The Payments Association

JUNE 3, 2025

Usage patterns differ, technological approaches diverge, and key challengesfrom privacy concerns to merchant adoptionremain unresolved. Still, critics argue that recreating intermediated services under state control won’t solve the underlying issues of privacy, inclusion, and user agency.

CBDC 88

CBDC Cross-Border Central Bank Cross-Border Payments 88

PYMNTS

SEPTEMBER 13, 2020

Europe's biggest banks have called on the European Commission to implement tough regulations for cryptocurrencies, such as stablecoins, that would protect consumers and preserve state sovereignty in monetary policy, Reuters reported. In a joint statement Friday (Sept. The association declined to comment, Reuters reported.

Central Bank 145

Central Bank Cryptocurrency Regulations Money Laundering 145

Open Banking Excellence

FEBRUARY 6, 2025

Instead, we have shifted to a new approach where the private sector is responsible for providing the trust services and the government will regulate and supervise. regulations and have the system up and running in the next 12 to 18 months. Our goal is to comply with eIDAS 2.0 Another challenge is interoperability.

Governance 230

Governance Government Interoperability Central Bank 230

The Fintech Times

SEPTEMBER 24, 2024

The further we’ve delved into the world of regulation and compliance, the clearer it has become that there are a whole host of challenges for financial institutions to contend with. When it comes to cybersecurity, the topic of data protection and privacy is arguably one of the most important.

Privacy 107

Privacy Compliance PCI DSS Rules 107

Clearly Payments

OCTOBER 30, 2024

Overview of International Payment Processing At its core, international payment processing involves handling transactions across borders , where factors like currency conversion, payment method preferences, and local regulations come into play. As global online shopping grows rapidly, consumers expect seamless payment experiences.

International Payments 105

International Payments Process Multi-Currency Cross-Border 105

VISTA InfoSec

OCTOBER 21, 2024

A Data Protection Officer (DPO) can be called as an ally for organizations that deals with large amount of Privacy related data in its core operation. Expertise to assess and mitigate data privacy risks to ensure the organization remains protected from breaches.

CCPA 208

CCPA Privacy Assessments Laws 208

The Payments Association

OCTOBER 30, 2024

Compliance in payment communications is essential for trust and security; AI-driven solutions and customised frameworks help businesses meet regional regulations, ensuring secure global operations. Ensuring that communications comply with global regulations is essential for protecting a business’s reputation and operations.

Regulations 100

Regulations Cross-Border Compliance Fraud Prevention 100

The Fintech Times

FEBRUARY 28, 2025

The use of AI in fintech has sparked concerns about data privacy and the misuse of sensitive financial information. It necessitates robust safeguards and adherence to data protection regulations. “Another big challenge is related to data security and privacy. “Keeping pace with evolving laws is another challenge.

AI 97

AI Regulations Best Practices Risk 97

Payments Dive

JUNE 11, 2025

By signing up to receive our newsletter, you agree to our Terms of Use and Privacy Policy. 6, 2024 Get the free newsletter Subscribe to Payments Dive for top news, trends & analysis Email: Select user consent: By signing up to receive our newsletter, you agree to our Terms of Use and Privacy Policy. You can unsubscribe at anytime.

Debit Card 78

Debit Card Privacy Stablecoins BNPL 78

The Payments Association

NOVEMBER 11, 2024

The European Trajectory: A Mixed Bag The European Union has been at the forefront of open banking regulation, primarily through the Payment Services Directive 2 (PSD2). Security Concerns: Concerns about data security and privacy continue to weigh heavily on consumers and banks alike. However, challenges remain.

Payment APIs and Integration 88

Payment APIs and Integration API Privacy Regulations 88

Fintech Finance

JUNE 13, 2024

EBANX , a global technology company specializing in payment services for emerging markets, has achieved the top international certification for Privacy Information Management Systems (PIMS), ISO/IEC 27701:2019. This certification ensures that the best practices available in the market for protecting data privacy are being strictly followed.

ISOs 81

ISOs Privacy Best Practices Compliance 81

The Payments Association

OCTOBER 14, 2024

To rethink the assumptions behind CBDC proposals and push for more privacy-oriented innovative solutions Many central banks and financial authorities worldwide are experimenting with central bank digital currency (CBDC), including the European Central Bank, the US Federal Reserve, and the Bank of England, among others. What’s next?

