Fintech News

DECEMBER 4, 2024

Not because it’s free, but because the payments were seamlessly integrated into the apps you’re using. In simple, layman’s terms, embedded finance is when financial services – like payments, loans, or insurance – are integrated directly into non-financial platforms. You’re probably using it every day.

Embedded Finance

Stax

MAY 6, 2025

Credit cards are a staple in the wallets of consumers today, and they will undoubtedly be a payment method of choice for years to come, particularly as the adoption of mobile and contactless payments continues to grow. In fact, ResearchAndMarkets.com forecasts the global credit card payment market to grow to $762.16

Credit Cards

Fintech Finance

NOVEMBER 26, 2024

Tranglo, a leading cross-border payment hub, has expanded its footprint in Africa, now supporting payouts in Ethiopia, Kenya, Liberia, Madagascar, Mali, Senegal, and Zambia. Remittances are vital in supporting households, small businesses, and local economies across Africa. In 2023, remittances accounted for nearly 1.5

Cross-Border Payments

Stax

JANUARY 21, 2025

If youre like many people, its been a while since you last made a payment exclusively with cash. said theyve used electronic payment methods to make a transaction in the past three months. Credit and debit cards, digital wallets , ACH transfers , and other digital payments have become the norm.

Payment Gateways

Stax

MARCH 11, 2025

Customers in this age of instant gratification always expect a smooth and seamless online payments experience. As a business owner, you must have a clear understanding of how online payments processing works to be able to create a hassle-free checkout process that will keep buyers coming back to your eCommerce store.

Online Payment Processing

Fintech News

JANUARY 22, 2025

Digital payments are at the heart of this growth, offering consumers convenience, reliability, and efficiency. By 2025, SEAs internet economyencompassing e-commerce, food delivery, and financial services is expected to reach US$360 billion , driven by widespread adoption of digital wallets and flexible payment solutions.

Payment APIs and Integration

Finovate

APRIL 24, 2025

BILL is expanding beyond payments by launching new procurement tools that unify accounts payable, receivable, expense management, forecasting, and payments into one centralized platform for small businesses. The new release offers features like advanced approval routing, invoice matching, and bulk payments.

Small Business

Clearly Payments

JUNE 20, 2025

When most people think about credit card payments, names like Visa or Mastercard come to mind. But while these credit card networks provide the infrastructure for transactions, they don’t deal directly with the businesses accepting payments. So, who is the biggest payment processing company in that category?

Process

Finextra

JUNE 11, 2025

These banks introduced formal ledger-based accounting and cheque payments. Cheque System: The cheque emerged as a formal payment instrument, requiring physical movement and manual clearing processes. This was a significant step towards non-cash payments but was slow and prone to errors.

Financial Inclusion

Cardfellow

JUNE 28, 2025

Initially called Square Connect, Square’s website now just refers to online payment options with Square. What is Square Online Payments? Before this option, there wasn’t a way to take payments online with Square at all. Now, however, Square’s e-commerce API eliminates the need for a third party online payment vendor.

Payment APIs and Integration

The Payments Association

FEBRUARY 17, 2025

The future of payments is digital, inclusive, and transformativedriving financial access, innovation, and global economic empowerment. As digital payment technologies evolve, they are revolutionising how transactions occur and breaking down barriers that have long excluded billions from the financial ecosystem.

Innovation

Stax

MAY 13, 2025

We’ll also outline how to choose the best payment solutions for your unique business needs. Credit card merchant services are the systems, tools, and agreements that allow businesses to accept payments via credit and debit cards.

Credit Cards

Finextra

JULY 9, 2025

Businesses can now enjoy instant fund transfers, better cash flow management, and improved transparency. With APIs, ISO 20022 messaging, and global collaborations, real-time payments are transforming the way companies operate across borders. Waiting days or weeks for international payments to clear used to be the norm.

Real Time Payments

Finovate

FEBRUARY 20, 2025

Live Oak Bank has enhanced its commercial and small business banking services by partnering with Finzly for its Fedwire solution. Payment and financial solutions provider Finzly announced this week that Live Oak Bank has enhanced its commercial and small business banking services by implementing Finzly’s Fedwire solution.

FedWire

Cardfellow

JULY 20, 2025

The short answer is that embedded payments refers to payment options that are integrated directly into apps or websites. Instead of requiring an external credit card machine or redirecting you to a payment processing page online, the payment capability is “embedded” in the app or website.

Embedded Payments

Finextra

JUNE 11, 2025

In their place stands a more sophisticated and scalable payment conduit: the digital wallet. From biometric-enabled tap-and-go to invisible in-app payments, checkout time is collapsing—and conversion rates are rising. Speed Converts: Digital wallets eliminate physical and cognitive friction.

Consumer

Finovate

APRIL 10, 2025

The integration of tell.money’s open banking technology will make CurrencyFair’s money transfer service more seamless, transparent, and compliant. Dublin, Ireland-based cross-border money transfer company CurrencyFair has partnered with tell.money to support its open banking integration. With an average margin rate of 0.53%and

Payment APIs and Integration

Finextra

JULY 5, 2025

Spoiler: Both companies have overlapping product categories (payments, fraud prevention, in-person solutions, and more), but their strengths and weaknesses can make each a better fit for different customer profiles. The Payments Giants at a Glance It helps to frame the comparison with scale and performance. Let’s dig in.

Product

Fintech News

APRIL 24, 2025

The fintech unicorns in Asia are moving to reshape the very fabric of how people and businesses interact with money. From digital payments to decentralised finance (DeFi), these companies are solving real-world challenges like financial inclusion and cross-border transactions, while setting new global standards for innovation.

