The Payments Association

MARCH 6, 2025

Mastercard’s cloud technology powers and enhances the Vault Payments offering across card and non-card use cases. Thought Machine also participated in the Mastercard Start Path startup engagement program in 2020.

Visa 88

Visa Non-Bank Debit Card Payments 88

The Fintech Times

APRIL 11, 2025

This new solution will connect Taurus -PROTECT clients to enhance collaboration with industry participants that are looking to rapidly adopt digital assets. Network participants retain control of their assets and never rely on Taurus to enter or unwind transactions. Instant transfer confirmation is also possible.

Participant 59

Participant Settlement Irrevocability Compliance 59

NFCW

JUNE 26, 2025

. “The aim is to cover all use cases (person-to-person and commercial payments both online and in-store) across the markets of the participating solutions.”

Cross-Border 63

Cross-Border Agreements Mobile Payments Online and Mobile Banking 63

The Fintech Times

JUNE 23, 2025

EuroPA and EPI say that their collaboration is driven by a shared interest in exploring a joint solution that leverages the adoption and existing capabilities of each of these participants through enhanced interconnectivity. The ongoing study is expected to conclude by the end of this summer.

Transactions 49

Transactions Cross-Border Payments Cross-Border Payments 49

Fintech Finance

MARCH 30, 2025

It is expected that all participant banks, from Italy, Portugal, Spain and Andorra, will be connected by June. The scope of the alliance is expected to grow, extend to include additional use cases and expand to more countries (euro and non-euro), simplifying the way Europeans make payments.

Instant Payments 52

Instant Payments Cross-Border Cross-Border Payments Payments 52

Fintech News

JANUARY 9, 2025

For example, the observer node feature implemented during the PoC allowed Bank Indonesia to monitor transactions without compromising participants’ confidentiality. Following the success of the Immediate State, the Intermediate State phase will expand digital asset use cases.

Distributed Ledger Technology (DLT) 128

Distributed Ledger Technology (DLT) Multi-Currency Interoperability ISO 20022 128

Fintech News

JUNE 1, 2025

The company, originally founded as a payment gateway called Xfers to support treasury and settlement needs for SMEs, has evolved into a regulated platform enabling purpose-built, fiat-backed stablecoins designed for real-world payment use cases.

Settlement 76

Settlement Stablecoins Cross-Border Payment Gateways 76

Fintech News

JANUARY 21, 2025

Regional integration is playing a key role, with governments accelerating their efforts to enhance cross-border commerce and digital economy participation.

Payment APIs and Integration 111

Payment APIs and Integration Finance Cross-Border API 111

Finovate

JUNE 23, 2025

Fiserv is positioning FIUSD as a “bank-friendly coin,” making it possible for banks to participate and compete in the tokenized financial ecosystem. In a move that signals growing mainstream adoption of digital assets, payments giant Fiserv has unveiled plans to launch its own stablecoin, FIUSD.

Stablecoins 59

Stablecoins Interoperability Non-Bank Blockchain 59

The Payments Association

JUNE 3, 2025

Yet designing for offline-first use cases introduces technical complexity and requires careful consideration to balance user demand with practicality, though recent prototypes show that offline functionality can be achieved on standard smartphones without specialised hardware. On the consumer side, privacy concerns loom large.

CBDC 88

CBDC Cross-Border Central Bank Cross-Border Payments 88

Fintech Finance

MARCH 30, 2025

It is expected that all participant banks, from Italy, Portugal, Spain and Andorra, will be connected by June. The scope of the alliance is expected to grow, extend to include additional use cases and expand to more countries (euro and non-euro), simplifying the way Europeans make payments.

Instant Payments 59

Instant Payments Cross-Border Cross-Border Payments Payments 59

The Fintech Times

MAY 1, 2025

Soon consumers will enable AI agents via AI platforms to use a Visa credential (of which there are currently 4.8 billion) at any accepting merchant location for any payment use case. Historically, Visa has used AI to protect consumers, harnessing it to help combat fraud,” added McInerney.

Stablecoins 45

Stablecoins AI Credential Payment APIs and Integration 45

Open Banking Excellence

JULY 2, 2025

Yet while having a rules-based approach is valuable for setting the benchmark for market participants to follow, the UK’s Open Banking experience has shown that regulation is not enough on its own. fintechs have already been racing ahead with developing Open Banking use cases free from any regulatory shackles.

