M2P Fintech

APRIL 17, 2025

APIs have played a central role in the digital evolution of banking. Initially, APIs were point-to-point connectors to enable simple integrations; with rapid innovations, they have now matured into a foundational layer supporting a wide range of use casesfrom customer onboarding and loan origination to card issuance and fraud detection.

API 52

API Payment APIs and Integration Non-Bank Fraud Detection 52

Fintech News

JANUARY 22, 2025

Digital payments are at the heart of this growth, offering consumers convenience, reliability, and efficiency. By 2025, SEAs internet economyencompassing e-commerce, food delivery, and financial services is expected to reach US$360 billion , driven by widespread adoption of digital wallets and flexible payment solutions.

Payment APIs and Integration 119

Payment APIs and Integration eWallet SARS Acquirers 119

Fintech Review

MAY 6, 2025

In the rapidly evolving world of digital commerce, payment infrastructure is more critical than ever. While companies like Stripe and Adyen often dominate the conversation, Checkout.com has steadily built one of the most powerful and sophisticated payment platforms globally. Checkout.coms commitment to performance is evident.

Payment APIs and Integration 52

Payment APIs and Integration Payments Processors Alternative Payment Methods 52

Fintech News

JUNE 5, 2025

The outdated infrastructure, not only slows down innovation, but also has increased maintenance costs, often hard to scale due to local one time customisations, and hence inflexible when it comes to integrating new digital services of their own or from third party providers. Strategic planning and long-term vision are therefore essential.

Payment APIs and Integration 125

Payment APIs and Integration APACS Financial Inclusion Push-to-Card 125

Finextra

JULY 7, 2025

Banking was singled out as leading all industries in GenAI integration, with the most use cases deployed per organization (on average). A recent survey from SAS underscores that financial institutions lead in integrating AI into operations. Almost every bank is at least planning for GenAI. These are significant positive outcomes.

AI 114

AI Fraud Detection Online and Mobile Banking Payment APIs and Integration 114

Fintech News

APRIL 24, 2025

From digital payments to decentralised finance (DeFi), these companies are solving real-world challenges like financial inclusion and cross-border transactions, while setting new global standards for innovation. billion payments Coda 2.5 billion payments, gamification Airwallex 5.5 billion insurtech Matrixport 1.05

FinTech 138

FinTech Online and Mobile Banking Payment APIs and Integration Push-to-Card 138

The Payments Association

MAY 3, 2025

The payments outlook 2025: Strategic priorities from industry leaders May 2 2025 by Payments Intelligence LinkedIn Email X WhatsApp Whats the article about? The strategic priorities for the payments industry in 2025, as discussed by senior payments leaders who attended a Payments Labs roundtable.

Payment APIs and Integration 88

Payment APIs and Integration Cross-Border Embedded Finance Payments 88

The Fintech Times

DECEMBER 9, 2024

As 2024 draws to a close, it’s been an eventful year for the payments industry, marked by rapid innovation, unexpected challenges, and evolving consumer expectations. Experts at Aevi , the in-person payment orchestration firm, share their key takeaways, lessons learned, and perspectives on the trends shaping the future of paytech.

Payment APIs and Integration 102

Payment APIs and Integration Online and Mobile Banking Financial Inclusion Push-to-Card 102

The Payments Association

NOVEMBER 11, 2024

The European Trajectory: A Mixed Bag The European Union has been at the forefront of open banking regulation, primarily through the Payment Services Directive 2 (PSD2). PSD2 mandates banks to provide TPPs with access to customer account information (AIS) and payment initiation services (PIS). However, challenges remain.

Payment APIs and Integration 88

Payment APIs and Integration API Privacy Correspondent 88

Fintech Review

MAY 4, 2025

Whether you are a B2B founder building a global marketplace, a CFO steering a SaaS scale-up, or a finance team tasked with managing complex payments, finding the best fintech tools is critical. This guide covers the top 100 fintech tools across key categories including banking APIs, billing, KYC/AML, FX, crypto tools, and open banking.

Payment APIs and Integration 76

Payment APIs and Integration FinTech Multi-Currency Embedded Finance 76

Fintech Finance

MAY 27, 2025

PayTabs Group , a Future 100 company and MENA’s award-winning payment orchestration powerhouse, today announced the launch of its enhanced Artificial Intelligence (AI) powered payment orchestration platform.

AI 88

AI Payment APIs and Integration FinTech SARS 88

Fintech Review

APRIL 19, 2025

These included cloud accounting, SME lending dashboards, invoicing tools, and payment portals. It allows software platforms to integrate payments, lending, insurance, and other financial services directly into their user interfaces, without becoming regulated financial institutions themselves. In contrast, SaaS fintech v2.0

Finance 94

Finance FinTech Embedded Finance Payment APIs and Integration 94

The Payments Association

MARCH 18, 2025

From open banking to open finance and beyond: The future of financial data-sharing March 18 2025 by Payments Intelligence LinkedIn Email X WhatsApp What is this article about? Open finance is transforming financial services by enabling broader data-sharing, fostering competition, and driving innovation in payments and financial products.

