE 18, 2024

Founded in Bogota, Colombia, Yuno now operates across 60 countries to serve a global client base, including McDonald’s , Avianca , inDrive , and other companies operating in the hospitality, retail, mobility, and other sectors. What are some payment trends we’re seeing in Brazil?

Payments 64

Payments Financial Inclusion Online and Mobile Banking Central Bank 64

PYMNTS

FEBRUARY 13, 2018

Three of Australia’s four largest banks have rolled out real-time payments capabilities as the government launches a widespread inquiry into the financial services sector. 13) local time said Commonwealth Bank, Westpac and National Australia Bank (NAB) have begun to offer their customers real-time payments services.

Real Time Payments 40

Real Time Payments Government Governance Faster Payments 40

PYMNTS

DECEMBER 30, 2016

Analysts continue to flesh out their predictions for payments and FinTech in 2017, but one can never truly know the exact direction an industry will take. While a lot of the talk in PSD2 (the pan-European Payment Services Directive) is about helping consumers, there is also benefits from this in the B2B world.

ISO 20022 50

ISO 20022 B2B Online and Mobile Banking ISOs 50

PYMNTS

SEPTEMBER 3, 2018

The firms said benefits “include faster payment processing (simultaneous clearing and settlement), lower costs, increased efficiency, and simplified payment and asset type form of transaction. The linkup is being billed as one that lets financial firms settle cross-border payments in a matter of seconds.

Blockchain 41

Blockchain API Distributed Ledger Technology (DLT) Cross-Border 41