EBizCharge

NOVEMBER 27, 2024

They provide a secure platform for processing transactions, ensuring the consumer’s payment information and the merchant’s funds are protected. This account is typically integrated with a payment gateway, which is responsible for the safe transmission of transaction data. How do payment gateways work?

Accounts 52

Accounts Payment Gateways Gateways Payment APIs and Integration 52

Clearly Payments

MARCH 14, 2025

It occurs in a matter of seconds but consists of multiple stages, from authorization to settlement. credit card payments surpassed $10.6 Payment Processor Facilitates communication between acquiring and issuing banks. Payment Gateway Secures transaction data and transmits it to the payment processor.

Credit Cards 52

Credit Cards Transactions PCI DSS Online and Mobile Banking 52

Stax

MAY 13, 2025

Credit card merchant services are the systems, tools, and agreements that allow businesses to accept payments via credit and debit cards. These services enable you to process credit card payments online, in person, and on the go, and include everything from secure payment gateways to merchant accounts and point of sale (POS) systems.

Credit Cards 88

Credit Cards Payment APIs and Integration Processors Process 88

Nanonets

MAY 8, 2024

Introduction to Stripe Reconciliation Every digital purchase is a complex interplay of entities—Customers, Merchants, Acquirers, and Issuing Banks—that orchestrate the flow of funds.   What is Stripe Reconciliation?     How are transactions processed through Stripe?  Stripe

Reconciliation 52

Reconciliation Settlement Alternative Payment Methods Automation 52

Segpay

FEBRUARY 24, 2025

There seems to be a lot of misunderstanding about the differences between a Payment Gateway, a Payment Processor and a Payment Service Provider (PSP). In the fast-paced world of e-commerce, web merchants navigate a complex landscape of payment solutions. What is a Payment Gateway?

Payment Gateways 45

Payment Gateways Processors Gateways Payment Service Provider (PSP) 45

Clearly Payments

SEPTEMBER 13, 2024

A Payment Orchestrator is a service that enables businesses to manage and optimize their payment processing by connecting to multiple payment providers and processors through a single platform. This data can be used to optimize payment strategies, identify trends, and make informed decisions.

Payment APIs and Integration 104

Payment APIs and Integration Multi-Currency Payments Gateways 104

Nanonets

NOVEMBER 19, 2023

Settlement of invoices isn’t simply about paying off a bill. It's a process that ensures every payment, adjustment, or write-off tied to an invoice is accounted for and settled. The key is ensuring the invoice settlement process is done correctly and efficiently. What is the settlement of an invoice?

Settlement 52

Settlement Disputes Payment APIs and Integration Accounts 52

PYMNTS

DECEMBER 9, 2020

That includes cross-border payments (done, for example, through Visa B2B Connect ), with lower associated costs and better transparency as intermediaries are eliminated. We're working with a number of providers to facilitate that settlement virtually in real time,” he said. The Rails Stretching Ahead.

Use Case 134

Use Case B2B Cross-Border Payments Cross-Border 134

Stax

AUGUST 29, 2024

The payment gateway connection will be responsible for transmitting your customer’s payment information between your own customer-facing platforms and your PSP and other relevant financial institutions. The provider should also offer the hardware to accept physical card payments.

Payment Service Provider (PSP) 88

Payment Service Provider (PSP) Service Provider Payment Gateways Online and Mobile Banking 88

PYMNTS

AUGUST 15, 2019

Payment gateways, for instance, have generally been a service that people access outside their organizations. The whole point, Parker said, was to connect to a gateway, and one that will connect to everything else. The key problem that hubs have solved is having different types of payment with different connections.

Gateways 74

Gateways FinTech Interoperability Settlement 74

PYMNTS

NOVEMBER 16, 2020

and is the country’s current domestic clearing and settlement system. Joaquim Kiyoshi Kavakama , CEO of Brazil’s Interbank Payment Chamber (known as “CIP”), told PYMNTS' Karen Webster that the two systems will work together as Brazil’s payments-ecosystem continues to evolve.

Real Time Payments 131

Real Time Payments Wire Transfer Push-to-Card Credit Cards 131

Stax

APRIL 18, 2024

Payment Gateway: A service provider that facilitates communication between the merchant’s POS system and the acquiring bank’s payment processing system. They often provide services such as authorization, clearing, and settlement. Card Network (e.g.,

Credit Cards 88

Credit Cards Process Online and Mobile Banking Processors 88

Fintech Finance

FEBRUARY 20, 2025

Enhanced Payment Solutions Across Channels By integrating Adyens technology, 365pay extends payment support to all of its available restaurant payment flows, regardless of online and offline transactions. By taking their merchants needs to heart, this new service furthers Eats365’s value proposition to its merchants.

Payment Solutions 59

Payment Solutions Point-of-Sale (POS) Reconciliation Payments 59

Clearly Payments

APRIL 3, 2024

The Definition of Payment Processing Payment processing is the sequence of actions that occur behind the scenes to facilitate the transfer of funds from a customer to a merchant in exchange for goods or services. At its core, it involves the authorization, capture, and settlement of transactions. Visa, Mastercard).

Process 59

Process Processors Online and Mobile Banking Payments 59

M2P Fintech

DECEMBER 17, 2024

It encompasses various functionalities, including payment setup, transaction management, settlement & payout management, and customer support integration, all aimed at improving operational efficiency. Settlement & Payout Management Settlement and payout management are integral components of an MMS.