Finance 88

Finance Payment APIs and Integration Non-Bank Embedded Finance 88

The Fintech Times

MARCH 12, 2025

As a result of the new partnership, Intergiro is integrating SEON’s anti-fraud and anti-money laundering (AML) technologies.# Integrated seamlessly through an API-first approach into Intergiros innovative platform, our technology strengthens security without adding friction, setting new benchmarks for digital trust and risk management.

Embedded Finance 72

Embedded Finance Finance Deepfake Payment APIs and Integration 72

Fintech Finance

JUNE 23, 2025

ACI Worldwide (NASDAQ:ACIW), an original innovator in global payments technology, has expanded its global technology partnership ecosystem to help financial institutions across the globe increase operational resiliency and address evolving regulatory requirements to safeguard the stability of the financial system.

Technology 84

Technology Payment APIs and Integration Non-Bank Fraud Prevention 84

The Payments Association

JUNE 11, 2025

The platform risk paradox: Managing digital commerce fraud at scale 12 June 2025 by Payments Intelligence LinkedIn Email X WhatsApp What is this article about? How digital commerce platforms manage escalating fraud risks while scaling operations. Why is it important? What’s next?

Risk 88

Risk Fraud Prevention Fraud Detection Payment APIs and Integration 88

The Payments Association

JUNE 16, 2025

Offline settlements with a digital pound: Lessons from the BoE’s report 16 June 2025 by Payments Intelligence LinkedIn Email X WhatsApp What is this article about? A Bank of England experiment proving that offline payments with a digital pound are technically feasible, but complex. Why is it important? What’s next?

Settlement 88

Settlement CBDC Payment APIs and Integration Privacy 88

Finextra

JULY 8, 2025

China’s Cross-border Interbank Payment System (CIPS) is rapidly emerging as a central artery in the internationalization of the Renminbi (RMB), offering a robust infrastructure for cross-border settlements and reshaping how global institutions engage with China’s markets. What Is CIPS and Why Does It Matter?

Global Payments 52

Global Payments Real Time Gross Settlement (RTGS) Cross-Border Cross-Border Settlement 52

Finextra

JUNE 25, 2025

The initiative represents more than technical compliance — its a comprehensive transformation that will reduce payment costs by 85-90% for euro operations, eliminate cross-border fees in the SEPA zone, and provide Ukrainian businesses with seamless access to over 520 million European consumers. Regulatory advantages are equally significant.

FinTech 52

FinTech Payment APIs and Integration Cross-Border Cross-Border Payments 52

Fintech Finance

JULY 8, 2025

The Okoora DashDevs partnership brings together a powerful embedded FX infrastructure that will help fintechs make cross-border payments easier. This partnership combines Okoora’s strong currency management skills with DashDevs’ fintech development knowledge to make international transactions easier.

Cross-Border Payments 52

Cross-Border Payments Cross-Border FinTech Embedded Finance 52

Finextra

JULY 22, 2025

How payments are settled—that is, the currency in which funds are ultimately received—has profound implications for liquidity management, risk exposure, and treasury operations. Understanding what settlement currency you want is foundational because it determines how your funds flow and how you manage currency risks.

Settlement 52

Settlement Stablecoins Multi-Currency Payment APIs and Integration 52

Finextra

JUNE 2, 2025

In practice, this means banks expose certain data (like account balances or transaction history) through open APIs, but only when you, the customer, give consent. The result was an explosion of fintech apps offering budgeting, lending, payments, and investment services that leverage multiple banks’ data.

Finance 52

Finance Payment APIs and Integration API Regulations 52

Finextra

JULY 21, 2025

Open banking mandates, real-time payment requirements, and evolving data privacy regulations require architectures built for adaptability, not just stability. Evolving Customer Expectations Digital-first customers expect instant account opening, real-time payment processing, and personalized financial insights.

Payment APIs and Integration 52

Payment APIs and Integration Regulatory Compliance Audit Compliance 52

Finovate

JANUARY 15, 2025

Whats happening: Embedded finance has proven its utility in the payments and lending worlds, allowing businesses to embed payments tools and lending capabilities into their existing website or mobile app. Now, embedded finance is moving beyond payments and lending into sectors like insurance, healthcare, and logistics.

Embedded Finance 52

Embedded Finance FinTech Payment APIs and Integration AI 52

Fintech Review

APRIL 11, 2025

Fintech, or financial technology, is the integration of technology into financial services. This includes services like mobile banking, peer-to-peer payments, investment platforms, and blockchain applications. Payments and Transfers This is the most mature segment. What Is Fintech? At its core, fintech challenges the status quo.