Privacy 88

Privacy Addressing CBDC Payer 88

Payments Dive

JUNE 11, 2025

By signing up to receive our newsletter, you agree to our Terms of Use and Privacy Policy. 6, 2024 Get the free newsletter Subscribe to Payments Dive for top news, trends & analysis Email: Select user consent: By signing up to receive our newsletter, you agree to our Terms of Use and Privacy Policy. You can unsubscribe at anytime.

BNPL 78

BNPL Privacy Stablecoins On-Demand 78

The Payments Association

MAY 16, 2025

On top of that, businesses need to make sure their AI tools meet local regulations and privacy laws. We should also add that emerging risks include the growing wave of AI regulation pushing businesses to adapt quickly. While there are still challenges around integration and regulation, the potential is clear.

AI 88

AI Security Fraud Prevention Fraud Detection 88

Finextra

JUNE 10, 2025

Please read our Privacy Policy. We use cookies to help us to deliver our services. You may change your preferences at our Cookie Centre.

Innovation 99

Innovation Privacy Research AI 99

VISTA InfoSec

SEPTEMBER 30, 2024

Data breaches, cyberattacks and misuse of personal information are severe threats challenging the privacy of customers data, they can not only damage a companys reputation but can also lead to heavy fines if compromised. This was part of its broader aim to strengthen data protection and privacy for individuals within the EU.

CCPA 130

CCPA Privacy Laws Data Breach 130

VISTA InfoSec

OCTOBER 21, 2024

Data breaches, cyberattacks and misuse of personal information are severe threats challenging the privacy of customer’s data, they can not only damage a company’s reputation but can also lead to heavy fines if compromised. This was part of its broader aim to strengthen data protection and privacy for individuals within the EU.

CCPA 130

CCPA Privacy Laws Data Breach 130

The Payments Association

MARCH 19, 2025

Regulatory challenges Regulators are in a race against time. The rapid adoption of digital wallets has introduced a complex web of regulatory considerations, ranging from data privacy and cybersecurity to anti-money laundering (AML) compliance and cross-border transaction governance. The result?

Digital Payments 88

Digital Payments Finance Online and Mobile Banking Payments 88

Fintech Finance

JULY 16, 2024

The Financial Stability Board (FSB) published today, for public consultation, its proposed recommendations to promote greater alignment in data frameworks related to cross-border payments and consistency in the regulation and supervision of bank and non-bank payment service providers.

Cross-Border Payments 98

Cross-Border Payments Cross-Border Consulting Regulations 98

VISTA InfoSec

JUNE 26, 2024

In addition, there’s a need for information security measures to protect the integrity and privacy of data and operational security. Non-compliance with regulations like GDPR, HIPAA, and CCPA can have severe repercussions, including hefty fines and operational restrictions.

Cybersecurity 260

Cybersecurity Due Diligence Security Breach 260

Bank Automation

MAY 20, 2024

The SEC proposed amendments to its “Privacy of Consumer Financial Information and Safeguarding Customer Information” regulation, implemented in 2000, according to a May 15 fact sheet from the commission. The federal watchdog is looking to implement […]

Data Breach 80

Data Breach Breach Regulations Privacy 80

Finextra

JUNE 9, 2025

Please read our Privacy Policy. We use cookies to help us to deliver our services. You may change your preferences at our Cookie Centre.

FinTech 75

FinTech Privacy Cross-Border Underserved 75

Fi911

JANUARY 4, 2024

We will provide insight into how these regulations differ between card schemes, and help financial institutions to better understand the dispute process from all sides. Certain regulations known as “chargeback rules” are, in fact, based on legal statutes. These are some of the key pieces of legislation and regulation.

Disputes 105

Disputes Laws Rules Government 105

Tearsheet

FEBRUARY 27, 2025

PayPals crypto evolution PayPal laid the groundwork for its crypto venture by obtaining approvals and engaging with regulators. However, Zabaneh sees PYUSD differently, as it is backed by cash and Treasuries and is issued and managed by Paxos Trust Company, a centralized entity regulated by the NYDFS.

PayPal 72

PayPal Payments Privacy Digital Currency 72

The Payments Association

MAY 16, 2025

Merchant-facing regulation: What merchants need to know in 2025 15 May 2025 by Payments Intelligence LinkedIn Email X WhatsApp What is this article about? Each section includes an overview of the regulation, the legal and operational risks involved, and the practical actions required to support readiness and ongoing compliance.

