Clearly Payments

JANUARY 21, 2025

Limited Payment Options: Many government platforms still lack support for modern payment methods like mobile wallets, credit cards, and digital banking. Key Statistics on Government Payments Citizen Expectations: According to a 2024, 78% of citizens prefer paying government fees online when given the option.

Government Payments 59

Government Payments Governance Government PCI DSS 59

The Payments Association

JUNE 16, 2025

Craig Savage Founder & CEO, FERO "There is growing consumer demand for secure payment solutions such as Pay by Bank, and merchants should be aware of this trend to remain ahead of the curve. Open banking adoption reaches 74%, with 24% of businesses reporting frequent usage as they navigate implementation.

Innovation 88

Innovation Cross-Border Fraud Prevention Payments 88

Stax

MAY 13, 2025

These services enable you to process credit card payments online, in person, and on the go, and include everything from secure payment gateways to merchant accounts and point of sale (POS) systems. Interchange fees are the base fees charged by card-issuing banks to process a transaction.

Credit Cards 88

Credit Cards Payment APIs and Integration Processors Online and Mobile Banking 88

EBizCharge

MARCH 20, 2025

Consider payment processing costs and ensure the provider complies with industry standards like PCI Compliance. Reviewing each providers functionality, payment collection tools, payment security, costs, and customer support will enable your business to make the best decision. and ACH/eChecks for direct bank transfers.

Payment Gateways 52

Payment Gateways Gateways Payment APIs and Integration Payments 52

Stax

SEPTEMBER 12, 2024

From debit and credit cards to Google or Apple Pay, digital, contactless, and mobile payments are on the rise. Also called a credit card terminal, it’s a device that businesses use to accept non-cash payment methods like credit and debit card transactions, as well as contactless payments through a mobile wallet.

Online and Mobile Banking 88

Online and Mobile Banking Payment APIs and Integration Credit Cards Processors 88

EBizCharge

JUNE 12, 2025

For Canadian businesses navigating the increasingly complex world of payment processing, having a reliable and efficient merchant account is essential. A Canadian merchant account is a type of business bank account specifically designed for companies operating in Canada that need to accept credit and debit card payments.

Process 52

Process Accounts Payment Gateways Gateways 52

The Fintech Times

JANUARY 23, 2025

We often explore how fintechs are changing the banking and payments landscapes, and sometimes look into how their solutions are supporting financial inclusion and helping people develop healthy financial habits. Sending cross-border payments, for example, often comes with heavy processing costs and conversion fees.

FinTech 64

FinTech Financial Literacy Cross-Border Online and Mobile Banking 64

EBizCharge

MARCH 12, 2024

With the boom in eCommerce, adopting ways of paying online is vital to healthy cash flow. Businesses that accept online payment methods can streamline the purchasing process for their customers and expand their reach to new audiences. What are the best ways to accept payments online?

Credit Cards 52

Credit Cards ACH Payment Gateways PCI DSS 52

EBizCharge

JUNE 3, 2025

As a leading provider of integrated payment solutions, EBizCharge offers tailored services that support the complex needs of high-volume businesses, helping them streamline payment processing operations, improve cash flow, and reduce processing costs. Luckily, EBizCharge can help.

Volume 52

Volume Credit Cards Process CRM 52

Payment Savvy

JULY 12, 2024

In the evolving world of small businesses, efficient payment processing is crucial. Online payments’ convenience and speed can boost customer satisfaction and streamline operations. However, the fees associated with payment processing can be a burden. Why Free Payment Processing?

Debit Card 52

Debit Card Online and Mobile Banking Zelle Payments 52

Stax

AUGUST 29, 2024

The dominance of cashless commerce means only businesses that ensure the seamless processing of in-store and online credit and debit card payments will remain competitive. PSPs offer joint merchant accounts and flat-rate processing fees that make them ideal solutions for small businesses that only process payments occasionally.

Payment Service Provider (PSP) 88

Payment Service Provider (PSP) Service Provider Payment Gateways Online and Mobile Banking 88

Cardfellow

MAY 19, 2025

So it’s true that there is no initial cost with an equipment lease. Instead, it drains your bank account over a period of two to four years, in the form of that monthly payment. While you’ll still have the equipment lease, you may be able to save on your processing costs, so it’s better than nothing.