Regulations 130

Regulations Non-Bank Rules Innovation 130

Fintech News

JULY 13, 2025

According to The Block , the Reserve Bank of Australia (RBA) said that it will trial 24 use cases in this next stage, with participation from fintech firms and leading banks. Participating institutions include major Australian banks such as the Commonwealth Bank of Australia, Australia and New Zealand Banking Group, and Westpac.

Central Bank 76

Central Bank CBDC Settlement Use Case 76

Fintech News

JULY 21, 2025

These efforts, along with its active participation in global forums like the International Monetary Fund and the Network for Greening the Financial System reinforce Singapore’s role as a collaborative and forward-looking financial hub. #2

FinTech 71

FinTech Scams AI Risk 71

Fintech News

MAY 12, 2025

Through this acquisition, Anchorage Digital plans to integrate Mountain Protocols team, technology, and licensing framework to enhance its support for institutional use cases in the stablecoin space. Nathan McCauley Stablecoins are becoming the backbone of the digital economy.

Stablecoins 90

Stablecoins Issuers Acquirers Regulatory Compliance 90

Finovate

JANUARY 23, 2025

The round was led by Explorer Investments, and featured participation from Ridge Ventures, as well as strategic angel investors. ” Use cases for eSelf’s virtual agents have been diverse. Christie’s uses the agents as a first point of contact for potential buyers at its real estate brokerage firm in Portugal.

AI 52

AI Innovation Security Participant 52

Fintech Finance

MAY 1, 2025

Soon consumers will enable AI agents via AI platforms to use a Visa credential (of which there are 4.8 billion today) at any accepting merchant location (currently totaling over 150 million) for any payment use case. “Historically, Visa has used AI to protect consumers, harnessing it to help combat fraud.

AI 59

AI Credential Stablecoins Payment APIs and Integration 59

Finovate

JULY 1, 2025

The company also participated in our developers conference, FinDEVr SiliconValley 2014 (in partnership with Cashtie ). ” Formed in 2023 when NCR Corporation split into two entities (the other being NCR Voyix ), NCR Atleos offers self-service financial access through one of the largest independently-owned ATM networks in the US.

ATM 59

ATM API Use Case Volume 59

Fintech News

DECEMBER 9, 2024

The trials have explored use cases ranging from foreign exchange (FX) to debt capital markets, providing valuable insights into the practical implementation and challenges of tokenisation.

Cryptocurrency 119

Cryptocurrency Cross-Border Consumer Protection Facilitators 119

The Payments Association

JANUARY 21, 2025

AI is playing a transformative role, with fraud detection and prevention leading as the top use case (85%), followed by compliance monitoring and personalised customer experiences. However, comfort with AI-driven payments varies across demographics, with younger generations and male users showing higher acceptance.

Payments Trends 88

Payments Trends Financial Crimes Cross-Border Payments 88

Fintech News

JULY 15, 2025

The programme connects participating financial institutions with peer organisations to exchange practical AI use cases, implementation insights, and lessons learned. These teams are developing AI use cases in Singapore and scaling them to other markets, contributing to the country’s position as a financial and technological hub.

AI 71

AI Use Case Authorization Risk Management 71

Finextra

JUNE 14, 2025

Mastercard has deliberately evolved “beyond the card” to support a much wider range of payment types and use cases. For instance, Mastercard acquired Vocalink in 2017 to enter the ACH and real-time payments space (today it directly participates in or powers multiple domestic bank transfer schemes).

Visa 52

Visa Gateways AI Value Added Service 52

Fintech News

MAY 11, 2025

DBS Bank is also a participating bank in PayNow, Singapores consumer real-time payments service. This technology-driven approach enables Thunes to support a wide variety of use cases including gig economy payouts, e-wallet interoperability, and financial inclusion efforts.

Cross-Border Payments 123

Cross-Border Payments Cross-Border APACS Distributed Ledger Technology (DLT) 123

Neopay

MAY 28, 2025

Almost 70 market participants including merchants, fintech companies, start-ups, banks and other payment service providers have signed up to work with the ECB to explore digital euro payment functionalities and use cases. It is also developing potential use cases for day-to-day payments.