Regulations 88

Regulations ISO 20022 Cross-Border Legal 88

Finextra

JUNE 10, 2025

Home News Regulation Payments fintech Navro acquires first US licence Editorial This content has been selected, created and edited by the Finextra editorial team based upon its relevance and interest to our community. Please read our Privacy Policy. Integrating New Channels In A New World Of Payments Welcome to Finextra.

Acquirers 52

Acquirers Payment APIs and Integration FinTech Cross-Border Payments 52

Finextra

JUNE 9, 2025

Please read our Privacy Policy. Home News Payments Worldpay scores new business distribution channel with Santander UK Editorial This content has been selected, created and edited by the Finextra editorial team based upon its relevance and interest to our community. Integrating New Channels In A New World Of Payments Welcome to Finextra.

Payment APIs and Integration 75

Payment APIs and Integration Value Added Service Stablecoins Multi-Currency 75

Payments Source

MARCH 16, 2021

As the Consumer Financial Protection Bureau weighs rules on protecting customer information shared between banks and third parties, it should consider giving consumers full authority over their financial data and committing to direct oversight of everyone involved, including data aggregators and fintechs. ]].

CFPB 153

CFPB Regulations Rules Authorization 153

Segpay

OCTOBER 17, 2024

Age verification systems are essential tools for ensuring compliance with regulations designed to prevent minors from accessing inappropriate content or services. Age verification tools are developed to follow minimum age regulations to ensure that minors do not gain access to age-restricted content, services, or products.

Verification 111

Verification Privacy Laws Compliance 111

VISTA InfoSec

SEPTEMBER 27, 2024

A Data Protection Officer (DPO) can be called as an ally for organizations that deals with large amount of Privacy related data in its core operation. Expertise to assess and mitigate data privacy risks to ensure the organization remains protected from breaches.

CCPA 130

CCPA Privacy Assessments Laws 130

The Payments Association

MARCH 18, 2025

As more jurisdictions refine regulations and expand open finance frameworks, the focus will shift to interoperability, consumer trust, and cross-industry data integration. But open data also amplifies risks around privacy, consent, and data securityissues that payments firms must address as customer trust becomes a core competitive asset.

Finance 88

Finance Payment APIs and Integration Non-Bank Embedded Finance 88

Finextra

JUNE 11, 2025

Financial institutions are under pressure to operationalize AI faster, while managing risk, regulation, and complexity,” said John McCambridge, Global Head of Financial Services at Dataiku. Please read our Privacy Policy. The collaboration between Dataiku and NVIDIA was unveiled during NVIDIA GTC Paris at VivaTech 2025.

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Finextra

APRIL 24, 2024

At NextGen Nordics 2024 in Stockholm, moderator Debi Bell Hoskings hosted an interactive panel session on new regulation on data and privacy, asking for input from the audience.

Regulations 69

Regulations Privacy Payments 69

Finextra

JUNE 11, 2025

Please read our Privacy Policy. We use cookies to help us to deliver our services. You may change your preferences at our Cookie Centre.

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VISTA InfoSec

SEPTEMBER 14, 2023

If your business engages with these customers, it is subject to the EU’s General Data Protection Regulation (GDPR). This extensive data privacy regulation has an impact on many U.S. The GDPR has a considerable influence on data privacy globally, but what does it mean for the US? entities due to its extraterritorial reach.

Compliance 130

Compliance Privacy Legal Processors 130

Clearly Payments

NOVEMBER 13, 2024

Merchants in high-risk categories, such as online gaming, travel, and adult services, benefit from BIN data as it helps processors manage risk levels and ensure compliance with industry regulations. Payment processors must meet both local regulations and the specific compliance requirements of each card network and their sponsoring bank.

Process 104

Process Processors Payments Compliance 104

Finextra

JUNE 11, 2025

Sponsored [New Impact Study] Surviving Digital Fallout: Operational Resilience in 2025 and beyond Share           Related Company PayPal Stellar Channels /regulation & compliance /cryptocurrency /retail banking /payments Keywords stablecoins Comments: (0) Sign in to comment Related news /crypto PayPal offers 3.7%

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