Processors - Payments Space

Payment Gateway vs Payment Processor: What You Need to Know

Stax

JUNE 8, 2025

A payment processor and payment gateway are both crucial components in transactions, as they enable the various ways that shoppers want to pay. TL;DR A payment processor is a provider that handles transactions between a buyer’s bank and a seller’s bank. That being said, they serve distinct roles in facilitating payments.

Payment Gateways

Payment Gateways Processors Gateways Online and Mobile Banking

How to Switch Payment Processors Without Interrupting Your Business

Clearly Payments

JUNE 10, 2025

Switching payment processors might sound like a risky move, especially if you’re worried about downtime, lost sales, or technical headaches. Get a Processor That Supports Migration Not all payment processors are created equal. A good processor will have a track record of smooth transitions. But it doesn’t have to be.

Processors

Processors Payments Settlement Credit Cards

Processors lean on AI to fight fraud

Payments Dive

JULY 2, 2025

Deep Dive Opinion Library Events Press Releases Topics Sign up Search Sign up Search Retail Banking Restaurants Regulations & Policy Risk Technology B2B An article from Processors lean on AI to fight fraud Payments players are urging Washington policymakers to leave artificial intelligence less regulated so they can use it to fight fraud.

Processors

Processors AI FedNow Federal Reserve

What is a Level 1 PCI Compliant Processor?

Cardfellow

MAY 10, 2025

But if your credit card processor is PCI compliant, does that mean they handle it for you? What does it mean if a credit card processor is PCI Level 1 compliant? For service providers, such as credit card processors, there are only 2. Level 2 processors can submit a Self-Assessment Questionnaire (SAQ) instead.

Processors

Processors Third Party Vendors Credit Cards Third-Party Service Provider

Is Your Partnership Toxic?: Evaluating Integrated Payments Partnerships in SaaS

Discover whether your payment processor is a true collaborator or a limitation on your company's aspirations by delving into our informative article. Is your integrated payments partnership maximizing your software company’s value or stifling its growth?

Payments

What Canadian Merchants Need to Know About International Payment Processing

Clearly Payments

OCTOBER 30, 2024

From selecting a compatible payment processor to navigating local regulations, each decision can significantly impact customer experience and business success abroad. Selecting the Right Payment Processor Choosing the right payment processor is foundational to expanding internationally.

International Payments

International Payments Process Multi-Currency Cross-Border

What is a BIN in Payment Processing

Clearly Payments

NOVEMBER 13, 2024

For payment processors and financial institutions, however, understanding BINs is essential for smooth transaction processing, security, and even risk management. Payment processors use this data to authenticate the card details, ensuring that the card being used matches the card type, issuer, and other key characteristics tied to the BIN.

Process

Process Processors Payments Compliance

How to Choose the Best Credit Card Processing Company for Your Business

Stax

JUNE 24, 2025

TL;DR Processors act as the middleman between your customer’s card and your bank, but not all are created equal—some offer better service, pricing, and tools than others. But not all processors operate the same way, and choosing the wrong one can create unnecessary friction in your customer experience and backend operations.

Credit Cards

Credit Cards Process Processors Online and Mobile Banking

Spendesk Selects Marqeta as Issuer Processor to Simplify Expense Management for Customers

The Fintech Times

MARCH 10, 2025

Spendesk , the European spend management and procurement solution provider, has selected Marqeta , the global card issuing platform, as its issuer processor for its payment institution, Spendesk Financial Services (SFS).

Processors

Processors Issuers Payment APIs and Integration API

Maximizing Success as an Independent Sales Agent: The Value of a Payment Partner

Maximize success as an independent sales agent with a supportive payment processor partner. This article reveals the challenges agents face with uncooperative processors, like slow responses and lack of support, leading to missed opportunities.