FinTech 52

FinTech Online and Mobile Banking Payment APIs and Integration Cross-Border 52

Fintech Review

APRIL 19, 2025

These included cloud accounting, SME lending dashboards, invoicing tools, and payment portals. It allows software platforms to integrate payments, lending, insurance, and other financial services directly into their user interfaces, without becoming regulated financial institutions themselves. In contrast, SaaS fintech v2.0

Finance 52

Finance FinTech Embedded Finance Payment APIs and Integration 52

Finextra

JUNE 30, 2025

On the risk and operations side, common uses include fraud detection, anti-money-laundering pattern detection, credit risk scoring and trading optimization. finance leaders cite fraud and risk management as areas in which they use AI. banks face challenges in AI adoption, such as regulatory compliance and risk management.

AI 69

AI Finance Fraud Detection Use Case 69

Finextra

JUNE 6, 2025

However, as the industry flourishes, so inevitably do the risks ranging from fraud to late payments. Affirm has introduced dynamic payment schedules in the US, while Riverty in Germany uses AI-driven tools to predict user behavior and optimize repayment plans. on an annual basis to reach US$560.1 billion in 2025.

BNPL 52

BNPL Technology Payment APIs and Integration Blockchain 52

Finextra

JUNE 23, 2025

policymakers have sketched out the first federal framework for payment stablecoins. It classifies payment stablecoin issuers as regulated financial institutions, pulling them firmly under anti-money laundering and consumer protection rules. The GENIUS Act changes that virtually overnight. By passing this law, U.S. Now that U.S.

Embedded Finance 52

Embedded Finance Stablecoins Finance Payment APIs and Integration 52

Finextra

JULY 8, 2025

Home Announcements Payments Okoora and DashDevs partner on embedded FX infrastructure for fintechs External This content is provided by an external author without editing by Finextra. Together, they offer fintechs a faster, smarter path to launching globally scalable products with built-in currency risk protection.

Cross-Border Payments 52

Cross-Border Payments Cross-Border Payment APIs and Integration FinTech 52

Finextra

JUNE 12, 2025

Is the industry ready to look beyond the compliance aspects of VOP and focus on the benefits in terms of fraud prevention, user experience, and risk management? Verification of Payee (VOP) scheme rules have been released by the European Payment Council (EPC) to comply with the EU’s Instant Payments Regulation (IPR).

Payee 52

Payee On-Demand Verification Payment APIs and Integration 52

M2P Fintech

APRIL 4, 2025

SCF enhances business cash flow by facilitating convenient payment terms between buyers and suppliers. In this model, both parties reap the benefits: Suppliers receive quicker payments Buyers enjoy extended credit periods It not only optimizes cash flow but also stabilizes the supply network during market fluctuations.

Finance 52

Finance Payment APIs and Integration Credit Cards Risk 52

M2P Fintech

MARCH 24, 2025

Digital Revolution: Reshaping the Lending Experience The digital transformation in loan management is remarkable. Borrowers can now apply for loans, track progress, and make payments through digital platforms and mobile apps, eliminating the need for physical branches and banking hours.

Payment APIs and Integration 52

Payment APIs and Integration Blockchain Regulatory Compliance Underwriting 52

The Payments Association

JULY 18, 2025

Payments regulation roadmap: Q3 2025 18 July 2025 by Payments Intelligence Introduction Regulatory developments continue apace in the payments industry, ushering in a period of intensified complexity and strategic significance. Tackling this with tactical fixes only deepens the challenge.

Regulations 88

Regulations Payments Payment APIs and Integration Legal 88

Stax

NOVEMBER 13, 2024

Understanding ACH credit payments means understanding the way in which different types of ACH payments are processed in the US banking system. ACH credit payments differ from ACH debit payments and both are distinct from credit and debit card payments. Learn More What are ACH Credit Payments?

ACH 88

ACH ACH Network Payer Payee 88

Finextra

JULY 10, 2025

But then the friction starts: integration bottlenecks, slow updates, black-box risk models, and rising per-transaction fees. But then the friction starts: integration bottlenecks, slow updates, black-box risk models, and rising per-transaction fees. We’ve seen this pattern across the industry. Teams want control.

Security 52

Security Payment APIs and Integration Authentication Stablecoins 52

Trade Credit & Liquidity Management

JUNE 25, 2025

To thrive in this environment, companies need to look beyond static credit data and embrace a more holistic, real-time approach to risk management. Traditional credit reports don’t capture these broader risk factors. Explosion of Data Sources: There are now many more data vendors and types of information available.

Risk Assessment 52

Risk Assessment Regulatory Compliance Assessments Legal 52