Credit Cards 69

Credit Cards Processors Agreements ISOs 69

Stax

JANUARY 10, 2024

Basics of Credit Card Fees Credit card fees refer to a range of charges that are imposed by credit card issuers on cardholders and merchants for completing credit card payments, either online or in person. Rather, they negotiate with banks such as Chase or Citibank to receive a “merchant discount rate” that is passed onto them by their bank.

Credit Cards 88

Credit Cards Processors Debit Card Processing Costs 88

Stax

MARCH 14, 2024

During the 2020s, almost all businesses will have been looking at b2b payments processing solutions to meet changing consumer needs. Online and contactless adoption multiplied, and digital payments rose. Business to consumer (B2C), by comparison, relies on speedy payment processing to transact on the spot.

B2B 88

B2B Process B2C Credit Cards 88

Stax

MAY 23, 2025

Payment processing: Authorizing and settling transactions in real time. Payouts and reporting: Ensuring funds reach the merchants bank account and offering tools to track and manage transactions. To increase payment adoption, the application and enrollment process should be user-friendly. This can be done in two ways.

ISVS 88

ISVS Best Practices Payment APIs and Integration Enrollments 88

Segpay

MARCH 10, 2025

In the rapidly evolving world of online gaming, having a reliable and secure payment gateway is crucial for both gamers and gaming businesses. Understanding the Basics of Gaming Payment Gateways A gaming payment gateway is a technology that facilitates online transactions between players and gaming platforms.

Payment Gateways 40

Payment Gateways Gateways Payment Solutions Payment APIs and Integration 40

PYMNTS

DECEMBER 10, 2020

This is highlighting companies’ needs to reduce accounts payable (AP) and accounts receivable (AR) processes’ costs as well as to support daily expenditures for remote workforces. Adapting To A Mobile, Contactless Normal . B2B businesses have historically been slower to adopt digital innovations than the consumer sector.

B2B 77

B2B Online and Mobile Banking Payments Contactless Payments 77

Stax

DECEMBER 20, 2023

As a small business owner, it’s important to accept different payment methods like cash, credit card, and contactless or NFC mobile payments to ensure an easy shopping experience for your customers. However, the percentage markup rate does not give you a full picture of your processing costs.

Credit Cards 88

Credit Cards Small Business Processors Payment APIs and Integration 88

Clearly Payments

AUGUST 14, 2024

North America Payment Processing Fees Merchants in the United States and Canada face some of the highest payment processing fees in the world, with average rates ranging between 2.3% Additionally, the use of alternative payment methods like mobile wallets (e.g., for credit cards and 0.2%

Process 104

Process Credit Cards Alternative Payment Methods Debit Card 104

Stax

APRIL 18, 2024

TL;DR Credit card processing is a complex process that involves several parties in addition to the merchant and consumer – and quite a few steps more than a simple swipe, tap, or dip. Typically, the merchant’s payment processing software will build the credit card processing rates into their fee. Card Network (e.g.,

Credit Cards 88

Credit Cards Process Online and Mobile Banking Processors 88

EBizCharge

MAY 5, 2025

These fees are essential for covering the costs of handling, authorizing, and securing card transactions. Credit card processing fees are comprised of several fees, such as: Interchange fees: Interchange fees are paid to the card-issuing bank and typically consist of a percentage of the total transaction amount plus a small, fixed charge.

Credit Cards 52

Credit Cards Small Business Process ACH 52

Stax

FEBRUARY 15, 2024

In the ISO model, an ISV partners with a third party that handles merchant account setup, payment processing, risk, and compliance. The ISV has little control over the end user’s payment experience or the processing costs. The ISV has little control over the end user’s payment experience or the processing costs.

ISVS 88

ISVS Facilitators ISOs Payment APIs and Integration 88

EBizCharge

OCTOBER 10, 2024

The PayTech Awards USA recognizes excellence and innovation in the banking, financial technology, and payment sectors. EBizCharge is one of the top payment gateway alternatives to its more expensive and inefficient counterparts and is specifically designed to reduce payment processing costs and inefficiencies.

Embedded Payments 59

Embedded Payments Payment Solutions CRM Payment Gateways 59

Stax

SEPTEMBER 26, 2024

A good example is when a restaurant that only accepts in-person payments tacks on an extra fee for online orders. Merchants pay interchange fees to compensate the cardholder’s bank (issuer) for the risk of managing credit card accounts. The amendment caps interchange fees for debit cards to reduce costs for merchants and consumers.