Payments

May 2025 Changelog

Basis Theory

JUNE 13, 2025

Apple Pay out of Beta and Now Includes MPANS We have officially launched our Apple Pay endpoints which enable the ability to use Apple Pay with any processor. With this release, users will be able to debundle tokens once and use those tokens with any processor.

Processors

Processors Product

How modern payments processing has changed: In conversation with BPC

The Payments Association

OCTOBER 28, 2024

These newcomers introduced more consumer-centric payment solutions, forcing traditional banks and processors to adapt and innovate to stay competitive. “In Allowing consumers to manage their card parameters through mobile apps represented a significant shift that traditional payment processors had to adapt to.

Process

Process Payment APIs and Integration Processors Payments

The Hidden Costs of Payment Processing No One Talks About

Clearly Payments

JANUARY 15, 2025

On top of that, your payment processor might add extra fees that arent always clearly explained. Processor Markup What It Is: The payment processors own cost on top of interchange and assessment fees. Why Its Hidden: Many merchant statements arent clear about how much of the fee is interchange vs. the processors markup.

Process

Process Processors Gateways Push-to-Card

Free Credit Card Machine = An Expensive Proposition

Cardfellow

MAY 19, 2025

You are virtually guaranteeing that you will overpay for credit card processing if you’re comparing processors based on which ones are willing to provide a free terminal. The Economics of “Free” Credit card processing is a for-profit business, and the average basic machine costs a processor anywhere from $100 to $300.

Credit Cards

Credit Cards Processors Chip Cards EMV

Can a Large Merchants Negotiate Lower Payment Processing Rates?

Clearly Payments

APRIL 24, 2025

Processor markup: This is the fee your payment processor (like Clearly Payments ) charges for facilitating the payment. But the processor markup is negotiable. Heres why processors are open to giving lower rates to high-volume businesses: Lower risk : Larger, established businesses are usually seen as more stable.

Large Merchants

Large Merchants Process Processors Volume

Credit Card Machine Companies

Cardfellow

MAY 19, 2025

Check out CardFellows full credit card processing equipment directory for reviews, feature lists, compatibility with processors, and more. Meaning their machines arent locked to particular processors or processing platforms.) That means that they dont restrict their machines to particular processors or platforms.

Credit Cards

Credit Cards Processors PayPal Push-to-Card

Payment Processing USA: 2024 Market Overview

Clearly Payments

NOVEMBER 6, 2024

Merchants partner with acquirers or payment processors to enable transactions. Payment Processor: ISO/PayFac : The payment processor handles the sales, support, onboarding, and sometimes technology for merchants, such as the payment terminals and payment gateway. The Number of Payment Processors in the USA The U.S.

Process

Process ISOs Credit Cards Online and Mobile Banking

Credit Card Processing Rates: How Much Does It Cost to Process Payments in 2025?

Stax

APRIL 8, 2025

Merchants can, however, negotiate with their payment processor to cut costs, tweak pricing, or secure better rates. Choosing a credit card processor that offers transparent pricing, strong customer support, and top-tier security is the key to lowering processing costs. of your payment processor.

Credit Cards

Credit Cards Process Processors Push-to-Card

Fiserv CEO embraces stablecoins

Payments Dive

JUNE 10, 2025

Deep Dive Opinion Library Events Press Releases Topics Sign up Search Sign up Search Retail Banking Restaurants Regulations & Policy Risk Technology B2B An article from Fiserv CEO embraces stablecoins The processor is developing an infrastructure that would let its merchant customers make use of the digital assets, Mike Lyons said.

Stablecoins

Stablecoins Cryptocurrency Cross-Border Payments Cross-Border

What is a Payment Processing System and How Does It Work?

Stax

MARCH 18, 2025

Well also look at key features of a payment processor to help you choose the right one for your business. A typical payment processing procedure involves multiple parties, including the merchant, customer, payment processor, payment gateway, issuing bank, acquiring bank, and card networks.

Process

Process Payment APIs and Integration Processors Online and Mobile Banking

What is a Chargeback Rate?

