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Australia’s central bank and a government-backed research centre have selected 24 industry participants to trial digital settlement systems for tokenised assets, in a project exploring the future of wholesale finance. The pilots span asset classes such as fixed income, private markets, trade receivables and carbon credits.
A new report by Twimbit, a Singapore-based research and advisory firm, highlights the state of open finance in Southeast Asia, exploring the different factors such as regional integration, technological innovation, evolving business models, and API monetization that are fueling the growth of the sector.
With more than 130 jurisdictions now researching or developing CBDCsranging from early-stage exploration to live deploymentsglobal momentum is steadily building. James Hurren explores what early CBDC deployments across Asia, the Caribbean, and Europe reveal about usage, adoption, and the future of cross-border digital money.
According to The Block , the Reserve Bank of Australia (RBA) said that it will trial 24 usecases in this next stage, with participation from fintech firms and leading banks. Participating institutions include major Australian banks such as the Commonwealth Bank of Australia, Australia and New Zealand Banking Group, and Westpac.
Mastercard has deliberately evolved “beyond the card” to support a much wider range of payment types and usecases. For instance, Mastercard acquired Vocalink in 2017 to enter the ACH and real-time payments space (today it directly participates in or powers multiple domestic bank transfer schemes). Cards are just one rail now.
Nacha’s Smarter Faster Payments conference highlighted the progress that is now being made to expand use-cases and benefits. Similarly, a record 98 million transactions were made through The Clearing House (TCH-RTP) network in Q4 2024 [3]. is taking steps to increase transfer limits.
Almost 70 market participants including merchants, fintech companies, start-ups, banks and other payment service providers have signed up to work with the ECB to explore digital euro payment functionalities and usecases. It is also developing potential usecases for day-to-day payments.
The fintech sector, in particular, is a driving force behind this trend, with research from Mordor Intelligence suggesting the market size for AI in fintech is expected to exceed $50 billion by 2029 , growing at a CAGR of 2.91%.
With a commercial model designed to work for all participants in the ecosystem and to boost the UK fintech community, Visa A2A will help to unlock the full potential of open banking in the UK. Visa A2A is based on an open model that will enable banks and other industry partners to join and extend open banking-enabled payments to businesses.
The potential applications and usecases DLT-based digital currencies introduce a new settlement mechanism for faster, lower cost and more efficient transactions. A typical usecase is the clearing and settlement of international payments.
The round was led by Fika Ventures and QED Investors, with continued participation from existing investors TTV Capital and Bling Capital. The funding arrives less than a year after its previous raise and is intended to scale product development, particularly in the areas of AI integration and operational infrastructure.
In 2025, key topics include open finance, embedded payments, regtech, AI in underwriting, blockchain usecases, and the rise of sustainable finance. Virtual participation increases access, but in-person attendance still offers deeper engagement. Research the attendee list and reach out in advance. Your time is limited.
For users whose primary usecase is simply holding ETH-pegged tokens securely and making occasional direct transfers (e.g., It would be highly attractive to conservative crypto holders, new entrants, and institutions focused on secure asset storage rather than active DeFi participation.
Bitwise , a global crypto asset manager, has appointed Max Shannon as senior research associate within its European team. The UK’s largest digital bank is investing £4billion in technology and has more than 100 AI usecases in progress. The company serves over 125,000 businesses across Europe and is targeting further expansion.
Up to date At the same time, the ECB has been conducting new user research and experimentation activities to gather insights into users’ preferences. These tests will also be used to inform decision-making for a possible digital euro. It will also explore other innovative usecases for a digital euro.
Market participants can choose between traditional or blockchain-based settlement processes while accessing a single, fungible security across both rails. Under the white-label agreement, Tokeny’s T-REX tokenization engine has been embedded within MTCM’s issuance infrastructure.
Aggregator groups such as Mortgage Choice, Finsure and Connective, along with lenders including CBA and Westpac Group, have reportedly participated in early phases of this integration.
In this comprehensive look, well explore the proliferation of tokenised stocks, their usecases and benefits, and clear up some common misconceptions. UseCases and Benefits of Tokenised Stocks Okay, so if tokenised stocks are largely a new technical wrapper around the same old equities, why all the excitement?
The number of adults using Open Banking in the UK represents around 10% of the adult population. The adoption of account data services has lagged behind Open Banking payments, whilst the number of Open Banking usecases is limited and it has not yet entered daily or weekly usage for most consumers and businesses.
Faster Payments Council (FPC), in partnership with Glenbrook, today released the research white paper, "Faster Payments and the Potential to Transform Consumer Bill Pay." This latest paper is part of a three-year, multifaceted industry study consisting of quantitative and qualitative research, launched by the FPC and Glenbrook last year.
The Series B+ investment was led by Eight Roads, Ribbit Capital and Glade Brook Capital, while BitRock Capital and existing backers also participated. With the new funding, Fenbeitong CEO Lan Xi said the firm will invest in its staff to focus on research and development, and expand its product capability to address more payment scenarios.
There may be some tailwind, he said, as recent research has shown that the coronavirus can live for weeks on banknotes and other surfaces. Against that backdrop of moving away from paper payments, and toward ubiquitous real-time payments, TCH’s Waterhouse said there’s probably not a usecase “that’s going to tip the scale here.”
