The Payments Association

JUNE 23, 2025

The origin of a transformative instrument GrowthHub was founded on a straightforward yet ambitious question: How can we assist businesses in making more informed decisions based on their payment data? AI is also employed to optimise fees.

Technology 88

Technology Payments Wire Transfer Processors 88

Stax

DECEMBER 20, 2023

But to do most of that, you need to have a credit card processor. Since we’ve spoken a lot about credit card processing before, today we’ll take a look at how to find the best credit card processor for your SMB in 2024. If you have no idea where to start with evaluating potential payment processing solutions, fret no more.

Credit Cards 88

Credit Cards Small Business Processors Payment APIs and Integration 88

VISTA InfoSec

MAY 12, 2024

If you run a small business, keeping your POS system secure is a must, not just a matter of simple data protection but also one that ties into your business’s credibility in an increasingly cashless era. Let’s look at some best practices you’ll want to implement to keep payment data safe from cybercriminals: 1.

PCI DSS 277

PCI DSS Security Compromise Best Practices 277

EBizCharge

MARCH 11, 2025

Acumatica allows businesses to accept and process credit cards, debit cards, Automated Clearing House (ACH) payments/eChecks, and other transactions seamlessly by integrating with payment gateways. With payment processing in Acumatica, businesses can automate transaction entries, reconcile payments faster, and reduce manual errors.

Processing Costs 52

Processing Costs Process Credit Cards Payment Gateways 52

Payments Dive

JUNE 19, 2017

This infographic looks at the results of a survey of US, UK and Australian adults which found 67% are concerned about the security of their credit/debit card data. We highlight issues for banks, acquirers, processors and merchants.

Data Security 74

Data Security Payments Data Security Debit Card 74

PCI Security Standards

JANUARY 10, 2024

Collaboration is at the heart of the PCI Security Standards Council’s mission to help secure payment data globally. As a global forum, the Council brings together payments industry stakeholders to develop and drive implementation of data security standards and resources for safe payments worldwide.

Participant 112

Participant Processors Data Security Payments Data 112

EBizCharge

NOVEMBER 27, 2024

An Internet merchant account (IMA) is a type of banking account that allows online businesses to accept credit and debit card payments. It serves as an intermediary between a merchant and a payment processor, facilitating the transfer of funds during online transactions.

Accounts 52

Accounts Payment Gateways Gateways Payment APIs and Integration 52

Stax

MARCH 6, 2025

The system generates a one-time encrypted code for each transaction, preventing fraudsters from stealing payment data. This is why 90% of shoppers still prefer contactless payments post-pandemic. An active device scans a passive NFC tag to retrieve and process payment data. Read/write technology. Card emulation.

Contactless Payments 88

Contactless Payments Online and Mobile Banking Encryption CHIPS 88

The Payments Association

MAY 28, 2025

Merchants no longer need to handle or store sensitive payment data, dramatically reducing both their compliance burden and vulnerability to breaches. When cardholders add cards to digital wallets, its the issuer processor that authenticates and enables token issuance. This architecture creates an improved security paradigm.

Credential 88

Credential Payments Issuers Visa 88

Stax

MARCH 11, 2025

The payment gateway : this is a cloud-based payments software integrated with your website thats responsible for the secure transfer of your customers credit card information to your payment processor. Some payment gateways use tokenization to secure sensitive customer details.

Online Payment Processing 88

Online Payment Processing Process Payment Gateways Online and Mobile Banking 88

Stax

JANUARY 21, 2025

To accept electronic payment methods fast and securely, you need a payment gateway. Its the bridge between your customers preferred payment methods and business cash flow. Instead of juggling through different types of payment processors and platforms, a payment gateway allows you to accept multiple payment methods at once.

Payment Gateways 88

Payment Gateways Gateways PCI DSS Payment APIs and Integration 88

My Payment Savvy

JUNE 16, 2025

A payment gateway processes credit card payments for both online and in-person transactions. It collects payment data, secures sensitive information, and connects all parties needed to move money from your customer’s bank to yours. This decision is returned instantly.

Payment Gateways 52

Payment Gateways Gateways Online and Mobile Banking PCI DSS 52

Fintech Finance

SEPTEMBER 17, 2024

As Kani’s platform handles vast datasets comprising millions of transactions from many payment processors across multiple markets, its ability to support ISO 20022 promises clients smoother and faster reconciliations.