Fi911

DECEMBER 31, 2024

Maintaining a low chargeback rate is crucial for businesses, as excessive chargebacks can lead to increased fees, strained relationships with payment processors, or even the termination of merchant accounts. An acceptable chargeback rate typically depends on the card brand, payment processor, and other factors.

Disputes

Disputes Processors Visa Verification

Shift4 turns to restaurants for future growth

Payments Dive

MAY 5, 2025

The payment processor has signed thousands of restaurants in Europe and expects to delve deeper into that business.

Processors

Processors Payments

What 500 Businesses Told Us About Their Payment Preferences

Clearly Payments

JANUARY 14, 2025

What are you looking for in a payment processor? They want a payment processor that integrates with these systems without causing technical headaches. Tips for Choosing the Right Payment Processor Evaluate Your Needs Think about your sales channels (in-person, online, mobile, or a mix) and the payment methods your customers prefer.

Online and Mobile Banking

Online and Mobile Banking Processors Payments Debit Card

All You Need to Know About Internet Credit Card Payment Processing

Stax

MARCH 5, 2025

Payment processors undeniably play a critical role in the success of your online store; all shoppers wont be able to make purchases through your website without a robust payment solution. To accept online payments, you need a payment processor and payment gateway. Payment Gateways vs. Payment Processors: What’s the Difference?

Credit Card Payment Processing

Credit Card Payment Processing Credit Cards Process Payment Gateways

What Is Tiered Pricing in Credit Card Processing?

Stax

OCTOBER 21, 2024

Merchants can end up paying high fees if they have many non-qualified transactions and payment processors may even abruptly change their classification criteria. Finally, the fees also include a processor markup, which the payment processor sets. The interchange fee is another component, set by card issuers.

Credit Cards

Credit Cards Process Processors Processing Costs

Want the Cheapest Credit Card Processing? Surcharging May Be the Answer

Stax

JUNE 24, 2025

There is no such thing as a “free” payment processor, but there is a solution that can help to alleviate the financial burden: surcharging. These fees are typically calculated as a percentage of the transaction amount and are collected by the card networks from the acquiring banks or payment processors.

Credit Cards

Credit Cards Process Processors Laws

Marqeta to be issuer processor for new Klarna card

Finextra

JUNE 12, 2025

Marqeta, Inc.

Processors

Processors Issuers Embedded Finance Debit Card

What’s the secret technology inside Chime?

Bank Automation

JUNE 10, 2025

ChimeCore, the fintech’s proprietary payment processor and ledger, was launched with little attention in 2024, and it allows Chime to […] The post What’s the secret technology inside Chime? appeared first on Bank Automation News.

Technology

Technology Processors Automation FinTech

Payment Stats That Will Blow Your Mind (and Change Your Strategy)

Clearly Payments

DECEMBER 19, 2024

Some payment processors make it easy for businesses to integrate crypto payments, helping you stand out and attract a new customer base. Partnering with a payment processor that supports omnichannel capabilities will not only improve customer experience but also provide valuable insights into purchasing behavior.

BNPL

BNPL Contactless Payments Processors Payments

Don’t Lease a Credit Card Machine!

Cardfellow

MAY 19, 2025

Thankfully, the practice of leasing credit card machines has been declining in recent years, but some processors just can’t seem to let the cash cow go. Leasing processing equipment is a big money maker, and processors with questionable business practices will ride the gravy train to the end of the tracks.

Credit Cards

Credit Cards Processors Agreements ISOs

Fiserv nets special banking charter in Georgia

Payments Dive

OCTOBER 4, 2024

The payments processor is only the second company to win the special bank charter since Georgia made it available.

Processors

Processors Payments

How are Interchange Fees Calculated?

