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Facilitating Access to Finance in Underserved Communities Through Digital Banking

The Fintech Times

According to the World Bank , the number of adults without access to financial services has dropped from 2.5 Having explored some of the biggest financial inclusion hurdles in digital banking, we now turn our attention to why it is so important that these challenges are overcome. billion in 2011 to 1.4 billion in 2021.

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Fintech Solutions for SMEs: Unlocking Growth Potential

Fintech Review

Traditional banks often view SMEs as high-risk due to limited credit history and collateral. For these businesses, securing a loan can be challenging, time-consuming, and costly. Despite their significant contributions to GDP and employment, SMEs in emerging markets remain underserved by traditional banking.

FinTech 105
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The Full List of Fintech Unicorns in Asia (2025)

Fintech News

It provides access to game credits, gift codes, and vouchers using familiar local payment methods such as mobile carrier billing and e-wallets. billion digital asset, Web3 WeLab 1 billion digital banking, lending Micro Connect 1.7 With Jimu, borrowing and lending are simple and can be done entirely online without in-person meetings.

FinTech 138
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Embedded Finance Is Making Payments Easier for Everyone Across Asia

Fintech News

Think about how easy it is to order a ride on Grab, book a hotel on Agoda, or pay for groceries on Shopee without even needing to pull out your credit card or open a banking app. The region has become a hotbed for embedded finance, thanks to its mobile-first economy and digitally savvy population.

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The Journey of Payments and Clearing Systems in India

Finextra

Indigenous Banking (Shroffs and Mahajans): Long before modern banks, India had a thriving indigenous banking system. These banks introduced formal ledger-based accounting and cheque payments. This expanded the reach of formal banking to rural areas. This introduced standardization and divisibility.

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Which Fintech Sub-sectors Will Have the Biggest Impact on People’s Financial Well-being in 2025?

The Fintech Times

We often explore how fintechs are changing the banking and payments landscapes, and sometimes look into how their solutions are supporting financial inclusion and helping people develop healthy financial habits.

FinTech 64
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Weirdest Digital Banking Barriers in Fintech

The Fintech Times

According to the World Bank , the number of adults without access to financial services has dropped from 2.5 In fact, many consumers are still finding that there is too much physical paperwork needed to open a digital account, as banks and financial service providers struggle to overcome traditional inclusion barriers.

FinTech 45