Credit Cards 88

Credit Cards Caps Best Practices Laws 88

Nanonets

NOVEMBER 23, 2024

While its free mobile app and API integration make it flexible for many users, its limitations, such as a 15-page processing cap and strict API rate limits, can hinder large scale document processing.  Bank statement conversion: Turns PDFs into CSVs for quick import into Xero.

Multi-Currency 52

Multi-Currency API Automation Online and Mobile Banking 52

EBizCharge

NOVEMBER 12, 2024

These applications typically involve merchants submitting financial and bank statements, business licenses, and other relevant documentation. Merchant application information is critical in the underwriting process , which assesses the risk of providing merchant services to a business.

Online and Mobile Banking 52

Online and Mobile Banking Processors Debit Card Volume 52

Stax

MAY 7, 2024

Credit card merchant fees are split between multiple key players- merchants, credit card networks, banks, and processors. Generally, here’s a breakdown of the types of payment processing fees you can expect: Interchange fees These are fees a merchant pays directly to the credit card provider. For example, 2.1% + $0.10

Credit Cards 88

Credit Cards Process Processors Online and Mobile Banking 88

Payment Savvy

JULY 12, 2024

For example, you could add a convenience fee if your standard payment method is cash or check, but a customer wants to pay over the phone or online with a credit card. This fee compensates for these alternative methods’ higher processing costs and potential risks.

Card Network Rules 52

Card Network Rules Non-Bank Alternative Payment Methods Credit Cards 52

CB Insights

DECEMBER 7, 2017

Originating, processing, and underwriting a home loan with a large bank lender still requires faxes and snail mail and take almost as long as it did 20 years. Non-bank lenders are becoming much bigger players in mortgages. In 2011, three banks accounted for half of new mortgage loans, according to the Washington Post.

Non-Bank 69

Non-Bank Online and Mobile Banking Origination Underwriting 69

Payment Savvy

JULY 3, 2024

When a customer uses their debit card to make a purchase, the funds are directly withdrawn from their checking account, as opposed to credit card transactions where the funds are borrowed from the issuing bank. Card-Not-Present Transactions Online Debit Card Transactions : Transactions conducted via online platforms.

Debit Card 52

Debit Card Process PCI DSS Processors 52

Stax

NOVEMBER 11, 2024

Or mobile wallet payment solutions like Google Pay and Apple Pay. ACH payments are more straightforward than how credit card processing works, both on the consumer-facing and business end. When you’re selling products or services that cost thousands of dollars, you end up paying hundreds of dollars in credit card fees.

ACH 88

ACH Checks Identity Theft Payments 88

Stax

MARCH 15, 2025

You also should evaluate your pricing strategies, some of which include value-based pricing and cost-plus pricing. The website provider Wix implements this by having specialized pricing tiers for merchants that need to collect payments online. credit card processing, lending, etc. What is Payment Monetization?

Enrollments 88

Enrollments Payment APIs and Integration Payments Online and Mobile Banking 88

PayHawk

JUNE 9, 2023

These services include payment processing, fraud prevention, and dispute resolution. Merchant service providers work with acquiring banks and credit card companies to process transactions and transfer funds from the customer’s account to the merchant ‘s account. Start Saving Money!

Debit Card 52

Debit Card Fraud Prevention Disputes Online and Mobile Banking 52

EBizCharge

MAY 20, 2024

Payment portals NetSuite’s payment portal enables businesses to offer a self-service experience where clients can view their billing history, update payment information, and make payments online. What are the benefits of NetSuite payment processing? What support options are available for NetSuite payment processing?

Process 52

Process PCI DSS Processors Payment APIs and Integration 52

EBizCharge

MAY 14, 2024

Invoice distribution: Invoices can then be issued to customers through online portals, email, or other preferred delivery methods without any manual process. Payment processing: Once a customer makes a payment – through credit cards, online portals, or bank transfers – the system processes and records the payments.

Automation 52

Automation Payment APIs and Integration Best Practices Online and Mobile Banking 52

Nanonets

MARCH 20, 2023

  The use of accounts payable software results in a 73% faster processing time. According to Goldman Sachs , the use of accounts payable automation software also results in 33% reduction in processing costs. Another compelling driver of AP automation is the elimination of errors.

Accounts 52

Accounts Payment APIs and Integration Multi-Currency Automation 52

Nanonets

APRIL 16, 2023

It also helps to strengthen vendor trust as the payment process is transparent to all. Get Started Approval Process The best AP automation software runs an efficient approval process from approval prediction to multi-tier approval management. Is your business mobile?

Automation 52

Automation AI Accounts Reconciliation 52