Stax

MARCH 13, 2025

Payment processors usually tack on additional fees on top of interchange to compensate for their services (based on their pricing model ). Payment processors set their own pricing models, which determine how interchange fees are passed on to merchants. Some processors also offer lower rates for specific industries or transaction types.

Debit Card

Debit Card Credit Cards Processors Processing Costs

The Ultimate Guide to Accepting Credit Card Payments

Stax

MAY 6, 2025

Payment processor This refers to the credit card processing company that connects the merchant, card associations, and issuing banks to facilitate payments. Further, they can play the role of the payments processor, making them a critical part of the transaction. Think: Visa, Mastercard, American Express, and Discover.

Credit Cards

Credit Cards Online and Mobile Banking Payment APIs and Integration Credit Card Payment Processing

Issuing Banks: Where does your money go?

Cardfellow

JUNE 14, 2025

Processors So far, we have three financial institutions — the card brand, the card-issuing banks, and the member bank. Here’s where a new party comes in: third party credit card processors. Oftentimes, when a business owner refers to their credit card processor, they mean these people. The processor’s mark-up.

Credit Cards

Credit Cards Processors ISOs Visa

Fiserv buys out AIB Merchant Services

Payments Dive

JUNE 6, 2025

The payments processor’s deal to buy the ownership stake that it doesn’t already own is expected to give it a stronger foothold in Europe.

Processors

Processors Payments

Kuady Partners With MeridianBet (GMGI) to Power Seamless Payment Experience in LatAm

Fintech Finance

DECEMBER 17, 2024

Kuady , a payments service processor for Latin America, has today announced a new partnership with global sports betting and gaming provider MeridianBet. The integration will enable MeridianBet users in Latam to access Kuadys full suite of payment features, offering real-time deposits and withdrawals to enhance the betting experience.

Processors

Processors Payments Economy Security

Merchant Underwriting: What It Is, How It Works, and Why It’s Important

Stax

JANUARY 23, 2025

The merchant underwriting process is a critical step that payment processors and financial institutions use to assess the risk associated with onboarding new businesses. Merchant account underwriting is the evaluation process payment processors use to assess whether a business meets the criteria for accepting credit card payments.

Underwriting

Underwriting PCI DSS Money Laundering Processors

How Beltone Hearing Center is Using PayJunction to Scale to 21+ Locations (With Just One Bookkeeper)

PayJunction

MARCH 28, 2025

When Ed Ryan, owner of Beltone Tri-State, was initially scaling Beltone Hearing Center, he wasnt actively looking to switch payment processors. But behind the scenes, cracks in the payment systems functionality were starting to show.

Processors

Processors Payments

Tapi buys Mastercard’s Arcus assets for Mexico push

Finextra

JUNE 29, 2025

Argentinian payments processor tapi has acquired the utility payments and cash handling operations of Mastercard's Mexican business Arcus.

Processors

Processors Visa Acquirers Payments

Credit Card Merchant Services: What to Look for (and What Most Businesses Miss)

Stax

MAY 13, 2025

Payment gateway – A secure system that transmits encrypted transaction data between your website or terminal and your processor. Beyond that, processors also support payment methods like ACH and Text to Pay that can give your customers the convenience they crave. These vary based on card type, transaction volume, and risk level.

Credit Cards

Credit Cards Payment APIs and Integration Processors Online and Mobile Banking

Toast targets entertainment venues

Payments Dive

MAY 16, 2025

The digital processor signed a Dallas-based chain of driving ranges as a customer in the first quarter, and has made a push to add movie theaters, bowling alleys and arcades.

Processors

The Ultimate Guide to Ecommerce Payment Solutions

Stax

APRIL 3, 2025

Payment processor – Handles the technical aspects of the payment. Payment processors that comply with this regulation protect businesses from data breaches and credit card fraud. Since you run an eCommerce store, it makes sense to prioritize an online payment processor. What payment methods do your customers prefer?

Payment Solutions

Payment Solutions Payment APIs and Integration Payment Gateways Gateways