The Payments Association

JUNE 3, 2025

Usage patterns differ, technological approaches diverge, and key challengesfrom privacy concerns to merchant adoptionremain unresolved. Still, critics argue that recreating intermediated services under state control won’t solve the underlying issues of privacy, inclusion, and user agency.

CBDC 88

CBDC Cross-Border Central Bank Cross-Border Payments 88

PYMNTS

SEPTEMBER 13, 2020

Europe's biggest banks have called on the European Commission to implement tough regulations for cryptocurrencies, such as stablecoins, that would protect consumers and preserve state sovereignty in monetary policy, Reuters reported. In a joint statement Friday (Sept. The association declined to comment, Reuters reported.

Central Bank 145

Central Bank Cryptocurrency Regulations Money Laundering 145

Open Banking Excellence

FEBRUARY 6, 2025

Instead, we have shifted to a new approach where the private sector is responsible for providing the trust services and the government will regulate and supervise. regulations and have the system up and running in the next 12 to 18 months. Our goal is to comply with eIDAS 2.0 Another challenge is interoperability.

Governance 230

Governance Government Interoperability Central Bank 230

The Fintech Times

SEPTEMBER 24, 2024

The further we’ve delved into the world of regulation and compliance, the clearer it has become that there are a whole host of challenges for financial institutions to contend with. When it comes to cybersecurity, the topic of data protection and privacy is arguably one of the most important.

Privacy 107

Privacy Compliance PCI DSS Rules 107

Clearly Payments

OCTOBER 30, 2024

Overview of International Payment Processing At its core, international payment processing involves handling transactions across borders , where factors like currency conversion, payment method preferences, and local regulations come into play. As global online shopping grows rapidly, consumers expect seamless payment experiences.

International Payments 105

International Payments Process Multi-Currency Cross-Border 105

VISTA InfoSec

OCTOBER 21, 2024

A Data Protection Officer (DPO) can be called as an ally for organizations that deals with large amount of Privacy related data in its core operation. Expertise to assess and mitigate data privacy risks to ensure the organization remains protected from breaches.

CCPA 208

CCPA Privacy Assessments Laws 208

The Payments Association

OCTOBER 30, 2024

Compliance in payment communications is essential for trust and security; AI-driven solutions and customised frameworks help businesses meet regional regulations, ensuring secure global operations. Ensuring that communications comply with global regulations is essential for protecting a business’s reputation and operations.

Regulations 100

Regulations Cross-Border Compliance Fraud Prevention 100

The Fintech Times

FEBRUARY 28, 2025

The use of AI in fintech has sparked concerns about data privacy and the misuse of sensitive financial information. It necessitates robust safeguards and adherence to data protection regulations. “Another big challenge is related to data security and privacy. “Keeping pace with evolving laws is another challenge.

AI 97

AI Regulations Best Practices Risk 97

The Payments Association

NOVEMBER 11, 2024

The European Trajectory: A Mixed Bag The European Union has been at the forefront of open banking regulation, primarily through the Payment Services Directive 2 (PSD2). Security Concerns: Concerns about data security and privacy continue to weigh heavily on consumers and banks alike. However, challenges remain.

Payment APIs and Integration 88

Payment APIs and Integration API Privacy Regulations 88

Fintech Finance

JUNE 13, 2024

EBANX , a global technology company specializing in payment services for emerging markets, has achieved the top international certification for Privacy Information Management Systems (PIMS), ISO/IEC 27701:2019. This certification ensures that the best practices available in the market for protecting data privacy are being strictly followed.

ISOs 81

ISOs Privacy Best Practices Compliance 81

The Payments Association

OCTOBER 14, 2024

To rethink the assumptions behind CBDC proposals and push for more privacy-oriented innovative solutions Many central banks and financial authorities worldwide are experimenting with central bank digital currency (CBDC), including the European Central Bank, the US Federal Reserve, and the Bank of England, among others. What’s next?

Privacy 88

Privacy Addressing CBDC Payer 88

The Payments Association

MAY 16, 2025

On top of that, businesses need to make sure their AI tools meet local regulations and privacy laws. We should also add that emerging risks include the growing wave of AI regulation pushing businesses to adapt quickly. While there are still challenges around integration and regulation, the potential is clear.