ISO 20022 105

ISO 20022 ISOs Reconciliation Message Standards 105

Segpay

FEBRUARY 24, 2025

Last January, Segpay proudly announced that it has launched its new gateway payment platform: The Segpay Gateway can handle high volumes of merchant transactions in multiple currencies, keeping all data safe with the latest data security standards. Key Functions of a Payment Gateway: Encrypts and securely transmits payment data.

Payment Gateways 45

Payment Gateways Processors Gateways Payment Service Provider (PSP) 45

EBizCharge

MARCH 18, 2025

PCI-compliant Sage 100 payment software providers must maintain strict security standards and enforce various measures, such as advanced encryption and tokenization, to safeguard sensitive payment data. These measures help detect suspicious activity, prevent unauthorized transactions, and reduce chargeback risks.

Credit Cards 52

Credit Cards Process Security Data Breach 52

EBizCharge

MARCH 20, 2025

Payment gateway providers will often offer multiple pricing structures, including: Flat rate pricing: Merchants pay a fixed percentage of their overall processing volumes. Interchange plus pricing: Merchants pay the interchange rate set by card networks plus a fixed markup from the payment processor. Whats a settlement period?

Payment Gateways 52

Payment Gateways Gateways Payment APIs and Integration Payments 52

Clearly Payments

FEBRUARY 23, 2024

Top 10 Metrics for Payment Processors The top metrics for payment processors can vary depending on the specific goals and objectives of the business, but generally, the following are considered important: Transaction Volume : The total number of transactions processed through the payment processor.

Processors 105

Processors PCI DSS Payments Volume 105

Fintech Finance

MAY 1, 2025

Could you please assist me in answering a customer’s question about their payment status? Summarize fees by payment processor for Q1. Notify me if any duplicate payments are charged. Seamless Execution: Provides instant access to payment data, insights, and automation with a simple ask.

Treasury 59

Treasury AI Duplicate Payments 59

EBizCharge

MARCH 27, 2025

A payment portal facilitates electronic transactions between merchants and their customers, providing a seamless way to pay and collect invoices quickly and securely. Your payment processor will provide the necessary payment portal software to authorize and transfer funds from customers accounts to your businesss account.

Payments 52

Payments PCI DSS Processors Automation 52

Stax

MAY 23, 2025

For ISVs, integrating payments isnt just a convenienceits a strategic move. The Basics of Integrated Payments At the core, integrated payments connect your software to a payment processor through APIs. Everythingfrom the payment form to transaction processinghappens under your brand.

ISVS 88

ISVS Best Practices Payment APIs and Integration Enrollments 88

PYMNTS

JULY 3, 2020

Open banking — a system in which banks allow third parties to freely access their data to develop new apps and services and provide bank customers with greater transparency — is accomplished with APIs that allow third parties to interface with bank systems and access data with minimal friction.

B2B 111

B2B Payment APIs and Integration API Payments 111

PYMNTS

DECEMBER 4, 2020

That helped offset a 12 percent drop in payment authorizations at physical stores as people continue to largely lock down amid the coronavirus pandemic. “As 1 eCommerce payment processor in the U.S. As the No. with 2019 transaction volume exceeding $1.5 trillion, J.P.

Online and Mobile Banking 115

Online and Mobile Banking NOV Treasury Processors 115

Stax

SEPTEMBER 17, 2024

Benefits of using a payment gateway include a simplified purchasing experience for customers, increased operational efficiency, and PCI compliance. What Exactly Is a Payment Gateway? It’s also the software in your POS system or card readers that processes the customer’s payment data in a brick-and-mortar setting.

Payment Gateways 88

Payment Gateways Gateways Payment APIs and Integration Online and Mobile Banking 88

EBizCharge

MARCH 3, 2025

In addition to these benefits, integrating a reliable Acumatica payment solution into your system will give your business access to multiple payment methods. Payment security and compliance in Acumatica Security and compliance are vital for any payment software, especially regarding processing credit cards and ACH/eChecks in Acumatica.

Credit Cards 52

Credit Cards Process Payment Gateways Payment APIs and Integration 52

PYMNTS

OCTOBER 16, 2018

In a press release, NMI said the solution enables the company’s partners to deliver a simpler payment platform to merchant clients that meets all the points of engagement. By using a unified token, NMI is able to provide a singular view of customer and payments data.