Fraud Detection 52

Fraud Detection PCI DSS Disputes Settlement 52

Clearly Payments

DECEMBER 9, 2023

The responsibilities of acquirers extend to managing intricate settlement processes, providing merchants with comprehensive reporting and reconciliation services. Their pivotal role is not just about facilitating transactions; it’s about upholding the trust and integrity of the payment ecosystem.

ISOs 59

ISOs Acquirers Credit Cards MSPS 59

PYMNTS

MARCH 20, 2019

We decided the best solution for us was to integrate with a large merchant acquirer, as that simplifies a lot of the day-to-day issues around settlement, reconciliation, reporting and dispute management,” he said.

Payment APIs and Integration 90

Payment APIs and Integration Acquirers API Payment Gateways 90

EBizCharge

MAY 15, 2024

The time it takes for the funds to reach the seller varies depending on the payment method used. Reconciliation: Both parties reconcile their financial records to ensure that the payment matches the invoiced amount. Payment gateways encrypt sensitive payment data, such as credit card details, ensuring secure transmission.

B2B 52

B2B Wire Transfer Payments Payment Gateways 52

EBizCharge

JUNE 6, 2024

Select a payment gateway and processor. Selecting a payment gateway for Microsoft Dynamics 365 is a decisive step toward efficient D365 credit card processing. Look to payment gateways that offer services such as encryption and tokenization for an extra layer of security.

Credit Cards 52

Credit Cards Process Payment Gateways Gateways 52

Clearly Payments

DECEMBER 5, 2023

Key functions of a payment processor include: Transaction Authorization: Payment processors verify the legitimacy of transactions by checking the availability of funds in the payer’s account or ensuring the credit line is sufficient.

Processors 52

Processors ISOs Payment APIs and Integration Payments 52

EBizCharge

MAY 23, 2024

Embedded payments are the seamless integration of payment processing into business software to streamline financial transactions for users without redirecting them to external payment gateways. Embedding payments means directly incorporating payment functions into a digital service or application.

Embedded Payments 52

Embedded Payments Payment APIs and Integration ISOs Payments 52

PYMNTS

JUNE 28, 2019

The $1 million in Seed funding for India-based Recko will help the firm grow its payments reconciliation solution for companies in the banking, lending, insurance, eCommerce and telecom industries.

Small Business 43

Small Business Participant B2B Automation 43

PYMNTS

MARCH 14, 2017

PYMNTS: So, who will serve these payment originators and recipients? Unlike traditional pull transactions where consumers are choice-limited by merchant rules and retail environments, push payments offer the ultimate in consumer flexibility. PYMNTS: What does the future of push payments look like?

Consumer 40

Consumer Push-to-Card P2P Gateways 40

Ikajo

FEBRUARY 24, 2022

Payment Orchestration Platform (POP) is software that represents a unified technical structure for operating all stages of online payment processing from routing through to reconciliation. POP facilitates front-end and back-end integration between a merchant’s website and various payment service providers (PSPs).

Payment APIs and Integration 52

Payment APIs and Integration Payments Gateways On-Demand 52

PYMNTS

MARCH 25, 2019

We decided the best solution for us was to integrate with a large merchant acquirer, as that simplifies a lot of the day-to-day issues around settlement, reconciliation, reporting and dispute management.”. Instagram and PayPal Pair Up for Instacommerce.

PayPal 50

PayPal Payment APIs and Integration Online and Mobile Banking Acquirers 50

EBizCharge

MAY 13, 2024

By replacing manual data entry and paper-based processes with automated systems, businesses achieve faster processing times and reduced account settlement cycles. Cash application can be automated by leveraging software solutions that streamline the reconciliation of incoming payments with outstanding invoices.

Automation 52

Automation Disputes Payments Process 52

CB Insights

FEBRUARY 13, 2020

To help enable online commerce, Stripe is building a suite of APIs that allow developers to implement its payment capabilities. These APIs handle everything from acceptance and processing to settlement and reconciliation, while ensuring compliance and security.

Online and Mobile Banking 98

Online and Mobile Banking Payment APIs and Integration Payments Push-to-Card 98

M2P Fintech

FEBRUARY 25, 2025

It enables quick product configuration, seamless third-party integrations (credit bureaus, payment gateways), and ensures regulatory compliance. Digital repayments and reconciliation processes are streamlined, while our location-aware system integrates effortlessly with various communication channels.

Payment APIs and Integration 52

Payment APIs and Integration Compliance Automation BNPL 52

EBizCharge

MAY 30, 2025

This transaction is then captured via a payment terminal, virtual terminal, or integrated payment gateway. Authorized and settlement: The payment processor quickly verifies transaction details, authorizes the payment, and batches the days transactions at a pre-set cutoff time (typically in the late afternoon or evening).

Processors 52

Processors Transactions Settlement Business Day 52

The Fintech Times

APRIL 23, 2025

More ground for traditional banks to make up Nick Botha , global payments lead at AutoRek , a company focused on reconciliation and financial control automation for financial services, also believes that neobanks could surpass their incumbent counterparts by correctly leveraging embedded finance. .”

Embedded Finance 49

Embedded Finance Finance Non-Bank Online and Mobile Banking 49