AI 88

AI Security Fraud Prevention Fraud Detection 88

VISTA InfoSec

SEPTEMBER 30, 2024

Data breaches, cyberattacks and misuse of personal information are severe threats challenging the privacy of customers data, they can not only damage a companys reputation but can also lead to heavy fines if compromised. This was part of its broader aim to strengthen data protection and privacy for individuals within the EU.

CCPA 130

CCPA Privacy Laws Data Breach 130

VISTA InfoSec

OCTOBER 21, 2024

Data breaches, cyberattacks and misuse of personal information are severe threats challenging the privacy of customer’s data, they can not only damage a company’s reputation but can also lead to heavy fines if compromised. This was part of its broader aim to strengthen data protection and privacy for individuals within the EU.

CCPA 130

CCPA Privacy Laws Data Breach 130

Payments Dive

JUNE 10, 2025

By signing up to receive our newsletter, you agree to our Terms of Use and Privacy Policy. The company should also be prepared if a federal bill regulating stablecoins is signed into law, he added.  You can unsubscribe at anytime. We’re going to help them develop the capabilities.”

Stablecoins 78

Stablecoins Cryptocurrency Cross-Border Payments Cross-Border 78

The Payments Association

MARCH 19, 2025

Regulatory challenges Regulators are in a race against time. The rapid adoption of digital wallets has introduced a complex web of regulatory considerations, ranging from data privacy and cybersecurity to anti-money laundering (AML) compliance and cross-border transaction governance. The result?

Digital Payments 88

Digital Payments Finance Online and Mobile Banking Payments 88

Fintech Finance

JULY 16, 2024

The Financial Stability Board (FSB) published today, for public consultation, its proposed recommendations to promote greater alignment in data frameworks related to cross-border payments and consistency in the regulation and supervision of bank and non-bank payment service providers.

Cross-Border Payments 98

Cross-Border Payments Cross-Border Consulting Regulations 98

VISTA InfoSec

JUNE 26, 2024

In addition, there’s a need for information security measures to protect the integrity and privacy of data and operational security. Non-compliance with regulations like GDPR, HIPAA, and CCPA can have severe repercussions, including hefty fines and operational restrictions.

Cybersecurity 260

Cybersecurity Due Diligence Security Breach 260

Bank Automation

MAY 20, 2024

The SEC proposed amendments to its “Privacy of Consumer Financial Information and Safeguarding Customer Information” regulation, implemented in 2000, according to a May 15 fact sheet from the commission. The federal watchdog is looking to implement […]

Data Breach 80

Data Breach Breach Regulations Privacy 80

Fi911

JANUARY 4, 2024

We will provide insight into how these regulations differ between card schemes, and help financial institutions to better understand the dispute process from all sides. Certain regulations known as “chargeback rules” are, in fact, based on legal statutes. These are some of the key pieces of legislation and regulation.

Disputes 104

Disputes Laws Rules Governance 104

Tearsheet

FEBRUARY 27, 2025

PayPals crypto evolution PayPal laid the groundwork for its crypto venture by obtaining approvals and engaging with regulators. However, Zabaneh sees PYUSD differently, as it is backed by cash and Treasuries and is issued and managed by Paxos Trust Company, a centralized entity regulated by the NYDFS.

PayPal 72

PayPal Payments Privacy Digital Currency 72

The Payments Association

MAY 16, 2025

Merchant-facing regulation: What merchants need to know in 2025 15 May 2025 by Payments Intelligence LinkedIn Email X WhatsApp What is this article about? Each section includes an overview of the regulation, the legal and operational risks involved, and the practical actions required to support readiness and ongoing compliance.

Regulations 88

Regulations ISO 20022 Cross-Border Legal 88

Payments Source

MARCH 16, 2021

As the Consumer Financial Protection Bureau weighs rules on protecting customer information shared between banks and third parties, it should consider giving consumers full authority over their financial data and committing to direct oversight of everyone involved, including data aggregators and fintechs. ]].

CFPB 153

CFPB Regulations Rules Authorization 153

Segpay

OCTOBER 17, 2024

Age verification systems are essential tools for ensuring compliance with regulations designed to prevent minors from accessing inappropriate content or services. Age verification tools are developed to follow minimum age regulations to ensure that minors do not gain access to age-restricted content, services, or products.

Verification 111

Verification Privacy Laws Compliance 111

VISTA InfoSec

SEPTEMBER 27, 2024

A Data Protection Officer (DPO) can be called as an ally for organizations that deals with large amount of Privacy related data in its core operation. Expertise to assess and mitigate data privacy risks to ensure the organization remains protected from breaches.