FinTech

The Fintech Times

NOVEMBER 26, 2024

Cross-border payment hub, Tranglo , has expanded its footprint in Africa, now supporting payouts in Ethiopia, Kenya, Liberia, Madagascar, Mali, Senegal, and Zambia as it continues to aim to boost financial inclusion by providing efficient, affordable cross-border payment solutions to the region. per cent to send $200.

Cross-Border Payments

EBizCharge

JULY 3, 2025

From gateway access to statement fees and PCI compliance charges, the cost of doing business can quietly pile up. If you’re a small business or just getting started, those recurring charges can feel more like penalties than necessary operating expenses. What Are “Free” Merchant Services?

Process

Stax

NOVEMBER 14, 2024

And yet, accepting non-cash forms of payments is more or less required to operate a modern business, at least in the U.S. Credit, debit, and digital payments have far and away become the most popular payment method. Cash has dropped to less than 20% of all US payments in recent years.

Credit Cards

Fintech Finance

JUNE 10, 2025

Jack Forestell, Visa’s Chief Product and Strategy Officer said , “Combining the strength of our global network with our leadership in payment innovation here in Asia Pacific, we are bringing new products and solutions that will transform commerce and deliver trust and security to AI-enabled payments across the region.”

AI

Finovate

APRIL 10, 2025

Fiserv has acquired Australia-based PayFac Pinch Payments to strengthen its digital payments offerings and expand its merchant reach across the Asia Pacific region. Payments innovator Fiserv has acquired Australia-based payment facilitator (PayFac) Pinch Payments for an undisclosed amount.

Acquirers

The Payments Association

JULY 11, 2025

Analysed: The future of point of sales (POS) systems 10 July 2025 by Payments Intelligence What is this article about? This transformation enables businesses to enhance efficiency, customer experience, and competitive positioning while reducing costs. This transformation extends far beyond processing payments. What’s next?

Point-of-Sale (POS)

Stax

JUNE 24, 2025

Consumers are increasingly gravitating towards cashless payment options, including debit card and credit card payments, as well as online payments, contactless payments , and mobile credit card processing services. A smooth, secure payment experience builds customer trust. The checkout experience is everything.

Credit Cards

Fintech Review

APRIL 19, 2025

These included cloud accounting, SME lending dashboards, invoicing tools, and payment portals. The result is higher retention, better margins, and broader value delivery, especially for small businesses, which benefit most from an all-in-one approach. These integrations enable seamless user journeys.

Finance

Fintech Review

MAY 4, 2025

Whether you are a B2B founder building a global marketplace, a CFO steering a SaaS scale-up, or a finance team tasked with managing complex payments, finding the best fintech tools is critical. Therefore, here comes Fintech Review’s Top 100 Fintech Tools and Platforms for Businesses. Here are the top players: 1.

Payment APIs and Integration

Tearsheet

JANUARY 9, 2025

Embedded payments are becoming a staple in the B2C world, and more businesses are also jumping on board, aiming to streamline and automate processes from payroll (automated invoicing) to procurement (trade credit). However, B2B transactions in embedded payments are more challenging and don’t flow as easily as B2C ones.

Embedded Payments

Finextra

JULY 8, 2025

Home Announcements Payments Dext and Airwallex introduce cross-border payment routing and accounting for SMEs External This content is provided by an external author without editing by Finextra. It expresses the views and opinions of the author. It expresses the views and opinions of the author.

Cross-Border Payments

Finextra

JULY 10, 2025

When a payment fails — due to fraud checks, technical issues, or user error — it can result in lost revenue and a frustrated customer who may not return. Why Payments Fail Payment failures happen for all sorts of reasons — some financial, some technical, others tied to fraud checks or customer behaviour.

Transactions

Finovate

JUNE 13, 2025

Coinbase announced plans to launch Coinbase Business , a crypto operating account designed to help small businesses send, receive, and manage crypto payments with no fees. APY, and integrations with QuickBooks and Xero to streamline crypto-powered financial workflows.

Payment APIs and Integration

Finextra

JULY 14, 2025

However, while the advantages of integrating cryptocurrencies into business models are well-understood by most small business owners and treasury departments in larger enterprises, there remains a key area of uncertainty: how to manage and secure the cryptocurrency once it is received.

Stablecoins

Fintech Finance

JULY 15, 2025

UK SME Open Banking continues to gain attention, but there are still big problems with knowledge gaps and complicated integration. A2A payments, typically powered by open banking APIs, were not the original focus of open banking, which centred on improving access to financial data.

Payment APIs and Integration

The Fintech Times

APRIL 12, 2025

Embedded finance is rapidly changing the way consumers and businesses alike interact with financial services. As traditional banking processes are replaced by more integrated financial solutions, companies across industries are embedding payment processing, lending, insurance, and investment services directly into their platforms.

Embedded Finance

Finextra

JUNE 21, 2025

Born as a small merchant processor in the late 1990s, Shift4 has rapidly evolved into a global “ commerce technology ” player powering payments for over 200,000 businesses today. base, the company is positioning itself as a serious challenger to payment incumbents worldwide.

Payment APIs and Integration

Finextra

JULY 20, 2025

This deep dive explores how PayPal is modernizing every layer of its offerings, from consumer wallets and checkout flows to merchant tools and Venmo’s social payments, all while leveraging its massive two-sided network. Along the way, we’ll highlight the key metrics and financial goals linked to each initiative.

Product