Innovation 52

Innovation Use Case Participant Central Bank 52

Fintech News

JULY 14, 2025

Global Dollar Network is committed to the adoption of safe and trusted stablecoins, which make it possible for anyone, anywhere to access a transparent, 24/7 financial ecosystem, and to unlock institutional participation through regulatory clarity. We are delighted to welcome OKX to Global Dollar Network.”

Stablecoins 108

Stablecoins Cross-Border Payments Cross-Border Blockchain 108

Finextra

JUNE 9, 2025

Nacha’s Smarter Faster Payments conference highlighted the progress that is now being made to expand use-cases and benefits. Similarly, a record 98 million transactions were made through The Clearing House (TCH-RTP) network in Q4 2024 [3]. is taking steps to increase transfer limits.

ISO 20022 52

ISO 20022 ISOs FedNow TCH 52

Fintech Finance

MAY 26, 2025

Businesses will be able to offer customers significantly greater choice and control when making payments, supporting use cases such as ecommerce transactions, travel bookings, and instalment-based payments. We look forward to working with Token.io

API 69

API Value Added Service Payment Amount Use Case 69

The Fintech Times

JULY 17, 2025

Tell us more about your company and its offering At the core of what we do is our scalable, global money movement network – built to empower our partners with real-time cross-border payments. Interoperability is a long-standing challenge for the world’s payment ecosystems, and with wallets, it’s no different.

Cross-Border 45

Cross-Border Cross-Border Payments Interoperability SWIFT 45

The Payments Association

MAY 3, 2025

Participants tackled five central themes: underleveraged innovation, the operationalisation of AI, regulatory challenges, the evolution of embedded finance, and strategic risk planning for 2025 and beyond. However, she cautioned that broader use cases have yet to prove themselves at scale or deliver sustained strategic benefit.

Payment APIs and Integration 88

Payment APIs and Integration Cross-Border Embedded Finance Payments 88

Fintech Finance

JUNE 2, 2025

With a commercial model designed to work for all participants in the ecosystem and to boost the UK fintech community, Visa A2A will help to unlock the full potential of open banking in the UK. Visa A2A is based on an open model that will enable banks and other industry partners to join and extend open banking-enabled payments to businesses.

Consumer Protection 59

Consumer Protection Consumer Participant Innovation 59

EBizCharge

DECEMBER 18, 2024

Clearinghouses act as neutral third parties that verify, process, and often guarantee transactions to reduce participant risks. 3 types of clearinghouses Understanding the various types of clearinghouses, their use cases, and the different individuals and businesses they support will help you navigate these systems more effectively.

Facilitators 52

Facilitators Transactions Settlement Mitigation 52

The Fintech Times

JUNE 18, 2025

The Central Bank of Brazil has continued to capitalise on Pix’s momentum and announced in April 2025 that it had four new features in the pipeline that would be rolled out over the next year, thus giving the payment function even more use cases. Most other LatAm systems, however, aren’t even close. We’re tracking this shift closely.

Credit Cards 49

Credit Cards Central Bank Payments Volume 49

The Payments Association

JANUARY 13, 2025

This can be done by: Influencing regulatory development : By actively participating in consultations, industry roundtables, and advocacy efforts, PSPs can help shape the regulatory frameworks to ensure they are practical and conducive to innovation. This also positions them as thought leaders in the sector.

Legal 88

Legal Stablecoins Cross-Border Due Diligence 88

Fintech News

NOVEMBER 11, 2024

Launched in May 2022, Project Guardian brings together policymakers and key financial industry players to improve market liquidity and efficiency through the innovative use of technology.

Central Bank 129

Central Bank Distributed Ledger Technology (DLT) Interoperability Cross-Border 129

The Payments Association

DECEMBER 10, 2024

Blockchains transparency and decentralisation can also make it particularly useful for preventing fraud, as every transaction is recorded on a tamper-proof ledger that is visible to all participants.

AI 88

AI Fraud Detection Fraud Prevention Deepfake 88

Fintech Finance

MAY 2, 2025

“By participating in Visa’s USDC settlement program, we are now able to conduct settlement 7 days a week, 365 days a year, operating outside of traditional banking hours. The post Rain and Visa Partner to Accelerate Onchain Credit Cards appeared first on FF News | Fintech Finance.

Credit Cards 59

Credit Cards Stablecoins Settlement Interoperability 59