Ethereum and Bitcoin are the most popular networks for startup-run projects — for instance, among the capital markets blockchain initiatives that use Ethereum, roughly 80% are projects. These networks are “permissionless,” which means that anyone can participate. Usecases ultimately drive the choice of DLT network.
The moderator will drive the conversation, but audience participation will be encouraged! Financial Institutions are enabling usecases and improving send reach that allows customers to manage their cash on hand and easily disburse payments up to the due date while maintaining a positive account status and avoiding late fees.
The round drew participation from Tiger Global Management, ICONIQ Capital, Gradient Ventures, A. California-based Unit21 is a no-code fraud detection software with usecases across transaction monitoring, identity verification, case management, operations management, analytics, and reporting.
“But they also can be used in the healthcare industry and often in supply chain settings as well, so there [are] lots of interesting stories and usecases there.”. For financial services firms, the benefits of using blockchain and distributed ledger technologies were fairly apparent, Behlendorf said.
The digital currency in trial is supported by distributed ledger technology (DLT), and the two-part experiments also aim to examine the usecases of a DLT-enabled currency. Any bank can participate in the digital currency initiative, Ledger Insights reported.
“We have customers all across the board who are using AR for everything from auto parts and tires visualization to wedding dresses to hat try-ons,” Cacace said. The amount of usecases has really expanded, as customers want to be able to answer simple questions when shopping online that aid in the consideration process.
FINTECH IN EUROPE RESEARCH BRIEFING. Spain-based Banco Santander (and its venture arm Santander InnoVentures) continues to lead as the most active Europe-based banks participating in fintech investments. ING is also an investor in WeLab and participated in its $160M Series B investment in Q1’16.
At the time, Ribbit Capital and Y Combinator Continuity led the investment, while PayPal Co-founders Peter Thiel and Max Levchin also participated. Neither Brex or DST Global responded to the WSJ request for comment regarding news of the incoming investment, which may also see participation from Greenoaks Capital, two sources said.
The Capgemini Research Institute’s World Payments Report 2025 , published today, reveals an industry set to be reimagined with account-to-account and instant payments. Participants also provided insights on instant payments maturity and automating accounts receivables/payables.
Interestingly, Singapore’s consumer cryptocurrency ownership is high among those surveyed in new findings, and staking has emerged as the most popular usecase, preceding others such as trading cryptocurrencies and holding cryptocurrencies for the long term.
PYMNTS’ own research has found that consumers are more willing than ever to switch banks in pursuit of better apps and user experiences. He offered up the usecase where a globally-oriented bank may be considering a new market — and specifically wants to launch a new lending business. Launching Into New Markets.
This year’s FinovateSpring conference in San Diego (May 7 through May 9) will feature six separate streams that will enable attendees to participate in deep-dives and extended conversations about some of the most dynamic areas of fintech and financial services. Tickets for FinovateSpring are available now!
Sequoia Capital, Coatue and Accel were among the other firms participating in the round, per an announcement. UiPath said it would harness the funding to expand upon its research and development (R&D) investment. billion post-money valuation.
The week begins with a few research-related announcements in the fintech and financial services space. and Participants expressed the high uncertainty and difficulty in measuring climate-related risks, making it challenging to incorporate them into risk management frameworks on a routine basis. Looking at the U.S.,
Overall, survey participants view the United States as falling behind the rest of the world when it comes to faster payments adoption. The Faster Payments Barometer further shows that participants in the payments industry generally agree on some other key aspects. The survey was conducted from Sept. 18 – Oct.
Research Briefing: Blockchain in Review. Since then, USV has expanded its strategy to bet on more novel blockchain usecases: OpenBazaar is a blockchain-based, decentralized e-commerce platform, while Filecoin is a tokenized file storage protocol. Andreessen Horowitz has participated in two rounds to Earn totaling $116M.
The figure represents a notable decrease from the record-breaking of US$45 billion witnessed in H1 2022. At the same time, industry stakeholders showed interest in AI, with both investors and corporates looking for ways to leverage AI-generated content within fintech usecases, especially in marketing and customer engagement functions.
Corporate payments are still not a guaranteed usecase for cryptocurrencies. One of the most promising usecases, he said, is in the friction companies experience moving money within the organization itself — that is, making payments to subsidiaries or business units, particularly when those entities exist across borders.
Through this payment linkage launched in December 2023, individuals can pay for goods and services by scanning the Hong Kong FPS QR code or the Thai PromptPay QR Code at participating merchants. Attendees will gain unparalleled insights into the latest milestones and learnings from CBDC projects across Asia.
Leading account-to-account (A2A) payment infrastructure provider, Token.io , has announced it has become an official participant in the SEPA Payment Account Access (SPAA) scheme: a commercial API initiative that will enable greater innovation and unlock wider adoption of A2A payments in Europe. As a SPAA participant, Token.io
Few usecases have the potential for growing volumes as do commerce payments yet paying a merchant with a credit push transfer isn't easy. Thise session envisions the art of the possible for commerce usecases in the U.S. (Foundry Ballroom) Payment networks need volume to scale and keep costs low.
The trend is poised to reach an all-time high in 2017: in the first half of this year, the venture capital arms of corporations participated in $1.8B RESEARCH BRIEFING: AI IN CYBERSECURITY. Largest Deal with CVC Participation: $600M, Series D, Q1’17. Largest Deal with CVC Participation: $117M Series E, Q1’15.
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