EMV 62

EMV Payments Processors Payment Gateways 62

EBizCharge

APRIL 7, 2025

Luckily, reliable payment processors can make the transition quick and painless. Luckily, EBizCharge users can have peace of mind knowing their payment data is securely housed and can be seamlessly and quickly integrated into Dynamics BC or another ERP system.

Assessments 52

Assessments Risk Processors Security 52

EBizCharge

JANUARY 14, 2025

A payment gateway is a technology that facilitates the transfer of payment information between a customer and a merchants bank during an online or in-store transaction. When a customer initiates a payment, the gateway securely transmits the information to the payment processor and the issuing bank for authorization.

Payment Gateways 52

Payment Gateways Gateways Payment APIs and Integration Online and Mobile Banking 52

Stax

MARCH 15, 2024

TL;DR Secure payment systems are crucial for eCommerce stores and companies to utilize because they protect both consumers and businesses from theft and fraud. Secure payment systems are easy to implement, as you use your payment processor to create a secure payment gateway.

Process 88

Process Security PCI DSS Encryption 88

Stax

JANUARY 10, 2024

Credit card fees, including interchange, assessment, and payment processor fees, impact businesses on a per-transaction or recurring basis. the merchant’s business type, and the terms of the merchant’s agreement with their payment processor. PCI compliance fees. Statement fees.

Credit Cards 88

Credit Cards Processors Debit Card Processing Costs 88

Stax

JULY 9, 2024

Digital payments incorporate robust security features to protect sensitive information and prevent fraud. Encryption techniques ensure that payment data is transmitted securely between parties, making it difficult for unauthorized individuals to intercept or access sensitive information.

Digital Payments 163

Digital Payments Online and Mobile Banking Contactless Payments Payments 163

EBizCharge

AUGUST 8, 2024

Security: Salesforce adheres to stringent security protocols, such as PCI compliance, multi-factor authentication (MFA), and advanced data encryption, to safeguard payment data. Encryption, fraud detection systems, and regular security audits protect business financial information and customer payment data.

Processors 52

Processors Payment Gateways Fraud Detection Encryption 52

Stax

NOVEMBER 6, 2023

Payment tokenization is a subset of data tokenization where tokens replace confidential payment data such as customer credit card information. With payment tokenization, the actual credit card data isn’t stored thereby making digital payment transactions more secure.

Encryption 88

Encryption PCI DSS Data Security Origination 88

Stax

FEBRUARY 19, 2025

Expertise in payment security and compliance Handling sensitive financial data requires robust security measures. PCI Compliance: Ensure the provider adheres to industry-standard security protocols and protects your customers’ payment data. How do you protect payment data? Phone, email, chat, etc.?

Payments 88

Payments PCI DSS Compliance Risk 88

EBizCharge

APRIL 24, 2025

These capabilities create a smoother, more professional experience that builds trust and encourages prompt payments. Centralized financial and customer data: An integrated payment gateway can store payment data alongside customer records in Salesforce.

Payment Gateways 52

Payment Gateways Gateways Payment APIs and Integration Payments 52

Stax

APRIL 30, 2024

Learn More How Merchant Processing Works When a customer pays through a card, digital wallet, or other electronic payment method, the payment goes through several entities before reaching the merchant. These entities include the issuing bank, the acquiring bank, the card or digital payment company, and the payment processor.

Process 88

Process Online and Mobile Banking PCI DSS Debit Card 88

Stax

DECEMBER 20, 2023

By hiring the services of a payment facilitator or processor, a business does not have to open its own merchant account. Instead, only the PayFac will have a merchant account as it allows its clients to accept payments. It involves submitting information from your users, analyzing their payments data, and assessing risk.

Underwriting 88

Underwriting Process Enrollments Payment APIs and Integration 88

Fintech News

FEBRUARY 7, 2024

This growth will be driven by the evolving Southeast Asian market and increased interest from Western companies which are expected to fuel the maturation and development of Singapore’s payments sector. The report categorizes license holders into consumer remittance, B2B payments, B2B2X payments, and payments processors.

Cross-Border Payments 107

Cross-Border Payments Cross-Border Payments B2B 107