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Which Fintech Sub-sectors Will Have the Biggest Impact on People’s Financial Well-being in 2025?

The Fintech Times

“Platforms like Participate allow banks to extend credit more confidently by reducing concentration risk, enhancing liquidity, and boosting efficiency. .” She said:Looking ahead to 2025, I see enormous potential in fintech sub-sectors like agentic AI (financial agent AI bots), savings automation, and cash-flow-based underwriting.

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This Week in Fintech: TFT Bi-Weekly News Roundup 15/07

The Fintech Times

The board oversees Fairer Finance’s transparency, research and independence as a consumer-focused ratings and advocacy group. Scene Holding led the round, with participation from Access Bridge Ventures, Arzan VC and 500 MENA. Brichet, a former CFO of Capital One UK, brings over 30 years’ experience in financial services.

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From Open Banking to Open Finance to DeFi: The Open Evolution of Finance

Finextra

Even financial inclusion got a boost – lenders began using alternative data via open banking to underwrite those with thin credit files, and mobile apps brought services to those who were previously underserved. Innovation quickened as data silos fell, and consumers benefited from personalized, convenient tools built on aggregated data.

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Fintech Conference Boom: Where Innovation Meets Influence

Fintech Review

In 2025, key topics include open finance, embedded payments, regtech, AI in underwriting, blockchain use cases, and the rise of sustainable finance. Virtual participation increases access, but in-person attendance still offers deeper engagement. Research the attendee list and reach out in advance. Your time is limited.

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Supporting Vulnerable Customers: Smart Money People Relaunches Vulnerability-Focused Broker Survey

The Fintech Times

The continued broker research follows industry feedback from last year’s Smart Money People study, which found that while most brokers encounter vulnerable customers regularly, many still face uncertainty when it comes to knowing how to disclose. And for lenders, they need these flags shared with the right teams, quickly.

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FICO Research: Are Millennials Really Abandoning Credit?

FICO

Let’s start by looking at the level of financial participation. So there is some truth in the assertions about Millennials reducing their participation in financial services relative to their cohorts a decade earlier, but the same is also true for the older generation. The post FICO Research: Are Millennials Really Abandoning Credit?

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AI, Digital Disruption, and Climate Change: Challenges and Opportunities in Insurtech

Finovate

The week begins with a few research-related announcements in the fintech and financial services space. The disposition of regulators toward change in the industry is a major concern as new technologies are introduced to enhance operations like underwriting and statistical modeling. The insurance business is ripe for innovation.

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