CCPA 130

CCPA Privacy Assessments Laws 130

The Payments Association

MARCH 18, 2025

As more jurisdictions refine regulations and expand open finance frameworks, the focus will shift to interoperability, consumer trust, and cross-industry data integration. But open data also amplifies risks around privacy, consent, and data securityissues that payments firms must address as customer trust becomes a core competitive asset.

Finance 88

Finance Payment APIs and Integration Non-Bank Embedded Finance 88

Finextra

APRIL 24, 2024

At NextGen Nordics 2024 in Stockholm, moderator Debi Bell Hoskings hosted an interactive panel session on new regulation on data and privacy, asking for input from the audience.

Regulations 69

Regulations Privacy Payments 69

VISTA InfoSec

SEPTEMBER 14, 2023

If your business engages with these customers, it is subject to the EU’s General Data Protection Regulation (GDPR). This extensive data privacy regulation has an impact on many U.S. The GDPR has a considerable influence on data privacy globally, but what does it mean for the US? entities due to its extraterritorial reach.

Compliance 130

Compliance Privacy Legal Processors 130

Clearly Payments

NOVEMBER 13, 2024

Merchants in high-risk categories, such as online gaming, travel, and adult services, benefit from BIN data as it helps processors manage risk levels and ensure compliance with industry regulations. Payment processors must meet both local regulations and the specific compliance requirements of each card network and their sponsoring bank.

Process 104

Process Processors Payments Compliance 104

The Fintech Times

AUGUST 10, 2024

This initiative is timely as global attention on AI compliance intensifies, with new regulations in Asia as well as Europe highlighting the need for secure and ethical practices in the financial industry. Employing the latest AI attack techniques and methods, testing ensures the AI system’s safety and integrity prior to its launch.

Cybersecurity 119

Cybersecurity Compliance AI Privacy 119

The Payments Association

DECEMBER 10, 2024

It highlights the urgent need for payments firms to address AI-driven fraud to protect financial security, maintain customer trust, and comply with regulations. The growing threat of AI-related fraud puts financial institutions at risk of significant financial losses and jeopardises consumer trust and compliance with regulations.

AI 88

AI Fraud Detection Fraud Prevention Deepfake 88

Finextra

NOVEMBER 19, 2024

Work is being done in terms of concepts being considered and pilots being pushed through, but the reality – as the pair explain – is that these sectors are heavily regulated and change management and data privacy must be prioritised to ensure the appropriate guardrails are in place so that the industry can indeed move forward from this test and learn (..)

Use Case 121

Use Case AI Privacy Regulations 121

The Fintech Times

FEBRUARY 17, 2025

But as AI takes on more responsibility, it raises big questions around ethics, regulation, and accountability. In the US, there’s a push for minimal regulation to encourage innovation, whereas the EU is tightening regulations to ensure transparency and protect data privacy.

FinTech 59

FinTech Romance Scams Scams AI 59

VISTA InfoSec

MARCH 28, 2024

Companies that excel in data protection comply with stringent regulations and gain a competitive edge by building solid relationships with their customers. Always provide clear, easily understandable privacy policies, and obtain explicit consent before collecting personal information.

Data Breach 278

Data Breach Regulatory Compliance Breach Encryption 278

Fintech Review

MAY 1, 2025

Yet, as digital financial services scale globally… Regulation and compliance have become just as important as product design and user experience. Understanding regulation and compliance is now a critical success factor for fintech founders, investors, and operational leaders.

Compliance 59

Compliance Regulations FinTech Payment APIs and Integration 59

The Payments Association

APRIL 7, 2025

Stronger guidance and leadership from government and regulators could transform the market. Read More Defining “acceptable risk” in UK payments regulation March 17, 2025 No Comments How UK payments regulation can adapt to support innovation, investment, and growth while managing emerging risks. Read More

Financial Crimes 88

Financial Crimes Crime AML Fraud Prevention 88

The Fintech Times

FEBRUARY 18, 2025

While firms have a duty to ensure everyone who has a right to a service, gets it, regulations play a big part in ensuring firms do not let this priority slip down the list. He explores how abiding by one regulation in one country may not mean the regulation is needed in other countries the firm is operating in.

Regulations 72

Regulations AI Risk Automation 72